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Condensed Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Interest and Dividend Income    
Interest and fees on loans $ 9,485 $ 9,475
Securities    
Taxable 1,344 1,253
Tax-exempt 13 23
Federal Home Loan Bank dividends 123 113
Deposits with other financial institutions 127 49
Total interest and dividend income 11,092 10,913
Interest Expense    
Deposits 4,098 4,753
Federal Home Loan Bank advances and repurchase agreements 810 1,033
Line of credit and other borrowings 1 306
Total interest expense 4,909 6,092
Net Interest Income 6,183 4,821
Provision (Credit) for Credit Losses (42) 382
Net Interest Income After Provision (Credit) for Credit Losses 6,225 4,439
Noninterest Income    
Insurance commissions 187 184
Brokerage commissions 198 178
Net realized losses on sale of available-for-sale securities (114) (71)
Mortgage banking income (loss), net 86 (42)
Gain on sale of loans 116 97
Bank-owned life insurance income, net 118 115
Other 344 761
Total noninterest income 1,142 1,408
Noninterest Expense    
Compensation and benefits 3,380 3,068
Office occupancy 286 279
Equipment 603 579
Federal deposit insurance 89 132
Stationary, printing and office 25 22
Advertising 112 101
Professional services 146 136
Supervisory examination 9 25
Audit and accounting services 90 92
Organizational dues and subscriptions 22 22
Insurance bond premiums 66 64
Telephone and postage 48 46
Loss on sale of foreclosed assets, net 97 0
Other 490 430
Total noninterest expense 5,463 4,996
Income Before Income Tax 1,904 851
Provision for Income Tax 512 218
Net Income $ 1,392 $ 633
Earnings Per Share:    
Basic $ 0.43 $ 0.2
Diluted 0.43 0.2
Dividends declared per common share $ 0.2 $ 0.2
Customer Service Fees [Member]    
Noninterest Income    
Noninterest income $ 132 $ 125
Other Service Charges and Fees [Member]    
Noninterest Income    
Noninterest income $ 75 $ 61