<SEC-DOCUMENT>0000911147-13-000046.txt : 20131122
<SEC-HEADER>0000911147-13-000046.hdr.sgml : 20131122
<ACCEPTANCE-DATETIME>20131122161915
ACCESSION NUMBER:		0000911147-13-000046
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20131118
ITEM INFORMATION:		Entry into a Material Definitive Agreement
FILED AS OF DATE:		20131122
DATE AS OF CHANGE:		20131122

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTURY CASINOS INC /CO/
		CENTRAL INDEX KEY:			0000911147
		STANDARD INDUSTRIAL CLASSIFICATION:	HOTELS & MOTELS [7011]
		IRS NUMBER:				841271317
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22900
		FILM NUMBER:		131238446

	BUSINESS ADDRESS:	
		STREET 1:		2860 SOUTH CIRCLE DRIVE
		STREET 2:		SUITE 350
		CITY:			COLORADO SPRINGS
		STATE:			CO
		ZIP:			80906
		BUSINESS PHONE:		719-527-8300

	MAIL ADDRESS:	
		STREET 1:		2860 SOUTH CIRCLE DRIVE
		STREET 2:		SUITE 350
		CITY:			COLORADO SPRINGS
		STATE:			CO
		ZIP:			80906

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CENTURY CASINOS INC
		DATE OF NAME CHANGE:	19940802

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALPINE GAMING INC
		DATE OF NAME CHANGE:	19930824
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>cnty-20131118x8k.htm
<DESCRIPTION>8-K
<TEXT>
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			<a name="_GoBack"></a><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">UNITED STATES</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">SECURITIES AND EXCHANGE COMMISSION</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Washington, D.C. 20549</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">FORM 8-K</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">CURRENT REPORT</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Date of Report</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">(Date of earliest event reported</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">)</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">: &nbsp;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">November 18</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">, 2013</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">CENTURY CASINOS, INC.</font>
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		<p style="margin:0pt;text-align:center;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Arial Unicode MS;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(Exact Name of Registrant as specified in its charter)</font>
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						&nbsp;</p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Delaware</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">0-22290</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">84-1271317</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(State or other jurisdiction</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(Commission</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-size:12pt;">of incorporation)</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Arial Unicode MS;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;font-size:12pt;">File Number)</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Identification Number)</font></p>
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						&nbsp;</p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">455 E Pikes Peak Ave, Suite 21</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">0</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">, Colorado Springs, CO</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">8090</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">3</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(Address of principal executive offices)</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Arial Unicode MS;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(Zip Code)</font></p>
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					<p style="margin:0pt;font-family:Arial Unicode MS;font-size: 10pt">
						&nbsp;</p>
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					<p style="margin:0pt;font-family:Arial Unicode MS;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Registrant's telephone number, including area code:</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">719-527-8300</font></p>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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				<font style="margin:0pt 0pt 0pt 18pt;font-family:Courier New;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:12pt;"> o</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Arial Unicode MS;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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				<font style="margin:0pt 0pt 0pt 18pt;font-family:Courier New;border-top:1pt none #D9D9D9;font-size:12pt;"> o</font>
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			<p style="border-top:1pt none #D9D9D9 ;font-family:Arial Unicode MS;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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			<p style="font-family:Arial Unicode MS;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0pt 18pt;font-family:Courier New;font-size:12pt;"> o</font>
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			<p style="font-family:Arial Unicode MS;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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			<p style="border-bottom:1pt none #D9D9D9 ;font-family:Arial Unicode MS;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0pt 18pt;font-family:Courier New;border-bottom:1pt none #D9D9D9;font-size:12pt;"> o</font>
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			<p style="border-bottom:1pt none #D9D9D9 ;font-family:Arial Unicode MS;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Pre-commencement pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></p></td></tr></table></div>
		<p style="margin:0pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Arial Unicode MS;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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		<p style="margin:0pt;border-top:1pt none #D9D9D9 ;font-family:Arial Unicode MS;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;border-top:1pt none #D9D9D9 ;font-family:Arial Unicode MS;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;">Item 1.01</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;">Entry Into a Material Definitive Agreement</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">On November </font><font style="display: inline;">18</font><font style="display: inline;">, 2012,&nbsp;</font><font style="display: inline;">Century Casinos Inc. (</font><font style="display: inline;">the </font><font style="display: inline;">&#x201C;</font><font style="display: inline;">Company</font><font style="display: inline;">&#x201D;)</font><font style="display: inline;">, through its </font><font style="display: inline;">subsidiary Century Casinos </font><font style="display: inline;">Poland Sp. z </font><font style="display: inline;">o.o. </font><font style="display: inline;">("</font><font style="display: inline;">CCP</font><font style="display: inline;">")</font><font style="display: inline;">,</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">agreed to the terms </font><font style="display: inline;">of a </font><font style="display: inline;">PLN</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">12.0 million (approximately $3.9</font><font style="display: inline;"> million USD based on the exchange rate in effect on </font><font style="display: inline;">November 19, 2013</font><font style="display: inline;">) &nbsp;</font><font style="display: inline;">capital credit facility </font><font style="display: inline;">with </font><font style="display: inline;">BRE Bank SA </font><font style="display: inline;">(&#x201C;</font><font style="display: inline;">BRE</font><font style="display: inline;">&#x201D;). </font><font style="display: inline;">CCP will use the p</font><font style="display: inline;">roceeds from the </font><font style="display: inline;">capital credit facility </font><font style="display: inline;">to repay the balance of the </font><font style="display: inline;">Bank Poc</font><font style="display: inline;">ztowy </font><font style="display: inline;">loan </font><font style="display: inline;">related to the </font><font style="display: inline;">Casinos Polan</font><font style="display: inline;">d properties</font><font style="display: inline;">,</font><font style="display: inline;"> which is </font><font style="display: inline;">approximately $1.6 million</font><font style="display: inline;">, invest in slot equipment and relocate the </font><font style="display: inline;">Company&#x2019;s </font><font style="display: inline;">Poznan</font><font style="display: inline;">, Poland</font><font style="display: inline;"> casino</font><font style="display: inline;">. &nbsp;</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">The </font><font style="display: inline;">capital credit facility </font><font style="display: inline;">has a term of </font><font style="display: inline;">2.5 </font><font style="display: inline;">years</font><font style="display: inline;"> and bears interest at a variable rate of </font><font style="display: inline;">Warsaw Interbank Offered Rate (&#x201C;</font><font style="display: inline;">WIBOR</font><font style="display: inline;">&#x201D;) </font><font style="display: inline;"> plus 1.75%. Security for the loan includes a mortgage on pro</font><font style="display: inline;">perty owned by CCP and used as its </font><font style="display: inline;">corporate headquarters in Warsaw, Poland and a pledge of slot machines owned by CCP. </font><font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">This summary of the </font><font style="display: inline;">capital </font><font style="display: inline;">credit </font><font style="display: inline;">facility </font><font style="display: inline;">is </font><font style="display: inline;">qualified in its entirety by the text of the </font><font style="display: inline;">credit facility </font><font style="display: inline;">agreement, </font><font style="display: inline;">a copy </font><font style="display: inline;">of which </font><font style="display: inline;">is </font><font style="display: inline;">attached t</font><font style="display: inline;">o this Form 8-K as Exhibit</font><font style="display: inline;"> 10.</font><font style="display: inline;">12</font><font style="display: inline;"> and </font><font style="display: inline;">is </font><font style="display: inline;">incorporated herein by reference.</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;">Item 9.01 Financial Statements and Exhibits</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">.</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(c) Exhibits</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">10.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">12</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Cr</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">edit </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Facility Agreement as of November 18</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">, 2013</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> by and between </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Casinos Poland Sp. z o.o. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">and </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">BRE Bank SA</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">.</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">SIGNATURE</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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						&nbsp;</p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font></p>
