<SEC-DOCUMENT>0001193125-11-219323.txt : 20110811
<SEC-HEADER>0001193125-11-219323.hdr.sgml : 20110811
<ACCEPTANCE-DATETIME>20110811132943
ACCESSION NUMBER:		0001193125-11-219323
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		10
CONFORMED PERIOD OF REPORT:	20110630
FILED AS OF DATE:		20110811
DATE AS OF CHANGE:		20110811

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF THE JAMES FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001275101
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				200500300
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-50548
		FILM NUMBER:		111026932

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 1200
		CITY:			LYNCHBURG
		STATE:			VA
		ZIP:			24505
		BUSINESS PHONE:		4348462000
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>d10q.htm
<DESCRIPTION>FORM 10-Q
<TEXT>
<HTML><HEAD>
<TITLE>Form 10-Q</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="margin-top:4px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>UNITED STATES </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Washington, D.C. 20549 </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>Form 10-Q
</B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Quarterly Report Pursuant to Section&nbsp;13 or 15(d) </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="4"><B>of the Securities Exchange Act of 1934 </B></FONT></P>
 <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>For the Quarterly Period Ended June&nbsp;30, 2011 </B></FONT></P>
 <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>BANK OF THE JAMES FINANCIAL GROUP, INC. </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>(Exact Name of Registrant as Specified in Its Charter) </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Virginia</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>000-50548</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>20-0500300</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(State or other jurisdiction of</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>incorporation or organization)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Commission</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>file number)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(I.R.S. Employer</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Identification No.)</B></FONT></P></TD></TR>
<TR>
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>828 Main Street, Lynchburg, VA</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>24504</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Address of principal executive offices)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Zip Code)</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(434) 846-2000 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>(Registrant&#146;s telephone number, including area code) </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Indicate by check mark whether
the registrant: (1)&nbsp;has filed all reports required to be filed by Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports),
and (2)&nbsp;has been subject to such filing requirements for the past 90
days.&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT>&nbsp;&nbsp;Yes&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT>&nbsp;&nbsp;No </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule
405 of Regulation S-T (&#167; 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such
files).&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT>&nbsp;&nbsp;Yes&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT>&nbsp;&nbsp;No </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See definition of &#147;large accelerated
filer,&#148; &#147;accelerated filer,&#148; and &#147;smaller reporting company&#148; in Rule 12b-2 of the Exchange Act. (Check one): </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="16%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="20%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD></TR>


<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Large&nbsp;accelerated&nbsp;filer</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Accelerated&nbsp;filer</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Non-accelerated filer</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Smaller&nbsp;reporting&nbsp;company</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Indicate by check mark whether the registrant is a shell company (as defined by Rule 12b-2 of the Exchange
Act).&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT>&nbsp;&nbsp;Yes&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT>&nbsp;&nbsp;No </FONT></P>
<P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">APPLICABLE ONLY TO CORPORATE ISSUERS </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">State the number of shares outstanding of each of the issuer&#146;s classes of common equity, as of the latest practicable date: 3,323,743 shares of Common Stock, par value $2.14 per share, were
outstanding at August&nbsp;11, 2011. </FONT></P> <P STYLE="font-size:8px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc"></A>Table of Contents </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


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<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR>
<TD VALIGN="top" COLSPAN="5"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_1">PART I &#150; FINANCIAL INFORMATION</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;1.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_2">Consolidated Financial Statements</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;2.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_3">Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">26</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;3.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_4">Quantitative and Qualitative Disclosures About Market Risk</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;4.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_5">Controls and Procedures</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="5"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_6">PART II &#150; OTHER INFORMATION</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;1.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_7">Legal Proceedings</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;1A.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_8">Risk Factors</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;2.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_9">Unregistered Sales of Equity Securities and Use of Proceeds</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;3.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_10">Defaults Upon Senior Securities</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;4.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_11">[Removed and Reserved]</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;5.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_12">Other Information</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;6.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_13">Exhibits</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">41</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8" COLSPAN="5"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="5"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A HREF="#toc218837_14">SIGNATURES</A></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">42</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_1"></A>PART I &#150; FINANCIAL INFORMATION </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_2"></A>Item&nbsp;1. Consolidated Financial Statements </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Bank of the James Financial Group, Inc. and Subsidiaries </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consolidated Balance Sheets </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(dollar amounts in thousands, except per share amounts) </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(unaudited)<BR>6/30/2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(audited)<BR>12/31/2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Assets</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Cash and due from banks</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,235</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,665</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal funds sold</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,550</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,094</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total cash and cash equivalents</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">24,785</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18,759</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Securities held-to-maturity (fair value of $9,538 in 2011 and $14,601 in 2010)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,196</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,297</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Securities available-for-sale, at fair value</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,171</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,586</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Restricted stock, at cost</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,080</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,180</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loans, net of allowance for loan losses of $4,970 in 2011 and $5,467 in 2010</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">319,601</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">320,715</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Premises and equipment, net</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,970</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,791</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Software, net</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">89</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest receivable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,415</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,469</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Cash value - bank owned life insurance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,470</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,360</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other real estate owned</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,281</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,440</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Income taxes receivable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">349</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">304</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Deferred tax asset</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,526</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,899</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,689</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,039</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total assets</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">429,625</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">418,928</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Liabilities and Stockholders&#146; Equity</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Noninterest bearing demand</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">48,132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">44,272</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">NOW, money market and savings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">243,896</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">241,176</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Time</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">84,523</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">82,942</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">376,551</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">368,390</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Repurchase agreements</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,550</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,330</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">FHLB borrowings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Capital notes</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest payable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">120</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">431</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">592</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total liabilities</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">402,652</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">393,433</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Stockholders&#146; equity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,323,743 as of June&nbsp;30, 2011 and
December&nbsp;31, 2010</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,113</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,113</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Additional paid-in-capital</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,742</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,742</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Accumulated other comprehensive income (loss)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">32</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(692</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Retained (deficit)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,914</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3,668</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total stockholders&#146; equity</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">26,973</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">25,495</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total liabilities and stockholders&#146; equity</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">429,625</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">418,928</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">See accompanying notes to these consolidated financial statements </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">1 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Bank of the James Financial Group, Inc. and Subsidiaries </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consolidated Statements of Income </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(dollar amounts in thousands, except per share amounts) (unaudited) </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>For the Three Months</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>For the Six Months</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Ended June&nbsp;30,</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Ended June&nbsp;30,</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Interest and Dividend Income</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loans</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,384</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,002</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,857</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,846</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">US Government and agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">204</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">350</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">442</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">765</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage backed securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">147</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">263</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Municipals</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">124</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">78</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">212</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">130</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Dividends</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">26</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other (Corporates)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">25</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal Funds sold</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total interest and dividend income</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,896</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,473</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,838</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,841</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Interest Expense</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">NOW, money market savings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">464</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">705</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,076</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,929</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Time deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">428</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">577</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">857</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,194</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal Funds purchased</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">FHLB borrowings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">75</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">74</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">148</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">174</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Reverse repurchase agreements</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">32</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Capital notes 6% due 4/1/2012</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">105</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">105</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">210</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">210</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total interest expense</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,090</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,495</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,325</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,574</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Net interest income</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,806</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,978</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,513</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,267</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Provision for loan losses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">906</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">448</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,485</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">835</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Net interest income after provision for loan losses</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,900</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,530</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,028</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,432</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Other operating income</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage fee income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">243</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">322</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">529</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">613</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Service charges, fees and commissions</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">272</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">379</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">555</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">731</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Increase in cash value of life insurance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">55</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">59</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">110</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">119</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">19</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">36</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">27</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Gain on sale of available-for-sale securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">169</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">147</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">200</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">222</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total other operating income</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">758</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">912</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,430</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,712</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Other operating expenses</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Salaries and employee benefits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,391</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,678</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,818</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,327</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Occupancy</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">272</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">232</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">548</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">477</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Equipment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">256</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">273</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">517</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">533</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Supplies</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">108</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">82</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">197</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">183</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Professional, data processing, and other outside expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">496</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">401</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">969</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">781</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Marketing</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">108</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">86</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">187</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">153</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Credit expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">71</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">71</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">143</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">137</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loss on sale and/or writedown of OREO and other OREO expenses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">41</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">215</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">36</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">FDIC insurance expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">141</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">193</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">370</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">385</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">323</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">250</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">410</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">453</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total other operating expenses</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,204</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,307</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,374</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,465</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Income before income taxes</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">454</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,135</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,084</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,679</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Income tax expense</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">135</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">365</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">330</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">543</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Net Income</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">319</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">770</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">754</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,136</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Weighted average shares outstanding &#150; basic</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,323,743</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,296,457</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,323,743</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,293,180</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Weighted average shares outstanding &#150; diluted</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,331,426</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,338,184</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,333,764</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,331,575</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Income per common share &#150; basic and diluted</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.10</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">See accompanying notes to these consolidated financial statements </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">2 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Bank of the James Financial Group, Inc. and Subsidiaries </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consolidated Statements of Cash Flows </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Six months Ended June&nbsp;30, 2011 and 2010 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>(dollar amounts in thousands, except per share amounts) (unaudited) </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="86%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>June&nbsp;30,</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Cash flows from operating activities</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net Income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">754</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,136</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Adjustments to reconcile net income to net cash provided by operating activities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Depreciation</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">367</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">411</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net amortization and accretion of premiums and discounts on securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">292</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">261</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Gain) on sale of available-for-sale securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(200</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(222</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loss on sale of assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">36</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Provision for loan losses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,485</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">835</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loss on sale of other real estate owned</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">215</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Increase) in cash value of life insurance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(110</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(119</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Stock compensation expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Provision for deferred income taxes</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Decrease in interest receivable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">54</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">633</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Decrease in other assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">350</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">404</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Increase) decrease in income taxes receivable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(45</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">362</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Decrease) in interest payable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(59</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Decrease) increase in other liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(161</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">179</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Net cash provided by operating activities</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,873</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Cash flows from investing activities</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Purchases of securities held-to-maturity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Proceeds from maturities and calls of securities held-to-maturity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Purchases of securities available-for-sale</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(26,318</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(10,234</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Proceeds from maturities, calls and paydowns of securities available-for-sale</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,911</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,540</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Proceeds from sale of securities available-for-sale</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,928</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">25,490</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Purchase) of Federal Reserve Bank stock</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(30</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Sale of Federal Home Loan Bank stock</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">100</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Proceeds from sale of other real estate owned</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">974</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Improvements to other real estate owned</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(10</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Origination of loans, net of principal collected</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,391</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(7,343</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Purchases of premises and equipment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(549</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(206</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Net cash (used in) provided by investing activities</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(6,335</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,217</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Cash flows from financing activities</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net increase (decrease) in deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,161</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(20,417</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net increase (decrease) in repurchase agreements</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,220</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,034</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net (decrease) in Federal Home Loan Bank advances</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B></B>Proceeds from exercise of stock options</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">52</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Net cash provided by (used in) financing activities</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,381</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(32,399</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Increase (decrease) in cash and cash equivalents</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,026</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(16,309</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Cash and cash equivalents at beginning of period</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18,759</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">31,305</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Cash and cash equivalents at end of period</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">24,785</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,996</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Non cash transactions</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Transfer of loans to foreclosed assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,020</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">88</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fair value adjustment for securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,097</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,050</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Cash transactions</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Cash paid for interest</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,326</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,633</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Cash paid for taxes</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">375</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">590</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">See accompanying notes to these consolidated financial statements </FONT></P>

 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">3 </FONT></P>


<p Style='page-break-before:always'>
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<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Bank of the James Financial Group, Inc. and Subsidiaries </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consolidated Statements of Changes in Stockholders&#146; Equity and Comprehensive Income </B></FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(dollars in thousands) (unaudited) </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


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<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
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<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Total<BR>Shares</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Outstanding</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Common</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Stock</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Additional</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Paid-in</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Capital</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Retained</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Earnings</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Deficit)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Accumulated</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Other</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Comprehensive</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Gain (Loss)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Total</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance at December&nbsp;31, 2009</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,990,788</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,400</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20,765</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,938</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(502</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">23,725</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net Income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,820</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,820</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Changes in unrealized gains on securities available for sale net of deferred taxes of $24</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">47</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">47</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Reclassification adjustment for gains included in net income, net of income tax expense of $121</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(237</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(237</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total other comprehensive (loss)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(190</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Comprehensive Income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,630</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">10% Stock dividend</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">298,942</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">640</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,910</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,550</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Exercise of stock options</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">34,013</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">73</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">138</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Stock compensation expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance at December&nbsp;31, 2010</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,323,743</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,113</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,742</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3,668</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(692</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">25,495</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net Income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">754</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">754</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Changes in unrealized gains on securities available for sale net of deferred taxes of $441</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">856</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">856</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Reclassification adjustment for gains included in net income, net of income tax expense of $68</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total other comprehensive income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">724</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Comprehensive Income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,478</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance at June&nbsp;30, 2011</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,323,743</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,113</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,742</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,914</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">32</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">26,973</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">See accompanying notes to these consolidated financial statements </FONT></P>

 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">4 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Notes to Consolidated Financial Statements </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 1 &#150; Basis of Presentation </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. (&#147;Financial&#148; or
the &#147;Company&#148;) pursuant to the rules and regulations of the Securities and Exchange Commission. In management&#146;s opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments,
consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of and for the three and six months ended June&nbsp;30, 2011 and 2010 in conformity with accounting principles generally accepted in
the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial&#146;s Annual Report on Form 10-K for the year ended
December&nbsp;31, 2010. These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December&nbsp;31, 2010 included in Financial&#146;s Annual Report on Form 10-K.
Results for the three and six month periods ended June&nbsp;30, 2011 are not necessarily indicative of the results that may be expected for the year ending December&nbsp;31, 2011. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Financial&#146;s critical accounting policy relates to the evaluation of the allowance for loan losses which is based on management&#146;s opinion of an amount that is adequate to absorb loss in the
existing loan portfolio of Bank of the James (the &#147;Bank&#148;), Financial&#146;s wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan loss based on available information including the composition of
the loan portfolio, historical loan losses (to the extent available due to limited history), specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance
and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank&#146;s allowance for loan losses could result in material changes in Financial&#146;s financial condition and results of operations. The Bank&#146;s
policies with respect to the methodology for determining the allowance for loan losses involve a higher degree of complexity and require management to make subjective judgments that often require assumptions or estimates about uncertain matters.
These critical policies and their assumptions are periodically reviewed with the Board of Directors. </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 2 &#150; Use of Estimates </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of
America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">5 </FONT></P>


