Life, Accident and Health Reserves

12 Months Ended

Dec. 31, 2016

14. Life, Accident and Health Reserves

Life, accident and health reserves consist of the following (in thousands):



	December 31,
	2016		2015
Long-term care insurance reserves	$	1,407,848	$	1,354,151
Traditional life insurance reserves	102,077		104,450
Other accident and health insurance reserves	138,640		133,336
Total life, accident and health reserves	$	1,648,565	$	1,591,937

The following table sets forth changes in the liability for claims for the portion of our long-term care insurance reserves in scope of the ASU 2015-09 disclosure requirements (in thousands):



	2016
Beginning balance as of January 1,	$	208,150
Less: recoverable from reinsurers	(94,041		)
Net balance as of January 1,	114,109
Incurred related to insured events of:
Current year	54,521
Prior year	631
Total incurred	55,152
Paid related to insured events of:
Current year	(8,097		)
Prior year	(36,457		)
Total paid	(44,554		)
Interest on liability for policy and contract claims	4,405
Net balance as of December 31,	129,112
Add: recoverable from reinsurers	97,858
Ending balance as of December 31,	$	226,970

For the year ended December 31, 2016, we incurred $0.6 million of costs related to insured events of prior years as the result of normal variance in the development of claim termination rates and care transition settings.