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					<p style="margin:0pt;font-family:Arial Unicode MS;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Century Casinos, Inc.</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">(Registrant)</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font></p>
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						&nbsp;</p>
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					<p style="margin:0pt;font-family:Arial Unicode MS;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Date:&nbsp; </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">November 22</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">, 2013</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">By</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">: /s/ Margaret Stapleton</font></p>
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						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font></p>
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					<p style="margin:0pt;font-family:Arial Unicode MS;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Margaret Stapleton</font></p>
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					<p style="margin:0pt;font-family:Arial Unicode MS;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Executive Vice President and Principal Financial/Accounting Officer</font></p>
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<DOCUMENT>
<TYPE>EX-10.12
<SEQUENCE>2
<FILENAME>cnty-20131118ex10123e2df.htm
<DESCRIPTION>EX-10.12
<TEXT>
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			Exhibit 1012 Casinos Poland Loan Agreement
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			<a name="_GoBack"></a><font style="display: inline;font-family:Times New Roman;font-size:12pt;">[</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">logo</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">] &nbsp;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">BRE BANK SA</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">CREDIT FACILITY AGREEMENT NO. 02/408/13/Z/OB</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">on PLN working capital credit facility</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">made on 18 November </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">2013 in</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> Warsaw by BRE Bank Sp&#xF3;&#x142;ka Akcyjna, with its registered office in Warsaw, at 18 Senatorska Street, </font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">Oddzia&#x142; Korporacyjny</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">Warszawa</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> (Corporate Branch Warsaw), 14 Kr&#xF3;lewska Street, 00-950 Warsaw, entered into the companies register kept by the District Court for the capital city of Warsaw, 12</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;font-size:9;top:-.9em;position:relative;line-height:150%">th</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> Commercial Division of the National Court Register, under KRS: 0000025237, with its tax identification number NIP: 526-021-50-88, statistical ID number REGON 001254524-00023, with its share capital paid in full that as at 1 January 2013 amounted to PLN 168,555,904, hereinafter the &#x201C;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Bank</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#x201D;, represented by:</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. El&#x17C;bieta Weydmann - plenipotentiary</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2. Andrzej Ostrycharz - plenipotentiary</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">and</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Casinos Poland Sp. z o. o. with its registered office in Warsaw, 01-018 Warsaw, 3A Wolno&#x15B;&#x107; Street, entered into the companies register kept by the District Court for the capital city of Warsaw, 12</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;font-size:9;top:-.9em;position:relative;line-height:150%">th</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> Commercial Division of the National Court Register, under KRS 0000016809, with its tax identification number NIP: 526-020-92-60, REGON No. 001308154, with its share capital in the amount of PLN 5,100,000 as at 12 November 2013, hereinafter the &#x201C;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Borrower</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#x201D;, represented by:</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. Dariusz Kwas &#x2013; Board member</font>
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		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2. Dariusz Bernat &#x2013; Board member</font>
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			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">name, position and type of the representation of the business</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">)</font>
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		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">I. Amount and Purpose</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 1</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Subject to the terms and conditions set out in this Agreement, the Bank grants to the Borrower a </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">PLN working capital credit facility</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">, hereinafter the &#x201C;credit facility&#x201D;, in the amount of PLN 12,000,000 (say: twelve million zlotys).</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The funds from the credit facility will be allocated to and used first for the repayment of the Borrower&#x2019;s debt to </font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">Bank Pocztowy</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> and thereafter for the following purposes: financing of working capital.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">II. Time-limit, Disbursement and Use</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 2</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower is entitled to disburse the amount of the granted credit facility, specified in &#xA7; </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">1, in</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> the following tranches and within the following time-limits:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">(</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">amount/currency</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">)</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">(</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">date</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">):</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">date</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">):</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">I tranche</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">PLN 12,000,000</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> &nbsp;from 13.11.2013</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">until</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">29.11.2013</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The credit facility will be disbursed by the Borrower in the form of:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">transfer of the funds directly to the credit facility account with </font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">Bank Pocztowy</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">, to be used for the repayment of the Borrower&#x2019;s debt to that bank,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">drawdowns meaning the execution of the Borrower&#x2019;s payment orders by the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 3</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The credit facility funds will be released after:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">a)</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the Borrower signed a mortgage agreement and delivered the application for the entry of the mortgage constituting the security of the credit facility, together with the Court&#x2019;s confirmation of receipt and confirmation that the court fees have been paid;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">b)</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the pledge agreement is signed;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">c)</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a statement of </font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">Bank Pocztowy</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> specifying:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 85.05pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-&nbsp; </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the amount of the credit facility outstanding for repayment, together with interest and other expenses,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 85.05pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the account number appropriate for the credit facility repayment;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 85.05pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the obligation to agree to the deletion of a mortgage on the real estate in Warsaw, </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 85.05pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">3A Wolno&#x15B;&#x107; Street, after the repayment of the credit facility by BRE Bank S.A. to the account specified in the statement, is delivered to the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank may suspend the Borrower&#x2019;s right to continue the disbursement of the credit facility:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">in the event of any change in the status of the security interests as compared with the status at the time when the decision to grant credit facility was made;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">in the case of other events that have material impact on legal, financial or economic situation of the Borrower that in the Bank&#x2019;s view may result in the increased risk that the credit facility will not be repaid.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower undertakes to include &#x201C;Payable from credit facility No. 02/408/13/Z/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">OB</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#x201D; clause on payment orders submitted to the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The time when:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the Bank received the Borrower&#x2019;s payment order properly marked with &#x201C;Payable from credit facility No. 02/408/13/Z/OB&#x201D; clause, and</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the conditions of releasing credit facility funds, specified in Clause 1, have been fulfilled and the Bank has not suspended the Borrower&#x2019;s right to continue the disbursement of the credit facility, will be considered to be the time when the Bank received the Borrower&#x2019;s payment order.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In the event the Bank receives the payment order, referred to in Clause 4, on a Bank&#x2019;s business day after cut-off time specified by the Bank, in compliance with Clause 7, it is agreed that the Bank received the payment order on the following Bank&#x2019;s business day.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">6.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In the event the Bank receives the payment order on a Bank&#x2019;s non-business day, it is agreed that the order was received on the first Bank&#x2019;s business day after that day.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">7.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Detailed information regarding cut-off times and time-limits of the execution of the Borrower&#x2019;s payment orders as well as forms and principles applied at the Bank with respect to money settlements will be provided to the Borrower by displaying information in the Bank&#x2019;s service area or on the websites of the BRE Bank Group.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">8.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank undertakes to execute the Borrower&#x2019;s payment orders in timely fashion, within the time-limits and up to the amount of individual tranches of the credit facility.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">9.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank will refuse to execute the Borrower&#x2019;s payment order if the payment order is contrary to the credit facility agreement or if the refusal right arises from the credit facility agreement or separate regulations, in particular when:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the conditions of the disbursement of the credit facility funds, referred to in Clause 1, have not been fulfilled, or</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the Bank suspended the Borrower&#x2019;s right to continue the disbursement of the credit facility, or</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the payment order regarding the withdrawal of the funds from the credit facility is contrary to the purpose of the credit facility, specified in &#xA7; 1, or</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the payment order regarding the withdrawal of the funds from the credit facility was not signed by individuals specified in &#xA7; 22, or</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the Borrower&#x2019;s payment order was not properly marked with &#x201C;Payable from credit facility No. 02/408/13/Z/OB&#x201D; clause.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">10.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In the event of the refusal to execute the Borrower&#x2019;s payment order, the Bank will immediately notify the Borrower thereof. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">III. Interest</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 4</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank will charge interest at variable interest rate calculated per annum on the amount of the disbursed credit facility. Interest rate will equal variable 1M WIBOR (PLN) reference rate (base rate) quoted two days prior to the drawdown date and before the update day of variable rate increased by 1.75 percentage points in connection with the Bank&#x2019;s margin the amount of which is determined in compliance with the provisions of this Clause, subject to Clauses 6-8.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">As at the date of this Agreement, a margin amounts to 1.75% p.a. The interest accrues on 1-month basis and will be payable by the Borrower on the last business day of each month during the period of crediting and on the date of the final repayment of a single drawdown.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The update of a base rate will take place on the interest payment date, i.e. the last business day of each month even if the period of 1-month has not lapsed.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The first interest payment date falls on 29 November 2013.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">On the date of the credit facility agreement, i.e. on 12 November 2013, the interest rate of the credit facility amounts to 4.34 %.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">For the purposes of this Agreement, when setting the interest rate per annum, 365 days are taken as the base. When calculating interest, actual number of calendar days will be taken during calculation periods.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower agrees that the obligation to provide notification about the change of the interest rate is performed by publishing the base rate in the form of an announcement displayed at the Bank&#x2019;s branches in a place freely available to all the Bank&#x2019;s Clients or on the website of BRE Bank SA Group at </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">www.brebank.pl</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower undertakes to notify other Bank&#x2019;s debtors in connection with the security of this Agreement about the method of notification about the change of the interest rate.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In connection with the borrowed credit facility, the Bank may enter into transactions with the Borrower, at its request, in order to secure the Borrower against interest rate risk and foreign exchange risk. Hedging transactions will be entered into based on relevant regulations of the Bank. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">6.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank is entitled to change interest rate by changing the margin rate, in compliance with Clause 7 &#x2013; Clause 8, effective from the first day of the interest period after the Bank has found the grounds for changing the margin. Information about the change of the margin and its reasons will be provided by the Bank to the Borrower and the guarantors in writing.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">7.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If&nbsp;&nbsp;the Borrower fails to perform the obligations set out both in &#xA7; 10 and &#xA7; 11 hereof during a given period of the review of the Borrower&#x2019;s performance of the provisions of this Agreement, i.e. during the term of the Agreement from the date it is signed until the end of the calendar quarter in which the Agreement was concluded or in each subsequent calendar quarter, the Bank is entitled, after the lapse of that period, to set a new margin at 2.25% p.a.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">8.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If the Borrower performs all the obligations specified in &#xA7;&#xA7;10-11 hereof (during a given period of the review of the Borrower&#x2019;s performance of the provisions of this Agreement), the Bank is entitled to restore the margin rate, specified in &#xA7; 4 Clause 1, that was effective on the date of the Agreement.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">9.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank is not obliged to notify the Bank&#x2019;s debtors in connection with the security of this Agreement other than the guarantors about the change of the interest rate. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">IV. Bank&#x2019;s Fees and Commissions </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 5</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower will pay the Bank:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a front-up fee of 0.5% (say: five tenth of a percentage) calculated on the amount of the granted credit facility, payable in the credit facility currency, on a one-off basis, immediately after the signing of this Agreement. Front-up fee is due to the Bank also if the credit facility is not disbursed in whole or in part and is non-refundable,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a commitment fee payable in the credit facility currency, calculated on the amount of the granted credit facility that has not been disbursed during the period when the right to take on a debt remains effective, as referred to in &#xA7; 2, of 0.5% (say: five tenth of a percentage) per annum; commitment fee is payable on the interest payment dates and on the last day of the right to take on a debt.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">For the purposes of this Agreement, when setting the commitment fee per annum, 365 days are taken as the base. When calculating the commitment, actual number of calendar days will be taken during calculation periods. The Bank will notify the Borrower about the amount of the charged commitment fee in a statement from the current bank account.