XML 55 R44.htm IDEA: XBRL DOCUMENT
v3.25.1

Loans and Allowance for Credit Losses - Schedule of Allowance for Credit Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Allowance for credit losses: |  |  |
Balance, beginning of period | $ 4,026 | $ 3,918 | $ 3,918
Provision for credit loss expense | 96 |  |
Losses charged off | (34) | (57) |
Recoveries | 7 | 9 |
Balance, end of period | 4,095 | 3,870 | 4,026
Allocation: |  |  |
Ending balance: individually evaluated for credit losses | 111 | 75 |
Ending balance: collectively evaluated for credit losses | 3,984 | 3,795 |
Ending balance: collectively evaluated for impairment |  |  | 4,026
Loans: |  |  |
Ending balance: individually evaluated for credit losses | 1,992 | 384 |
Ending balance: collectively evaluated for credit losses | 494,874 | 479,923 |
Ending balance: individually evaluated for impairment |  |  | 220
Ending balance: collectively evaluated for impairment |  |  | 490,751
Commercial and Industrial |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 699 | 573 | 573
Provision for credit loss expense | 19 | 15 |
Losses charged off |  |  | (127)
Recoveries | 1 | 1 |
Balance, end of period | 719 | 589 | 699
Allocation: |  |  |
Ending balance: individually evaluated for credit losses | 111 | 75 |
Ending balance: collectively evaluated for credit losses | 608 | 514 |
Ending balance: collectively evaluated for impairment |  |  | 699
Loans: |  |  |
Ending balance: individually evaluated for credit losses | 323 | 141 |
Ending balance: collectively evaluated for credit losses | 99,248 | 90,086 |
Ending balance: collectively evaluated for impairment |  |  | 98,795
Commercial Real Estate |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 1,488 | 1,408 | 1,408
Provision for credit loss expense | (63) | (31) |
Losses charged off |  |  | (127)
Balance, end of period | 1,425 | 1,377 | 1,488
Allocation: |  |  |
Ending balance: collectively evaluated for credit losses | 1,425 | 1,377 |
Ending balance: individually evaluated for impairment |  |  | 0
Ending balance: collectively evaluated for impairment |  |  | 1,488
Loans: |  |  |
Ending balance: individually evaluated for credit losses | 1,469 | 8 |
Ending balance: collectively evaluated for credit losses | 295,024 | 288,878 |
Ending balance: individually evaluated for impairment |  |  | 0
Ending balance: collectively evaluated for impairment |  |  | 291,673
Residential |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 1,708 | 1,843 | 1,843
Provision for credit loss expense | 129 | (60) |
Losses charged off |  |  | (17)
Balance, end of period | 1,837 | 1,783 | 1,708
Allocation: |  |  |
Ending balance: collectively evaluated for credit losses | 1,837 | 1,783 |
Ending balance: collectively evaluated for impairment |  |  | 1,708
Loans: |  |  |
Ending balance: individually evaluated for credit losses |  | 235 |
Ending balance: collectively evaluated for credit losses | 92,709 | 92,477 |
Ending balance: individually evaluated for impairment |  |  | 220
Ending balance: collectively evaluated for impairment |  |  | 91,517
Consumer |  |  |
Allowance for credit losses: |  |  |
Losses charged off | (34) |  | (216)
Allocation: |  |  |
Ending balance: collectively evaluated for impairment |  |  | 131
Loans: |  |  |
Ending balance: collectively evaluated for impairment |  |  | 8,766
Installment |  |  |
Allowance for credit losses: |  |  |
Balance, beginning of period | 131 | 94 | 94
Provision for credit loss expense | 11 | 76 |
Losses charged off | (34) | (57) |
Recoveries | 6 | 8 |
Balance, end of period | 114 | 121 | $ 131
Allocation: |  |  |
Ending balance: collectively evaluated for credit losses | 114 | 121 |
Loans: |  |  |
Ending balance: individually evaluated for credit losses | 200 |  |
Ending balance: collectively evaluated for credit losses | $ 7,893 | $ 8,482 |

X
- References No definition available. + Details
Name: | ubcp_FinancingReceivableAdditionalInformationAbstract
Namespace Prefix: | ubcp_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Represents information financing receivable allocations. + References No definition available. + Details
Name: | ubcp_FinancingReceivableAllocationsAbstract
Namespace Prefix: | ubcp_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The valuation allowance for financing receivables, excluding accrued interest, that are expected to be uncollectible that were collectively evaluated for impairment. + References No definition available. + Details
Name: | ubcp_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | ubcp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables, excluding accrued interest, that are expected to be uncollectible that were individually evaluated for impairment. + References No definition available. + Details
Name: | ubcp_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluatedForImpairment
Namespace Prefix: | ubcp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References No definition available. + Details
Name: | ubcp_FinancingReceivableExcludingAccruedInterestCollectivelyEvaluatedForImpairment
Namespace Prefix: | ubcp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References No definition available. + Details
Name: | ubcp_FinancingReceivableExcludingAccruedInterestIndividuallyEvaluatedForImpairment
Namespace Prefix: | ubcp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of allowance for credit loss on financing receivable evaluated on collective basis. Excludes financing receivable evaluated on individual basis. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (g) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 30 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479391/326-20-30-2 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of allowance for credit loss on financing receivable evaluated on individual basis. Excludes financing receivable evaluated on collective basis. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (g) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 30 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479391/326-20-30-2 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of financing receivable collectively evaluated for credit loss. Excludes financing receivable individually evaluated for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11C -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11C + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of financing receivable individually evaluated for credit loss. Excludes financing receivable collectively evaluated for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11C -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11C + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ubcp_InstallmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |