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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash Flows from Operating Activities    
Net Income (Loss) $ 3,204,000 $ (449,000)
Adjustments to Reconcile Net Income (Loss) to Net    
Recovery of Credit Losses   (1,100,000)
Gain on Insurance Proceeds (3,469,000)  
Gain on Sale of Premises and Equipment   (141,000)
Gain on Sale of Real Estate Owned (14,000)  
Depreciation 337,000 353,000
Net Amortization (Accretion) of Deferred Loan Costs (45,000) 3,000
Net Amortization on Investment Securities 78,000 111,000
Loss on Sale of Investment Securities   1,144,000
Federal Home Loan Bank Stock Dividend (13,000) (14,000)
Deferred Tax Expense (262,000)  
Increase in Cash Surrender Value on Bank Owned Life Insurance (176,000) (181,000)
ESOP Compensation Expense 138,000 0
Changes in Operating Assets and Liabilities    
Accrued Interest Receivable (247,000) (314,000)
Other Assets 575,000 (1,160,000)
Other Liabilities 1,147,000 593,000
Net Cash Provided by (Used in) Operating Activities 1,253,000 (1,155,000)
Proceeds from Sale or Maturities of Investment Securities    
Available-for-Sale 7,350,000 21,369,000
Purchases of Investment Securities Available-for-Sale (12,514,000) (25,970,000)
Increase in Loans Receivable, Net (12,359,000) (1,772,000)
Proceeds from Sale of Real Estate Owned 144,000 510,000
Purchases of Premises and Equipment (239,000) (460,000)
Net Cash Used in Investing Activities (17,618,000) (6,323,000)
Cash Flows from Financing Activities    
Increase in Deposits, Net 6,767,000 38,591,000
Federal Home Loan Bank Advances   (4,000,000)
Advances by Borrowers for Taxes, Insurance, and Repairs (624,000) (204,000)
Net Cash Provided by Financing Activities 6,143,000 34,387,000
Net Decrease in Cash and Cash Equivalents (10,222,000) 26,909,000
Cash and Cash Equivalents, Beginning of Year 37,916,000 19,306,000
Cash and Cash Equivalents, End of Year 27,694,000 46,215,000
Supplemental Disclosures of Cash Flow Information    
Cash Paid During the Period for Interest 4,627,000 $ 4,472,000
Non-Cash Investing and Financing Activities    
Real Estate Owned Acquired Through Foreclosure $ 130,000