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Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest and Dividend Income        
Loans, Including Fees $ 3,809 $ 3,487 $ 7,512 $ 6,833
Investment Securities 508 437 903 854
Other Interest-Earning Assets 324 164 527 337
Total Interest and Dividend Income 4,641 4,088 8,942 8,024
Interest Expense        
Deposits 2,367 1,470 4,614 2,568
Short-Term Federal Home Loan Bank Advances     5  
Total Interest Expense 2,367 1,470 4,619 2,568
Net Interest Income 2,274 2,618 4,323 5,456
Recovery of Credit Losses (1,000)   (1,100)  
Net Interest Income After Recovery of Credit Losses 3,274 2,618 5,423 5,456
Non-Interest Income        
Bank Owned Life Insurance 98 88 181 148
Loss on Investments Securities     (1,144)  
Other 149 10 178 23
Total Non-Interest Income (Loss) 400 250 (482) 477
Non-Interest Expense        
Salaries and Employee Benefits 1,607 1,512 3,171 3,032
Occupancy and Equipment 466 423 895 814
Federal Deposit Insurance 51 30 101 60
Directors 73 89 145 183
Professional and Legal 38 38 75 77
Audit and Examination 63 35 126 77
Data Processing 313 268 608 523
Advertising 48 73 76 142
Other 150 142 312 291
Total Non-Interest Expense 2,809 2,610 5,509 5,199
Income (Loss) Before Income Taxes 865 258 (568) 734
Provision (Benefit) for Income Taxes 182 54 (119) 154
Net Income (Loss) 683 204 (449) 580
Deposit Service Charges and Fees        
Non-Interest Income        
Non-Interest Income (In-Scope of Topic 606) 52 47 105 98
ATM and Check Card Fees        
Non-Interest Income        
Non-Interest Income (In-Scope of Topic 606) $ 101 $ 105 $ 198 $ 208