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Condensed Consolidated Statements of Income - USD ($)
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and Dividend Income    
Loans, including fees $ 7,327,000 $ 6,762,000
Taxable 387,000 560,000
Non-taxable 1,896,000 1,714,000
Federal funds sold 138,000 487,000
Dividends on Federal Home Loan Bank and other stock 94,000 98,000
Total interest and dividend income 9,842,000 9,621,000
Interest Expense    
Deposits 2,015,000 1,962,000
Borrowings 1,580,000 1,544,000
Total interest expense 3,595,000 3,506,000
Net Interest Income 6,247,000 6,115,000
Credit Loss Expense    
Provision for credit loss expense - loans 96,000  
Provision for credit loss expense - off balance sheet commitments 0 0
Provision for Credit Loss Expense 96,000  
Net Interest Income After Provision for Credit Losses 6,151,000 6,115,000
Noninterest Income    
Service charges on deposit accounts 733,000 703,000
Realized gain (loss) on sale of available-for-sale securities 143,000 (194,000)
Realized gains on sales of loans 84,000 77,000
Earnings on bank-owned life insurance 193,000 197,000
Other income 128,000 83,000
Total noninterest income 1,281,000 866,000
Noninterest Expense    
Salaries and employee benefits 2,837,000 1,787,000
Occupancy and equipment 630,000 624,000
Professional services 342,000 610,000
Data processing and related electronic services 366,000 383,000
FDIC insurance 94,000 108,000
Insurance 162,000 150,000
Franchise and other taxes 145,000 148,000
Advertising 130,000 113,000
Stationery and office supplies 31,000 26,000
Amortization of intangibles 37,000 38,000
Other expenses 812,000 851,000
Total noninterest expense 5,586,000 4,838,000
Income Before Federal Income Taxes 1,846,000 2,143,000
(Benefit) provision for Federal Income Taxes (26,000) 150,000
Net Income $ 1,872,000 $ 1,993,000
Basic Earnings Per Share (in dollars per share) $ 0.32 $ 0.35
Diluted Earnings Per Share (in dollars per share) 0.32 0.35
Dividends Per Share (including special dividend of $0.175 in March 2025 and $0.15 in March 2024) $ 0.3575 $ 0.3225