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v3.24.1.1.u2

Balance Sheets - USD ($) | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Assets |  |
Cash and Due from Banks | $ 4,465,000 | $ 4,587,000
Interest-Bearing Deposits at Other Financial Institutions | 32,160,000 | 14,719,000
Total Cash and Cash Equivalents | 36,625,000 | 19,306,000
Investment Securities, Available-for-sale | 53,774,000 | 67,901,000
Restricted Stock | 888,000 | 881,000
Loans Receivable, Net of Unearned Income | 368,102,000 | 367,840,000
Allowance for Credit Losses | (2,699,000) | (2,802,000)
Loans Receivable, Net | 365,403,000 | 365,038,000
Bank Owned Life Insurance | 10,415,000 | 10,332,000
Premises and Equipment, Net | 12,654,000 | 12,475,000
Accrued Interest Receivable | 1,922,000 | 1,757,000
Real Estate Owned | 42,000 | 42,000
Deferred Tax Asset, Net | 1,983,000 | 2,063,000
Other Assets | 1,959,000 | 1,002,000
Total Assets | 485,665,000 | 480,797,000
Deposits |  |
Interest-Bearing | 399,589,000 | 389,207,000
Noninterest-Bearing | 797,000 | 796,000
Advances from Borrowers for Taxes, Insurance, and Repairs | 3,378,000 | 4,352,000
Short-Term Federal Home Loan Bank Advances |  | 4,000,000
Other Liabilities | 4,934,000 | 4,644,000
Total Liabilities | 408,698,000 | 402,999,000
Equity Capital |  |
Retained Earnings | 83,639,000 | 84,771,000
Accumulated Other Comprehensive Loss | (6,672,000) | (6,973,000)
Total Equity Capital | 76,967,000 | 77,798,000
Total Liabilities and Equity Capital | $ 485,665,000 | $ 480,797,000

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