EX-10.1 2 dex101.htm CORRESPONDENCE FOR CARL B. HUTCHERSON, JR.

Correspondence for Carl B. Hutcherson, Jr.

Exhibit 10.1

December 9, 2004

Board of Directors

Bank of the James Financial Group, Inc.

Bank of the James

Lady and Gentlemen:

It is with regret that I submit my resignation as a board member of both Bank of the James Financial Group, Inc. and Bank of the James. These resignations are effective December 31, 2004. I am resigning due to personal reasons and I wish the Bank my very best.

Sincerely,

/s/ Carl B. Hutcherson, Jr.

Carl B. Hutcherson, Jr.