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a fee for the Bank Guarantee Fund (</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">BFG</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">) incurred by the Bank in connection with the granted credit facility; this fee is calculated as specified by the BFG and is payable in PLN;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a fee for issuing a statement about the repayment of the credit facility, payable in PLN, in the amount specified in the &#x201C;BRE Bank SA Tariff of Banking Fees and Commissions&#x201D; being in effect at the time when the grounds to charge it occur.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank will debit the current account of the Borrower, set out in &#xA7; 6 Clause 2, subject to the provisions of &#xA7; 6 Clauses 3-4, with the commissions and fees, set out in Clause 1, and the Borrower hereby authorises the Bank to debit the account. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">V. Repayment of the Bank&#x2019;s Receivables </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 6</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower will repay the credit facility in 30 instalments of PLN 400,000 each, payable on the last business day of each month: starting from 30 June 2014 until 30 November 2016. If the credit facility is not disbursed in whole or if a part of the credit facility is repaid earlier the Bank will notify the Borrower by registered letter, with return acknowledgement of receipt, about the new repayment schedule.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower will ensure appropriate funds on the current account kept with the Bank No. 12 1140 1010 0000 3422 5800 </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">1001 in</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> PLN, within the repayment time-limits.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The credit facility repayment will be made by debiting the above Borrower&#x2019;s account by the Bank within the credit facility repayment time-limits.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If it is necessary to make any currency translation by the Bank in connection with the performance of this Agreement, the following principles will apply:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">if the account is kept in PLN and the liability is expressed in foreign currency, the Bank will debit that account with PLN equivalent of the liability, applying selling rate for the currency of the liability;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">if the account is kept in foreign currency and the liability is expressed in other foreign currency, the Bank will determine PLN equivalent of the liability, at the selling rate for </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the currency of the liability and will debit the identified account with the equivalent of the liability in the account currency, determined by applying the buying rate;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">if the account is kept in foreign currency, and the liability is expressed in PLN, then the Bank will debit the account with the equivalent of the liability in the account currency, determined by applying the buying rate for the currency in which the account is kept;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">translations (conversions), referred to in Points 1-3, will be made according to Exchange Rate Table of BRE Bank SA being in effect on the date of currency translation.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If it is not possible to repay the Borrower&#x2019;s liabilities that are due and payable from the account, referred to in Clause 2, the repayment of the liabilities will be made by debiting any other account kept for the Borrower with the Bank by the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The choice of the account from which the repayment will be effected rests with the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If the account is kept in other currency than the currency of the liability, then in order to repay the Borrower&#x2019;s liabilities that are due and payable, the funds deposited on such account will be converted according to the principles set out in Clause 3.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The credit facility repayment date will be the date on which the Borrower&#x2019;s account, specified in Clause 2 or Clause 4, is debited, and if there are no appropriate funds on the said accounts, the date on which the Bank&#x2019;s account is credited with the funds.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">6.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If the repayment date of the principal instalment, referred to in Clause 1, falls on a day that is not a business day for the Bank, the instalment will be payable on the first business day falling after the day that is not a business day.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">7.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower irrevocably authorises the Bank to first debit the account referred to in Clause 2, and then the accounts, referred to in Clause 3, with the due and payable receivables arising from this Agreement and agreements regarding the security of the credit facility repayment.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">8.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower undertakes to repay the credit facility, accrued interest, commissions, fees and potentially any other expenses within the agreed time-limits, with priority before other payments. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">9.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In the event of earlier repayment as compared with the date set out in the repayment schedule, the Bank will charge a fee on the amount of earlier repayment, calculated according to the margin rate effective on the repayment date.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">9.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower&#x2019;s liabilities, arising from this Agreement, that are not repaid within the time-limits set out in the Agreement, become the overdue liability. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">10.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Starting from the date on which the overdue liability in connection with the outstanding credit facility, fees or commissions originates until the date preceding actual repayment of </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the liabilities towards the Bank, the Borrower will pay interest on the amount of overdue liability equal to four times the Lombard interest rate of the National Bank of Poland per annum. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 7</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank settles the amounts due in connection with the performance of this Agreement, if any, in the following order of priority:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">costs, expenses and other official charges incurred by the Bank that on the basis of law or agreement between the Parties should be borne by the Borrower;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">commissions and fees due to the Bank;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">statutory interest on overdue liability underlying the enforcement order;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">contractual interest on overdue liability;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">ordinary contractual interest (not overdue);</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">6/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">principal.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The repayment will not be applied on account of the debt, if the amounts due in connection with this Agreement paid by the Borrower or other entity are repaid or the payment is otherwise invalidated based on the decision of the authorised body.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">VI. Security of the Credit Facility Repayment </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 8</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The following constitutes the security of the repayment of the Bank&#x2019;s receivables: </font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">contractual mortgage on the co-operative ownership title held by the Borrower to the premises located in Warsaw at 3A Wolno&#x15B;&#x107; Street, for which the District Court for Warszawa-Mokot&#xF3;w in Warsaw, 10</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;font-size:9;top:-.9em;position:relative;line-height:150%">th</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> Land and Mortgage Register Division, keeps the land and mortgage register KW No. WA4M/00346609/1, arising from the agreement on the establishment of a mortgage No. 02/086/13 dated 12 November 2013;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">registered pledge on slot machines owned by the Borrower, based on the pledge agreement No. 02/036/13 dated 12 November 2013;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the Borrower undertakes to present, within 7 business days from the date of this Agreement, an application for the entry of the pledge, referred to in Point 2/, together with the court&#x2019;s confirmation of receipt and the evidence of paying the relevant fees.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower undertakes to insure real estate and slot machines, constituting the subject of the security, during the entire period of crediting and each time to assign the receivables in connection therewith in favour of the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Any expenses related with the establishment of the security, insurance of its subject as well </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">as the change or withdrawal of the security will be borne by the Borrower.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower will immediately notify the Bank in writing in the event:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the value of&nbsp;&nbsp;the existing security decreases, and/or</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">of balance sheet loss, institution of bankruptcy proceedings with a possibility of entering into arrangement or leading to the liquidation of the property, settlement banking or liquidation reorganisation proceedings in the Borrower&#x2019;s enterprise.