XML 48 R38.htm IDEA: XBRL DOCUMENT v3.23.3

Loans and Allowance for Credit Losses - Schedule of Allowance for Credit Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Allowance for credit losses:
Balance, beginning of period	$ 4,281	$ 2,653	$ 2,052	$ 3,673
Impact of adopting ASC 326	4,112	2,619	4,112	2,619	$ 2,052
Provision (credit) for credit loss exposure	(154)	15	(300)	(970)
Losses charged off	(33)	(56)	(95)	(130)
Recoveries	18	7	36	46
Balance, end of period	4,112	2,619	4,112	2,619
Allocation:
Ending balance: individually evaluated for credit losses		406		406
Ending balance: collectively evaluated for credit losses	4,112	2,213	4,112	2,213	2,052
Loans:
Ending balance: individually evaluated for impairment	24	3,807	24	3,807	57
Ending balance: collectively evaluated for impairment	466,818	464,557	466,818	464,557	460,875
ASU No. 2016-13 | Adoption Impact
Allowance for credit losses:
Impact of adopting ASC 326	2,419		2,419
Balance, end of period	2,419		2,419
Commercial
Allowance for credit losses:
Balance, beginning of period	902	497	215	1,046
Impact of adopting ASC 326	887	356	887	356	215
Provision (credit) for credit loss exposure	(26)	(125)	(104)	(696)
Losses charged off	(1)	(16)	(1)	(16)
Recoveries	12		22	22
Balance, end of period	887	356	887	356
Allocation:
Ending balance: collectively evaluated for credit losses	887	356	887	356	215
Loans:
Ending balance: individually evaluated for impairment		15		15
Ending balance: collectively evaluated for impairment	94,840	92,455	94,840	92,455	90,548
Commercial | ASU No. 2016-13 | Adoption Impact
Allowance for credit losses:
Impact of adopting ASC 326	755		755
Balance, end of period	755		755
Commercial Real Estate
Allowance for credit losses:
Balance, beginning of period	1,079	1,219	815	1,235
Impact of adopting ASC 326	1,090	1,243	1,090	1,243	815
Provision (credit) for credit loss exposure	11	24	(113)	8
Balance, end of period	1,090	1,243	1,090	1,243
Allocation:
Ending balance: individually evaluated for credit losses		406		406	0
Ending balance: collectively evaluated for credit losses	1,090	837	1,090	837	815
Loans:
Ending balance: individually evaluated for impairment	24	3,792	24	3,792	57
Ending balance: collectively evaluated for impairment	272,433	270,206	272,433	270,206	270,255
Commercial Real Estate | ASU No. 2016-13 | Adoption Impact
Allowance for credit losses:
Impact of adopting ASC 326	388		388
Balance, end of period	388		388
Residential
Allowance for credit losses:
Balance, beginning of period	2,092	814	816	1,121
Impact of adopting ASC 326	2,017	805	2,017	805	816
Provision (credit) for credit loss exposure	(75)	(7)	(178)	(314)
Losses charged off		(2)		(2)
Balance, end of period	2,017	805	2,017	805
Allocation:
Ending balance: collectively evaluated for credit losses	2,017	805	2,017	805	816
Loans:
Ending balance: collectively evaluated for impairment	92,746	95,666	92,746	95,666	94,012
Residential | ASU No. 2016-13 | Adoption Impact
Allowance for credit losses:
Impact of adopting ASC 326	1,379		1,379
Balance, end of period	1,379		1,379
Consumer
Allowance for credit losses:
Balance, beginning of period	208	123	206	271
Impact of adopting ASC 326	118	215	118	215	206
Provision (credit) for credit loss exposure	(64)	123	95	32
Losses charged off	(32)	(38)	(94)	(112)
Recoveries	6	7	14	24
Balance, end of period	118	215	118	215
Allocation:
Ending balance: collectively evaluated for credit losses	118	215	118	215	206
Loans:
Ending balance: collectively evaluated for impairment	6,799	$ 6,230	6,799	$ 6,230	$ 6,003
Consumer | ASU No. 2016-13 | Adoption Impact
Allowance for credit losses:
Impact of adopting ASC 326	(103)		(103)
Balance, end of period	$ (103)		$ (103)

X

- References

No definition available.

+ Details

Name:	ubcp_FinancingReceivableAdditionalInformationAbstract
Namespace Prefix:	ubcp_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Represents information financing receivable allocations.

+ References

No definition available.

+ Details

Name:	ubcp_FinancingReceivableAllocationsAbstract
Namespace Prefix:	ubcp_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

The valuation allowance for financing receivables, excluding accrued interest, that are expected to be uncollectible that were collectively evaluated for impairment.

+ References

No definition available.

+ Details

Name:	ubcp_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix:	ubcp_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount of valuation allowance for financing receivables, excluding accrued interest, that are expected to be uncollectible that were individually evaluated for impairment.

+ References

No definition available.

+ Details

Name:	ubcp_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluatedForImpairment
Namespace Prefix:	ubcp_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

The balance of financing receivables that were collectively evaluated for impairment.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 4
-Subparagraph (SAB Topic 6.L(5)(a))
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480418/310-10-S99-4

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11C
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-11C

+ Details

Name:	us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

X

- Definition

A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

+ References

No definition available.

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRollForward
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-6

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

The balance of financing receivables that were individually evaluated for impairment.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11C
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-11C

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 4
-Subparagraph (SAB Topic 6.L(5)(a))
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480418/310-10-S99-4

+ Details

Name:	us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: