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Condensed Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Interest and Dividend Income    
Interest and fees on loans $ 9,475 $ 7,733
Securities:    
Taxable 1,253 1,395
Tax-exempt 23 26
Federal Home Loan Bank dividends 113 68
Deposits with other financial institutions 49 69
Total interest and dividend income 10,913 9,291
Interest Expense    
Deposits 4,753 3,835
Federal Home Loan Bank advances and repurchase agreements 1,033 873
Line of credit and other borrowings 306 0
Total interest expense 6,092 4,708
Net Interest Income 4,821 4,583
Provision for Credit Losses 382 222
Net Interest Income After Provision for Credit Losses 4,439 4,361
Noninterest Income    
Insurance commissions 184 171
Brokerage commissions 178 162
Net realized losses on sale of available-for-sale securities (71) 0
Mortgage banking income (loss), net (42) 140
Gain on sale of loans 97 72
Bank-owned life insurance income, net 115 101
Other 761 311
Total noninterest income 1,408 1,128
Noninterest Expense    
Compensation and benefits 3,068 3,016
Office occupancy 279 289
Equipment 579 546
Federal deposit insurance 132 138
Stationary, printing and office 22 10
Advertising 101 77
Professional services 136 92
Supervisory examinations 25 27
Audit and accounting services 92 83
Organizational dues and subscriptions 22 23
Insurance bond premiums 64 59
Telephone and postage 46 41
Other 430 447
Total noninterest expense 4,996 4,848
Income Before Income Tax 851 641
Provision for Income Tax 218 175
Net Income $ 633 $ 466
Earnings Per Share:    
Basic $ 0.2 $ 0.15
Diluted 0.2 0.14
Dividends declared per common share $ 0.2 $ 0.2
Customer Service Fees [Member]    
Noninterest Income    
Noninterest income $ 125 $ 101
Other Service Charges and Fees [Member]    
Noninterest Income    
Noninterest income $ 61 $ 70