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Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2025

Regulatory Matters

Schedule of actual capital amounts and ratios

The Bank’s actual capital amounts and ratios as of June 30, 2025 and December 31, 2024 are also presented in the table below (dollar amounts in thousands):


												Required to Be Well-
							Required for					Capitalized Under
							Capital Adequacy					Prompt Corrective
		Actual					Purposes					Action Provisions
		Amount			Ratio		Amount			Ratio		Amount			Ratio
June 30, 2025
Tier 1 Capital to Average Assets		$	113,998		21.00	%	$	21,720		4.00	%	$	27,150		5.00	%
Common Equity Tier 1 Capital to Risk-Weighted Assets			113,998		41.68			12,308		4.50			17,778		6.50
Tier 1 Capital to Risk-Weighted Assets			113,998		41.68			16,411		6.00			21,881		8.00
Total Capital to Risk-Weighted Assets			115,711		42.31			21,881		8.00			27,352		10.00

December 31, 2024
Tier 1 Capital to Average Assets		$	110,777		20.78	%	$	21,322		4.00	%	$	26,653		5.00	%
Common Equity Tier 1 Capital to Risk-Weighted Assets			110,777		43.24			11,529		4.50			16,654		6.50
Tier 1 Capital to Risk-Weighted Assets			110,777		43.24			15,373		6.00			20,497		8.00
Total Capital to Risk-Weighted Assets			112,491		43.91			20,497		8.00			25,621		10.00