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Loans Receivable and Allowance for Credit Losses (Tables) | 3 Months Ended
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Mar. 31, 2024
Loans Receivable and Allowance for Credit Losses |
Schedule of loans receivable | Loans receivable at March 31, 2024, and December 31, 2023 are summarized as follows (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | 2024 |  | 2023
One-to-Four Family Mortgages | ​ | $ | 336,406 | ​ | $ | 337,056
Home Equity Loans / Lines of Credit | ​ |  | 8,004 | ​ |  | 8,550
Construction Loans | ​ |  | 8,847 | ​ |  | 8,128
Consumer Loans | ​ |  | 970 | ​ |  | 913
Commercial Loans | ​ |  | 13,078 | ​ |  | 12,403
​ | ​ | ​ | ​ | ​ | ​ | ​
Total Loans Receivable | ​ |  | 367,305 | ​ |  | 367,050
​ | ​ | ​ | ​ | ​ | ​ | ​
Allowance for Credit Losses | ​ |  | (2,699) | ​ |  | (2,802)
Net Deferred Loan Costs | ​ |  | 797 | ​ |  | 790
​ | ​ | ​ | ​ | ​ | ​ | ​
Total Loans Receivable, Net | ​ | $ | 365,403 | ​ | $ | 365,038
Schedule of analysis of past-due loans | The following tables present an analysis of past-due loans as of March 31, 2024, and December 31, 2023 (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Loans 90 Days or | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-59 Days | ​ | 60-89 Days | ​ | More Past Due and | ​ | Nonaccrual | ​ | Current | ​ | Total Loans
March 31, 2024 |  | Past Due |  | Past Due |  | Still Accruing |  | Loans |  | Loans |  | Receivable
One-to-Four Family Mortgages | ​ | $ | 5,476 | ​ | $ | — | ​ | $ | 422 | ​ | $ | 212 | ​ | $ | 330,296 | ​ | $ | 336,406
Home Equity Loans / Lines of Credit | ​ |  | 56 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 7,948 | ​ |  | 8,004
Construction Loans | ​ |  | 207 | ​ |  | — | ​ |  | 119 | ​ |  | — | ​ |  | 8,521 | ​ |  | 8,847
Consumer Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 970 | ​ |  | 970
Commercial Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 13,078 | ​ |  | 13,078
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 5,739 | ​ | $ | — | ​ | $ | 541 | ​ | $ | 212 | ​ | $ | 360,813 | ​ | $ | 367,305
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Loans 90 Days or | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-59 Days | ​ | 60-89 Days | ​ | More Past Due and | ​ | Nonaccrual | ​ | Current | ​ | Total Loans
December 31, 2023 |  | Past Due |  | Past Due |  | Still Accruing |  | Loans |  | Loans |  | Receivable
One-to-Four Family Mortgages | ​ | $ | 2,655 | ​ | $ | 1,524 | ​ | $ | 950 | ​ | $ | 153 | ​ | $ | 331,774 | ​ | $ | 337,056
Home Equity Loans / Lines of Credit | ​ |  | — | ​ |  | 4 | ​ |  | — | ​ |  | — | ​ |  | 8,546 | ​ |  | 8,550
Construction Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 8,128 | ​ |  | 8,128
Consumer Loans | ​ |  | 33 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 880 | ​ |  | 913
Commercial Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 12,403 | ​ |  | 12,403
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 2,688 | ​ | $ | 1,528 | ​ | $ | 950 | ​ | $ | 153 | ​ | $ | 361,731 | ​ | $ | 367,050
Schedule of recorded investment in loans by credit quality indicator by year of origination | The following table presents the Bank’s recorded investment in loans by credit quality indicator by year of origination as of March 31, 2024 (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Term Loans by Year of Origination | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2024 | ​ | 2023 | ​ | 2022 | ​ | 2021 | ​ | 2020 | ​ | Prior | ​ | Revolving | ​ | Total
One-to-Four Family Mortgages | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass |  | $ | 1,004 |  | $ | 13,272 |  | $ | 43,857 |  | $ | 60,026 |  | $ | 50,300 |  | $ | 165,465 |  | $ | — |  | $ | 333,924
Special Mention | ​ |  | — | ​ |  | — | ​ | ​ | 949 | ​ |  | 774 | ​ |  | — | ​ |  | 547 | ​ |  | — | ​ |  | 2,270
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 212 | ​ |  | — | ​ |  | 212
Total One-to-Four Family Mortgages | ​ | $ | 1,004 | ​ | $ | 13,272 | ​ | $ | 44,806 | ​ | $ | 60,800 | ​ | $ | 50,300 | ​ | $ | 166,224 | ​ | $ | — | ​ | $ | 336,406
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Home Equity Loans/Lines of Credit | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | — | ​ | $ | 67 | ​ | $ | 177 | ​ | $ | — | ​ | $ | — | ​ | $ | 581 | ​ | $ | 7,080 | ​ | $ | 7,905
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 99 | ​ |  | 99
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Home Equity Loans/Lines of Credit | ​ | $ | — | ​ | $ | 67 | ​ | $ | 177 | ​ | $ | — | ​ | $ | — | ​ | $ | 581 | ​ | $ | 7,179 | ​ | $ | 8,004
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 3 | ​ | $ | 3
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction Loans | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 642 | ​ | $ | 7,154 | ​ | $ | 66 | ​ | $ | 411 | ​ | $ | 288 | ​ | $ | 167 | ​ | $ | — | ​ | $ | 8,728
Special Mention | ​ |  | — | ​ |  | — | ​ |  | 119 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 119
