XML 70 R57.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Loans and Allowance for Credit Losses - Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Calendar Year of Origination (Detail) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Financing Receivable, Recorded Investment [Line Items]    
2024 $ 43,030 $ 56,417
2023 142,910 212,517
2022 177,235 99,138
2021 85,294 86,618
2020 79,971 29,700
Prior Years 117,949 109,934
Total loans 646,389 594,324
Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 43,030 53,624
2023 142,763 212,452
2022 177,183 98,869
2021 84,877 84,506
2020 78,062 29,096
Prior Years 117,237 109,593
Total loans 643,152 588,140
Watch [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2021 72  
Prior Years   335
Total loans 72 335
Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024   2,793
2023 147 65
2022 52 269
2021 345 2,112
2020 1,909 604
Prior Years 712 6
Total loans 3,165 5,849
One- to four-family [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 14,790 22,046
2023 39,216 56,060
2022 51,267 27,937
2021 24,439 18,529
2020 15,455 6,218
Prior Years 32,096 33,064
Total loans 177,263 163,854
Current period charge-offs Prior Years 3  
Current period charge-offs Total 3  
Current period recoveries Prior Years   1
Current period recoveries Total   1
One- to four-family [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 14,790 22,032
2023 39,202 56,054
2022 51,262 27,843
2021 24,362 18,468
2020 15,455 5,996
Prior Years 31,926 32,729
Total loans 176,997 163,122
One- to four-family [Member] | Watch [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2021 72  
Prior Years   335
Total loans 72 335
One- to four-family [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024   14
2023 14 6
2022 5 94
2021 5 61
2020   222
Prior Years 170  
Total loans 194 397
Multi-family [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 573 674
2023 9,004 37,826
2022 51,279 10,647
2021 20,346 14,399
2020 22,728 8,831
Prior Years 22,101 17,272
Total loans 126,031 89,649
Multi-family [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 573 674
2023 9,004 37,826
2022 51,279 10,647
2021 20,346 14,399
2020 22,728 8,587
Prior Years 21,867 17,272
Total loans 125,797 89,405
Multi-family [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2020   244
Prior Years 234  
Total loans 234 244
Home equity lines of credit [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 1,629 982
2023 2,361 2,554
2022 1,874 1,301
2021 1,806 1,035
2020 795 789
Prior Years 1,394 1,405
Total loans 9,859 8,066
Home equity lines of credit [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 1,629 982
2023 2,361 2,554
2022 1,874 1,301
2021 1,806 1,035
2020 795 789
Prior Years 1,394 1,405
Total loans 9,859 8,066
Construction [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 9,123 2,882
2023 21,043 29,188
2022 3,250 10,432
2021   8,471
Prior Years 292  
Total loans 33,708 50,973
Construction [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 9,123 2,882
2023 21,043 29,188
2022 3,250 10,432
2021   8,471
Prior Years 292  
Total loans 33,708 50,973
Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 4,602 12,214
2023 29,665 63,645
2022 57,530 29,320
2021 27,772 33,364
2020 31,310 5,925
Prior Years 49,138 49,239
Total loans 200,017 193,707
Commercial [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 4,602 12,214
2023 29,665 63,645
2022 57,530 29,320
2021 27,622 32,502
2020 30,489 5,844
Prior Years 48,886 49,239
Total loans 198,794 192,764
Commercial [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2021 150 862
2020 821 81
Prior Years 252  
Total loans 1,223 943
Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 10,357 15,228
2023 38,986 20,063
2022 10,205 17,847
2021 10,088 9,986
2020 9,289 7,726
Prior Years 12,859 8,843
Total loans 91,784 79,693
Current period charge-offs 2023   (10)
Current period charge-offs 2022   (4)
Current period charge-offs Total   (14)
Current period recoveries 2020 242 14
Current period recoveries Prior Years   9
Current period recoveries Total 242 23
Commercial [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 10,357 12,449
2023 38,853 20,004
2022 10,158 17,673
2021 9,898 8,797
2020 8,201 7,669
Prior Years 12,803 8,841
Total loans 90,270 75,433
Commercial [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024   2,779
2023 133 59
2022 47 174
2021 190 1,189
2020 1,088 57
Prior Years 56 2
Total loans 1,514 4,260
Consumer [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 1,956 2,391
2023 2,635 3,181
2022 1,830 1,654
2021 843 834
2020 394 211
Prior Years 69 111
Total loans 7,727 8,382
Current period charge-offs 2024 (48) (33)
Current period charge-offs 2021 (1) (4)
Current period charge-offs Total (49) (37)
Current period recoveries 2024 14 14
Current period recoveries Prior Years   1
Current period recoveries Total 14 15
Consumer [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 1,956 2,391
2023 2,635 3,181
2022 1,830 1,653
2021 843 834
2020 394 211
Prior Years 69 107
Total loans $ 7,727 8,377
Consumer [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2022   1
Prior Years   4
Total loans   $ 5