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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2025
Jun. 30, 2025
Assets    
Cash and due from banks $ 7,468 $ 18,703
Interest-bearing demand deposits 559 1,389
Cash and cash equivalents 8,027 20,092
Interest-bearing time deposits in banks 250 250
Available-for-sale securities 189,824 187,753
Loans, net of allowance for credit losses of $6,491 and $6,627 at September 30, 2025 and June 30, 2025, respectively 619,282 633,603
Premises and equipment, net of accumulated depreciation of $9,662 and $9,503 at September 30, 2025 and June 30, 2025, respectively 10,085 10,201
Federal Home Loan Bank stock, at cost 4,844 5,174
Foreclosed assets held for sale 40 165
Accrued interest receivable 3,693 3,545
Bank-owned life insurance 15,466 15,348
Mortgage servicing rights 1,430 1,429
Deferred income taxes 7,904 8,656
Other 1,487 1,443
Total assets 862,332 887,659
Deposits    
Demand 35,180 104,428
Savings, NOW and money market 326,607 303,745
Certificates of deposit 290,260 283,368
Brokered certificates of deposit 28,217 29,717
Total deposits 680,264 721,258
Repurchase agreements 18,130 18,795
Federal Home Loan Bank advances 69,124 54,124
Advances from borrowers for taxes and insurance 681 972
Accrued post-retirement benefit obligation 2,172 2,169
Accrued interest payable 1,812 1,861
Allowance for credit losses on off-balance sheet credit exposures 98 75
Other 5,529 6,568
Total liabilities 777,810 805,822
Commitments and Contingencies
Stockholders' Equity    
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,351,526 shares issued and outstanding at both September 30, 2025 and June 30, 2025 33 33
Additional paid-in capital 52,448 52,329
Unearned ESOP shares, at cost, 110,659 and 115,470 shares at September 30, 2025 and June 30, 2025, respectively (1,107) (1,155)
Retained earnings 47,616 46,894
Accumulated other comprehensive loss, net of tax (14,468) (16,264)
Total stockholders' equity 84,522 81,837
Total liabilities and stockholders' equity $ 862,332 $ 887,659