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">At the Bank&#x2019;s request, the Borrower will secure the credit facility in other form approved by the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">VII. The Borrower&#x2019;s Representations and Warranties </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 9</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower represents as follows:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the business conducted by the Borrower fully complies with applicable law and it holds all the required concessions, permits, licenses and approvals of relevant authorities for the performance of business activities or certificates about registration in the registers of regulated activities as well as other documents if such obligation arises based on separate regulations;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">it is not a party to or a participant of any court, administrative, arbitration or any other proceedings the outcome of which could have adverse impact on its financial position and conducted business activities or that constitute or could constitute a threat to the timely repayment of the credit facility;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">it submits a statement about voluntary submission to enforcement that constitutes Appendix to this Agreement.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 10</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower undertakes to maintain average monthly receipts during each period of the review of the Borrower&#x2019;s performance of this Agreement, specified in &#xA7; 4 Clause 7, to the Borrower&#x2019;s current account kept with the Bank at not less than PLN 3,500,000 (say: three million five hundred thousand zlotys).</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If the Borrower repays the overdraft facility, granted pursuant to the agreement No. 02/230/04.Z/VV, the obligation, referred to in Clause 1, will be reduced down to PLN 1,500,000 (say: one million five hundred thousand zlotys), as the monthly average.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 11</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower undertakes to maintain its business in proper financial standing, achieving the following business results and financial ratios that will be reviewed by the Bank during the period of crediting in a given period of the review of the Borrower&#x2019;s performance of this Agreement, specified in &#xA7; 4 Clause 7,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">current ratio</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> calculated as follows: (inventories &#x2013; non-saleable inventories + short-term receivables &#x2013; bad debts &#x2013; receivables claimed through court proceedings + short-term investments)/(short-term liabilities to affiliates and other units, net of special funds) of not less than:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a/ 0.5 &#x2013; during the review period until 30 June 2014;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">b/ 0.6 &#x2013; during the review period until 30 September 2014.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">debt ratio</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> understood as a ratio of the result of operations (provisions + long-term liabilities + short-term liabilities + special funds + accruals) to total assets not higher than 80%,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Financial ratios specified in Clause 1 will be reviewed by the Bank during a given period of the review of the Borrower&#x2019;s performance of this Agreement (i.e. during the term of the Agreement from its date until the end of calendar quarter during which the Agreement was concluded or in each subsequent calendar quarter) on the basis of financial data obtained from the financial statements, referred to in in &#xA7; 13.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The failure to perform the obligations, referred to in &#xA7; 13, by the Borrower is equivalent to the failure to perform the obligations, specified in Clause 1, by the Borrower and entitles the Bank to set the new margin in compliance with &#xA7; 4 Clause 7.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 12</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Moreover, the Borrower undertakes:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to use the credit facility for the purpose set out in &#xA7; 1,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">not to enter into any agreements the provisions of which would be contrary to this Agreement;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">not to grant guarantees and sureties for other entities, exceeding in aggregate 15% of net assets specified in the audited annual financial statements for the preceding financial year, if audit is required by relevant regulations;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">not to enter into any agreements with other banks, without the Bank&#x2019;s knowledge, after the date of this Agreement, for a credit facility, derivative transactions, constituting financial forward transactions within the meaning of Article 5 Clause 2 of the Act &#x2013; Banking Law </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">dated 29 August 1997 until the total repayment of the liabilities under this credit facility agreement,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to submit to the Bank, in each calendar quarter, information regarding derivative transactions, made with other banks, on a form enclosed as Appendix No. 2 hereto,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">6/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">not to grant any powers of attorney to administer bank accounts, without written consent of the Bank (except for the powers of attorney granted to the Borrower&#x2019;s employees). Assignment of the rights under bank account agreements or other restrictions regarding the administration of bank accounts in favour of other entities will require the Bank&#x2019;s consent, </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">7/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">not to charge the assets constituting the Bank&#x2019;s security in favour of other creditors,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">9/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">not to adopt any resolutions about the decrease of the company&#x2019;s share capital;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">10/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to notify the Bank about any events resulting in ownership and capital changes with respect to the business; the Bank reserves a right to review if the introduced changes or events that have occurred do not result in the increased risk that the credit facility will not be repaid and, if it is found that the risk has increased, to terminate credit facility as provided in &#xA7; 14 Clause 2 hereof,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">11/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to conduct business activities in compliance with law and to hold, during the crediting period, any required concessions, permits, licenses and approvals of relevant authorities for conducting business activities or certificates about registration in the registers of regulated activities as well as other documents if such obligation arises based on separate regulations,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">12/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to notify the Bank about organisational and business events (including commenced court and administrative proceedings, in particular enforcement proceedings) that have material impact on legal, financial or economic position of the Borrower. The Bank reserves a right to review if the introduced changes or events that have occurred do not result in the increased risk that the credit facility will not be repaid and, if it is found that the risk has increased, to terminate credit facility as provided in &#xA7; 14 Clause 2 hereof,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">13/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to notify the Bank about the change of the address or corporate stamp, statistical number or any other particulars registered in the Bank&#x2019;s IT system,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">14/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to notify the Bank about the change of individuals performing the function of the President and members of the Management Board,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">15/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to provide clarifications and submit documents regarding the project which receives crediting as well as its financial position, at each request of the Bank,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">16/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to maintain continuity of the insurance of the Borrower&#x2019;s property against theft, fire and other fortuitous events,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">17/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to properly keep accounting books and corporate reporting and to audit annual financial </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">statements by independent auditors in compliance with applicable regulations if such audit is necessary by relevant regulations,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">18/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to notify the Bank immediately about any changes regarding its bank accounts,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">19/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to enable the Bank to conduct the reviews at its registered office with respect to its financial position having impact on the timely repayment of the debt, including the access to accounting books and other documents and records of the company,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">20/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to properly perform the provisions of other agreements concluded by the Borrower with the Bank,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">21/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">that the liabilities towards the Bank, under this Agreement, will rank at least </font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">pari passu</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> with any other present and future liabilities in connection with the financial debt, except for liabilities the satisfaction of which is preferential based on mandatory regulations,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">22/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 17.