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Construction Loans | ​ | $ | 642 | ​ | $ | 7,154 | ​ | $ | 185 | ​ | $ | 411 | ​ | $ | 288 | ​ | $ | 167 | ​ | $ | — | ​ | $ | 8,847
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer Loans | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 150 | ​ | $ | 319 | ​ | $ | 68 | ​ | $ | 36 | ​ | $ | 47 | ​ | $ | 350 | ​ | $ | — | ​ | $ | 970
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Consumer Loans | ​ | $ | 150 | ​ | $ | 319 | ​ | $ | 68 | ​ | $ | 36 | ​ | $ | 47 | ​ | $ | 350 | ​ | $ | — | ​ | $ | 970
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial Loans | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 1,319 | ​ | $ | 7,215 | ​ | $ | 4,436 | ​ | $ | 108 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 13,078
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Commercial Loans | ​ | $ | 1,319 | ​ | $ | 7,215 | ​ | $ | 4,436 | ​ | $ | 108 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 13,078
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ ​ The following table presents the Bank’s recorded investment in loans by credit quality indicator as of December 31, 2023 (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Term Loans by Year of Origination | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2023 | ​ | 2022 | ​ | 2021 | ​ | 2020 | ​ | 2019 | ​ | Prior | ​ | Revolving | ​ | Total
One-to-Four Family Mortgages | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass |  | $ | 12,000 |  | $ | 42,225 |  | $ | 60,557 |  | $ | 50,786 |  | $ | 28,836 |  | $ | 140,000 |  | $ | — |  | $ | 334,404
Special Mention | ​ |  | — | ​ |  | 1,073 | ​ |  | 779 | ​ |  | — | ​ |  | — | ​ |  | 647 | ​ |  | — | ​ |  | 2,499
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 153 | ​ |  | — | ​ |  | 153
Total One-to-Four Family Mortgages | ​ | $ | 12,000 | ​ | $ | 43,298 | ​ | $ | 61,336 | ​ | $ | 50,786 | ​ | $ | 28,836 | ​ | $ | 140,800 | ​ | $ | — | ​ | $ | 337,056
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ |  |  | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Home Equity Loans/Lines of Credit | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 20 | ​ | $ | 226 | ​ | $ | — | ​ | $ | — | ​ | $ | 174 | ​ | $ | 369 | ​ | $ | 7,570 | ​ | $ | 8,359
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 191 | ​ |  | 191
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Home Equity Loans/Lines of Credit | ​ | $ | 20 | ​ | $ | 226 | ​ | $ | — | ​ | $ | — | ​ | $ | 174 | ​ | $ | 369 | ​ | $ | 7,761 | ​ | $ | 8,550
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction Loans | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 4,987 | ​ | $ | 2,189 | ​ | $ | 414 | ​ | $ | 366 | ​ | $ | — | ​ | $ | 172 | ​ | $ | — | ​ | $ | 8,128
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Construction Loans | ​ | $ | 4,987 | ​ | $ | 2,189 | ​ | $ | 414 | ​ | $ | 366 | ​ | $ | — | ​ | $ | 172 | ​ | $ | — | ​ | $ | 8,128
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ |  |  | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer Loans | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 386 | ​ | $ | 74 | ​ | $ | 39 | ​ | $ | 52 | ​ | $ | 36 | ​ | $ | 326 | ​ | $ | — | ​ | $ | 913
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Consumer Loans | ​ | $ | 386 | ​ | $ | 74 | ​ | $ | 39 | ​ | $ | 52 | ​ | $ | 36 | ​ | $ | 326 | ​ | $ | — | ​ | $ | 913
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ |  |  | ​ | $ | — | ​ | $ | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial Loans | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 7,568 | ​ | $ | 4,724 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 111 | ​ | $ | — | ​ | $ | 12,403
Special Mention | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Substandard | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total Commercial Loans | ​ | $ | 7,568 | ​ | $ | 4,724 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 111 | ​ | $ | — | ​ | $ | 12,403
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Current Period Gross Write-Offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | —
Schedule of nonaccrual loans by major categories | The following table is a summary of the Bank’s nonaccrual loans by major categories for the period indicated (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | March 31, 2024 | ​ | December 31, 2023 | ​
​ | ​ | Nonaccrual | ​ | Nonaccrual | ​ | Total | ​ | Nonaccrual | ​ | Nonaccrual | ​ | Total | ​
​ | ​ | Loans | ​ | Loans | ​ | ​ | ​ | ​ | Loans | ​ | Loans | ​ | ​ | ​ | ​
​ | ​ | with | ​ | with | ​ | ​ | ​ | ​ | with | ​ | with | ​ | ​ | ​ | ​
​ |  | No |  | an |  | Nonaccrual | ​ | No |  | an |  | Nonaccrual |
​ | ​ | Allowance | ​ | Allowance | ​ | Loans | ​ | Allowance | ​ | Allowance | ​ | Loans | ​
One-to-Four Family Mortgages | ​ | $ | 212 | ​ | $ | — | ​ | $ | 212 | ​ | $ | 153 | ​ | $ | — | ​ | $ | 153 | ​
Home Equity Loans/Lines of Credit | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​
Construction Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​