<p Style='page-break-before:always'>
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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 3 &#150; Earnings Per Share </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">All earnings per share amounts have been adjusted to reflect the 10% stock dividend paid by Financial in July 2010, as well as all
prior stock dividends. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Currently, only the option shares granted to certain officers and other employees of Financial pursuant to the Amended
and Restated Stock Option Plan of 1999 Financial (the &#147;1999 Plan&#148;) are considered dilutive. The following is a summary of the earnings per share calculation for the three and six months ended June&nbsp;30, 2011 and 2010. </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Three months
ended</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>June&nbsp;30,</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Year to
date</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>June&nbsp;30,</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net income (loss)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">319,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">770,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">754,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,136,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Weighted average number of shares</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,323,743</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,296,457</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,323,743</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,293,180</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Options affect of incremental shares</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,683</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">41,727</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,021</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,395</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Weighted average diluted shares</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,331,426</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,338,184</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,333,764</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,331,575</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Basic EPS (weighted avg shares)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.10</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Diluted EPS (Including Option Shares)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.10</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The incremental shares associated with option shares, which were 205,548 and 248,239 for the three months ended
June&nbsp;30, 2010 and 2011, respectively, and 205,548 and 207,305 for the six months ended June&nbsp;30, 2010 and 2011, respectively, were not included in calculating the diluted earnings because there effect was anti-dilutive. </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 4 &#150; Stock Based Compensation </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity
instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">6 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 4 &#150; Stock Based Compensation (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Stock option plan activity for the six months ended June&nbsp;30, 2011 is summarized below: </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Shares</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Weighted</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Exercise</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Price</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Weighted</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Remaining</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Contractual</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Life&nbsp;(in&nbsp;years)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Intrinsic</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Value</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Options outstanding, January&nbsp;1, 2011</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">284,906</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8.42</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Exercised</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Forfeited</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3,373</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13.88</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Options outstanding, June&nbsp;30, 2011</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">281,533</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8.35</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.95</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65,551</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Options exercisable, June&nbsp;30, 2011</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">281,533</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8.35</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.95</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65,551</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Intrinsic value is calculated by subtracting exercise price of option shares from the market price of underlying shares
and multiplying that amount by the number of options outstanding. No intrinsic value exists where the exercise price is less than the market price on a given date. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">As of September&nbsp;30, 2010 all compensation expense related to the foregoing stock option plan has been recognized. The Company&#146;s ability to grant additional options shares under the 1999 Plan has
expired. </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 5 &#150; Stock Dividend </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">On May&nbsp;18, 2010, the Board of Directors of the Company declared a 10% stock dividend. The stock dividend was paid on July&nbsp;23,
2010 to shareholders of record as of June&nbsp;21, 2010. Following the stock dividend, the number of outstanding shares increased by approximately 299,000. The dividend required a reclassification of retained earnings effective May&nbsp;18, 2010 in
the amount of $2,550,000. Of this amount, $640,000 was reclassified as common stock and $1,910,000 was reclassified as additional paid-in-capital. The reclassification did not change total stockholders&#146; equity. All per share amounts have been
retroactively adjusted to reflect this dividend. No other stock dividend and/or split has been declared since this time. </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 6 &#150; Fair Value Measurements </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Determination of Fair Value </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and
Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is
best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company&#146;s various financial instruments. In cases where quoted market prices are not available, fair values are based on
estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be
realized in an immediate settlement of the instrument. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The recent fair value guidance provides a consistent definition of fair value, which
focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">7 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 6 &#150; Fair Value Measurements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the
use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and
requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Fair Value Hierarchy </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In accordance with this guidance, the Company groups its financial
assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable
for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement. </FONT></P></TD></TR></TABLE>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such
instruments pursuant to the valuation hierarchy: </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><U>Securities available-for-sale </U></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would
include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or
discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there
is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company&#146;s securities are considered to be Level 2 securities. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">8 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 6 &#150; Fair Value Measurements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table summarizes the Company&#146;s financial assets that were measured at fair value on a
recurring basis during the period (in thousands): </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Carrying Value at June&nbsp;30, 2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:39pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Balance as
of</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>June&nbsp;30,</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Quoted&nbsp;Prices</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>in
Active</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Markets
for</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Identical&nbsp;Assets</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 1)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Other</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Observable</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 2)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Unobservable</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 3)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">US agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,650</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,650</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage-backed securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20,256</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20,256</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Municipals</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,265</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,265</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total available-for-sale securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,171</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,171</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="12"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Carrying Value at December 31, 2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:39pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Balance&nbsp;as&nbsp;of</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>December&nbsp;
31,</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Quoted Prices</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>in Active</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Markets for</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Identical Assets</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 1)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Other</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Observable</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 2)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Unobservable</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 3)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">US agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,341</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,341</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage-backed securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,762</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,762</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Municipals</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,465</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,465</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Corporates</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,018</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,018</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total available-for-sale securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,586</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,586</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><U>Impaired loans </U></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement
will not be collected. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing
the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an
income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or
if an appraisal of the real estate property is over one year old, then the fair value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable
business&#146; financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value
adjustments are recorded in the period incurred as provision for loan losses on the Statements of Income. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">9 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 6 &#150; Fair Value Measurements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><U>Other Real Estate Owned </U></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Real estate acquired through foreclosure is transferred to other real estate owned (&#147;OREO&#148;). The measurement of loss associated with OREO is
based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. The value of OREO collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by
an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate is over one year old, then the fair
value is considered Level&nbsp;3. Any fair value adjustments are recorded in the period incurred and expensed against current earnings. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The
following table summarizes the Company&#146;s impaired loans and OREO measured at fair value on a nonrecurring basis during the period (in thousands). </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Carrying Value at June&nbsp;30, 2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:39pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Balance&nbsp;as&nbsp;of<BR>June&nbsp;
30,</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Quoted&nbsp;Prices</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>in
Active</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Markets
for</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Identical&nbsp;Assets</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 1)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Other</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Observable</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 2)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Unobservable</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 3)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Impaired loans</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,732</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,047</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,685</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other real estate owned</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,281</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,281</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="12"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Carrying Value at December&nbsp;31, 2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:39pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Balance as of<BR>December&nbsp;31,<BR>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Quoted Prices</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>in Active</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Markets for</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Identical Assets</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 1)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Other</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Observable</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 2)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Significant</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Unobservable</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Inputs</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Level 3)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Impaired loans</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13,312</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,205</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,107</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other real estate owned</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,440</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,440</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><U>Financial Instruments </U></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Cash, cash equivalents and Federal Funds sold </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The carrying amounts of cash and short-term
instruments approximate fair values. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Securities </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Fair values of securities, excluding Federal Reserve Bank stock, Federal Home Loan Bank stock, and Community Bankers&#146; Bank stock are based on quoted market prices. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Loans </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">For variable-rate loans that
reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain fixed rate loans are based on quoted market prices of </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">10 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 6 &#150; Fair Value Measurements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
similar loans adjusted for differences in loan characteristics. Fair values for other loans such as commercial real estate and commercial and industrial loans are estimated using discounted cash
flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of nonperforming loans are estimated using discounted cash flow analyses or underlying collateral values,
where applicable. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Bank Owned Life Insurance (BOLI) </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The carrying amount approximates fair value. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Deposits </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fair values disclosed for demand deposits (e.g., interest and noninterest checking, savings, and money market accounts) are, by definition, equal to the
amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed rate certificates of deposit are estimated using discounted cash flow analyses that applies interest rates currently being offered on certificates
to a schedule of aggregated expected monthly maturities on time deposits. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>FHLB borrowings </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The fair value of FHLB borrowings is estimated using discounted cash flow analysis based on the rates currently offered for borrowings of similar
remaining maturities and collateral requirements. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Short-term borrowings </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate fair value. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Capital notes </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fair values of capital
notes are based on market prices for debt securities having similar maturity and interest rate characteristics. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Accrued interest
</B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The carrying amounts of accrued interest approximate fair value. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Off-balance sheet credit-related instruments </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fair values for off-balance sheet,
credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties&#146; credit standing. Fair value of off-balance sheet
credit-related instruments were deemed to be immaterial at June&nbsp;30, 2011 and December&nbsp;31, 2010 and therefore are not included in the table below. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">11 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 6 &#150; Fair Value Measurements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The estimated fair values, and related carrying or notional amounts, of Financial&#146;s financial
instruments are as follows (in thousands): </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31, 2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Carrying</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Approximate</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Carrying</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Approximate</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Amounts</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair Values</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Amounts</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair Values</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financial assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Cash and due from banks</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,235</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,235</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,665</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,665</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal funds sold</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,550</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,550</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,094</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,094</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Available-for-sale</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,171</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,171</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,586</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,586</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Held-to-maturity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,196</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,538</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,297</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,601</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loans, net</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">319,601</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">322,445</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">320,715</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">323,120</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest receivable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,415</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,415</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,469</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,469</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">BOLI</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,470</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,470</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,360</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,360</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financial liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">376,551</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">381,597</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">368,390</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">370,123</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">FHLB borrowings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,230</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,518</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Repurchase agreements</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,550</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,550</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,330</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,330</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Capital notes</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,901</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,981</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest payable</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">120</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">120</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fair value estimates are made at a specific point in time, based on relevant market information and information about the
financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Bank&#146;s entire holdings of a particular financial instrument. Because no market exists for a significant
portion of the Bank&#146;s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These
estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of
anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a
significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value
estimates and have not been considered in the estimates. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financial assumes interest rate risk (the risk that general interest rate levels
will change) as a result of its normal operations. As a result, the fair values of Financial&#146;s financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to the Bank. Management
attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay
in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">12 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 6 &#150; Fair Value Measurements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Management monitors rates and maturities of assets and liabilities and attempts to minimize interest
rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Bank&#146;s overall interest rate risk. </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 7 &#150; Capital Notes </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financial has issued capital notes in the amount $7,000,000 (the &#147;Notes&#148;). The Notes bear interest at the rate of 6%&nbsp;per
year with interest payable quarterly in arrears. The first quarterly interest payment on the Notes was paid on July&nbsp;1, 2009. No principal payments are due until the Notes mature on April&nbsp;1, 2012. On the maturity date the principal and all
accrued but unpaid interest on the Notes will be due and payable </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 8 &#150; Investments </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following tables summarize the Bank&#146;s holdings for both securities held-to-maturity and securities available-for-sale as of
June&nbsp;30, 2011 and December&nbsp;31, 2010 (amounts in thousands): </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Amortized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Costs</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Gross Unrealized</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair&nbsp;Value</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="2"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Gains</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">(Losses)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Held-to-Maturity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">US agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,196</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">342</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,538</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Available-for-Sale</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">US agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,696</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">51</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(97</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,650</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage-backed securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20,300</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">46</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(90</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20,256</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Municipals</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,127</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">270</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,265</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,123</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">367</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(319</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,171</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="16"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31, 2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Amortized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Costs</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="2"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Gross Unrealized</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair&nbsp;Value</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="2"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Gains</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">(Losses)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Held-to-Maturity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">US agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,297</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">304</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,601</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Available-for-Sale</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">US agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,758</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">24</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(441</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,341</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage-backed securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18,057</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(296</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,762</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Municipals</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,787</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(337</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,465</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,033</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,018</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">39,635</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1,089</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,586</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">13 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 8 &#150; Investments (continued) </B></FONT></P> <p STYLE="margin-top:0px;margin-bottom:0px"><FONT
SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following tables show the gross unrealized losses and fair value of the Bank&#146;s investments with
unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June&nbsp;30, 2011 and
December&nbsp;31, 2010 (amounts in thousands): </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Less than 12 months</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">More&nbsp;than&nbsp;12&nbsp;months</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:44pt"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30, 2011</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Value</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unrealized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Losses</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Value</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unrealized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Losses</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Value</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unrealized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Losses</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Description of securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">U.S. agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,891</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">97</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,891</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">97</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage-backed securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,431</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">90</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,431</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">90</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Municipals</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,718</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,718</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,040</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">319</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,040</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">319</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Less than 12 months</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">More than 12 months</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:62pt"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31, 2010</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Value</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unrealized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Losses</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Value</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unrealized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Losses</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Fair</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Value</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unrealized</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Losses</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Description of securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">U.S. agency obligations</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,808</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">441</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,808</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">441</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mortgage-backed securities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">16,740</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">296</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">16,740</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">296</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Municipals</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,178</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">303</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">590</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,768</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">337</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Corporates</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,018</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,018</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">31,726</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,040</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,608</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">33,334</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,089</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more
frequently when economic or market concerns warrant such evaluation. Consideration is given to (1)&nbsp;the length of time and the extent to which the fair value has been less than cost, (2)&nbsp;the financial condition and near-term prospects of
the issuer, (3)&nbsp;the intent of Financial, if any, to sell the security; (4)&nbsp;whether Financial more likely than not will be required to sell the security before recovering its cost; and (5)&nbsp;whether Financial does not expect to recover
the security&#146;s entire amortized cost basis (even if Financial does not intend to sell the security). </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">At June&nbsp;30, 2011, the Company
did not consider the unrealized losses as other-than-temporary losses due to the nature of the securities involved. As of June&nbsp;30, 2011, the Bank owned 16 securities that were being evaluated for other than temporary impairment. 14 of these
securities were S&amp;P rated AAA and 2 were S&amp;P rated AA. As of June&nbsp;30, 2011, 12 of these securities were obligations of government sponsored entities and 4 were municipal issues. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Based on the analysis performed by management as mandated by the Bank&#146;s investment policy, management believes the default risk to be minimal. Because the Bank expects to recover the entire amortized
cost basis, no declines currently are deemed to be other-than-temporary. </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans, allowance for loan losses and OREO </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and
losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio by classes
within the segments, based on the associated risks within these classes. The classifications set forth below do not correspond directly to the </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">14 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
classifications set forth in the call report (Form FFIEC 041). Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in
the loan portfolio. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loan Segments:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loan Classes:</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial and industrial loans</FONT></P></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial real estate</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial mortgages &#150; owner occupied</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial mortgages &#150; non-owner occupied</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial construction</FONT></P></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer unsecured</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer secured</FONT></P></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential mortgages</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential consumer construction</FONT></P></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">A summary of loans, net is as follows (dollars in thousands): </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">As of:</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30,</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31,</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,324</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,786</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial real estate</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">147,914</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">143,428</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">69,263</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">68,289</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">44,070</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">51,679</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total loans</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">324,571</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">326,182</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Less allowance for loan losses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,970</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,467</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net loans</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">319,601</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">320,715</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank&#146;s internal risk rating system is in place to grade commercial and commercial real estate loans. Category
ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower&#146;s individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis. </FONT></P>

 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">15 </FONT></P>



<p Style='page-break-before:always'>
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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Below is a summary and definition of the Bank&#146;s risk rating categories: </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="64%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="70%"></TD></TR>


<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Excellent</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 2</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Above Average</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 3</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Satisfactory</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 4</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Acceptable / Low Satisfactory</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 5</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Monitor</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 6</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Special Mention</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 7</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Substandard</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 8</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Doubtful</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATING 9</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loss</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">We segregate loans into the above categories based on the following criteria and we review the characteristics of each
rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows: </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;Pass.&#148; These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial
condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue.
When necessary, acceptable personal guarantors support the loan. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;Monitor.&#148; These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific
defined weakness in the borrower&#146;s operations and the borrower&#146;s ability to generate positive cash flow on a sustained basis. The borrower&#146;s recent payment history may currently or in the future be characterized by late payments. The
Bank&#146;s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;Special Mention.&#148; These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management&#146;s close
attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank&#146;s credit position at some future date. Special Mention loans are not adversely classified and do not
expose an institution to sufficient risk to warrant adverse classification. These loans do warrant more than routine monitoring due to a weakness caused by adverse events. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;Substandard.&#148; These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that
jeopardize the viability of the Bank&#146;s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of
the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not
corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower&#146;s performance and financial condition provides evidence that it is probable that
the Bank will be unable to collect all amounts due. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;Doubtful.&#148; These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified
substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely
high. </FONT></P></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">16 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financing Receivables on Non-Accrual Status </FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>(dollars in thousands) </I></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">As of</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30,&nbsp;2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31,&nbsp;2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,143</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">756</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,519</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,157</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,353</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,504</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">155</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">923</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">83</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,662</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,153</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,325</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,725</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Totals</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,222</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,366</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We also classify other real estate owned (OREO) as a nonperforming asset. OREO, which is accounted for in
the &#147;other assets&#148; section of the Consolidated Balance Sheets, represents real property owned by the Bank either through purchase at foreclosure or received from the borrower through a deed in lieu of foreclosure. OREO increased to
$4,281,000 on June&nbsp;30, 2011 from $3,440,000 on December&nbsp;31, 2010. The following table represents the changes in OREO balance during the six months ended June&nbsp;30, 2011. </FONT></P>
<P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">OREO Changes </FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>(Dollars in Thousands) </I></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="14%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Six&nbsp;months&nbsp;ended</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">June 30, 2011</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance at the beginning of the year (gross)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,440</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Transfers from loans</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,020</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Transfer from premises and equipment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Capitalized costs</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Charge-Offs</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(85</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Sales proceeds</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(974</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Gain (loss) on disposition</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(130</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance at the end of the period (gross)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,281</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Less valuation allowance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance at the end of the period (net)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,281</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">17 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Impaired Loans</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">For the Six Months Ended June 30, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Recorded</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Investment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unpaid</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Principal</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Balance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Related</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Allowance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Recorded</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Investment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Interest</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Income</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Recognized</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>With No Related Allowance Recorded:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,240</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,537</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,419</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">190</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,652</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,202</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,178</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">105</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgage Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,246</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,149</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,101</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,284</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,305</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,574</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,061</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,394</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">714</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">719</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">963</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">561</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">70</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>With An Allowance Recorded:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,621</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,640</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">293</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,496</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">33</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,993</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">331</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,554</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">53</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgage Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,741</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,785</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">306</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,933</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">36</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">582</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">582</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,895</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">287</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,059</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,074</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">337</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">758</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,381</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,633</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">373</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,077</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">55</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Totals:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,861</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,177</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">293</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,915</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">223</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,645</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,213</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">331</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,732</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">158</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgage Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,987</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,934</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">306</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,034</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">157</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,866</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,887</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,469</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">48</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">287</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,120</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,468</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">337</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,472</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,100</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,596</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">373</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,638</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">67</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">70</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">32,646</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">35,347</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,647</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">35,612</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">671</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">18 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="67%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Impaired Loans</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">For the Year Ended December 31, 2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Recorded</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Investment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Unpaid</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Principal</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Balance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Related</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Allowance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Recorded</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Investment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Interest</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Income</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Recognized</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>With No Related Allowance Recorded:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,598</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,787</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,794</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">687</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,703</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,729</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,740</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">177</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgage Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,955</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,569</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,035</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">171</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">864</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">864</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">876</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">45</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">366</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">660</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">371</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">403</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">613</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">406</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">68</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>With An Allowance Recorded:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,371</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,371</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">195</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,388</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">82</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,114</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,144</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,218</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,184</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">177</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgage Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,125</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">53</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,141</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">21</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,208</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,355</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">437</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,252</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">103</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">572</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">589</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">75</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">578</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">456</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">456</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">195</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">461</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">25</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,772</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,923</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">257</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,794</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">124</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Totals:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15,969</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">16,158</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">195</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">16,182</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">769</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,817</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,873</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,218</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,924</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">354</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgage Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,080</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,701</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">53</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,176</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">192</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,072</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,219</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">437</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,128</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">148</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">572</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">589</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">75</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">578</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">822</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,116</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">195</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">832</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,175</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,536</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">257</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,200</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">132</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">68</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,572</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40,260</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,430</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">39,086</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,649</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">19 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center">
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Allowance&nbsp;for&nbsp;Credit&nbsp;Losses&nbsp;and&nbsp;Recorded&nbsp;Investment&nbsp;in&nbsp;Financing&nbsp;Receivables</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">For the Six Months Ended June 30, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Commercial</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Commercial</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Real Estate</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Consumer</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Residential</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Allowance for Credit Losses:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Beginning Balance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">473</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,897</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,207</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">890</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,467</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Charge-offs</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(422</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1,067</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(340</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(176</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,005</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Recoveries</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Provision</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">614</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">100</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">511</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">260</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,485</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">671</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,930</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,393</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">976</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,970</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Individually evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">293</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">642</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">339</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">373</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,647</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Collectively evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">378</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,288</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,054</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">603</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,323</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Totals:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">671</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,930</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,393</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">976</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,970</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Financing Receivables:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Individually evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,861</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">17,498</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,122</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,165</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">32,646</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Collectively evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">53,463</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">130,416</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">67,141</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40,905</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">291,925</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Totals:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,324</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">147,914</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">69,263</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">44,070</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">324,571</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">20 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>



<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Allowance&nbsp;for&nbsp;Credit&nbsp;Losses&nbsp;and&nbsp;Recorded&nbsp;Investment&nbsp;in&nbsp;Financing&nbsp;
Receivables</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">For the Year Ended December 31, 2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Commercial</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Commercial</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Real Estate</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Consumer</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Residential</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Allowance for Credit Losses:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Individually evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">195</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,708</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">270</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">257</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,430</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Collectively evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">278</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,189</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">937</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">633</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,037</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Totals:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">473</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,897</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,207</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">890</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,467</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Financing Receivables:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Individually evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15,969</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18,969</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,394</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,240</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,572</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ending Balance: Collectively evaluated for impairment</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">46,817</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">124,459</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66,895</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,439</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">287,610</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Totals:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,786</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">143,428</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">68,289</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">51,679</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">326,182</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="26" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Age Analysis of Past Due Financing Receivables as of</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30, 2011</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">30-59&nbsp;Days</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Past Due</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">60-89&nbsp;Days</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Past Due</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Greater</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">than</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">90 Days</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total Past</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Due</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Current</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Financing</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Receivables</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Recorded<BR>Investment</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">&gt;&nbsp;90&nbsp;Days&nbsp;&amp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Accruing</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,084</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">406</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,490</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">60,834</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,324</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">301</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">246</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,285</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,832</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">60,177</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,009</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,387</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">442</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,201</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,030</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">70,506</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">74,536</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">155</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">155</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,214</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,369</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,116</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,117</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">616</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">30</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,241</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,887</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">64,259</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66,146</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">142</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,182</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,324</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">39,204</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40,528</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">82</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">147</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,395</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,542</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,613</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">718</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,535</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,866</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">312,705</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">324,571</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">21 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>



