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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Operating Activities    
Net income $ 1,359 $ 4,063
Items not requiring (providing) cash    
Depreciation 514 487
Provision for credit losses 196 253
Amortization (accretion) of premiums and discounts on securities (172) 217
Deferred income taxes 132 (236)
Net realized gains on loan sales (186) (124)
Net realized losses on sales of available-for-sale securities 0 171
Loss (gain)on foreclosed assets held for sale 2 (28)
Bank-owned life insurance income, net (318) (290)
ESOP compensation expense 223 263
Stock equity plan expense 212 237
Originations of loans held for sale (9,225) (5,116)
Proceeds from sales of loans held for sale 8,938 5,458
Changes in    
Accrued interest receivable (968) (618)
Other assets 1,312 (1,648)
Accrued interest payable 1,096 785
Post-retirement benefit obligation 19 17
Other liabilities (1,996) (2,239)
Net cash provided by operating activities 1,138 1,652
Investing Activities    
Net change in interest bearing time deposits 500 250
Purchases of available-for-sale securities (1,977) (16,810)
Proceeds from the sales of available-for-sale securities 0 7,695
Proceeds from maturities and pay-downs of available-for-sale securities 8,395 19,832
Net change in loans (55,739) (59,786)
Purchase of premises and equipment (193) (2,142)
Proceeds from sale of premises and equipment 88 0
Proceeds from sale of foreclosed assets 25 148
Purchase of Federal Home Loan Bank stock (2,292) (1,050)
Redemption of Federal Home Loan Bank Stock 0 349
Net cash used in investing activities (51,193) (51,514)
Financing Activities    
Net decrease in demand deposits, money market, NOW and savings accounts (92,533) (96,884)
Net increase in certificates of deposit, including brokered certificates 39,007 36,432
Net increase in advances from borrowers for taxes and insurance 98 849
Proceeds from other borrowings 497,875 0
Repayments of other borrowings (472,575) 0
Proceeds from Federal Home Loan Bank advances 561,999 263,600
Repayments of Federal Home Loan Bank advances (485,500) (222,100)
Net increase in repurchase agreements 7,395 1,520
Dividends paid (639) (633)
Proceeds from exercise of stock options 0 732
Net cash provided by (used in) financing activities 55,127 (16,484)
Net Increase (Decrease) in Cash and Cash Equivalents 5,072 (66,346)
Cash and Cash Equivalents, Beginning of Period 10,988 75,811
Cash and Cash Equivalents, End of Period 16,060 9,465
Supplemental Cash Flows Information    
Interest paid 15,997 5,266
Income taxes paid, net of refunds 221 1,780
Foreclosed assets acquired in settlement of loans 3 0
Dividends payable $ 671 $ 672