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Accumulated Other Comprehensive Income (Details) - USD ($)
3 Months Ended 6 Months Ended
Jan. 31, 2016
Jan. 31, 2015
Jan. 31, 2016
Jan. 31, 2015
Accumulated Other Comprehensive Income: [Abstract]        
Beginning balance, net of tax effect $ 176,629 $ 171,574 $ 196,033 $ 129,412
Other comprehensive income, net of tax effect:        
Unrealized gains (loss) on available-for-sale securities (51,050) (22,823) (81,454) 52,339
Tax effect 17,000 10,000 28,000 (23,000)
Unrealized gains (loss) on available-for-sale securities, net of tax effect (34,050) (12,823) (53,454) 29,339
Amounts reclassified from accumulated other comprehensive income, net of tax effect:        
Ending balance, net of tax effect $ 142,579 $ 158,751 $ 142,579 $ 158,751