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Condensed Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Interest and Dividend Income        
Interest and fees on loans $ 9,564 $ 8,702 $ 19,039 $ 16,435
Securities:        
Taxable 1,266 1,365 2,519 2,760
Tax-exempt 23 25 46 51
Federal Home Loan Bank dividends 101 78 214 146
Deposits with other financial institutions 56 59 105 128
Total interest and dividend income 11,010 10,229 21,923 19,520
Interest Expense        
Deposits 4,694 4,336 9,447 8,171
Federal Home Loan Bank advances and repurchase agreements 1,089 1,355 2,122 2,228
Line of credit and other borrowings 210 150 516 150
Total interest expense 5,993 5,841 12,085 10,549
Net Interest Income 5,017 4,388 9,838 8,971
Provision (Credit) for Credit Losses (450) 364 (68) 586
Net Interest Income After Provision (Credit) for Credit Losses 5,467 4,024 9,906 8,385
Noninterest Income        
Insurance commissions 214 203 398 374
Brokerage commissions 183 157 361 319
Net realized gains (losses) on sales of available-for-sale securities 0 0 (71) 0
Mortgage banking income (loss), net 198 (48) 156 92
Gain on sale of loans 72 38 169 110
Bank-owned life insurance income, net 114 105 229 206
Other 287 289 1,048 600
Total noninterest income 1,257 915 2,665 2,043
Noninterest Expense        
Compensation and benefits 3,184 2,832 6,252 5,848
Office occupancy 256 288 535 577
Equipment 568 593 1,147 1,139
Federal deposit insurance 124 162 256 300
Stationary, printing and office 29 20 51 30
Advertising 86 105 187 182
Professional services 163 137 299 229
Supervisory examinations 32 27 57 54
Audit and accounting services 22 23 114 106
Organizational dues and subscriptions 5 6 27 29
Insurance bond premiums 68 54 132 113
Telephone and postage 49 32 95 73
Loss on foreclosed assets, net 0 2 0 2
Other 456 426 886 873
Total noninterest expense 5,042 4,707 10,038 9,555
Income Before Income Tax 1,682 232 2,533 873
Provision for Income Tax 463 47 681 222
Net Income $ 1,219 $ 185 $ 1,852 $ 651
Earnings Per Share:        
Basic $ 0.38 $ 0.06 $ 0.57 $ 0.2
Diluted 0.38 0.06 0.57 0.2
Dividends declared per common share $ 0 $ 0 $ 0.2 $ 0.2
Customer Service Fees [Member]        
Noninterest Income        
Noninterest income $ 121 $ 108 $ 246 $ 209
Other Service Charges and Fees [Member]        
Noninterest Income        
Noninterest income $ 68 $ 63 $ 129 $ 133