<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="26" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Age Analysis of Past Due Financing Receivables as of</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31, 2010</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">30-59&nbsp;Days</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Past Due</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">60-89&nbsp;Days</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Past Due</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Greater</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">than</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">90 Days</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total Past</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Due</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Current</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Total</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Financing</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Receivables</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Recorded<BR>Investment</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">&gt;&nbsp;90&nbsp;Days&nbsp;&amp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Accruing</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">726</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">180</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">576</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,482</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">61,304</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,786</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,390</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">299</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">553</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,242</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,120</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">64,362</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,169</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">253</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,503</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,925</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,619</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66,544</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">923</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">923</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,599</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,522</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">83</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">91</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,824</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,915</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">564</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">230</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">731</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,525</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,849</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65,374</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,072</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">68</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">793</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,933</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">39,834</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">41,767</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,847</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,912</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Total</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,929</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,030</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,227</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,186</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">313,996</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">326,182</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="22" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Credit Quality Information - by Class</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30, 2011</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Pass</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Monitor</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Special</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">Mention</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Substandard</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Doubtful</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Totals</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,584</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,005</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,680</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,734</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">321</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,324</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">50,534</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,906</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,250</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,172</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">147</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,009</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">59,737</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,054</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,758</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,894</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">93</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">74,536</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,526</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">533</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">443</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,867</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,369</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,115</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,117</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,993</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">689</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">418</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,046</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66,146</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">37,119</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">74</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">234</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,101</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">40,528</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,477</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,542</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Totals</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">274,085</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13,261</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,783</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">28,881</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">561</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">324,571</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">22 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 9 &#150; Loans and allowance for loan losses and OREO (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="59%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="22" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Credit Quality Information - by Class</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><I></I>December&nbsp;31, 2010<I></I></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars in thousands)</I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Pass</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Monitor</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Special</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Mention</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Substandard</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Doubtful</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Totals</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">41,328</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,732</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,471</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,075</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">180</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,786</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Commercial Real Estate:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">50,485</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,535</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,378</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,814</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">150</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">64,362</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Mortgages-Non-Owner Occupied</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">52,004</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,337</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,354</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,849</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66,544</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,571</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">855</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,446</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,650</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,522</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consumer</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Unsecured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,805</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">75</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,915</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer Secured</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,225</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">475</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">349</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,325</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65,374</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Residential:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Mortgages</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,504</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">77</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,014</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">172</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">41,767</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential Consumer Construction</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,475</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">372</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,912</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Totals</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">265,397</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">19,371</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">28,826</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">577</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">326,182</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 10 &#150; Subsequent Events </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In preparing these financial statements, Financial has evaluated events and transactions for potential recognition or disclosure
through the date the financial statements were issued. </FONT></P>
 <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 11 &#150; Recent Accounting Pronouncements </B></FONT></P>
 <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In January 2010, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2010-06, &#147;Fair Value
Measurements and Disclosures (Topic 820): Improving Disclosures about Fair Value Measurements.&#148; ASU 2010-06 amends Subtopic 820-10 to clarify existing disclosures, require new disclosures, and includes conforming amendments to guidance on
employers&#146; disclosures about postretirement benefit plan assets. ASU 2010-06 is effective for interim and annual periods beginning after December&nbsp;15, 2009, except for disclosures about purchases, sales, issuances, and settlements in the
roll forward of activity in Level 3 fair value measurements. Those disclosures are effective for fiscal years beginning after December&nbsp;15, 2010 and for interim periods within those fiscal years. The adoption of the new guidance did not have a
material impact on the Company&#146;s consolidated financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In July 2010, the FASB issued ASU 2010-20, &#147;Receivables (Topic
310) &#150; Disclosures about the Credit Quality of Financing Receivables and the Allowance for Credit Losses.&#148;&nbsp;The new disclosure guidance significantly expands the existing requirements and will lead to greater transparency into a
company&#146;s exposure to credit losses from lending arrangements.&nbsp;The extensive new disclosures of information as of the end of a reporting period became effective for both interim and annual reporting periods ending on or after
December&nbsp;15, 2010.&nbsp;Specific disclosures regarding activity that occurred before the issuance of the ASU, such as the allowance roll forward and modification disclosures, will be required for periods beginning on or after December&nbsp;15,
2010.&nbsp;The Company has included the required disclosures in its consolidated financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In December 2010, the FASB issued ASU
2010-28, &#147;Intangible &#150; Goodwill and Other (Topic 350) &#150; When to Perform Step 2 of the Goodwill Impairment Test for Reporting Units with Zero or Negative Carrying Amounts.&#148; The amendments in this ASU modify Step 1 of the goodwill
impairment test for reporting units with zero or negative carrying amounts. For those reporting units, an entity is required to perform Step 2 of the goodwill impairment test if it is more likely than not that a goodwill impairment
</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">23 </FONT></P>



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 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 11 &#150; Recent Accounting Pronouncements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
exists. The amendments in this ASU are effective for fiscal years, and interim periods within those years, beginning after December&nbsp;15, 2010. Early adoption is not permitted. The adoption of
the new guidance did not have a material impact on the Company&#146;s consolidated financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In December 2010, the FASB issued
ASU 2010-29, &#147;Business Combinations (Topic 805) &#150; Disclosure of Supplementary Pro Forma Information for Business Combinations.&#148; The guidance requires pro forma disclosure for business combinations that occurred in the current
reporting period as though the acquisition date for all business combinations that occurred during the year had been as of the beginning of the annual reporting period. If comparative financial statements are presented, the pro forma information
should be reported as though the acquisition date for all business combinations that occurred during the current year had been as of the beginning of the comparable prior annual reporting period. ASU 2010-29 is effective for business combinations
for which the acquisition date is on or after the beginning of the first annual reporting period beginning on or after December&nbsp;15, 2010. Early adoption is permitted. The adoption of the new guidance did not have a material impact on the
Company&#146;s consolidated financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Securities Exchange Commission (SEC) issued Final Rule No.&nbsp;33-9002,
&#147;Interactive Data to Improve Financial Reporting.&#148; The rule requires companies to submit financial statements in extensible business reporting language (XBRL) format with their SEC filings on a phased-in schedule. Large accelerated filers
and foreign large accelerated filers using U.S. GAAP were required to provide interactive data reports starting with their first quarterly report for fiscal periods ending on or after June&nbsp;15, 2010. All remaining filers are required to provide
interactive data reports starting with their first quarterly report for fiscal periods ending on or after June&nbsp;15, 2011. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In March 2011,
the SEC issued Staff Accounting Bulletin (SAB) 114. This SAB revises or rescinds portions of the interpretive guidance included in the codification of the Staff Accounting Bulletin Series. This update is intended to make the relevant interpretive
guidance consistent with current authoritative accounting guidance issued as a part of the FASB&#146;s Codification. The principal changes involve revision or removal of accounting guidance references and other conforming changes to ensure
consistency of referencing through the SAB Series. The effective date for SAB 114 is March&nbsp;28, 2011. The adoption of the new guidance did not have a material impact on the Company&#146;s consolidated financial statements. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In April 2011, the FASB issued ASU 2011-02, &#147;Receivables (Topic 310) &#150; A Creditor&#146;s Determination of Whether a Restructuring Is a Troubled
Debt Restructuring.&#148; The amendments in this ASU clarify the guidance on a creditor&#146;s evaluation of whether it has granted a concession to a debtor. They also clarify the guidance on a creditor&#146;s evaluation of whether a debtor is
experiencing financial difficulty. The amendments in this ASU are effective for the first interim or annual period beginning on or after June&nbsp;15, 2011. Early adoption is permitted. Retrospective application to the beginning of the annual period
of adoption for modifications occurring on or after the beginning of the annual adoption period is required. As a result of applying these amendments, an entity may identify receivables that are newly considered to be impaired. For purposes of
measuring impairment of those receivables, an entity should apply the amendments prospectively for the first interim or annual period beginning on or after June&nbsp;15, 2011. The Company is currently assessing the impact that ASU 2011-02 will have
on its consolidated financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In April 2011, the FASB issued ASU 2011-03, &#147;Transfers and Servicing (Topic 860) &#150;
Reconsideration of Effective Control for Repurchase Agreements.&#148; The amendments in this ASU remove from the assessment of effective control (1)&nbsp;the criterion requiring the transferor to have the ability to repurchase or redeem the
financial assets on substantially the agreed terms, even in the event of default by the transferee and (2)&nbsp;the collateral maintenance implementation guidance related to that criterion. The amendments in this ASU are effective for the first
interim or annual period beginning on or after December&nbsp;15, 2011. The </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">24 </FONT></P>



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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Note 11 &#150; Recent Accounting Pronouncements (continued) </B></FONT></P>
<p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
guidance should be applied prospectively to transactions or modifications of existing transactions that occur on or after the effective date. Early adoption is not permitted. The Company is
currently assessing the impact that ASU 2011-03 will have on its consolidated financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In May 2011, the FASB issued ASU 2011-04,
&#147;Fair Value Measurement (Topic 820) &#150; Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs.&#148; This ASU is the result of joint efforts by the FASB and IASB to develop a single, converged
fair value framework on how (not when) to measure fair value and what disclosures to provide about fair value measurements. The ASU is largely consistent with existing fair value measurement principles in U.S. GAAP (Topic 820), with many of the
amendments made to eliminate unnecessary wording differences between U.S. GAAP and IFRSs. The amendments are effective for interim and annual periods beginning after December&nbsp;15, 2011 with prospective application. Early application is not
permitted. The Company is currently assessing the impact that ASU 2011-04 will have on its consolidated financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In June 2011,
the FASB issued ASU 2011-05, &#147;Comprehensive Income (Topic 220) &#150; Presentation of Comprehensive Income.&#148; The objective of this ASU is to improve the comparability, consistency and transparency of financial reporting and to increase the
prominence of items reported in other comprehensive income by eliminating the option to present components of other comprehensive income as part of the statement of changes in stockholders&#146; equity. The amendments require that all non-owner
changes in stockholders&#146; equity be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The single statement of comprehensive income should include the components of net
income, a total for net income, the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income. In the two-statement approach, the first statement should present total net income and its
components followed consecutively by a second statement that should present all the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income. The amendments do not change the items that
must be reported in other comprehensive income, the option for an entity to present components of other comprehensive income either net of related tax effects or before related tax effects, or the calculation or reporting of earnings per share. The
amendments in this ASU should be applied retrospectively. The amendments are effective for fiscal years and interim periods within those years beginning after December&nbsp;15, 2011. Early adoption is permitted because compliance with the amendments
is already permitted. The amendments do not require transition disclosures. The Company is currently assessing the impact that ASU 2011-05 will have on its consolidated financial statements. </FONT></P>

 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">25 </FONT></P>



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 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_3"></A>Item&nbsp;2. Management&#146;s Discussion and Analysis of Financial Condition
and Results of Operations </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">This report contains statements that constitute &#147;forward-looking statements&#148; within the meaning of Section&nbsp;27A of the
Securities Act of 1933, as amended, and Section&nbsp;21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995. The words &#147;believe,&#148; &#147;estimate,&#148; &#147;expect,&#148;
&#147;intend,&#148; &#147;anticipate,&#148; &#147;plan&#148; and similar expressions and variations thereof identify certain of such forward-looking statements which speak only as of the dates on which they were made. We undertake no obligation to
publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Readers are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks
and uncertainties, and that actual results may differ materially from those indicated in the forward-looking statements as a result of various factors. Factors that could cause actual results to differ from the results discussed in the
forward-looking statements include, but are not limited to: economic conditions (both generally and more specifically in the markets in which we operate); competition for our customers from other providers of financial services; government
legislation and regulation relating to the banking industry (which changes from time to time and over which we have no control) including but not limited to the Dodd-Frank Wall Street Reform and Consumer Protection Act; changes in the value of real
estate securing loans made by the Bank; changes in interest rates; and material unforeseen changes in the liquidity, results of operations, or financial condition of our customers. Other risks, uncertainties and factors could cause our actual
results to differ materially from those projected in any forward-looking statements we make. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>GENERAL </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Critical Accounting Policies </I></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Bank of the James Financial Group, Inc.&#146;s (&#147;Financial&#148;) financial statements are prepared in accordance with accounting principles generally accepted in the United States (GAAP). The
financial information contained within our statements is, to a significant extent, based on measures of the financial effects of transactions and events that have already occurred. A variety of factors could affect the ultimate value that is
obtained either when earning income, recognizing an expense, recovering an asset or relieving a liability. We use historical loss ratios as one factor in determining the inherent loss that may be present in our loan portfolio. Actual losses could
differ significantly from the historical factors that we use in estimating risk. In addition, GAAP itself may change from one previously acceptable method to another method. Although the economics of our transactions would be the same, the timing of
events that would impact our transactions could change. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The allowance for loan losses is management&#146;s estimate of the
losses that may be sustained in our loan portfolio. The allowance is based on two basic principles of accounting: (i)&nbsp;ASC 450 &#147;Contingencies&#148;, which requires that losses be accrued when they are probable of occurring and are
reasonably estimable and (ii)&nbsp;ASC 310 &#147;Impairment of a Loan&#148;, which requires that losses on impaired loans be accrued based on the differences between the value of collateral, present value of future cash flows or values that are
observable in the secondary market and the loan balance. Guidelines for determining allowances for loan losses are also provided in the SEC Staff Accounting Bulletin No.&nbsp;102 &#150; &#147;Selected Loan Loss Allowance Methodology and
Documentation Issues&#148; and the Federal Financial Institutions Examination Council&#146;s interagency guidance, &#147;Interagency Policy Statement on the Allowance for Loan and Lease Losses&#148; (the &#147;FFIEC Policy Statement&#148;). See
&#147;Management Discussion and Analysis Results of Operations &#150; Allowance for Loan Losses and Loan Loss Reserve&#148; below for further discussion of the allowance for loan losses. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">26 </FONT></P>



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 <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Overview </I></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Financial is a bank holding company headquartered in Lynchburg, Virginia. Our primary business is retail banking which we conduct through our wholly-owned subsidiary, Bank of the James (which we refer to
as the &#147;Bank&#148;). We conduct three other business activities, mortgage banking through the Bank&#146;s Mortgage division (which we refer to as &#147;Mortgage&#148;), investment services through the Bank&#146;s Investment division (which we
refer to as &#147;Investment&#148;), and insurance activities through BOTJ Insurance, Inc., a subsidiary of the Bank, (which we refer to as &#147;Insurance&#148;). </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Financial declared a 10% stock dividend on May&nbsp;18, 2010 which was paid on July&nbsp;23, 2010 to shareholders of record on June&nbsp;21, 2010. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank is a Virginia banking corporation headquartered in Lynchburg, Virginia. The Bank was incorporated under the laws of the
Commonwealth of Virginia as a state chartered bank in 1998 and began banking operations in July 1999. The Bank was organized to engage in general retail and commercial banking business. The Bank is a community-oriented financial institution that
provides varied banking services to individuals, small and medium-sized businesses, and professional concerns in the Central Virginia, Region 2000 area, which encompasses the seven jurisdictions of the Town of Altavista, Amherst County, Appomattox
County, the City of Bedford, Bedford County, Campbell County, and the City of Lynchburg. The Bank strives to provide its customers with products comparable to statewide regional banks located in its market area, while maintaining the prompt response
time and level of service of a community bank. Management believes this operating strategy has particular appeal in the Bank&#146;s market area. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The Bank&#146;s principal office is located at 828 Main Street, Lynchburg, Virginia 24504 and its telephone number is (434)&nbsp;846-2000. The Bank also maintains a website at www.bankofthejames.com.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Our operating results depend primarily upon the Bank&#146;s net interest income, which is determined by the difference
between (i)&nbsp;interest and dividend income on earning assets, which consist primarily of loans, investment securities and other investments, and (ii)&nbsp;interest expense on interest-bearing liabilities, which consist principally of deposits and
other borrowings. The Bank&#146;s net income also is affected by its provision for loan losses, as well as the level of its non-interest income, including loan fees and service charges, and its non-interest expenses, including salaries and employee
benefits, occupancy expense, data processing expenses, Federal Deposit Insurance Corporation premiums, expense in complying with the Sarbanes-Oxley Act of 2002, miscellaneous other expenses, franchise taxes, and income taxes. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank intends to enhance its profitability by increasing its market share in the Region 2000 area, providing additional services to
its customers, and controlling costs. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank now services its banking customers through the following nine full service
branch locations in the Region 2000 area. </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The main office located at 828 Main Street in Lynchburg (opened October 2004) (the &#147;Main Street Office&#148;), </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located at 615 Church Street in Lynchburg (opened July 1999) (the &#147;Church Street Branch&#148;), </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located at 5204 Fort Avenue in Lynchburg (opened November 2000) (the &#147;Fort Avenue Branch&#148;), </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located on South Amherst Highway in Amherst County (opened June 2002) (the &#147;Madison Heights Branch&#148;), </FONT></P></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">27 </FONT></P>



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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located at 17000 Forest Road in Forest (opened February 2005) (the &#147;Forest Branch&#148;), </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located at 4935 Boonsboro Road, Suites C and D in Lynchburg (opened April 2006) (the &#147;Boonsboro Branch&#148;),
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located at 164 South Main Street, Amherst, Virginia (opened January 2007) (the &#147;Amherst Branch&#148;), </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located at 1405 Ole Dominion Boulevard in the City of Bedford, Virginia, located off of Independence Boulevard (opened October 2008) (the
&#147;Bedford Branch&#148;), and </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A branch located at 1110 Main Street, Altavista, Virginia (relocated from temporary branch in June 2009) (the &#147;Altavista Branch&#148;).
</FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank also has opened a limited-service branch located in the Westminster-Canterbury facilities located at 501 VES Road,
Lynchburg, Virginia 24503. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In addition, the Bank, through its mortgage division, originates residential mortgage loans
through two offices&#151;one located at the Forest Branch and the other located at 1152 Hendricks Store Road, Moneta, Virginia. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Investment division operates primarily out of its office located at the Church Street Branch. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank continuously evaluates areas located within Region 2000 to identify additional viable branch locations. Based on this ongoing
evaluation, the Bank may acquire one or more additional suitable sites. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Subject to regulatory approval, the Bank anticipates
opening additional branches during the next two fiscal years. Although numerous factors could influence the Bank&#146;s expansion plans, the following discussion provides a general overview of the additional branch location that the Bank currently
is considering. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Timberlake Road Area, Campbell County (Lynchburg), Virginia. </I>As previously disclosed, the Bank has
purchased certain real property located at the intersection of Turnpike and Timberlake Roads, Campbell County, Virginia. The Bank does not anticipate opening a branch at this location prior to 2012. The Bank has determined that the existing
structure is not suitable for use as a bank branch. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Rustburg, Virginia</I>. In March, 2011 the Bank purchased certain real
property near the intersection of Routes 501 and 24 in Rustburg, Virginia. The structure on the property is being demolished and removed. The Bank does not anticipate opening a branch at this location prior to the first quarter of 2013. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank estimates that the cost of improvements, furniture, fixtures, and equipment necessary to upfit the property will be between
$900,000 and $1,500,000 per location. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Although the Bank cannot predict with certainty the financial impact of each new
branch, management generally anticipates that each new branch will become profitable within 12 to 18 months of operation. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Subject to terms acceptable to the Bank, the Bank may consider entering into sale-leaseback arrangements for one or more of its branches.
</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">28 </FONT></P>



