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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2025
Jun. 30, 2024
Assets    
Cash and due from banks $ 7,821 $ 9,276
Interest-bearing demand deposits 1,051 295
Cash and cash equivalents 8,872 9,571
Interest-bearing time deposits in banks 250 250
Available-for-sale securities 184,585 190,475
Loans, net of allowance for credit losses of $7,094 and $7,499 at March 31, 2025 and June 30, 2024, respectively 638,193 639,297
Premises and equipment, net of accumulated depreciation of $9,661 and $9,196 at March 31, 2025 and June 30, 2024, respectively 10,282 10,580
Federal Home Loan Bank stock, at cost 5,763 4,499
Foreclosed assets held for sale 40 0
Accrued interest receivable 3,827 3,457
Bank-owned life insurance 15,232 14,892
Mortgage servicing rights 1,452 1,491
Deferred income taxes 9,225 10,483
Other 1,420 2,750
Total assets 879,141 887,745
Deposits    
Demand 39,626 103,314
Savings, NOW and money market 323,363 304,230
Certificates of deposit 291,203 290,633
Brokered certificates of deposit 29,787 29,000
Total deposits 683,979 727,177
Repurchase agreements 18,910 17,772
Federal Home Loan Bank advances 85,999 32,999
Other borrowings 0 25,250
Advances from borrowers for taxes and insurance 1,168 968
Accrued post-retirement benefit obligation 2,260 2,256
Accrued interest payable 1,729 3,009
Allowance for credit losses on off-balance sheet credit exposures 57 98
Other 6,099 4,300
Total liabilities 800,201 813,829
Commitments and Contingencies
Stockholders' Equity    
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,351,526 and 3,353,026 shares issued and outstanding at March 31, 2025 and June 30, 2024, respectively 33 33
Additional paid-in capital 52,214 51,913
Unearned ESOP shares, at cost, 120,281 and 134,715 shares at March 31, 2025 and June 30, 2024, respectively (1,203) (1,347)
Retained earnings 45,426 43,876
Accumulated other comprehensive loss, net of tax (17,530) (20,559)
Total stockholders' equity 78,940 73,916
Total liabilities and stockholders' equity $ 879,141 $ 887,745