XML 29 R19.htm IDEA: XBRL DOCUMENT v3.3.1.900
Accumulated Other Comprehensive Income
 6 Months Ended
Jan. 31, 2016
Accumulated Other Comprehensive Income: [Abstract]  
Accumulated Other Comprehensive Income:
12.

Accumulated Other Comprehensive Income:
 

The only component of accumulated other comprehensive income is unrealized gains (loss) on available-for-sale securities.

A summary of the changes in accumulated other comprehensive income for the three and six months ended January 31, 2016 and 2015 is as follows:

          Three Months Ended Six Months Ended
January 31 January 31
2016 2015 2016 2015
(Unaudited)       (Unaudited)       (Unaudited)       (Unaudited)
Beginning balance, net of tax effect $      176,629 $      171,574 $      196,033 $      129,412
 
Other comprehensive income, net of tax effect:
       Unrealized gains (loss) on available-for-sale
              securities (51,050 ) (22,823 ) (81,454 ) 52,339
       Tax effect 17,000 10,000 28,000 (23,000 )
       Unrealized gains (loss) on available-for-sale
              securities, net of tax effect (34,050 ) (12,823 ) (53,454 ) 29,339
 
Ending balance, net of tax effect $ 142,579 $ 158,751 $ 142,579 $ 158,751