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<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Except as set forth herein, the Bank does not expect to purchase any significant property or
equipment in the upcoming 12 months. Future branch openings are subject to regulatory approval. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>OFF-BALANCE SHEET
ARRANGEMENTS </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank is a party to various financial instruments with off-balance sheet risk in the normal course of
business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. Such commitments involve, to varying degrees, elements of credit risk and interest rate risk in
excess of the amount recognized in the balance sheets and could impact the overall liquidity and capital resources to the extent customers accept and/or use these commitments. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The Bank&#146;s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the
contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. A summary of the Bank&#146;s commitments is as follows: </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30,&nbsp;2011</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><I>(in&nbsp;
thousands)</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commitments to extend credit</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">48,252</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Letters of Credit</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,860</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">50,112</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any
condition established in the contract. Because many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed
necessary by the Bank upon extension of credit, is based on the Bank&#146;s credit evaluation of the customer. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Standby
letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. The credit risk involved
in issuing letters of credit is essentially the same as that involved in extending loans to customers. Collateral is required in instances that the Bank deems necessary. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>SUMMARY OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following
discussion represents management&#146;s discussion and analysis of the financial condition of Financial as of June&nbsp;30, 2011 and December&nbsp;31, 2010 and the results of operations of Financial for the three month and six month periods ended
June&nbsp;30, 2011 and 2010. This discussion should be read in conjunction with the financial statements included elsewhere herein and should be read in the context of the length of time for which the Bank has been operating. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">All financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America.
</FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Financial Condition Summary </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>June&nbsp;30, 2011 as Compared to December&nbsp;31, 2010 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total assets
were $429,625,000 on June&nbsp;30, 2011 compared with $418,928,000 at December&nbsp;31, 2010, an increase of 2.55%. The increase in total assets is due primarily to an increase in Federal funds sold and securities available-for-sale resulting from
an increase in deposits, as explained in the following paragraph. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">29 </FONT></P>



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 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total deposits increased from $368,390,000 as of December&nbsp;31, 2010 to $376,551,000 on
June&nbsp;30, 2011, an increase of 2.22%. This increase occurred because of the Bank&#146;s increased efforts to obtain lower costing demand deposits and the Bank&#146;s increased presence in the market. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total loans decreased to $324,571,000 on June&nbsp;30, 2011 from $326,182,000 on December&nbsp;31, 2010. Loans, net of unearned income
and allowance, decreased to $319,601,000 on June&nbsp;30, 2011 from $320,715,000 on December&nbsp;31, 2010, a decrease of 0.35%. The following summarizes the position of the Bank&#146;s loan portfolio as of the dates indicated by dollar amount and
percentages (dollar amounts in thousands): </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31, 2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Amount</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Percentage</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Amount</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Percentage</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,324</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">19.51</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,786</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">19.25</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Commercial Real Estate</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">147,914</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">45.58</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">143,428</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">43.97</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Consumer</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">69,263</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">21.34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">68,289</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20.94</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Residential</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">44,070</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13.57</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">51,679</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15.84</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total loans</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">324,571</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">100.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">326,182</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">100.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total nonperforming assets, which consist of non-accrual loans and other real estate owned
(&#147;OREO&#148;) increased to $16,503,000 on June&nbsp;30, 2011 from $11,806,000 on December&nbsp;31, 2010. This increase was primarily due to an increase in non-accrual (or nonperforming) loans. Non-accrual loans increased 46.09% to $12,222,000
on June&nbsp;30, 2011 from $8,366,000 on December&nbsp;31, 2010. The increase largely resulted from the reclassification of two relationships related to real estate development. As discussed in more detail below under &#147;Results of
Operations&#151;Allowance for Loan Losses&#148;, management has provided for the anticipated losses on these loans in the loan loss reserve. If interest on non-accrual loans had been accrued, such interest on a cumulative basis would have
approximated $1,179,000 and $1,059,000, as of June&nbsp;30, 2011 and December&nbsp;31, 2010, respectively. Loan payments received on non-accrual loans are first applied to principal. When a loan is placed on non-accrual status there are several
negative implications. First, all interest accrued but unpaid at the time of the classification is reversed and deducted from the interest income totals for the Bank. Second, accruals of interest are discontinued until it becomes certain that both
principal and interest can be repaid. Third, there may be actual losses that necessitate additional provisions for credit losses charged against earnings. These loans were included in the non-performing loan totals listed above. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">OREO represents real property owned by the Bank acquired either through purchase at foreclosure or received from the borrower through a
deed in lieu of foreclosure. On December&nbsp;31, 2010, the Bank was carrying 15 OREO properties on its books at a value of $3,440,000. During the six months ended June&nbsp;30, 2011, the Bank acquired 15 additional OREO properties and disposed of
10 OREO properties, and as of June&nbsp;30, 2011 the Bank is carrying 20 OREO properties at a value of $4,281,000. The OREO properties are available for sale and are being actively marketed on the Bank&#146;s website and through other means.
</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">30 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank had loans in the amount of $4,217,000 at June&nbsp;30, 2011 from $4,987,000 at
December&nbsp;31, 2010 classified as performing Troubled Debt Restructurings (&#147;TDRs&#148;). None of these TDRs were included in nonaccrual loans. These loans have had their original terms modified to facilitate payment by the borrower. The
loans have been classified as TDRs primarily due to a change to interest only payments and the maturity of these modified loans is primarily less than one year. The following table is a summary of TDR activity from December&nbsp;31, 2010 through
June&nbsp;30, 2011: </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Troubled Debt Restructurings (TDR) Activity During the Period 12/31/10 - 6/30/11 </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="17%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><I>(dollars&nbsp;in&nbsp;thousands)</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance of performing TDRs at beginning of period</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,987</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">TDRs downgraded to non-performing during the period</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3,867</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">TDRs paid off during the period</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(365</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">TDRs charged off during the period</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(30</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Additional loans classified as TDR during the period</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,492</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance of performing TDRs at end of period</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,217</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Balance of TDRs reported as non-performing assets at end of period</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,867</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Cash and cash equivalents increased to $24,785,000 on June&nbsp;30, 2011 from $18,759,000 on
December&nbsp;31, 2010. Cash and cash equivalents consist of cash due from correspondents, cash in vault, and overnight investments (including federal funds sold). This increase is due primarily to an increase in fed funds sold from $7,094,000 at
December&nbsp;31, 2010 to $14,550,000 at June&nbsp;30, 2011. Cash and cash equivalents can vary due to routine fluctuations in deposits, including fluctuations in transactional accounts and professional settlement accounts, both of which are subject
to fluctuations. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Because of the call of four bonds, securities held-to-maturity decreased to $9,196,000 on June&nbsp;30, 2011
from $14,297,000 on December&nbsp;31, 2010. Securities available-for-sale increased to $49,171,000 on June&nbsp;30, 2011 from $38,586,000 December&nbsp;31, 2010. During the six months ended June&nbsp;30, 2011 the Bank received $4,911,000 in proceeds
from maturities and/or calls of securities available-for-sale and $11,928,000 in proceeds from the sale of securities available-for-sale. The Bank purchased $26,318,000 in securities available-for sale during the same period. The increase from
December&nbsp;31, 2010 in securities available-for-sale was primarily due to the investment of funds received from an increase in deposit accounts. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Financial&#146;s investment in FHLBA stock totaled $1,272,700 at June&nbsp;30, 2011 and $1,372,000 at December&nbsp;31, 2010, a decrease of $100,000 or 7.29%. FHLBA stock is generally viewed as a
long-term investment and because there is no market for the stock other than other Federal Home Loan Banks or member institutions, FHLBA stock is viewed as a restricted security. Therefore, when evaluating FHLBA stock for impairment, its value is
based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. The FHLBA has resumed the repurchase of limited amounts of Subclass B1 and B2 stock after temporarily suspending this activity during the
financial crisis of 2008-2009. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Liquidity and Capital </I></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">At June&nbsp;30, 2011, Financial had liquid assets of approximately $73,956,000 in the form of cash, interest-bearing and
noninterest-bearing deposits with banks, federal funds sold and available-for-sale investments. Management believes that liquid assets were adequate at June&nbsp;30, 2011. Management anticipates that additional liquidity will be provided by the
growth in deposit accounts and loan repayments at the Bank. In addition, the Bank has the ability to purchase federal funds on the open market and borrow from the Federal Reserve Bank&#146;s discount window, if necessary. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In connection with a private placement of unregistered debt securities, Financial issued capital notes in the amount $7,000,000 (the
&#147;Notes&#148;) in 2009. The Notes bear interest at the rate of 6%&nbsp;per year with interest payable quarterly in arrears. No principal payments are due until the Notes mature on April&nbsp;1, 2012, the date on which the Notes mature and the
principal and all accrued but unpaid interest on the Notes will be due and payable. During the three and six months ended June&nbsp;30, 2011, Financial made interest payments on the Notes totaling $105,000 and $210,000, respectively. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">31 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Management is not aware of any trends, events or uncertainties that are reasonably likely to
have a material negative impact on Financial&#146;s short-term or long-term liquidity. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">At June&nbsp;30, 2011, the Bank had a
leverage ratio of 7.71%, a Tier 1 risk-based capital ratio of 10.53% and a total risk-based capital ratio of 11.78%. As of June&nbsp;30, 2011 and December&nbsp;31, 2010 the Bank&#146;s regulatory capital levels exceeded those established for
well-capitalized institutions. The following table sets forth the minimum capital requirements and the Bank&#146;s capital position as of June&nbsp;30, 2011 and December&nbsp;31, 2010: </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Bank Level Only Capital Ratios </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1">Analysis of Capital (in 000&#146;s)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30,<BR>2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31,<BR>2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Tier 1 Capital:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Common stock</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,742</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,742</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Surplus</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">19,325</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">19,325</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Retained earnings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,974</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,049</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total Tier 1 capital</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">33,041</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">32,116</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Tier 2 Capital:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Allowance for loan losses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,935</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,989</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total Tier 2 Capital:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,935</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,989</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total risk-based capital</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">36,976</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">36,105</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Risk weighted assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">313,762</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">317,606</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Average total assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">428,604</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">423,349</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Actual</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Regulatory Benchmarks</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom">&nbsp;<FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30,<BR>2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">December&nbsp;31,<BR>2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">For<BR>Capital<BR>Adequacy<BR>Purposes</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">For Well<BR>Capitalized<BR>Purposes</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Capital Ratios:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Tier 1 capital to average total assets ratio (leverage&nbsp;ratio)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7.71</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7.59</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Tier 1 risk based capital ratio</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10.53</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10.11</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total risk-based capital ratio</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11.78</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11.37</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The above tables set forth the capital position and analysis for the Bank only. Because total assets on a
consolidated basis are less than $500,000,000, Financial is not subject to the consolidated capital requirements imposed by the Bank Holding Company Act. Consequently, Financial does not calculate its financial ratios on a consolidated basis. If
calculated, the capital ratios for the Company on a consolidated basis would no longer be comparable to the capital ratios of the Bank because the proceeds from the private placement of the 6% capital notes due on April&nbsp;1, 2012 do not qualify
as equity capital on a consolidated basis. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">32 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Results of Operations </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Comparison of the Three and six months Ended June&nbsp;30, 2011 and 2010 </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Earnings Summary </I></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Financial had net income of $319,000 and $754,000 for the three and six months ended June&nbsp;30, 2011 compared to $770,000 and $1,136,000 for the comparable periods in 2010. The basic and diluted
earnings per common share for the three and six months ended June&nbsp;30, 2011 were $0.10 and $0.23 compared to $0.23 and $0.34 for the three and six months ended June&nbsp;30, 2010. All earnings per share amounts have been adjusted to reflect the
10% stock dividend paid by Financial in July 2010 and all prior stock dividends. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The decrease in net income was due in large
part to the increased provision to the allowance for loan loss reserve as discussed in more detail below (See &#147;<I>Allowance for Loan Losses</I>&#148;). </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">These operating results represent an annualized return on stockholders&#146; equity of 4.81% and 5.76% for the three and six months ended June&nbsp;30, 2011, compared with 12.56% and 9.39% for the same
periods in 2010. The Company had an annualized return on average assets for the three and six months ended June&nbsp;30, 2011 of 0.30% and 0.36%, compared with 0.76% and 0.55% for three and six months ended June&nbsp;30, 2010. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Interest Income, Interest Expense, and Net Interest Income </I></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest income decreased to $4,896,000 and $9,838,000 for the three and six months ended June&nbsp;30, 2011 from $5,473,000 and
$10,841,000 for the same periods in 2010, a decrease of 10.54% and 9.25%, respectively. Interest income decreased primarily because the rate on total average earning assets decreased from 5.84% and 5.69% for the three month and six month periods
ended June&nbsp;30, 2010 to 4.95% and 5.03% for the three and six months ended June&nbsp;30, 2011. The rate on total average earning assets decreased in part because the Bank invested a greater percentage of its earning assets in investment
securities and federal funds rather than loans and because the average yield on loans decreased both quarterly and year to date. Although management cannot be certain, management expects that interest rates will remain near historic lows for the
remainder of 2011 and may negatively impact our interest income. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest expense decreased to $1,090,000 and $2,325,000 for
the three and six months ended June&nbsp;30, 2011 from $1,495,000 and $3,574,000 for the same periods in 2010, a decrease of 27.09% and 34.95%, respectively. This significant decrease in interest expense resulted in large part from a decrease in the
rate paid on balances on deposits. The Bank&#146;s average rate paid on deposits was 1.65% and 1.96% during the three and six month periods ended June&nbsp;30, 2010 as compared to 1.09% and 1.19% for the same periods in 2011. This resulted from
management&#146;s efforts to minimize the Bank&#146;s interest expense and maximize its net interest margin. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The fundamental
source of the Bank&#146;s revenue is net interest income, which is determined by the difference between (i)&nbsp;interest and dividend income on interest earning assets, which consist primarily of loans, investment securities and other investments,
and (ii)&nbsp;interest expense on interest-bearing liabilities, which consist principally of deposits and other borrowings. Net interest income for the three and six months ended June&nbsp;30, 2011 was $3,806,000 and $7,513,000 compared with
$3,978,000 and $7,267,000 for the same periods in 2010. The decrease in net interest income for the three months ended June&nbsp;30, 2011 as compared with the comparable three month period in 2010 was due to interest earning assets repricing
downward faster than interest bearing liabilities. During the first quarter of 2011, the opposite occurred and interest bearing liabilities priced downward faster than interest earning assets, which resulted in an increase in net interest income for
the six months ended June&nbsp;30, 2011 as compared to the same period in 2010. The net interest margin was 3.85% and 3.84% for the three and six months ended June&nbsp;30, 2011 from 4.24% and 3.81% in the same periods a year ago. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">33 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financial&#146;s net interest margin analysis and average balance sheets are shown in
Schedule I on page 38. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Non-Interest Income </I></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Non-interest income, which is comprised primarily of fees and charges on transactional deposit accounts, mortgage loan origination fees, commissions on sales of investments and the Bank&#146;s ownership
interest in a title insurance agency, decreased to $758,000 ($589,000 exclusive of a gain of $169,000 on the sale of securities) and $1,430,000 ($1,230,000 exclusive of a gain of $200,000 on the sale of securities) for the three and six months ended
June&nbsp;30, 2011 from $912,000 ($765,000 exclusive of a gain of $147,000 on the sale of securities) and $1,712,000 ($1,490,000 exclusive of a gain of $222,000 on the sale of securities) for the three and six months ended June&nbsp;30, 2010. This
decrease for the three and six months ended June&nbsp;30, 2011 as compared to the same periods last year was due primarily to a decrease in service charges and fees on deposit accounts and a decrease in mortgage fee income. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Bank, through the Mortgage Division, originates both conforming and non-conforming consumer residential mortgage loans in the Region
2000 area. As part of the Bank&#146;s overall risk management strategy, all of the loans originated and closed by the Mortgage Division are presold to major national mortgage banking or financial institutions. The Mortgage Division assumes no credit
or interest rate risk on these mortgages. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Management anticipates that residential mortgage rates will remain near the current
historic lows for the remainder of 2011. Management expects that low rates coupled with the Mortgage Division&#146;s reputation in Region 2000 will allow us to continue to grow revenue at the Mortgage Division. Revenue from mortgage origination fees
decreased in the three month period ended June&nbsp;30, 2011 as compared to the same period for 2010. Management believes that regulatory pressure may result in a decreased number of competitors to the Mortgage Division and this could result in an
increase in market share. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Our Investment division provides brokerage services through an agreement with a third-party
broker-dealer. Pursuant to this arrangement, the third party broker-dealer operates a service center adjacent to one of the branches of the Bank. The center is staffed by dual employees of the Bank and the broker-dealer. Investment receives
commissions on transactions generated and in some cases ongoing management fees such as mutual fund 12b-1 fees. The Investment division&#146;s financial impact on our consolidated revenue has been immaterial. Although management cannot predict the
financial impact of Investment with certainty, management anticipates it will continue to be an immaterial component of revenue in 2011. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">In the third quarter of 2008, we began providing insurance and annuity products to Bank customers and others, through the Bank&#146;s Insurance subsidiary. The Bank has one full-time and one part-time
employee that are dedicated to selling insurance products through Insurance. Insurance generates minimal revenue and its financial impact on our consolidated revenue has been immaterial. Management anticipates that Insurance&#146;s impact on
noninterest income will remain immaterial in 2011. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Non-Interest Expense </I></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Non-interest expense for the three and six months ended June&nbsp;30, 2011 decreased to $3,204,000 and $6,374,000, or 3.11% and 1.41%,
respectively, from $3,307,000 and $6,465,000 for the comparable periods in 2010. This slight decrease in non-interest expense from the comparable period in 2010 can be attributed to increased occupancy and outside expenses and loss on sale of OREO
and OREO related expenses. These increased expenses were more than offset in part by a decrease in compensation expense, which resulted primarily from a decrease in commission expense as well as the Bank&#146;s decision to restructure certain
departments and the resulting reduced staffing. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">34 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total personnel expense was $1,391,000 and $2,818,000 for the three and six month periods
ended June&nbsp;30, 2011 as compared to $1,678,000 and $3,327,000 for the same periods in 2010. Compensation for some employees of the Mortgage Division and the Investment Division is commission-based and therefore subject to fluctuation.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">During the quarter and six months ended June&nbsp;30, 2011, the FDIC premium expense decreased to $141,000 and $370,000 from
$193,000 and $385,000 for the three and six months ended June&nbsp;30, 2010. FDIC assessment payments have decreased primarily because the FDIC changed the asset base on which the assessments are calculated. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Allowance for Loan Losses </I></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The provision to the allowance for loan losses is charged to earnings to bring the total allowance to a level deemed appropriate by management and is based upon many factors, including calculations of
specific impairment of certain loans, general economic conditions, actual and expected credit losses, loan performance measures, historical trends and specific conditions of the individual borrower. Based on the application of the loan loss
calculation, the Bank provided $906,000 and $1,485,000 to the allowance for loan loss for the three and six months ended June&nbsp;30, 2011 compared to provisions of $448,000 and $835,000 for the comparable periods in 2010. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The increase in the loan loss provision for the quarter ended June&nbsp;30, 2011 as compared to the same quarter in 2010 was due to the
following factors: </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The quality of certain assets, primarily commercial development loans and residential speculative housing construction loans, were impacted by a
decline in the value of the collateral supporting the loan. Management&#146;s initial evaluation of these assets classes resulted in the increased provision in the quarter ended June&nbsp;30, 2011. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">In light of the current economic environment, management continues its ongoing assessment of specific impairment in the Bank&#146;s loan portfolio. The
analysis resulted in a increase in the provision for the quarter ended June&nbsp;30, 2011 as compared to the same quarter in 2010. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Management believes that the current allowance for loan loss of $4,970,000 (or 1.53% of total loans) at June&nbsp;30, 2011, as compared to $5,467,000 (or 1.68% of total loans) as of December&nbsp;31, 2010
remains adequate. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following sets forth the reconciliation of the allowance for loan loss: </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Three months ended</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30,</FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><I>(in thousands)</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">Six months ended</FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1">June&nbsp;30,</FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><I>(in thousands)</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Balance, beginning of period</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,318</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,644</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,467</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,288</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Provision for loan losses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">906</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">448</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,485</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">835</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loans charged off</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1,266</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(463</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2,005</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(689</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Recoveries of loans charged off</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">79</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">274</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net Charge Offs</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1,254</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(384</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1,982</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(415</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Balance, end of period</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,970</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,708</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,970</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,708</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">35 </FONT></P>



