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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Operating Activities    
Net income $ 1,852 $ 651
Items not requiring (providing) cash    
Depreciation 310 345
Provision (credit) for credit losses (68) 586
Amortization (accretion) of premiums and discounts on securities (74) (116)
Deferred income taxes 32 63
Net realized gains on loan sales (169) (110)
Net realized losses on sales of available-for-sale securities 71 0
Loss (gain) on foreclosed assets held for sale 0 2
Bank-owned life insurance income, net (227) (206)
Originations of loans held for sale (4,629) (5,764)
Proceeds from sales of loans held for sale 4,811 5,257
ESOP compensation expense 189 144
Stock equity plan expense 95 163
Changes in    
Accrued interest receivable (522) (977)
Other assets 1,210 2,010
Accrued interest payable (808) 1,183
Post-retirement benefit obligation (1) 14
Other liabilities (61) (2,126)
Net cash provided by operating activities 2,011 1,119
Investing Activities    
Net change in interest bearing time deposits 0 500
Purchases of available-for-sale securities (6,179) (1,977)
Proceeds from sales of available-for-sale securities 4,665 0
Proceeds from maturities and pay downs of available-for-sale securities 9,847 5,793
Net change in loans (8,236) (66,152)
Purchase of premises and equipment (143) (107)
Proceeds from sale of foreclosed assets 1 25
Purchase of Federal Home Loan Bank stock (1,339) (2,292)
Redemption of Federal Home Loan Bank stock 168 0
Net cash used in investing activities (1,216) (64,210)
Financing Activities    
Net decrease in demand deposits, money market, NOW and savings accounts (50,173) (91,738)
Net increase in certificates of deposit, including brokered certificates 5,122 34,469
Net increase (decrease) in advances from borrowers for taxes and insurance (183) 2
Proceeds from other borrowings 51,600 229,625
Repayments of other borrowings (76,850) (195,250)
Proceeds from Federal Home Loan Bank advances 362,500 414,050
Repayments of Federal Home Loan Bank advances (296,500) (335,500)
Net increase in repurchase agreements 667 5,253
Dividends paid (643) (639)
Net cash provided by (used in) financing activities (4,460) 60,272
Net Decrease in Cash and Cash Equivalents (3,665) (2,819)
Cash and Cash Equivalents, Beginning of Period 9,571 10,988
Cash and Cash Equivalents, End of Period 5,906 8,169
Supplemental Cash Flows Information    
Interest paid 12,893 9,366
Income taxes paid (net of refunds) 333 108
Foreclosed assets in the settlement of loans $ 1 $ 3