Consumer Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​
Commercial Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 212 | ​ | $ | — | ​ | $ | 212 | ​ | $ | 153 | ​ | $ | — | ​ | $ | 153 | ​
Schedule of accrued interest receivables written off by reversing interest income | The following table represents the accrued interest receivables written off by reversing interest income during the three months ended March 31, 2024 and March 31, 2023 (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | For the Three Months Ended |  | For the Three Months Ended
​ | ​ | March 31, 2024 |  | March 31, 2023
One-to-Four Family Mortgages | ​ | $ | — | ​ | $ | —
Home Equity Loans/Lines of Credit | ​ |  | — | ​ |  | —
Construction Loans | ​ |  | — | ​ |  | —
Consumer Loans | ​ |  | — | ​ |  | —
Commercial Loans | ​ |  | — | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | — | ​ | $ | —
Schedule of analysis of collateral-dependent loans | The following table presents an analysis of collateral-dependent loans of the Bank as of March 31, 2024 and December 31, 2023 (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Residential | ​ | ​ | ​ | ​ | Business | ​ | ​ | ​ | ​ | ​ | ​
March 31, 2024 |  | Properties |  | Land |  | Assets |  | Other |  | Total
One-to-Four Family Mortgages | ​ | $ | 212 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 212
Home Equity Loans/Lines of Credit | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Construction Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Consumer Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Commercial Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 212 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 212
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Residential | ​ | ​ | ​ | ​ | Business | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2023 |  | Properties |  | Land |  | Assets |  | Other |  | Total
One-to-Four Family Mortgages | ​ | $ | 153 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 153
Home Equity Loans/Lines of Credit | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Construction Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Consumer Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Commercial Loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 153 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 153
Schedule of activity related to the allowance for credit losses | The following table summarizes the activity related to the allowance for credit losses for the three months ended March 31, 2024 (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | One-to-Four | ​ | Home Equity | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Family | ​ | Loans / Lines | ​ | Construction | ​ | Consumer | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​
March 31, 2024 |  | Mortgages |  | of Credit |  | Loans |  | Loans |  | Loans |  | Unallocated |  | Total
Allowance for Credit Losses |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Beginning Balance | ​ | $ | 2,554 | ​ | $ | 57 | ​ | $ | 32 | ​ | $ | 9 | ​ | $ | 126 | ​ | $ | 24 | ​ | $ | 2,802
Recovery of Credit Loss | ​ |  | (100) | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | (100)
Loans Charged-Off | ​ |  | — | ​ |  | (3) | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | (3)
Recoveries Collected | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Ending Balance | ​ | $ | 2,454 | ​ | $ | 54 | ​ | $ | 32 | ​ | $ | 9 | ​ | $ | 126 | ​ | $ | 24 | ​ | $ | 2,699
​ The following table includes disclosures related to the allowance for loan losses for the three months ended March 31, 2023 (in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | One-to-Four | ​ | Home Equity | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Family | ​ | Loans / Lines | ​ | Construction | ​ | Consumer | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​
March 31, 2023 |  | Mortgages |  | of Credit |  | Loans |  | Loans |  | Loans |  | Unallocated |  | Total
Allowance for Credit Losses |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Beginning Balance, Prior to Adoption of ASC 326 | ​ | $ | 2,738 | ​ | $ | 60 | ​ | $ | 73 | ​ | $ | — | ​ | $ | 2 | ​ | $ | 380 | ​ | $ | 3,253
Recovery of Credit Loss | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Loans Charged-Off | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Recoveries Collected | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Ending Balance | ​ | $ | 2,738 | ​ | $ | 60 | ​ | $ | 73 | ​ | $ | — | ​ | $ | 2 | ​ | $ | 380 | ​ | $ | 3,253
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Schedule of related party loans |
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31,
​ |  | 2024 |  | 2023
Balance, Beginning of the Year | ​ | $ | 546 | ​ | $ | 579
New Loans | ​ |  | — | ​ |  | —
Change in Related Parties, Net | ​ |  | — | ​ |  | —
Repayments, Net | ​ |  | (9) | ​ |  | (8)
​ | ​ | ​ | ​ | ​ | ​ | ​
Balance, End of Year | ​ | $ | 537 | ​ | $ | 571

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