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 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The decreased balance in the allowance for loan loss reserve (both in amount and percentage
of total loans) as of June&nbsp;30, 2011 as compared to December&nbsp;31, 2010 resulted from the charge-offs of loans with specific reserves that occurred in the first six months of 2011. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net charge offs increased from $384,000 and $415,000 for the three and six months ended June&nbsp;30, 2010 to $1,254,000 and $1,982,000
for the same periods in 2011. Charged off loans, which are loans that management deems uncollectible, are written against the loan loss reserve and constitute a realized loss. While a charged off loan may subsequently be collected, such recoveries
generally are realized over an extended period of time. The increase in net charge offs resulted primarily from two commercial relationships that the Bank determined were uncollectible. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Income Taxes </I></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">For the three and six months ended June&nbsp;30, 2011, Financial had an income tax expense of $135,000 and $330,000, respectively. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px; margin-left:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><I>Legislation </I></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">On July&nbsp;21, 2010, the Dodd-Frank Wall Street Reform and
Consumer Protection Act (the &#147;Dodd-Frank Reform Act&#148;) was signed into law. The Dodd-Frank Reform Act represents a significant overhaul of many aspects of the regulation of the financial services industry, although many of its provisions
(e.g., the interchange and trust preferred capital limitations) apply to companies that are significantly larger than Financial. The Dodd-Frank Reform Act directs applicable regulatory authorities to promulgate regulations implementing its
provisions, and its effect on Financial and on the financial services industry as a whole will be clarified as those regulations are issued. Major elements of the Dodd-Frank Reform Act include: </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">A permanent increase in deposit insurance coverage to $250,000 per account, permanent unlimited deposit insurance on noninterest-bearing transaction
accounts, and an increase in the minimum Deposit Insurance Fund reserve requirement for banks having consolidated assets in excess of $10 billion from 1.15% to 1.35%, with assessments to be based on assets as opposed to deposits.
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">New disclosure and other requirements relating to executive compensation and corporate governance. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Amendments to the Truth in Lending Act aimed at improving consumer protections with respect to mortgage originations, including originator
compensation, minimum repayment standards, and prepayment considerations. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The establishment of the Financial Stability Oversight Council, which will be responsible for identifying and monitoring systemic risks posed by
financial firms, activities, and practices. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The development of regulations to limit debit card interchange fees. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The future elimination of trust preferred securities as a permitted element of Tier 1 capital. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The creation of a special regime to allow for the orderly liquidation of systemically important financial companies, including the establishment of an
orderly liquidation fund. </FONT></P></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">36 </FONT></P>



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<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The development of regulations to address derivatives markets, including clearing and exchange trading requirements and a framework for regulating
derivatives-market participants. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Enhanced supervision of credit rating agencies through the Office of Credit Ratings within the SEC. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Increased regulation of asset-backed securities, including a requirement that issuers of asset-backed securities retain at least 5% of the risk of the
asset-backed securities. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The establishment of a Bureau of Consumer Financial Protection, within the Federal Reserve, to serve as a dedicated consumer-protection regulatory
body. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">On February&nbsp;7, 2011, the FDIC issued a final rule redefining the assessment base as required by Dodd-Frank. The final rule adopted a separate
risk-based assessment system for large insured depository institutions (institutions with greater than $10 billion in assets). The final rule applies to all insured depository institutions and is effective on April&nbsp;1, 2011.
</FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financial continues to evaluate the potential impact of the Dodd-Frank Reform Act. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">37 </FONT></P>



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 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Schedule I </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Net Interest Margin Analysis </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Average Balance Sheets </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>For the Quarter Ended June&nbsp;30, 2011 and 2010 </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Balance</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Sheet</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Interest</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Income/</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Rates<BR>Earned/</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Paid</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Balance</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Sheet</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Interest</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Income/</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Rates</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Earned/</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Paid</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>ASSETS</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loans, including fees (1)&nbsp;(2)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">325,662</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,384</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5.40</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">328,684</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,002</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.10</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal funds sold</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,203</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.26</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,232</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Securities (3)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">56,951</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">481</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.39</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">43,761</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">447</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.09</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal agency equities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,007</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.60</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,228</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.95</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">CBB equity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">116</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">116</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total earning assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">396,939</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,896</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.95</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">376,021</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5,473</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5.84</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Allowance for loan losses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5,325</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4,636</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Non-earning assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">37,700</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">35,954</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">429,314</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">407,339</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>LIABILITIES AND STOCKHOLDERS&#146; EQUITY</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Demand interest bearing</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">63,851</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">90</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.57</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">52,175</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">146</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Savings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">180,879</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">374</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.83</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">174,645</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">559</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.28</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Time deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">83,125</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">428</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.07</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">84,215</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">577</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.75</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total interest bearing deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">327,855</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">892</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.09</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">311,035</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,282</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other borrowed funds</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal funds purchased</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">945</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.85</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Repurchase agreements</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,156</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">18</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.89</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,779</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">32</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.46</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other borrowings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">75</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.01</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">74</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.97</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Capital Notes</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">105</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">105</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total interest-bearing liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">353,011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,090</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.24</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">337,759</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,495</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.78</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Non-interest bearing deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,198</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">44,689</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">515</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">294</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">402,724</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">382,742</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Stockholders&#146; equity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">26,590</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">24,597</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total liabilities and Stockholders equity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">429,314</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">407,339</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net interest earnings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,806</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,978</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net interest margin</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.85</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.24</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest spread</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.71</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.06</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net deferred loan fees and costs are included in interest income. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Nonperforming loans are included in the average balances. However, interest income and yields calculated do not reflect any accrued interest associated with nonaccrual
loans. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">The interest income and yields calculated on securities have been tax affected to reflect any tax exempt interest on municipal securities. </FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">38 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Net Interest Margin Analysis </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Average Balance Sheets </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>For the Six Months Ended June&nbsp;30, 2011 and 2010
</B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1">2010</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Balance</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Sheet</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Interest</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Income/</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Rates<BR>Earned/</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Paid</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Balance</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Sheet</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Interest</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Income/</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Expense</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Average</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1">Rates</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Earned/</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Paid</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>ASSETS</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Loans, including fees (1)&nbsp;(2)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">325,859</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,857</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5.48</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">327,327</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,846</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.07</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal funds sold</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,203</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.26</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,690</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.27</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Securities (3)</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">56,422</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">942</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.37</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">47,895</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">963</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.05</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal agency equities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,036</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">26</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.58</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,223</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.09</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">CBB equity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">116</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">116</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total earning assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">394,636</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,838</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5.03</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">384,251</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,841</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5.69</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Allowance for loan losses</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5,373</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4,503</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Non-earning assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">37,263</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">38,867</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total assets</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">426,526</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">418,615</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>LIABILITIES AND STOCKHOLDERS&#146; EQUITY</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Demand interest bearing</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">62,896</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">201</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.64</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">50,847</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">283</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Savings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">181,798</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">875</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.97</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">185,523</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,646</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.79</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Time deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">82,052</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">857</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.11</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">85,264</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,194</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.82</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total interest bearing deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">326,746</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,933</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.19</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">321,634</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,123</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.96</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other borrowed funds</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Federal funds purchased</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">475</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.85</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Repurchase agreements</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,684</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">0.89</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,164</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.43</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other borrowings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">148</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.96</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">11,934</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">174</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.94</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Capital Notes</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">210</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">210</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total interest-bearing liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">351,430</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2,325</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.33</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">350,207</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,574</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.06</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Non-interest bearing deposits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">48,129</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">43,506</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">590</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">501</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total liabilities</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">400,149</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">394,214</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Stockholders&#146; equity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">26,377</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">24,401</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total liabilities and Stockholders equity</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">426,526</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">418,615</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net interest earnings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,513</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7,267</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net interest margin</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.84</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.81</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Interest spread</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.70</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.63</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net deferred loan fees and costs are included in interest income. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Nonperforming loans are included in the average balances. However, interest income and yields calculated do not reflect any accrued interest associated with nonaccrual
loans. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">The interest income and yields calculated on securities have been tax affected to reflect any tax exempt interest on municipal securities. </FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">39 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_4"></A>Item&nbsp;3. Quantitative and Qualitative Disclosures About Market Risk
</B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Not applicable. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_5"></A>Item&nbsp;4. Controls and Procedures </B></FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>EVALUATION OF DISCLOSURE CONTROLS AND PROCEDURES </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Financial&#146;s
management, including Financial&#146;s principal executive officer and principal financial officer, have evaluated the effectiveness of the Company&#146;s &#147;disclosure controls and procedures,&#148; as such term is defined in Rule 13a-15(e)
promulgated under the Securities Exchange Act of 1934, as amended, (the &#147;Exchange Act&#148;). Based upon their evaluation, the principal executive officer and principal financial officer concluded that, as of the end of the period covered by
this report, Financial&#146;s disclosure controls and procedures were effective for the purpose of ensuring that the information required to be disclosed in the reports that Financial files or submits under the Exchange Act with the Securities and
Exchange Commission (the &#147;SEC&#148;) (1)&nbsp;is recorded, processed, summarized and reported within the time periods specified in the SEC&#146;s rules and forms, and (2)&nbsp;is accumulated and communicated to the Company&#146;s management,
including its principal executive and principal financial officers, as appropriate to allow timely decisions regarding required disclosure. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">There have been no significant changes during the quarter ended June&nbsp;30, 2011, in the Company&#146;s internal controls over financial reporting (as defined in Rules 13a-15(e) and 15d-15(e) of the
Securities Exchange Act of 1934) or in other factors that could have significantly affected those controls subsequent to the date of our most recent evaluation of internal controls over financial reporting, including any corrective actions with
regard to significant deficiencies and material weaknesses. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_6"></A>PART II &#150; OTHER INFORMATION </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_7"></A>Item&nbsp;1. Legal Proceedings </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The Company is not involved in any pending legal proceedings at this time, other than routine litigation incidental to its business. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_8"></A>Item&nbsp;1A. Risk Factors </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">There have been no
material changes from the risk factors disclosed in the Company&#146;s Annual Report on Form 10-K for the year ended December&nbsp;31, 2010, as filed with the SEC on March&nbsp;28, 2011. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_9"></A>Item&nbsp;2. Unregistered Sales of Equity Securities and Use of Proceeds </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Not applicable. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_10"></A>Item&nbsp;3. Defaults Upon Senior Securities
</B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Not applicable </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_11"></A>Item&nbsp;4. [Removed and Reserved] </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_12"></A>Item&nbsp;5. Other Information </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Not applicable.
</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">40 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_13"></A>Item&nbsp;6. Exhibits </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following are filed as Exhibits to this Form 10-Q: </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1px solid #000000;width:23pt" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Exhibit<BR>No.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1px solid #000000;width:71pt" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Description of Exhibit</FONT></P></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;31.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Certification of Robert R. Chapman III Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, dated August 11, 2011</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;31.2</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Certification of J. Todd Scruggs Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, dated August 11, 2011</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;32.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Certification Pursuant To 18 U.S.C. Section 1350, As Adopted Pursuant To Section 906 Of The Sarbanes-Oxley Act Of 2002, dated August 11, 2011</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">101</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following materials from Bank of the James Financial Group, Inc.&#146;s Quarterly Report on Form 10-Q for the quarter ended June 30, 2011, formatted in eXtensible Business
Reporting Language (XBRL): (i) Consolidated Balance Sheets (unaudited) as of June 30, 2011 and December 31, 2010; (ii) Consolidated Statements of Income(unaudited) For the Three months ended June 30, 2011 and 2010; (iii) Consolidated Statements of
Cash Flows (unaudited) for the Six months ended June 30, 2011 and 2010 (iv) Unaudited Consolidated Statements of Stockholders&#146; Equity and Comprehensive Income For the Six months ended June 30, 2011 and 2010; (v) Notes to Unaudited Consolidated
Financial Statements.*</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Pursuant to Rule 406T of Regulation S-T, the Interactive Data Files on Exhibit 101 hereto are deemed not filed or part of a registration statement or prospectus for
purposes of Sections 11 or 12 of the Securities Act of 1933, as amended, are deemed not filed for purposes of Section&nbsp;18 of the Securities Exchange Act of 1934, as amended, and otherwise are not subject to liability under those sections.
</FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">41 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc218837_14"></A>SIGNATURES </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In accordance with the requirements of the Exchange Act, the registrant caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">BANK OF THE JAMES FINANCIAL GROUP, INC.</FONT></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: August 11, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">By</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/S/ Robert R. Chapman III</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Robert R. Chapman III, President</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Principal Executive Officer)</FONT></P></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: August 11, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">By</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/S/ J. Todd Scruggs</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">J. Todd Scruggs, Secretary and Treasurer</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(Principal Financial Officer and Principal Accounting Officer)</FONT></P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">42 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Index of Exhibits </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1px solid #000000;width:23pt" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Exhibit<BR>No.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1px solid #000000;width:71pt" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1">Description of Exhibit</FONT></P></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;31.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Certification of Robert R. Chapman III Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, dated August 11, 2011</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;31.2</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Certification of J. Todd Scruggs Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, dated August 11, 2011</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;32.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Certification Pursuant To 18 U.S.C. Section 1350, As Adopted Pursuant To Section 906 Of The Sarbanes-Oxley Act Of 2002, dated August 11, 2011</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">101</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following materials from Bank of the James Financial Group, Inc.&#146;s Quarterly Report on Form 10-Q for the quarter ended June 30, 2011, formatted in eXtensible Business
Reporting Language (XBRL): (i) Consolidated Balance Sheets as of June 30, 2011 (unaudited) and December 31, 2010 (audited); (ii) Consolidated Statements of Income(unaudited) For the Three months ended June 30, 2011 and 2010; (iii) Consolidated
Statements of Cash Flows (unaudited) for the Six months ended June 30, 2011 and 2010 (iv) Unaudited Consolidated Statements of Stockholders&#146; Equity and Comprehensive Income For the Six months ended June 30, 2011 and 2010; (v) Notes to Unaudited
Consolidated Financial Statements.*</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Pursuant to Rule 406T of Regulation S-T, the Interactive Data Files on Exhibit 101 hereto are deemed not filed or part of a registration statement or prospectus for
purposes of Sections 11 or 12 of the Securities Act of 1933, as amended, are deemed not filed for purposes of Section&nbsp;18 of the Securities Exchange Act of 1934, as amended, and otherwise are not subject to liability under those sections.
</FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">43 </FONT></P>


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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>2
<FILENAME>dex311.htm
<DESCRIPTION>SECTION 302 PEO CERTIFICATION
<TEXT>
<HTML><HEAD>
<TITLE>Section 302 PEO Certification</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Exhibit 31.1 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Certification&#151;Principal Executive Officer </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">I, Robert R. Chapman III,
President of Bank of the James Financial Group, Inc. certify that: </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1) I have reviewed this Form 10-Q of Bank of the James
Financial Group, Inc.; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or
omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all
material respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods presented in this report; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(4) The issuer&#146;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and
internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the issuer and have: </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
supervision, to ensure that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(b) Designed such internal control over financial reporting or caused such internal control over financial reporting to be designed under
our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(c) Evaluated the effectiveness of the issuer&#146;s disclosure controls and procedures and presented in this report our conclusions
about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(d) Disclosed in this report any change in the issuer&#146;s internal control over financial reporting that occurred during the issuer&#146;s most recent fiscal quarter (the issuer&#146;s fourth fiscal
quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the issuer&#146;s internal control over financial reporting; and </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5) The issuer&#146;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over
financial reporting, to the issuer&#146;s auditors and the audit committee of the issuer&#146;s board of directors (or persons performing the equivalent functions): </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the issuer&#146;s ability
to record, process, summarize and report financial information; and </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(b) Any fraud, whether or not material, that involves
management or other employees who have a significant role in the issuer&#146;s internal control over financial reporting. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD></TR>


