<SEC-DOCUMENT>0000943374-25-000043.txt : 20250204
<SEC-HEADER>0000943374-25-000043.hdr.sgml : 20250204
<ACCEPTANCE-DATETIME>20250204133204
ACCESSION NUMBER:		0000943374-25-000043
CONFORMED SUBMISSION TYPE:	SCHEDULE 13G
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20250204

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			IF Bancorp, Inc.
		CENTRAL INDEX KEY:			0001514743
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				451834449
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-86448
		FILM NUMBER:		25586754

	BUSINESS ADDRESS:	
		STREET 1:		201 E. CHERRY ST
		CITY:			WATSEKA
		STATE:			IL
		ZIP:			60970
		BUSINESS PHONE:		(815) 432-2476

	MAIL ADDRESS:	
		STREET 1:		201 E. CHERRY ST
		CITY:			WATSEKA
		STATE:			IL
		ZIP:			60970

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Iroquois Federal Savings & Loan Association Employee Stock Ownership Plan Trust
		CENTRAL INDEX KEY:			0002053935
		ORGANIZATION NAME:           	
		IRS NUMBER:				452409763
		STATE OF INCORPORATION:			IL
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G

	BUSINESS ADDRESS:	
		STREET 1:		201 E. CHERRY STREET
		CITY:			WATSEKA
		STATE:			IL
		ZIP:			60970
		BUSINESS PHONE:		815-432-2476

	MAIL ADDRESS:	
		STREET 1:		201 E. CHERRY STREET
		CITY:			WATSEKA
		STATE:			IL
		ZIP:			60970
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13G
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13g" xmlns:com="http://www.sec.gov/edgar/common">
<headerData>
<submissionType>SCHEDULE 13G</submissionType>
<filerInfo>
<filer>
<filerCredentials>
<cik>0002053935</cik>
<ccc>XXXXXXXX</ccc>
</filerCredentials>
</filer>
<liveTestFlag>LIVE</liveTestFlag>



</filerInfo>
</headerData>
<formData>
<coverPageHeader>
<securitiesClassTitle>Common Stock, par value $0.01 per share</securitiesClassTitle>
<eventDateRequiresFilingThisStatement>12/31/2024</eventDateRequiresFilingThisStatement>
<issuerInfo>
<issuerCik>0001514743</issuerCik>
<issuerName>IF BANCORP, INC.</issuerName>
<issuerCusip>44951J105</issuerCusip>
<issuerPrincipalExecutiveOfficeAddress>
<com:street1>201 E. Cherry Street</com:street1>
<com:city>Watseka</com:city>
<com:stateOrCountry>IL</com:stateOrCountry>
<com:zipCode>60970</com:zipCode>
</issuerPrincipalExecutiveOfficeAddress>
</issuerInfo>
<designateRulesPursuantThisScheduleFiled>
<designateRulePursuantThisScheduleFiled>Rule 13d-1(b)</designateRulePursuantThisScheduleFiled>
</designateRulesPursuantThisScheduleFiled>
</coverPageHeader>
<coverPageHeaderReportingPersonDetails>

<reportingPersonName>Iroquois Federal Savings &amp; Loan Association Employee Stock Ownership Plan Trust</reportingPersonName>
<memberGroup>b</memberGroup>
<citizenshipOrOrganization>IL</citizenshipOrOrganization>
<reportingPersonBeneficiallyOwnedNumberOfShares>
<soleVotingPower>134715</soleVotingPower>
<sharedVotingPower>182287</sharedVotingPower>
<soleDispositivePower>299647</soleDispositivePower>
<sharedDispositivePower>17355</sharedDispositivePower>
</reportingPersonBeneficiallyOwnedNumberOfShares>
<reportingPersonBeneficiallyOwnedAggregateNumberOfShares>317002</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>
<aggregateAmountExcludesCertainSharesFlag>N</aggregateAmountExcludesCertainSharesFlag>
<classPercent>9.5</classPercent>
<typeOfReportingPerson>EP</typeOfReportingPerson>
</coverPageHeaderReportingPersonDetails>
<items>
<item1>
<issuerName>IF BANCORP, INC.</issuerName>
<issuerPrincipalExecutiveOfficeAddress>201 E. Cherry Street, Watseka, Illinois, 60970</issuerPrincipalExecutiveOfficeAddress>
</item1>
<item2>
<filingPersonName>Iroquois Federal Savings and Loan Association&#13;
Employee Stock Ownership Plan Trust&#13;
Trustee: First Trust of MidAmerica&#13;
	   Services provided by Community Bank of Pleasant Hill</filingPersonName>
<principalBusinessOfficeOrResidenceAddress>3500 N Village Dr. Suite 220&#13;
St. Joseph, Missouri  64506</principalBusinessOfficeOrResidenceAddress>
<citizenship>Illinois</citizenship>
</item2>
<item3>
<notApplicableFlag>N</notApplicableFlag>
<typeOfPersonFiling>EP</typeOfPersonFiling>
</item3>
<item4>
<amountBeneficiallyOwned>317,002</amountBeneficiallyOwned>
<classPercent>9.5</classPercent>
<numberOfSharesPersonHas>
<solePowerOrDirectToVote>134,715</solePowerOrDirectToVote>
<sharedPowerOrDirectToVote>182,287</sharedPowerOrDirectToVote>
<solePowerOrDirectToDispose>299,647</solePowerOrDirectToDispose>
<sharedPowerOrDirectToDispose>17,355</sharedPowerOrDirectToDispose>
</numberOfSharesPersonHas>
</item4>
<item5>
<notApplicableFlag>Y</notApplicableFlag>
</item5>
<item6>
<notApplicableFlag>Y</notApplicableFlag>
</item6>
<item7>
<notApplicableFlag>Y</notApplicableFlag>
</item7>
<item8>
<notApplicableFlag>N</notApplicableFlag>
<identificationAndClassificationOfGroupMembers>The reporting person is an employee benefit plan subject to the provisions of the Employee Retirement Income Security Act of 1974.</identificationAndClassificationOfGroupMembers>
</item8>
<item9>
<notApplicableFlag>Y</notApplicableFlag>
</item9>
<item10>
<notApplicableFlag>N</notApplicableFlag>
<certifications>By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.</certifications>
</item10>
</items>
<signatureInformation>
<reportingPersonName>Iroquois Federal Savings &amp; Loan Association Employee Stock Ownership Plan Trust</reportingPersonName>
<signatureDetails>
<signature>/s/ Gerald Lau</signature>
<title>Gerald Lau, SVP, First Trust of MidAmerica, as Trustee Services provided by Community Bank of             Pleasant Hill</title>
<date>01/27/2025</date>
</signatureDetails>
</signatureInformation>
</formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
