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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Operating Activities    
Net income $ 651 $ 3,373
Items not requiring (providing) cash    
Depreciation 345 323
Provision for credit losses 586 13
Amortization (accretion) of premiums and discounts on securities (116) 201
Deferred income taxes 63 (147)
Net realized gains on loan sales (110) (76)
Net realized losses on sales of available-for-sale securities 0 183
Loss (gain)on foreclosed assets held for sale 2 (28)
Bank-owned life insurance income, net (206) (194)
Originations of loans held for sale (5,764) (3,276)
Proceeds from sales of loans held for sale 5,257 3,527
ESOP compensation expense 144 180
Stock equity plan expense 163 147
Changes in    
Accrued interest receivable (977) (558)
Other assets 2,010 (1,455)
Accrued interest payable 1,183 499
Post-retirement benefit obligation 14 12
Other liabilities (2,126) (2,173)
Net cash provided by operating activities 1,119 551
Investing Activities    
Net change in interest-bearing time deposits 500 250
Purchases of available-for-sale securities (1,977) (11,398)
Proceeds from sales of available-for-sale securities 0 3,846
Proceeds from maturities and pay-downs of available-for-sale securities 5,793 14,810
Net change in loans (66,152) (42,183)
Purchase of premises and equipment (107) (114)
Proceeds from sale of foreclosed assets 25 148
Purchase of Federal Home Loan Bank stock (2,292) (1,050)
Redemption of Federal Home Loan Bank stock 0 349
Net cash used in investing activities (64,210) (35,342)
Financing Activities    
Net decrease in demand deposits, money market, NOW and savings accounts (91,738) (98,470)
Net increase in certificates of deposit, including brokered certificates 34,469 13,787
Net increase in advances from borrowers for taxes and insurance 2 596
Proceeds from other borrowings 229,625 0
Repayments of other borrowings (195,250) 0
Proceeds from Federal Home Loan Bank advances 414,050 176,000
Repayments of Federal Home Loan Bank advances (335,500) (125,000)
Net increase in repurchase agreements 5,253 694
Dividends paid (639) (633)
Proceeds from exercise of stock options 0 449
Net cash provided by (used in) financing activities 60,272 (32,577)
Net Decrease in Cash and Cash Equivalents (2,819) (67,368)
Cash and Cash Equivalents, Beginning of Period 10,988 75,811
Cash and Cash Equivalents, End of Period 8,169 8,443
Supplemental Cash Flows Information    
Interest paid 9,366 2,390
Income taxes paid 108 1,272
Foreclosed assets in the settlement of loans $ 3 $ 0