<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: August&nbsp;11, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">By</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/S/ Robert R. Chapman III</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Robert R. Chapman III, President</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(Principal Executive Officer)</FONT></P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">44 </FONT></P>


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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>3
<FILENAME>dex312.htm
<DESCRIPTION>SECTION 302 PFO CERTIFICATION
<TEXT>
<HTML><HEAD>
<TITLE>Section 302 PFO Certification</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Exhibit 31.2 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Certification&#151;Principal Financial Officer and Principal Accounting Officer </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">I, J. Todd Scruggs, Secretary and Treasurer of Bank of the James Financial Group, Inc., certify that: </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(1) I have reviewed this Form 10-Q of Bank of the James Financial Group, Inc.; </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and
cash flows of the issuer as of, and for, the periods presented in this report; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4) The issuer&#146;s other certifying
officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f)
and 15d-15(f)) for the issuer and have: </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(a) Designed such disclosure controls and procedures, or caused such disclosure
controls and procedures to be designed under our supervision, to ensure that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in
which this report is being prepared; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(b) Designed such internal control over financial reporting or caused such internal
control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally
accepted accounting principles; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(c) Evaluated the effectiveness of the issuer&#146;s disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and; </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(d) Disclosed in this report any change in the issuer&#146;s internal control over financial reporting that occurred during the
issuer&#146;s most recent fiscal quarter (the issuer&#146;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the issuer&#146;s internal control over financial
reporting; and </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5) The issuer&#146;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the issuer&#146;s auditors and the audit committee of the issuer&#146;s board of directors (or persons performing the equivalent functions): </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT STYLE="font-family:Times New Roman" SIZE="2">(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which
are reasonably likely to adversely affect the issuer&#146;s ability to record, process, summarize and report financial information; and </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the issuer&#146;s internal control over financial reporting. </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD></TR>


<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: August&nbsp;11, 2011</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">By</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/S/ J. Todd Scruggs</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">J. Todd Scruggs, Secretary and Treasurer</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(Principal Financial Officer and Principal Accounting Officer)</FONT></P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">45 </FONT></P>


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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>4
<FILENAME>dex321.htm
<DESCRIPTION>SECTION 906 PEO AND PFO CERTIFICATION
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<TITLE>Section 906 PEO and PFO Certification</TITLE>
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 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Exhibit 32.1 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2">CERTIFICATION PURSUANT TO </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">18 U.S.C. SECTION 1350, </FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">AS ADOPTED PURSUANT TO </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Each of the undersigned hereby
certifies that this Quarterly Report on Form 10-Q fully complies with the requirements of Section&nbsp;13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and the information contained in such report fairly presents, in all material
respects, the financial condition and results of operations of Bank of the James Financial Group, Inc. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">BANK OF THE JAMES FINANCIAL GROUP, INC.</FONT></TD></TR>
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<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: August 11, 2011</FONT></TD>
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<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">By</FONT></TD>
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<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/S/ Robert R. Chapman III</FONT></P></TD></TR>
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<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Robert R. Chapman III, President</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(Principal Executive Officer)</FONT></P></TD></TR>
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<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: August 11, 2011</FONT></TD>
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<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">By</FONT></TD>
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<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/S/ J. Todd Scruggs</FONT></P></TD></TR>
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<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">J. Todd Scruggs, Secretary and Treasurer</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(Principal Financial Officer and Principal Accounting Officer)</FONT></P></TD></TR>
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 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">46 </FONT></P>


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&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 7 &amp;#8211; Capital Notes&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Financial has issued capital notes in the amount $7,000,000 (the "Notes"). The Notes bear interest at the rate of 6% per year with interest payable quarterly in arrears. The first quarterly interest payment on the Notes was paid on July 1, 2009. No principal payments are due until the Notes mature on April 1, 2012. On the maturity date the principal and all accrued but unpaid interest on the Notes will be due and payable&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</cik0001275101:CapitalNotesTextBlock>
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  <cik0001275101:ProfessionalDataProcessingAndOtherOutsideExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">496000</cik0001275101:ProfessionalDataProcessingAndOtherOutsideExpense>
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&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 5 &amp;#8211; Stock Dividend&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;On May 18, 2010, the Board of Directors of the Company declared a 10% stock dividend. The stock dividend was paid on July 23, 2010 to shareholders of record as of June 21, 2010. Following the stock dividend, the number of outstanding shares increased by approximately 299,000.The dividend required a reclassification of retained earnings effective May 18, 2010 in the amount of $2,550,000.Of this amount, $640,000 was reclassified as common stock and $1,910,000 was reclassified as additional paid-in-capital. The reclassification did not change total stockholders' equity. All per share amounts have been retroactively adjusted to reflect this dividend. No other stock dividend and/or split has been declared since this time.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</cik0001275101:StockDividendDisclosureTextBlock>
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  <cik0001275101:UseOfEstimatesTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;div&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 2 &amp;#8211; Use of Estimates&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.&lt;/p&gt;&lt;/div&gt;</cik0001275101:UseOfEstimatesTextBlock>
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  <us-gaap:DescriptionOfNewAccountingPronouncementsNotYetAdopted contextRef="Duration_1_1_2011_To_6_30_2011">&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 11pt;" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 11 &amp;#8211; Recent Accounting Pronouncements&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;In January 2010, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2010-06, "Fair Value Measurements and Disclosures (Topic 820): Improving Disclosures about Fair Value Measurements." ASU 2010-06 amends Subtopic 820-10 to clarify existing disclosures, require new disclosures, and includes conforming amendments to guidance on employers' disclosures about postretirement benefit plan assets. ASU 2010-06 is effective for interim and annual periods beginning after December 15, 2009, except for disclosures about purchases, sales, issuances, and settlements in the roll forward of activity in Level 3 fair value measurements.Those disclosures are effective for fiscal years beginning after December 15, 2010 and for interim periods within those fiscal years. The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.&lt;b&gt; &lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;In July 2010, the FASB issued ASU 2010-20, "Receivables (Topic 310) &amp;#8211; Disclosures about the Credit Quality of Financing Receivables and the Allowance for Credit Losses."&amp;nbsp; The new disclosure guidance significantly expands the existing requirements and will lead to greater transparency into a company's exposure to credit losses from lending arrangements.&amp;nbsp;The extensive new disclosures of information as of the end of a reporting period became effective for both interim and annual reporting periods ending on or after December 15, 2010.&amp;nbsp;Specific disclosures regarding activity that occurred before the issuance of the ASU, such as the allowance roll forward and modification disclosures, will be required for periods beginning on or after December 15, 2010.&amp;nbsp;The Company has included the required disclosures in its consolidated financial statements. &lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;i&gt; &lt;/i&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arial','sans-serif'; color: black; font-size: 12pt;" class="Default"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt;In December 2010, the FASB issued ASU 2010-28, "Intangible &amp;#8211; Goodwill and Other (Topic 350) &amp;#8211; When to Perform Step 2 of the Goodwill Impairment Test for Reporting Units with Zero or Negative Carrying Amounts."&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt;The amendments in this ASU modify Step 1 of the goodwill impairment test for reporting units with zero or negative carrying amounts. For those reporting units, an entity is required to perform Step 2 of the goodwill impairment test if it is more likely than not that a goodwill impairment test if it is more likely than not that a goodwill impairment &lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt;exists. The amendments in this ASU are effective for fiscal years, and interim periods within those years, beginning after December 15, 2010. Early adoption is not permitted. &lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;i&gt; &lt;/i&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;In December 2010, the FASB issued ASU 2010-29, "Business Combinations (Topic 805) &amp;#8211; Disclosure of Supplementary Pro Forma Information for Business Combinations." The guidance requires pro forma disclosure for business combinations that occurred in the current reporting period as though the acquisition date for all business combinations that occurred during the year had been as of the beginning of the annual reporting period. If comparative financial statements are presented, the pro forma information should be reported as though the acquisition date for all business combinations that occurred during the current year had been as of the beginning of the comparable prior annual reporting period.&amp;nbsp; ASU 2010-29 is effective for business combinations for which the acquisition date is on or after the beginning of the first annual reporting period beginning on or after December 15, 2010. Early adoption is permitted.&amp;nbsp; The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.&lt;i&gt; &lt;/i&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt;The Securities Exchange Commission (SEC) issued Final Rule No. 33-9002, "Interactive Data to Improve Financial Reporting." requires companies to submit financial statements in extensible business reporting language (XBRL)&lt;b&gt; &lt;/b&gt;format with their SEC filings on a phased-in schedule.&amp;nbsp; L&lt;/font&gt;arge accelerated filers and foreign large accelerated filers using U.S. GAAP were required to provide interactive data reports starting with their first quarterly report for fiscal periods ending on or after June 15, 2010.&amp;nbsp; &lt;font style="color: black;" class="_mt"&gt;All remaining filers are required to provide interactive data reports starting with their first quarterly report for fiscal periods ending on or after June 15, 2011.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt;In March 2011, the SEC issued Staff Accounting Bulletin (SAB) 114.&amp;nbsp; This SAB revises or rescinds portions of the interpretive guidance included in the codification of the Staff Accounting Bulletin Series.&amp;nbsp; This update is intended to make the relevant interpretive guidance consistent with current authoritative accounting guidance issued as a part of the FASB's Codification.&amp;nbsp; The principal changes involve revision or removal of accounting guidance references and other conforming changes to ensure consistency of referencing through the SAB Series.&amp;nbsp; The effective date for SAB 114 is March 28, 2011.&amp;nbsp;&amp;nbsp; &lt;/font&gt;The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt;In April 2011, the FASB issued ASU 2011-02, "Receivables (Topic 310) &amp;#8211; A Creditor's Determination of Whether a Restructuring Is a Troubled Debt Restructuring."&amp;nbsp; The amendments in this ASU clarify the guidance on a creditor's evaluation of whether it has granted a concession to a debtor.&amp;nbsp; They also clarify the guidance on a creditor's evaluation of whether a debtor is experiencing financial difficulty.&amp;nbsp; The amendments in this ASU are effective for the first interim or annual period beginning on or after June 15, 2011.&amp;nbsp; Early adoption is permitted.&amp;nbsp; Retrospective application to the beginning of the annual period of adoption for modifications occurring on or after the beginning of the annual adoption period is required.&amp;nbsp; As a result of applying these amendments, an entity may identify receivables that are newly considered to be impaired.&amp;nbsp; For purposes of measuring impairment of those receivables, an entity should apply the amendments prospectively for the first interim or annual period beginning on or after June 15, 2011. &lt;/font&gt;The Company is currently assessing the impact that ASU 2011-02 will have on its consolidated financial statements.&lt;font style="color: black;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt;In April 2011, the FASB issued ASU 2011-03, "Transfers and Servicing (Topic 860) &amp;#8211; Reconsideration of Effective Control for Repurchase Agreements."&amp;nbsp; The amendments in this ASU remove from the assessment of effective control (1) the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the agreed terms, even in the event of default by the transferee and (2) the collateral maintenance implementation guidance related to that criterion. The amendments in this ASU are effective for the&lt;/font&gt; first interim or annual period beginning on or after December 15, 2011. The &lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;guidance should be applied prospectively to transactions or modifications of existing transactions that occur on or after the effective date.&amp;nbsp; Early adoption is not permitted. &lt;font style="color: black;" class="_mt"&gt;The Company is currently assessing the impact that ASU 2011-03 will have on its consolidated financial statements.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt;In May 2011, the FASB issued ASU 2011-04, "Fair Value Measurement (Topic 820) &amp;#8211; Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs."&amp;nbsp; This ASU is the result of joint efforts by the FASB and IASB to develop a single, converged fair value framework on how (not when) to measure fair value and what disclosures to provide about fair value measurements. The ASU is largely consistent with existing fair value measurement principles in U.S. GAAP (Topic 820), with many of the amendments made to eliminate unnecessary wording differences between U.S. GAAP and IFRSs.&amp;nbsp; The amendments are effective for interim and annual periods beginning after December 15, 2011 with prospective application. Early application is not permitted.&amp;nbsp; The Company is currently assessing the impact that ASU 2011-04 will have on its consolidated financial statements.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt;In June 2011, the FASB issued ASU 2011-05, "Comprehensive Income (Topic 220) &amp;#8211; Presentation of Comprehensive Income."&amp;nbsp; The objective of this ASU is to improve the comparability, consistency and transparency of financial reporting and to increase the prominence of items reported in other comprehensive income by eliminating the option to present components of other comprehensive income as part of the statement of changes in stockholders' equity.&amp;nbsp; The amendments require that all non-owner changes in stockholders' equity be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements.&amp;nbsp; The single statement of comprehensive income should include the components of net income, a total for net income, the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income.&amp;nbsp; In the two-statement approach, the first statement should present total net income and its components followed consecutively by a second statement that should present all the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income.&amp;nbsp; The amendments do not change the items that must be reported in other comprehensive income, the option for an entity to present components of other comprehensive income either net of related tax effects or before related tax effects, or the calculation or reporting of earnings per share.&amp;nbsp; The amendments in this ASU should be applied retrospectively. The amendments are effective for fiscal years and interim periods within those years beginning after December 15, 2011.&amp;nbsp; Early adoption is permitted because compliance with the amendments is already permitted. The amendments do not require transition disclosures.&amp;nbsp; The Company is currently assessing the impact that ASU 2011-05 will have on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DescriptionOfNewAccountingPronouncementsNotYetAdopted>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;div&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 4 &amp;#8211; Stock Based Compensation &lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Stock option plan activity for the six months ended June 30, 2011 is summarized below:&lt;/p&gt;

&lt;table style="width: 455.1pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.8pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="607"&gt;
&lt;tr style="height: 61.5pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Shares&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Weighted&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Average&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Exercise&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Price&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Weighted&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Average&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Remaining&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Contractual&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Life (in years)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Average&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Intrinsic&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Options outstanding, January 1, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;284,906&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8.42&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Exercised&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Forfeited&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(3,373)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 13.88&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Options outstanding, June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;281,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 8.35&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2.95&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 65,551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 13.35pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 13.35pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Options exercisable, June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;281,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 8.35&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2.95&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 65,551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Intrinsic value is calculated by subtracting exercise price of option shares from the market price of underlying shares and multiplying that amount by the number of options outstanding.&amp;nbsp; No intrinsic value exists where the exercise price is less than the market price on a given date.&lt;/p&gt;

&lt;p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;As of September 30, 2010 all compensation expense related to the foregoing stock option plan has been recognized.&amp;nbsp; The Company's ability to grant additional options shares under the 1999 Plan has expired.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:DividendIncomeOperating contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">23000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendIncomeOperating contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">22000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendIncomeOperating contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">26000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendIncomeOperating contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">23000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendsStock contextRef="Duration_1_1_2010_To_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit1" decimals="-3">-1910000</us-gaap:DividendsStock>
  <us-gaap:DividendsStock contextRef="Duration_1_1_2010_To_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="-3">-640000</us-gaap:DividendsStock>
  <us-gaap:DividendsStock contextRef="Duration_1_1_2010_To_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">2550000</us-gaap:DividendsStock>
  <us-gaap:EarningsPerShareBasicAndDiluted contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit14" decimals="2">0.34</us-gaap:EarningsPerShareBasicAndDiluted>
  <us-gaap:EarningsPerShareBasicAndDiluted contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit14" decimals="2">0.23</us-gaap:EarningsPerShareBasicAndDiluted>
  <us-gaap:EarningsPerShareBasicAndDiluted contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit14" decimals="2">0.23</us-gaap:EarningsPerShareBasicAndDiluted>
  <us-gaap:EarningsPerShareBasicAndDiluted contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit14" decimals="2">0.10</us-gaap:EarningsPerShareBasicAndDiluted>
  <us-gaap:EarningsPerShareTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;font style="color: black;" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 3 &amp;#8211; Earnings Per Share&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;All earnings per share amounts have been adjusted to reflect the 10% stock dividend paid by Financial in July 2010, as well as all prior stock dividends.&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Currently, only the option shares granted to certain officers and other employees of Financial pursuant to the Amended and Restated Stock Option Plan of 1999 Financial (the "1999 Plan") are considered dilutive.&amp;nbsp; The following is a summary of the earnings per share calculation for the three and six months ended June 30, 2011 and 2010.&lt;/p&gt;

&lt;table style="width: 477.9pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="637"&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="192" colspan="3" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" width="186" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Year to date&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 2in; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="192" colspan="3" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" width="186" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Net income (loss)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 319,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 770,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 754,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,136,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 8.4pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Weighted average number of shares&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,323,743&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,296,457&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,323,743&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,293,180&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Options affect of incremental shares&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;7,683&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;41,727&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;10,021&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;38,395&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 7pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Weighted average diluted shares&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,331,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,338,184&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,333,764&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,331,575&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 7pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Basic EPS (weighted avg shares)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.23&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.23&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 6.6pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Diluted EPS (Including Option Shares)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.23&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.23&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0.34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black;" class="_mt"&gt;The incremental shares associated with option shares, which were 205,548 and 248,239 for the three months ended June&amp;nbsp;30, 2010 and 2011, respectively, and 205,548 and 207,305 for the six months ended June&amp;nbsp;30, 2010 and 2011, respectively, were not included in calculating the diluted earnings because there effect was anti-dilutive.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EquipmentExpense contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">533000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">273000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">517000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">256000</us-gaap:EquipmentExpense>
  <us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;div&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: Times-Roman;" class="_mt"&gt;Note 6&lt;/font&gt; &amp;#8211; &lt;/b&gt;&lt;b&gt;Fair Value Measurements&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Determination of Fair Value&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.&lt;/p&gt;

&lt;p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The recent fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Fair Value Hierarchy&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.&lt;/p&gt;

&lt;ul style="margin-top: 0in; margin-bottom: 0in;" type="disc"&gt;

