11. Life, Accident and Health Reserves

Life, accident and health reserves consist of the following (in millions):



	June 30, 2019		December 31, 2018
Long-term care insurance reserves	$	4,158.5	$	4,142.5
Traditional life insurance reserves	179.9		196.8
Other accident and health insurance reserves	198.2		222.8
Total life, accident and health reserves	$	4,536.6	$	4,562.1

The following table sets forth changes in the liability for claims for the portion of our long-term care insurance reserves (in millions):



	Six Months Ended June 30,
	2019			2018
Beginning balance	$	738.7		$	243.5
Less: recoverable from reinsurers	(136.4		)	(100.6		)
Beginning balance, net	602.3			142.9
Incurred related to insured events of:
Current year	108.8			36.4
Prior years	(41.2		)	2.6
Total incurred	67.6			39.0
Paid related to insured events of:
Current year	(2.9		)	(1.4		)
Prior years	(74.1		)	(25.2		)
Total paid	(77.0		)	(26.6		)
Interest on liability for policy and contract claims	10.7			2.6
Ending balance, net	603.6			157.9
Add: recoverable from reinsurers	137.4			106.4
Ending balance	$	741.0		$	264.3

The Insurance segment experienced a favorable claims reserve development of $41.2 million and an unfavorable claims reserve development of $2.6 million for the six months ended June 30, 2019 and 2018, respectively. The reserve sufficiency is being driven by claim terminations and estimates for remaining benefits to be paid. Current experience has been favorable relative to the six months ended June 30, 2018. This favorable development is attributable to the result of normal volatility in claims activity from period to period.