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to submit a request for proposal concerning lease or factoring services first to the entities that belong to the BRE Bank SA Group, i.e. to BRE Leasing Sp.z o.o., in the case of lease, or BRE Faktoring Sp&#xF3;&#x142;ka Akcyjna, in the case of factoring.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 13</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower undertakes to submit the following documents and information to the Bank:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">copies of F-01 GUS form immediately after it is drafted in compliance with applicable regulations and additional information or clarifications related with financial standing, required by the Bank,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">copy of annual financial statements immediately after they are drafted and again, after the audit by auditors, together with the auditor&#x2019;s report, when the audit is required by relevant regulations, together with additional information or clarifications related with financial standing, required by the Bank,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a statement about the amount of the existing and planned debt to other banks and financial institutions together with repayment time-limits: quarterly/semi-annually/annually,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">a certificate confirming no arrears towards </font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">ZUS</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> (Social Insurance Company) and tax office &#x2013; quarterly.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">VIII. Breach of the Credit Facility Terms and Conditions </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 14</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In the event the Bank finds that the terms and conditions of granting the credit facility have not been met or if the timely repayment of the credit facility is threatened due to poor financial standing of the Borrower, the Bank may:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">suspend the Borrower&#x2019;s right to continue the disbursement of the credit facility,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">serve termination notice with respect to the credit facility agreement,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">reduce the credit facility amount by a part of the entitlement that has not been used effective on the next business day from the date when written notification is delivered to the Borrower,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">request additional security of the credit facility repayment or the presentation of restructuring program within specified time as well as the execution of such program after the Bank&#x2019;s approval,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">set-off its receivables under this credit facility agreement against the Borrower&#x2019;s receivables arising from each agreement for a bank account kept by the Bank in favour of the Borrower during the termination notice period with respect to this agreement and after the lapse of termination notice period, and in particular in the event the Borrower submits a motion for the declaration of bankruptcy or opens reorganisation proceedings.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Termination notice period will be 30 days and in the case there is a threat of the Borrower&#x2019;s bankruptcy &#x2013; 7 days.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In the cases:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">referred to in Clause 1 Points 1-2, the Borrower is not entitled to any drawdowns, however, in the case of Clause 1 Point 1, the Bank will assess a given situation and will immediately notify the Borrower about the terms and conditions of the continued availability of the credit facility; after the Borrower fulfils the conditions presented by the Bank, the Borrower will regain the right to continue the disbursement of the credit facility;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">referred to in Clause 1 Point 3, the Bank is entitled to immediately suspend further disbursements of the remaining amount of the credit facility that has not been disbursed.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">At the latest, on the last day of the termination notice period with respect to the credit facility agreement, the Borrower will immediately repay the disbursed credit facility together with interest and other amounts due to the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">5.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank will notify the Borrower in writing about the actions, referred to in Clause 1 of this &#xA7;, that were taken.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">6.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The order of priority and choice of the subject of enforcement will rest with the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">IX. Amendment to the Agreement </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 15</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Any amendments to this Agreement will require the consent of the Parties hereto in writing under the pain of invalidity, subject to Clause 2. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The change of interest rate upon the terms and conditions of this Agreement does not require the signing of an annex.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The application concerning the amendment to the credit facility agreement should be submitted to the other Party within not less than 15 days prior to the proposed time-limit of introducing the amendment.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">For the amendment to the contractual terms and conditions, confirmed by the signed annex to the Agreement and made upon the Borrower&#x2019;s request, the Bank will charge a fee provided in the &#x201C;BRE Bank SA Tariff of Banking Fees and Commissions&#x201D; being in effect at the time when the grounds to charge it occur.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-style:italic;font-size:12pt;text-decoration:underline;">X. Final Provisions </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 16</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Bank is entitled to:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">use the services of specialised external entities with respect to forcible performance of the Agreement;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">transfer data about the liabilities arising from this agreement:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">a/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to credit bureaus (</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">BIG</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">) operating pursuant to the Act on the Disclosure of Business Information and Exchange of Business Data dated 9 April 2010 (J.L. No. 81, item 530, as amended), if:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 85.05pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">total amount of liabilities towards the Bank is at least PLN 500;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 85.05pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">the performance(s) has/have been due for at least 60 days;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 85.05pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">at least one month has lapsed since the creditor Bank that provides information has sent a request for payment, by registered letter, to the address for notices specified by the Borrower, and if the Borrower failed to specify such address, to the address of the Borrower&#x2019;s registered office, containing a warning about the intention to disclose information to the bureau, together with the name and address of the registered office of that bureau.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">b/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">to interbank Banking Register System with the Association of Polish Banks (</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">Zwi&#x105;zek Bank&#xF3;w Polskich</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">) with its registered seat in Warsaw as the Controller, in compliance with the provisions of the Banking Law and the Act on Personal Data Protection. Data </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">regarding the Client collected in the Banking Register System may be disclosed to:</font>
		</p>
		<div style="width:100%"><table style="width: 100%" cellpadding="0" cellspacing="0"><tr><td align="left" valign="top" style="width: 74.00pt; display: inline;">
			<p style="line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0pt 56pt;font-family:Times New Roman;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-size:12pt;"> -</font>
			</p>
		</td><td align="left" valign="top">
			<p style="line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;"> &nbsp;credit bureaus (</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">BIG</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">) operating pursuant to the Act on the Disclosure of Business Information and Exchange of Business Data dated 9 April 2010 (J.L. No. 81, item 530, as amended), to the extent and upon the terms and conditions specified in that Act, on the basis of the requests of such bureaus and to the extent specified therein;</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width: 100%" cellpadding="0" cellspacing="0"><tr><td align="left" valign="top" style="width: 74.00pt; display: inline;">
			<p style="line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0pt 56pt;font-family:Times New Roman;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-size:12pt;"> -</font>
			</p>
		</td><td align="left" valign="top">
			<p style="line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;"> financial institutions being the subsidiaries of the banks within the meaning of the Banking Law;</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width: 100%" cellpadding="0" cellspacing="0"><tr><td align="left" valign="top" style="width: 74.00pt; display: inline;">
			<p style="line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0pt 56pt;font-family:Times New Roman;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-size:12pt;"> -</font>