&lt;li style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.
&lt;/li&gt;
&lt;li style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.
&lt;/li&gt;
&lt;li style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement.&lt;/li&gt;&lt;/ul&gt;

&lt;p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy:&lt;/p&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;u&gt;Securities available-for-sale&lt;/u&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities.If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow.&amp;nbsp; Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company's securities are considered to be Level 2 securities.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The following table summarizes the Company's financial assets that were measured at fair value on a recurring basis during the period (in thousands):&lt;/p&gt;

&lt;table style="line-height: 115%; width: 535.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 0px !important; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="714"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Carrying Value at June 30, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 65.95pt;"&gt;&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;US agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 17,650&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 17,650&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;20,256&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;20,256&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Municipals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;11,265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;11,265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Total available-for-sale securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 49,171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 49,171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Carrying Value at December 31, 2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 65.95pt;"&gt;&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;US agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;17,762&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;17,762&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Municipals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,465&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,465&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Corporates&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,018&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,018&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Total available-for-sale securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 38,586&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 38,586&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;u&gt;Impaired loans&lt;/u&gt;&lt;/p&gt;

&lt;p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate property is over one year old, then the fair value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business' financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Statements of Income.&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;u&gt;Other Real Estate Owned &lt;/u&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 9.9pt 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820.&lt;/p&gt;

&lt;p style="margin: 9.9pt 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Real estate acquired through foreclosure is transferred to other real estate owned ("OREO"). The measurement of loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. The value of OREO collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate is over one year old, then the fair value is considered Level 3. Any fair value adjustments are recorded in the period incurred and expensed against current earnings.&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The following table summarizes the Company's impaired loans and OREO measured at fair value on a nonrecurring basis during the period (in thousands).&lt;/p&gt;

&lt;table style="line-height: 115%; width: 499.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="666"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Carrying Value at June 30, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 65.95pt;"&gt;&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Balance as of June 30,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 3.85pt;"&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;8,732&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;2,047&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;6,685&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 3.85pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 3.85pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Other real estate owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,281&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,281&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="line-height: 115%; width: 6.95in; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="667"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Carrying Value at December 31, 2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 65.95pt;"&gt;&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Balance as of December 31, 2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 3.85pt;"&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 13,312&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3,205&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 10,107&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 3.85pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 3.85pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Other real estate owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3,440&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3,440&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;u&gt;Financial Instruments&lt;/u&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Cash, cash equivalents and Federal Funds sold&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The carrying amounts of cash and short-term instruments approximate fair values.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Securities&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Fair values of securities, excluding Federal Reserve Bank stock, Federal Home Loan Bank stock, and Community Bankers' Bank stock are based on quoted market prices.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Loans&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain fixed rate loans are based on quoted market prices of similar loans adjusted for differences in loan characteristics. Fair values for other loans such as commercial real estate and commercial and industrial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of nonperforming loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt; &lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Bank Owned Life Insurance (BOLI)&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The carrying amount approximates fair value.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Deposits&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Fair values disclosed for demand deposits (e.g., interest and noninterest checking, savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed rate certificates of deposit are estimated using discounted cash flow analyses that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;FHLB borrowings&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The fair value of FHLB borrowings is estimated using discounted cash flow analysis based on the rates currently offered for borrowings of similar remaining maturities and collateral requirements.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Short-term borrowings&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate fair value.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Capital notes&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Fair values of capital notes are based on market prices for debt securities having similar maturity and interest rate characteristics.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Accrued interest&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The carrying amounts of accrued interest approximate fair value.&lt;/p&gt;

&lt;p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Off-balance sheet credit-related instruments&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties' credit standing. Fair value of off-balance sheet credit-related instruments were deemed to be immaterial at June 30, 2011 and December 31, 2010 and therefore are not included in the table below.&lt;/p&gt;

&lt;p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The estimated fair values, and related carrying or notional amounts, of Financial's financial instruments are as follows (in thousands):&lt;/p&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 482.1pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="643"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 176.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="236" colspan="3" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153.6pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="205" colspan="3" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;December 31, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Carrying&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Approximate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Carrying&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Approximate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Amounts&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair Values&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Amounts&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair Values&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Financial assets&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; text-indent: -0.3in; margin: 0in 0in 0pt 0.3in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Cash and due from banks&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 10,235&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 10,235&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 11,665&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 11,665&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Federal funds sold&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;14,550&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;14,550&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;7,094&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;7,094&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Available-for-sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;49,171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;49,171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;38,586&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;38,586&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Held-to-maturity&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;9,196&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;9,538&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;14,297&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;14,601&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Loans, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;319,601&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;322,445&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;320,715&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;323,120&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,415&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,415&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,469&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,469&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; BOLI&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,470&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,470&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,360&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,360&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 4pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Financial liabilities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 376,551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 381,597&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 368,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; 370,123&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; FHLB borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;10,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;10,230&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;10,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;10,518&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.3in; margin: 0in 0in 0pt 0.3in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Repurchase agreements&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;8,550&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;8,550&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;7,330&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;7,330&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Capital notes&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;7,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;6,901&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;7,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;6,981&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;120&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;120&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;121&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;121&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Bank's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Bank's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. &lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Financial assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of Financial's financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to the Bank. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Bank's overall interest rate risk. &lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">385000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">193000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">370000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">141000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">7330000</us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">8550000</us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:FederalFundsSold contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">7094000</us-gaap:FederalFundsSold>
  <us-gaap:FederalFundsSold contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">14550000</us-gaap:FederalFundsSold>
  <us-gaap:FederalHomeLoanBankAdvancesLongTerm contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">10000000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
  <us-gaap:FederalHomeLoanBankAdvancesLongTerm contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">10000000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
  <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">731000</us-gaap:FeesAndCommissionsDepositorAccounts>
  <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">379000</us-gaap:FeesAndCommissionsDepositorAccounts>
  <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">555000</us-gaap:FeesAndCommissionsDepositorAccounts>
  <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">272000</us-gaap:FeesAndCommissionsDepositorAccounts>
  <us-gaap:FeesAndCommissionsMortgageBanking contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">613000</us-gaap:FeesAndCommissionsMortgageBanking>
  <us-gaap:FeesAndCommissionsMortgageBanking contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">322000</us-gaap:FeesAndCommissionsMortgageBanking>
  <us-gaap:FeesAndCommissionsMortgageBanking contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">529000</us-gaap:FeesAndCommissionsMortgageBanking>
  <us-gaap:FeesAndCommissionsMortgageBanking contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">243000</us-gaap:FeesAndCommissionsMortgageBanking>
  <us-gaap:GainLossOnSaleOfPropertyPlantEquipment contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-36000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
  <us-gaap:GainsLossesOnSalesOfOtherRealEstate contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">-215000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">14297000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">9196000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">14601000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">9538000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1679000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1135000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1084000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">454000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeTaxesPaidNet contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">590000</us-gaap:IncomeTaxesPaidNet>
  <us-gaap:IncomeTaxesPaidNet contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">375000</us-gaap:IncomeTaxesPaidNet>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">543000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">365000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">330000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">135000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxReceivable contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">304000</us-gaap:IncomeTaxReceivable>
  <us-gaap:IncomeTaxReceivable contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">349000</us-gaap:IncomeTaxReceivable>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-633000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">-54000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:IncreaseDecreaseInDeposits contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-20417000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInDeposits contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">8161000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1050000</us-gaap:IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption>
  <us-gaap:IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1097000</us-gaap:IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption>
  <us-gaap:IncreaseDecreaseInIncomeTaxesReceivable contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-362000</us-gaap:IncreaseDecreaseInIncomeTaxesReceivable>
  <us-gaap:IncreaseDecreaseInIncomeTaxesReceivable contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">45000</us-gaap:IncreaseDecreaseInIncomeTaxesReceivable>
  <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-59000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">-1000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <us-gaap:IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">179000</us-gaap:IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities>
  <us-gaap:IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">-161000</us-gaap:IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-404000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">-350000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInPayablesUnderRepurchaseAgreements contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-2034000</us-gaap:IncreaseDecreaseInPayablesUnderRepurchaseAgreements>
  <us-gaap:IncreaseDecreaseInPayablesUnderRepurchaseAgreements contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1220000</us-gaap:IncreaseDecreaseInPayablesUnderRepurchaseAgreements>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">10841000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">5473000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">9838000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">4896000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeSecuritiesOther contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">65000</us-gaap:InterestAndDividendIncomeSecuritiesOther>
  <us-gaap:InterestAndDividendIncomeSecuritiesOther contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">18000</us-gaap:InterestAndDividendIncomeSecuritiesOther>
  <us-gaap:InterestAndDividendIncomeSecuritiesOther contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">25000</us-gaap:InterestAndDividendIncomeSecuritiesOther>
  <us-gaap:InterestAndDividendIncomeSecuritiesOther contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">6000</us-gaap:InterestAndDividendIncomeSecuritiesOther>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">9846000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">5002000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">8857000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">4384000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestExpense contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3574000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1495000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">2325000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1090000</us-gaap:InterestExpense>
  <us-gaap:InterestExpenseFederalFundsPurchased contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">2000</us-gaap:InterestExpenseFederalFundsPurchased>
  <us-gaap:InterestExpenseFederalFundsPurchased contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">2000</us-gaap:InterestExpenseFederalFundsPurchased>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">174000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">74000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">148000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">75000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpenseMediumTermNotes contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">210000</us-gaap:InterestExpenseMediumTermNotes>
  <us-gaap:InterestExpenseMediumTermNotes contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">105000</us-gaap:InterestExpenseMediumTermNotes>
  <us-gaap:InterestExpenseMediumTermNotes contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">210000</us-gaap:InterestExpenseMediumTermNotes>
  <us-gaap:InterestExpenseMediumTermNotes contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">105000</us-gaap:InterestExpenseMediumTermNotes>
  <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1929000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
  <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">705000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
  <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1076000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
  <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">464000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
  <us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">65000</us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">32000</us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">34000</us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">18000</us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:InterestExpenseTimeDeposits contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1194000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestExpenseTimeDeposits contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">577000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestExpenseTimeDeposits contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">857000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestExpenseTimeDeposits contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">428000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">6432000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3530000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">6028000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">2900000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">7267000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3978000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">7513000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">3806000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeFederalFundsSold contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">9000</us-gaap:InterestIncomeFederalFundsSold>
  <us-gaap:InterestIncomeFederalFundsSold contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">2000</us-gaap:InterestIncomeFederalFundsSold>
  <us-gaap:InterestIncomeFederalFundsSold contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">13000</us-gaap:InterestIncomeFederalFundsSold>
  <us-gaap:InterestIncomeFederalFundsSold contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">8000</us-gaap:InterestIncomeFederalFundsSold>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">263000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">147000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:InterestIncomeSecuritiesOtherUSGovernment contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">765000</us-gaap:InterestIncomeSecuritiesOtherUSGovernment>
  <us-gaap:InterestIncomeSecuritiesOtherUSGovernment contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">350000</us-gaap:InterestIncomeSecuritiesOtherUSGovernment>
  <us-gaap:InterestIncomeSecuritiesOtherUSGovernment contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">442000</us-gaap:InterestIncomeSecuritiesOtherUSGovernment>
  <us-gaap:InterestIncomeSecuritiesOtherUSGovernment contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">204000</us-gaap:InterestIncomeSecuritiesOtherUSGovernment>
  <us-gaap:InterestIncomeSecuritiesStateAndMunicipal contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">130000</us-gaap:InterestIncomeSecuritiesStateAndMunicipal>
  <us-gaap:InterestIncomeSecuritiesStateAndMunicipal contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">78000</us-gaap:InterestIncomeSecuritiesStateAndMunicipal>
  <us-gaap:InterestIncomeSecuritiesStateAndMunicipal contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">212000</us-gaap:InterestIncomeSecuritiesStateAndMunicipal>
  <us-gaap:InterestIncomeSecuritiesStateAndMunicipal contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">124000</us-gaap:InterestIncomeSecuritiesStateAndMunicipal>
  <us-gaap:InterestPaid contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3633000</us-gaap:InterestPaid>
  <us-gaap:InterestPaid contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">2326000</us-gaap:InterestPaid>
  <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">121000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">120000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:InterestReceivable contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">1469000</us-gaap:InterestReceivable>
  <us-gaap:InterestReceivable contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">1415000</us-gaap:InterestReceivable>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;div&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 8 - Investments&lt;/b&gt; &lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The following tables summarize the Bank's holdings for both securities held-to-maturity and securities available-for-sale as of June 30, 2011 and December 31, 2010 (amounts in thousands):&lt;/p&gt;

&lt;table style="width: 457.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="610"&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 265.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="354" colspan="4" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Costs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 127.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="171" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Gross Unrealized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Losses)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="5" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Held-to-Maturity&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;US agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 9,196&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$ &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;342&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 9,538&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="5" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Available-for-Sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;US agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 17,696&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 51&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (97)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 17,650&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;20,300&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;46&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(90)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;20,256&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Municipals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;11,127&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(132)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;11,265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 49,123&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$ &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;367&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (319)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 49,171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="31"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="33"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="64"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="64"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="64"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="95"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="84"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="87"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="88"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 452pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="603"&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 260pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="347" colspan="4" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;December 31, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Costs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 127.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="171" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Gross Unrealized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(Losses)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="4" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Held-to-Maturity&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;US agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,297&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 304&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,601&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="4" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Available-for-Sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;US agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,758&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 24&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (441)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;18,057&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(296)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;17,762&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Municipals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,787&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(337)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;5,465&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Other&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,033&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(15)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,018&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 39,635&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 40&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; (1,089)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 38,586&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The following tables show the gross unrealized losses and fair value of the Bank's investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2011 and December&amp;nbsp;31, 2010 (amounts in thousands): &lt;/p&gt;

&lt;p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 491.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="655"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 110.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="147" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 123.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="165" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;More than 12 months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="74" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="73" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="83" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Description of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;U.S.&lt;/font&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$ 8,891&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 97&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8,891&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 97&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;10,431&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;90&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;10,431&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;90&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Municipals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2,718&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;132&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2,718&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;132&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Total &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$22,040&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 22,040&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 491.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="655"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 112.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="150" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;More than 12 months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;December 31, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Description of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;U.S.&lt;/font&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; agency obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$11,808&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$441&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$11,808&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$441&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;16,740&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;296&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;16,740&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;296&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Municipals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,178&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;303&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;590&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,768&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;337&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Corporates&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,018&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,018&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Total &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$31,726&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$1,040&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$1,608&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$49&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$33,334&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$1,089&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) the intent of Financial, if any, to sell the security; (4) whether Financial more likely than not will be required to sell the security before recovering its cost; and (5) whether Financial does not expect to recover the security's entire amortized cost basis (even if Financial does not intend to sell the security).&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;At June 30, 2011, the Company did not consider the unrealized losses as other-than-temporary losses due to the nature of the securities involved. As of June 30, 2011, the Bank owned 16 securities that were being evaluated for other than temporary impairment. 14 of these securities were S&amp;amp;P rated AAA and 2 were S&amp;amp;P rated AA. As of June 30, 2011, 12 of these securities were obligations of government sponsored entities and 4 were municipal issues.&lt;/p&gt;

&lt;p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Based on the analysis performed by management as mandated by the Bank's investment policy, management believes the default risk to be minimal. Because the Bank expects to recover the entire amortized cost basis, no declines currently are deemed to be other-than-temporary.&lt;/p&gt;&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3327000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1678000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">2818000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1391000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:Liabilities contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">393433000</us-gaap:Liabilities>
  <us-gaap:Liabilities contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">402652000</us-gaap:Liabilities>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">418928000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">429625000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">5467000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">4970000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">320715000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">319601000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;div&gt;

&lt;div&gt;

&lt;div&gt;

&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 9 &amp;#8211; Loans, allowance for loan losses and OREO&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio by classes within the segments,based on the associated risks within these classes.The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041).&amp;nbsp; Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Loan Segments:&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Loan Classes:&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial and industrial loans&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Commercial real estate&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial mortgages &amp;#8211; owner occupied&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial mortgages &amp;#8211; non-owner occupied&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial construction&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Consumer&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer unsecured&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer secured&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential mortgages&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential consumer construction&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;A summary of loans, net is as follows (dollars in thousands):&lt;/p&gt;

&lt;table style="line-height: 115%; width: 328.8pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 11.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="438"&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 2.4in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="230" colspan="3" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;As of:&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;June 30,&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;December 31,&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;2011&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;2010&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Commercial&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;$63,324&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;$62,786&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Commercial real estate&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;147,914&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;143,428&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Consumer&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;69,263&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;68,289&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Residential&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;44,070&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;51,679&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt;Total loans&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;324,571&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;326,182&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Less allowance for loan losses&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;4,970&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;5,467&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt;Net loans&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;$319,601&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;$320,715&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The Bank's internal risk rating system is in place to grade commercial and commercial real estate loans.&amp;nbsp; Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower's individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Below is a summary and definition of the Bank's risk rating categories:&lt;/p&gt;

&lt;p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt 1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;RATING 1&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Excellent&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 2&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Above Average&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 3&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Satisfactory&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 4&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Acceptable / Low Satisfactory&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 5&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Monitor&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 6&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Special Mention&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 7&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Substandard&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 8&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Doubtful&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; RATING 9&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Loss&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;We segregate loans into the above categories based on the following criteria and we review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows:&lt;/p&gt;

&lt;p style="text-indent: -16.5pt; margin: 0in 0in 12pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Symbol;" class="_mt"&gt;&amp;#183;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;"Pass."These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue.When necessary,acceptable personal guarantors support the loan.&lt;/p&gt;

&lt;p style="text-indent: -16.5pt; margin: 0in 0in 12pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Symbol;" class="_mt"&gt;&amp;#183;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;"Monitor." These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower's operations and the borrower's ability to generate positive cash flow on a sustained basis.The borrower's recent payment history may currently or in the future be characterized by late payments.The Bank's risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable.&lt;/p&gt;

&lt;p style="text-indent: -16.5pt; margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Symbol;" class="_mt"&gt;&amp;#183;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;"Special Mention." These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank's credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.These loans do warrant more than routine monitoring due to a weakness caused by adverse events.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: -16.5pt; margin: 0in 0in 12pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Symbol;" class="_mt"&gt;&amp;#183;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;"Substandard." These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank's credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan.The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower's performance and financial condition provides evidence that it is probable that the Bank will be unable to collect all amounts due.&lt;/p&gt;

