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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest and Dividend Income        
Loans, Including Fees $ 4,205 $ 3,809 $ 8,220 $ 7,512
Investment Securities 1,018 508 1,919 903
Other Interest-Earning Assets 257 324 550 527
Total Interest and Dividend Income 5,480 4,641 10,689 8,942
Interest Expense        
Deposits 2,332 2,367 4,604 4,614
Short-Term Federal Home Loan Bank Advances       5
Total Interest Expense 2,332 2,367 4,604 4,619
Net Interest Income 3,148 2,274 6,085 4,323
Recovery of Credit Losses on Loans   (1,000)   (1,100)
Total Recovery of Credit Losses   (1,000)   (1,100)
Net Interest Income After Recovery of Credit Losses 3,148 3,274 6,085 5,423
Non-Interest Income        
Bank Owned Life Insurance 100 98 176 181
Loss on Investments Securities       (1,144)
Gain on Sale of Premises and Equipment   141   141
Gain on Sale of Real Estate Owned 1   14  
Gain on Insurance Proceeds 3,469   3,469  
Other 10 8 23 37
Total Non-Interest Income (Loss) 3,719 400 3,981 (482)
Non-Interest Expense        
Salaries and Employee Benefits 2,536 1,607 4,358 3,171
Occupancy and Equipment 474 466 954 895
Federal Deposit Insurance 53 51 106 101
Directors 64 73 136 145
Professional and Legal 76 38 136 75
Audit and Examination 84 63 169 126
Data Processing 320 313 638 608
Advertising 25 48 44 76
Charitable Contributions 8   15  
Other 192 150 377 312
Total Non-Interest Expense 3,832 2,809 6,933 5,509
Income (Loss) Before Income Taxes 3,035 865 3,133 (568)
Income Tax Expense (Benefit) (91) 182 (71) (119)
Net Income (Loss) $ 3,126 683 $ 3,204 (449)
Earnings per Share - Basic $ 0.61   $ 0.62  
Earnings per Share - Diluted $ 0.61   $ 0.62  
Deposit Service Charges and Fees        
Non-Interest Income        
Non-Interest Income (In-Scope of Topic 606) $ 52 52 $ 103 105
ATM and Check Card Fees        
Non-Interest Income        
Non-Interest Income (In-Scope of Topic 606) $ 87 $ 101 $ 196 $ 198