Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest and dividend income
Loans, including fees	$ 6,454	$ 5,378	$ 18,389	$ 15,083
Taxable securities	707	558	2,068	1,228
Non-taxable securities	1,500	1,162	4,357	3,088
Federal funds sold	909	152	2,171	246
Dividends on Federal Home Loan Bank stock and other	81	47	160	94
Total interest and dividend income	9,651	7,297	27,145	19,739
Deposits
Demand	493	261	1,445	440
Savings	33	35	101	42
Time	1,071	194	2,595	290
Borrowings	1,488	438	3,670	1,120
Total interest expense	3,085	928	7,811	1,892
Net interest income	6,566	6,369	19,334	17,847
Credit for loan losses
Provision for (reversal of) credit loss expense - loans	(154)	15	(300)	(970)
Net interest income after provision for (reversal of) credit loss expense	6,720	6,354	19,634	18,817
Noninterest income
Service charges on deposit accounts	704	754	2,202	2,181
Realized gains on sales of loans	1	6	8	33
Other income	258	283	815	804
Total noninterest income	963	1,043	3,025	3,018
Noninterest expense
Salaries and employee benefits	2,480	2,399	7,814	7,788
Net occupancy and equipment expense	546	569	1,550	1,731
Professional services	371	358	1,100	981
Insurance	144	144	448	422
Deposit insurance premiums	96	50	267	149
Franchise and other taxes	139	136	417	408
Advertising	100	124	300	277
Stationery and office supplies	33	32	92	78
Amortization of core deposit premium	38	38	113	113
Other expenses	1,286	1,029	3,659	2,891
Total noninterest expense	5,233	4,879	15,760	14,838
Income before federal income taxes	2,450	2,518	6,899	6,997
Federal income taxes	58	215	339	646
Net income	$ 2,392	$ 2,303	$ 6,560	$ 6,351
EARNINGS PER COMMON SHARE Basic	$ 0.42	$ 0.40	$ 1.15	$ 1.10
EARNINGS PER COMMON SHARE Diluted	0.42	0.40	1.15	1.10
DIVIDENDS PER COMMON SHARE	$ 0.1675	$ 0.1575	$ 0.6450	$ 0.6150

Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from non transaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early with

No definition available.