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Accumulated Other Comprehensive Income (Tables)
 9 Months Ended
Apr. 30, 2015
Accumulated Other Comprehensive Income: [Abstract]  
Schedule of Accumulated Other Comprehensive Income (Loss)
Three Months Ended Nine Months Ended
April 30 April 30
2015 2014   2015   2014
(Unaudited) (Unaudited)   (Unaudited)   (Unaudited)
  Beginning balance, net of tax effect   $ 158,751     $ 92,427     $ 129,412     $ 183,633  
   
Other comprehensive income, net of tax effect:                              
              Unrealized gains on available-for-sale                                
                     securities     31,369       55,468       83,708       44,449  
              Tax effect   (14,000 )     (25,000 )     (37,000 )     (19,000 )
              Unrealized gains on available-for-sale                                
                     securities, net of tax effect     17,369       30,468       46,708       25,449  
 
Amounts reclassified from accumulated other                              
         comprehensive income, net of tax effect:                              
              Unrealized (losses) on available-for-sale                                
                     securities reclassified     -       -       -       (155,187 )
              Tax effect   -       -       -       69,000  
                     Amount reclassified, net of tax effect     -       -       -       (86,187 )
 
Ending balance, net of tax effect $ 176,120     $ 122,895     $ 176,120     $ 122,895