			</p>
		</td><td align="left" valign="top">
			<p style="line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;"> other institutions that are authorised by law in connection with their performance of banking operations upon the terms and conditions set out in the Banking Law.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 74.7pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 17</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">BRE Bank S.A. with its registered office in Warsaw at 18 Senatorska Street, as the controller of personal data within the meaning of the Act on Personal Data Protection dated 29 August 1997, states that personal data of the Borrower (if any) and of the persons representing it will be processed in the banking data file in order to perform the conditions of the agreements concluded by the Borrower with the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Moreover, BRE Bank states that in order to take the required steps related with the entry into and the performance of credit facility agreement and in order to exercise the statutory rights and obligations of the Bank related with the performance of banking operations, the Client&#x2019;s personal data may be transferred to the Banking Register System, a data base, with the Association of Polish Banks (</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">Zwi&#x105;zek Bank&#xF3;w Polskich</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">) with its registered seat in Warsaw as the controller of personal data within the meaning of the Act on Personal Data Protection, established and operating pursuant to Article 105 Clause 4, 4a and 4d and Article 105a of the Banking Law and to other institutions authorised by law to grant credit facilities in instances, to the extent and for the purpose set out in the Banking Law as well as to credit bureaus operating pursuant to the Act on the Disclosure of Business Information, to the extent and upon the terms and conditions specified in that Act.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In compliance with the provisions of the Act on Personal Data Protection, the Borrower and persons representing it have the right to:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">access the contents of their data and to correct such data;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">object against the processing of own data for promotional and marketing purposes and own services and banking products of the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 56.7pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 18</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower represents that it gives its consent for the transfer to Commerzbank AG and entities belonging to BRE Bank Group: BRE Leasing Sp&#xF3;&#x142;ka z ograniczon&#x105; odpowiedzialno&#x15B;ci&#x105;, BRE Faktoring Sp&#xF3;&#x142;ka Akcyjna and BRE Bank Hipoteczny Sp&#xF3;&#x142;ka Akcyjna of any data and information, covered by banking secrecy, related with the credit facility agreement concluded with the Bank as well as its performance, including the wording of the Agreement.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Information about current registered offices and addresses of the entities, referred to in Clause 1, will be made available by the Bank to the Borrower on BRE Bank Group website at: </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">www.brebank.pl</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower represents that it familiarised itself with the information containing the description of market risk, in particular interest rate risk and foreign exchange risk, that may have an impact on the amount of the Client&#x2019;s debt and the servicing expenses of the Credit Facility, available on the BRE Bank SA website at: </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">www.brebank.pl</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">4.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower agrees for sending commercial information within the meaning of Article 2 Point 2 of the Act on Electronic Services dated 18 July 2002 (Journal of Laws No. 144, item 1204, as amended), addressed to it, by the Bank, electronically, in particular by e-mail.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 19</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower represents that this Agreement:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">was signed by individuals fully authorised to that extent and all information that it delivered to the Bank in any form is true, complete and is without any omissions,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">fully complies with internal regulations of the Borrower, in particular its charter documents and documents that govern its scope of activities,</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3/</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">is not contrary to any possessed concessions, permits, licenses, authorisations of relevant authorities concerning the performance of business activities, registrations as well as other provisions under law and any agreements or other obligations of the Borrower.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 20</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">In the event individual provisions of this Agreement or agreements constituting its appendices become invalid, the remaining provisions will continue to be binding on the Parties.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">If the Bank fails to demand the performance of any of the contractual provisions, this will not constitute a waiver of the Bank&#x2019;s rights arising from that provision or any other provision hereof.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">All appendices to the Agreement constitute its integral part.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 21</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Communications and notices between the Parties will be deemed effective if sent to the following address:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">For the Bank:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">BRE Bank S.A., Oddzia&#x142; Korporacyjny Warszawa, ul. </font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Kr&#xF3;lewska 14, 00-950 Warszawa</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">For the Borrower:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:-28.35pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">01-018 Warszawa, ul. Wolno&#x15B;&#x107; 3A</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Parties agree that the delivery date will also be the date of the first notification about the delivery of registered mail, not delivered, sent to the latest address of the Borrower known to the Bank.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">3.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower will use the following stamps/seals:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 22</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Borrower represents that individuals authorised to submit payment orders with respect to the disbursement of the credit facility funds are the persons authorised to administer any of the Borrower&#x2019;s bank accounts kept under the agreement for current account No. 342258001 dated 31 March 2006.</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 23</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">1.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">Generally applicable provisions of Polish law will apply to matters not provided for hereunder, and in particular the provisions of the Civil Code and the Banking Law, subject to Clause 2.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">2.</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 20.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">With respect to the payment services provided on the basis of this agreement (i.e. execution of payment transactions charged to the funds made available to the Borrower in connection with the credit facility), the provisions of Section II of the Act on Payment Services and Articles 34-37, Article 40 Clauses 3-4, Article 45, Article 46 Clause 2-5, Article 47, Article 48, Article 51 and Articles 144-146 of the Act on Payment Services or, if permitted, other provisions of law that modify or amend the said regulations, will not apply.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 24</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Any disputes between the Parties under this Agreement will be resolved by the common court of law of appropriate jurisdiction for the registered office of the Bank&#x2019;s branch.</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#xA7; 25</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">The Agreement was made in two counterparts, one for each Party. </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ Dariusz Kwas </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ Dariusz Bernat </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">On behalf of the Borrower</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ El&#x17C;bieta Weydmann </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ Andrzej Ostrycharz </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">On behalf of the Bank</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Identity of the persons signing the agreement confirmed by:</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">date, name, and signature of the Bank&#x2019;s employee</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">)</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:100%;text-indent: -28.35pt;text-align:right;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:100%;text-indent: -28.35pt;text-align:right;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;"></font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Appendix No. 1</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:100%;text-indent: -28.35pt;text-align:right;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">To the Agreement No. 02/408/13/Z/OB</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:right;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:right;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Warsaw</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">, 12/11/2013</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:right;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">STATEMENT ON VOLUNTARY SUBMISSION TO ENFORCEMENT BASED ON BANK ENFORCEMENT