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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Operating Activities    
Net income $ 1,790 $ 4,660
Items not requiring (providing) cash    
Depreciation 671 663
Provision (credit) for credit losses on loans 150 (228)
Amortization (accretion) of premiums and discounts on securities (214) 118
Deferred income taxes 120 (156)
Net realized gains on loan sales (266) (172)
Net realized losses on sales of available-for-sale securities 0 171
Loss (gain) on foreclosed real estate held for sale 1 (28)
Bank-owned life insurance income, net (506) (388)
Originations of loans held for sale (13,531) (7,554)
Proceeds from sales of loans held for sale 13,788 7,934
ESOP compensation expense 303 335
Stock equity plan expense 260 327
Changes in    
Accrued interest receivable (676) (758)
Other assets 921 (3,053)
Accrued interest payable 1,343 1,490
Post-retirement benefit obligation 23 21
Other liabilities (1,894) (616)
Net cash provided by operating activities 2,283 2,766
Investing Activities    
Net change in interest bearing time deposits 1,000 250
Purchases of available-for-sale securities (1,977) (18,205)
Proceeds from the sales of available-for-sale securities 0 7,695
Proceeds from maturities and pay-downs of available-for-sale securities 14,340 23,601
Net change in loans (51,993) (68,373)
Purchase of premises and equipment (247) (2,250)
Proceeds from sale of premises and equipment 88 0
Proceeds from the sale of foreclosed assets 33 148
Purchase of Federal Home Loan Bank stock (2,292) (1,050)
Redemption of Federal Home Loan Bank stock 920 1,065
Proceeds from settlement of bank-owned life insurance death claim 375 0
Net cash used in investing activities (39,753) (57,119)
Financing Activities    
Net decrease in demand deposits, money market, NOW and savings accounts (44,174) (49,826)
Net increase in certificates of deposit, including brokered certificates 36,037 33,120
Net increase (decrease) in advances from borrowers for taxes and insurance (265) 730
Proceeds from Federal Home Loan Bank advances 680,499 513,600
Repayment of Federal Home Loan Bank advances (667,000) (509,100)
Proceeds from other borrowings 523,175 0
Repayments of other borrowings (497,925) 0
Net increase in repurchase agreements 6,985 1,543
Dividends paid (1,279) (1,269)
Proceeds from exercise of stock options 0 732
Net cash provided by (used in) financing activities 36,053 (10,470)
Decrease in Cash and Cash Equivalents (1,417) (64,823)
Cash and Cash Equivalents, Beginning of Year 10,988 75,811
Cash and Cash Equivalents, End of Year 9,571 10,988
Supplemental Cash Flows Information    
Interest paid 21,912 8,585
Income taxes paid (net of refunds) 347 2,096
Foreclosed assets acquired in settlement of loans $ 3 $ 31