ORDER</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">On behalf of Casinos Poland Sp. z o.o. with its registered office in Warsaw, 01-018 Warsaw, 3A Wolno&#x15B;&#x107; Street, entered into the companies register kept by the District Court for the capital city of Warsaw, 12</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;font-size:9;top:-.9em;position:relative;line-height:150%">th</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> Commercial Division of the National Court Register, under KRS 0000016809, with its tax identification number NIP: 526-020-92-60, REGON No. 001308154, with its share capital in the amount of PLN 5,100,000 as at 12 November 2013</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">we hereby declare</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> that </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">we voluntarily submit ourselves to enforcement</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> pursuant to Article 97 of the Act &#x2013; the Banking Law dated 29 August 1997 (i.e.: Journal of Laws of 2002, No. 72, item 665, as amended) </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">and we authorise BRE Bank Sp&#xF3;&#x142;ka Akcyjna</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> with its registered office in Warsaw at 18 Senatorska Street, entered into the companies register kept by the District Court for the capital city of Warsaw, 12</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;font-size:9;top:-.9em;position:relative;line-height:150%">th</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> Commercial Division of the National Court Register, under KRS: 0000025237 (the &#x201C;Bank&#x201D;), to:</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">issue bank enforcement order up to the amount of PLN 18,000,000 (say: eighteen million zlotys) in the event we fail to perform the </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">obligations arising from banking operations</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;"> carried out under the Credit Facility Agreement No. 02/408/Z/OB dated 12 November 2013, together with interest and other expenses, and </font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">capitalise the receivable covered by the bank enforcement order and calculate the interest on the capitalised receivable in compliance with Article 359 of the Civil Code, and</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">issue bank enforcement order for the delivery of the objects constituting the subject of the pledge established as a security of the liabilities of Casinos Poland Sp. z o.o. in connection with the granting of credit facility on the basis of Credit Facility Agreement No. 02/408/13/Z/OB dated 12 November 2013, and</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">-</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 21.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">file an application with the court for appending enforcement clause to such orders at the </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;">latest by 30 November 2017.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:150%;text-indent: -28.35pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">At the same time, we declare that we have familiarised ourselves with and approve the wording of this statement and the note below.</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;;font-size: 12pt;font-family:Calibri;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">On behalf of the Borrower:</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ Dariusz Kwas </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ Dariusz Bernat </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-style:italic;">Note</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-style:italic;">Banks may&nbsp;&nbsp;issue bank enforcement orders on the basis of their books or other documents related with the performance of banking operations (Article 96 Clause 1 of the Banking Law).</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-style:italic;">A bank enforcement order may constitute the grounds of an enforcement procedure conducted in compliance with the provisions of the Code of Civil Procedure after the court appends the enforcement clause to it exclusively with respect a person who executed banking operation directly with the bank or who is the bank&#x2019;s debtor in connection with the security of the bank&#x2019;s receivables arising from the banking operation and who submitted a written statement about submission to enforcement and when the claim underlying the order has arisen directly from that banking operation or its security (Article 97 Clause 1 of the Banking Law).</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-style:italic;">The bank files an application for appending enforcement clause to bank enforcement order with a court of relevant jurisdiction for the place of residence/ registered office of the debtor.</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-style:italic;">In the proceedings for appending enforcement clause to bank enforcement order the court examines if the debtor has submitted itself to enforcement and if the claim underlying the order arises from banking operation executed directly with the bank or from the security of the bank&#x2019;s claim arising from that operation.</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-style:italic;">The court&#x2019;s decision regarding the appending of enforcement clause may be appealed against. The period of seven days for filing an appeal runs for the creditor from the date when enforcement order or refusal was issued to it, for the debtor &#x2013; from the date when the notification about the institution of enforcement proceedings (Article 795 of the Code of Civil Procedure) is delivered to it.</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;font-style:italic;"></font><font style="display: inline;font-family:Times New Roman;font-style:italic;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:100%;text-indent: -28.35pt;text-align:right;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Appendix No. 2</font>
		</p>
		<p style="margin:0pt 0pt 0pt 28.35pt;line-height:100%;text-indent: -28.35pt;text-align:right;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">To the Agreement No. 02/408/13/Z/OB</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:center;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">Quarterly Report</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;">on open derivative transactions:</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">as at &#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026; (</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">day, month, year</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">)</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">No.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Bank&#x2019;s name</font></p>
				</td>
				<td valign="top" style="width:92.75pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Transaction Type (forward, options, swap, other)</font></p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Volume (value, currency)</font></p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Validity Period</font></p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Current Valuation</font></p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Security</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">1.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:92.75pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">2.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:92.75pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">3.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:92.75pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">4.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:92.75pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">5.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:92.75pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:65.80pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">on the limits with other banks for derivative transactions:</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">No.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Bank&#x2019;s name</font></p>
				</td>
				<td valign="top" style="width:198.45pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Available limit for derivative transactions</font></p>
				</td>
				<td valign="top" style="width:157.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Provided security</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">1.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:198.45pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:157.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">2.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:198.45pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:157.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">3.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:198.45pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:157.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">4.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:198.45pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:157.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:26.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">5.</font></p>
				</td>
				<td valign="top" style="width:77.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:198.45pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:157.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
						&nbsp;</p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">On behalf of the Client Casinos Poland Sp. z o.o.</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ Dariusz Kwas </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">/s/ Dariusz Bernat </font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">Identity of the persons signing the agreement confirmed by:</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;&#x2026;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">(</font><font style="display: inline;font-family:Times New Roman;font-style:italic;font-size:12pt;">date, name, and signature of the Bank&#x2019;s employee</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;">)</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:150%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:normal;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

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