&lt;p style="text-indent: -16.5pt; margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Symbol;" class="_mt"&gt;&amp;#183;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;"Doubtful." These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.The possibility of loss is extremely high.&lt;/p&gt;

&lt;p style="text-indent: -16.5pt; margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 427.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 45.9pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="570"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 427.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="top" width="570" colspan="3" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Financing Receivables on Non-Accrual Status&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands&lt;/i&gt;)&lt;b&gt; &lt;/b&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 193.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="258" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;As of&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="top" width="132"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;December 31, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,143&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;756 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,519&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,157&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.3in; margin: 0in 0in 0pt 0.3in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;3,353&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;2,504&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;155&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;923&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;83&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,662&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,153&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;Residential:&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;1,725&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 13.5pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Totals&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 12,222 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="132"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8,366 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt; &lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;We also classify other real estate owned (OREO) as a nonperforming asset. OREO, which is accounted for in the "other assets" section of the Consolidated Balance Sheets, represents real property owned by the Bank either through purchase at foreclosure or received from the borrower through a deed in lieu of foreclosure.OREO increased to $4,281,000 on June 30, 2011 from $3,440,000 on December 31, 2010.&amp;nbsp;&amp;nbsp; The following table represents the changes in OREO balance during the six months ended June 30, 2011.&lt;/p&gt;

&lt;table style="line-height: 115%; width: 337.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 41.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="450"&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 337.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="450" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;OREO Changes&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;(&lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt;&lt;em&gt;Dollars in Thousands)&lt;/em&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;Six months ended &lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;June 30, 2011&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Balance at the beginning of the year (gross)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;3,440&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Transfers from loans&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;2,020&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Transfer from premises and equipment&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;-&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Capitalized costs&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;10&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Charge-Offs&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;(85)&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Sales proceeds&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;(974)&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Gain (loss) on disposition&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;(130)&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Balance at the end of the period (gross)&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,281&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Less valuation allowance&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;-&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 13.5pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Balance at the end of the period (net)&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,281&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;&amp;nbsp;&lt;/div&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 504.75pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="673"&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands)&lt;/i&gt;&lt;/font&gt;&lt;i&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;For the Six Months Ended June 30, 2011&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.4in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Unpaid&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Principal&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Balance&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Related&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Allowance&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Average&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Interest &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Income &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Recognized&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;With No Related Allowance Recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 8,240&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 8,537&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 11,419&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 190&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,652&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;4,202&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,178&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;105&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgage Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,149&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,101&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;121&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,284&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,305&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,574&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,061&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,394&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;714&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;719&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;963&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;561&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;12&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;70&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;With An Allowance Recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,621&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 1,640&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 293&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,496&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 33&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,993&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;331&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,554&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;53&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgage Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,741&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,785&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;306&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,933&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;36&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;582&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;582&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,895&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;14&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;287&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,059&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,074&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;337&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;758&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;18&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,381&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,633&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;373&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,077&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;55&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 9,861&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 10,177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 293&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 12,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,645&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,213&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;331&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,732&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;158&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgage Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;8,987&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;9,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;306&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;8,034&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;157&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,866&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,469&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;48&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;287&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,120&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,468&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;337&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,472&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;18&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,100&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,596&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;373&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,638&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;70&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 32,646&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$ 35,347&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 1,647&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 35,612&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 671&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;&amp;nbsp;&lt;/div&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 504.75pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="673"&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands)&lt;/i&gt;&lt;/font&gt;&lt;i&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;For the Year Ended December 31, 2010&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.4in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2010&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Unpaid&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Principal&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Balance&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Related&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Allowance&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Average&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Interest &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Income &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Recognized&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;With No Related Allowance Recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 14,787&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 14,794&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;687&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,703&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,729&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,740&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgage Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,955&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,569&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,035&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;864&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;864&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;876&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;45&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;366&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;660&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;371&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;13&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;403&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;613&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;406&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;68&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;66&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;With An Allowance Recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,371&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 1,371&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 195&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,388&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 82&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,144&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,218&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,184&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgage Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,125&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,132&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;53&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,141&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;21&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,208&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,355&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;437&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,252&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;103&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;572&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;578&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;195&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;461&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;25&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,772&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,923&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;257&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,794&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;124&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 15,969&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 16,158&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 195&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 16,182&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 769&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,817&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,873&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,218&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,924&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;354&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgage Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,080&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,701&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;53&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,176&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;192&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;4,072&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;4,219&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;437&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;4,128&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;148&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;572&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;578&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;822&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,116&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;195&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;832&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;38&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,536&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;257&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,200&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;132&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;68&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;66&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 38,572&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$ 40,260&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 2,430&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 39,086&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,649&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;p&gt;
&lt;/p&gt;
&lt;table style="line-height: 115%; width: 475.4pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="634"&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="6" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 349.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="466" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Allowance for Credit Losses and Recorded Investment in Financing Receivables&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands)&lt;/i&gt;&lt;/font&gt;&lt;i&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 349.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="466" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;For the Six Months Ended June 30, 2011&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="3" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Allowance for Credit Losses:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Beginning Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 473&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 2,897&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 890&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 5,467&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Charge-offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(422)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(1,067)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(340)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(176)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(2,005)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;23&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Provision&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;614&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;100&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;511&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;260&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,485&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Ending Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;671&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,930&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;4,970&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Ending Balance: Individually evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 293&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 642&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 339&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 373&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 1,647&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Ending Balance: Collectively evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;378&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,288&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,054&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;603&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,323&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 671&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; &amp;nbsp;1,930&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 1,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 4,970&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Financing Receivables:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Ending Balance: Individually evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;9,861&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;17,498&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,165&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;32,646&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Ending Balance: Collectively evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;53,463&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;130,416&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;67,141&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;40,905&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;291,925&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 63,324&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$147,914&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 69,263&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$ 44,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 324,571&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 472.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="630"&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="6" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 346.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="462" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Allowance for Credit Losses and Recorded Investment in Financing Receivables&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands)&lt;/i&gt;&lt;/font&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 346.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="462" colspan="9" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;For the Year Ended December 31, 2010 &lt;/font&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Allowance for Credit Losses:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;Ending Balance: Individually evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 195&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 1,708&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 257&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 2,430&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;Ending Balance: Collectively evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;278&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;1,189&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;937&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;633&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;3,037&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;Totals:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 473&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$2,897&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 1,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 890&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 5,467&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Financing Receivables:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;Ending Balance: Individually evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;15,969&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;18,969&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;1,394&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;2,240&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;38,572&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;Ending Balance: Collectively evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;46,817&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;124,459&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;66,895&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;49,439&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;287,610&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;Totals:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 62,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$143,428&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 68,289&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$ 51,679&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="color: black; font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 326,182&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="line-height: 115%; width: 7in; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="672"&gt;
&lt;tr style="height: 0.3in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 5.25in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="504" colspan="7" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Age Analysis of Past Due Financing Receivables as of&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;June 30, 2011&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands&lt;/i&gt;)&lt;b&gt; &lt;/b&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.5in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;30-59 Days&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Past Due&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;60-89 Days&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Past Due&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Greater&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;than&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;90 Days&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Total Past&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Due&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Total &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Financing&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Receivables&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Recorded Investment&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;gt; 90 Days &amp;amp;&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Accruing&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 406&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;2,490&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp; 60,834&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 63,324&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;301&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,285&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,832&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;60,177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;62,009&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,387&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;442&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;2,201&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;4,030&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;70,506&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;74,536&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;155&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;155&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;11,214&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;11,369&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Consumer:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;3,116&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;3,117&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;30&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,241&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;64,259&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;66,146&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Residential:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;142&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,182&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,324&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;39,204&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;40,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;82&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;3,395&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;3,542&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 13.5pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,613&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 718&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 6,535&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 11,866&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$ 312,705&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$ 324,571&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 7in; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="672"&gt;
&lt;tr style="height: 0.3in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="168"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt;&lt;br /&gt;&lt;/font&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 5.25in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="504" colspan="7" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Age Analysis of Past Due Financing Receivables as of&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;December 31, 2010&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands&lt;/i&gt;)&lt;b&gt; &lt;/b&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.5in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;2010&lt;/font&gt;&lt;/b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;30-59 Days&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Past Due&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;60-89 Days&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Past Due&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Greater&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;than&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;90 Days&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Total Past&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Due&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Total &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Financing&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Receivables&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Recorded Investment&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;gt; 90 Days &amp;amp;&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Accruing&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 726&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 180&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 576&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 1,482&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp; 61,304&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 62,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;299&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;553&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;2,242&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;62,120&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;64,362&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Mortgages-Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,169&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;253&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;2,503&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;3,925&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;62,619&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;66,544&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;923&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;923&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;11,599&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;12,522&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Consumer:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;83&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;91&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;2,824&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;2,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;564&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;230&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;731&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,525&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;63,849&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;65,374&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Residential:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.75pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,072&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;68&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;793&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;1,933&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;39,834&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;41,767&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.2in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;9,847&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;9,912&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 13.5pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="168"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,929&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 1,030&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 6,227&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 12,186&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$ 313,996&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$ 326,182&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="line-height: 115%; width: 477pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="636"&gt;
&lt;tr style="height: 0.4in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="204" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 310.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="414" colspan="6" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Credit Quality Information - by Class&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;June 30, 2011&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands&lt;/i&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="204" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Monitor&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Special&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="204" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 49,584&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 3,005&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 3,680&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 6,734&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 63,324&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;50,534&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;4,906&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,250&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;62,009&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; Mortgages-Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;59,737&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;4,054&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,758&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;8,894&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;93&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;74,536&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,526&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,867&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;11,369&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,115&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,117&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;62,993&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;689&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;418&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,046&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;66,146&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;37,119&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;74&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,101&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;40,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,477&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,542&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$ 274,085&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$13,261&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 7,783&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 28,881&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 561&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$ 324,571&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p&gt;
&lt;/p&gt;
&lt;table style="line-height: 115%; width: 477pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="636"&gt;
&lt;tr style="height: 0.4in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 310.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="414" colspan="6" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Credit Quality Information - by Class&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;December 31, 2010&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;(&lt;i&gt;dollars in thousands&lt;/i&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 24pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Monitor&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Special&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 41,328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 2,732&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 9,471&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 9,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 180&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 62,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; Mortgages-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;50,485&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,535&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,378&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,814&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;150&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;64,362&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap"&gt;

&lt;p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 8pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt; Mortgages-Non-Owner Occupied&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;52,004&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,337&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;6,354&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;5,849&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;66,544&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Commercial Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;7,571&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;855&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,446&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,650&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;12,522&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer Unsecured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,805&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;2,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Consumer Secured&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;63,225&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;475&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;349&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;1,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65,374&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential Mortgages&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;38,504&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;77&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;3,014&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;41,767&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Residential Consumer Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;9,475&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;372&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;65&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;9,912&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"&gt;&lt;b&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Totals&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$ 265,397&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$12,011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp; 19,371&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 28,826&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp; 577&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;$ 326,182&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:MarketingExpense contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">153000</us-gaap:MarketingExpense>
  <us-gaap:MarketingExpense contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">86000</us-gaap:MarketingExpense>
  <us-gaap:MarketingExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">187000</us-gaap:MarketingExpense>
  <us-gaap:MarketingExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">108000</us-gaap:MarketingExpense>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">-32399000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">9381000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">12217000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">-6335000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3873000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">3000000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1136000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2010_To_12_31_2010" unitRef="Unit1" decimals="-3">1820000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2010_To_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">1820000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">770000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">754000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">754000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">319000</us-gaap:NetIncomeLoss>
  <us-gaap:NoninterestBearingDepositLiabilities contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">44272000</us-gaap:NoninterestBearingDepositLiabilities>
  <us-gaap:NoninterestBearingDepositLiabilities contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">48132000</us-gaap:NoninterestBearingDepositLiabilities>
  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">6465000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">3307000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">6374000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">3204000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestIncome contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">1712000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">912000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1430000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">758000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncomeOther contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">27000</us-gaap:NoninterestIncomeOther>
  <us-gaap:NoninterestIncomeOther contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">5000</us-gaap:NoninterestIncomeOther>
  <us-gaap:NoninterestIncomeOther contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">36000</us-gaap:NoninterestIncomeOther>
  <us-gaap:NoninterestIncomeOther contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">19000</us-gaap:NoninterestIncomeOther>
  <us-gaap:NotesPayable contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">7000000</us-gaap:NotesPayable>
  <us-gaap:NotesPayable contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">7000000</us-gaap:NotesPayable>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">477000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">232000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">548000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">272000</us-gaap:OccupancyNet>
  <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;div&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 1 &amp;#8211; Basis of Presentation&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. ("Financial" or the "Company") pursuant to the rules and regulations of the Securities and Exchange Commission. In management's opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of and for the three and six months ended June 30, 2011 and 2010 in conformity with accounting principles generally accepted in the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial's Annual Report on Form 10-K for the year ended December 31, 2010.&amp;nbsp; These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December 31, 2010 included in Financial's Annual Report on Form 10-K. Results for the three and six month periods ended June 30, 2011 are not necessarily indicative of the results that may be expected for the year ending December 31, 2011.&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;Financial's critical accounting policy relates to the evaluation of the allowance for loan losses which is based on management's opinion of an amount that is adequate to absorb loss in the existing loan portfolio of Bank of the James (the "Bank"), Financial's wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan loss based on available information including the composition of the loan portfolio, historical loan losses (to the extent available due to limited history), specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank's allowance for loan losses could result in material changes in Financial's financial condition and results of operations. The Bank's policies with respect to the methodology for determining the allowance for loan losses involve a higher degree of complexity and require management to make subjective judgments that often require assumptions or estimates about uncertain matters. These critical policies and their assumptions are periodically reviewed with the Board of Directors.&lt;/p&gt;&lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock>
  <us-gaap:OtherAssets contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">3039000</us-gaap:OtherAssets>
  <us-gaap:OtherAssets contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">2689000</us-gaap:OtherAssets>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease contextRef="Duration_1_1_2010_To_12_31_2010" unitRef="Unit1" decimals="-3">-190000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">724000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease>
  <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax contextRef="Duration_1_1_2010_To_12_31_2010" unitRef="Unit1" decimals="-3">237000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax contextRef="Duration_1_1_2010_To_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit1" decimals="-3">237000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">132000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit1" decimals="-3">132000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax contextRef="Duration_1_1_2010_To_12_31_2010" unitRef="Unit1" decimals="-3">121000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax>
  <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">68000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2010_To_12_31_2010" unitRef="Unit1" decimals="-3">47000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2010_To_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit1" decimals="-3">47000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">856000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit1" decimals="-3">856000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2010_To_12_31_2010" unitRef="Unit1" decimals="-3">24000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">441000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherLiabilities contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">592000</us-gaap:OtherLiabilities>
  <us-gaap:OtherLiabilities contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">431000</us-gaap:OtherLiabilities>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">453000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">250000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">410000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">323000</us-gaap:OtherNoninterestExpense>
  <us-gaap:PaymentsForFederalHomeLoanBankAdvances contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">10000000</us-gaap:PaymentsForFederalHomeLoanBankAdvances>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">10234000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">26318000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireFederalReserveStock contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">30000</us-gaap:PaymentsToAcquireFederalReserveStock>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1000000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">206000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">549000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">7343000</us-gaap:ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections>
  <us-gaap:ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">2391000</us-gaap:ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">4540000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">4911000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">6000000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">25490000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">11928000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">974000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
  <us-gaap:ProceedsFromStockOptionsExercised contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">52000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">8791000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">8970000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">835000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">448000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">1485000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">906000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">3440000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">4281000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateImprovements contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">-10000</us-gaap:RealEstateImprovements>
  <us-gaap:RestrictedInvestments contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">2180000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">2080000</us-gaap:RestrictedInvestments>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">-3668000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="-3">-2914000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:ScheduleOfSubsequentEventsTextBlock contextRef="Duration_1_1_2011_To_6_30_2011">&lt;div&gt;

&lt;p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;Note 10 &amp;#8211; Subsequent Events&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"&gt;In preparing these financial statements, Financial has evaluated events and transactions for potential recognition or disclosure through the date the financial statements were issued.&lt;/p&gt;&lt;/div&gt;</us-gaap:ScheduleOfSubsequentEventsTextBlock>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2010_To_6_30_2010" unitRef="Unit1" decimals="-3">2000</us-gaap:ShareBasedCompensation>
  <us-gaap:StockDividendsShares contextRef="Duration_1_1_2010_To_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit13" decimals="INF">298942</us-gaap:StockDividendsShares>
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>9
<FILENAME>cik0001275101-20110630_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Held-to-maturity Securities, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Securities held-to-maturity (fair value of $9,538 in 2011 and $14,601 in 2010)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="us-gaap_AvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Available-for-sale Securities, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available-for-sale, at fair value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RestrictedInvestments" xlink:label="us-gaap_RestrictedInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedInvestments" xlink:to="us-gaap_RestrictedInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestrictedInvestments_lbl" xml:lang="en-US">Restricted Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_RestrictedInvestments_lbl" xml:lang="en-US">Restricted stock, at cost</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Loans and Leases Receivable, Net Reported Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Loans and Leases Receivable, Net Reported Amount, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Loans, net of allowance for loan losses of $4,970 in 2011 and $5,467 in 2010</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Premises and equipment, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalizedComputerSoftwareNet" xlink:label="us-gaap_CapitalizedComputerSoftwareNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalizedComputerSoftwareNet" xlink:to="us-gaap_CapitalizedComputerSoftwareNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalizedComputerSoftwareNet_lbl" xml:lang="en-US">Capitalized Computer Software, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CapitalizedComputerSoftwareNet_lbl" xml:lang="en-US">Capitalized Computer Software, Net, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CapitalizedComputerSoftwareNet_lbl" xml:lang="en-US">Capitalized Computer Software, Net, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CapitalizedComputerSoftwareNet_lbl" xml:lang="en-US">Capitalized Computer Software, Net, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CapitalizedComputerSoftwareNet_lbl" xml:lang="en-US">Software, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestReceivable" xlink:label="us-gaap_InterestReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivable" xlink:to="us-gaap_InterestReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Interest Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Interest receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="us-gaap_BankOwnedLifeInsurance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsurance" xlink:to="us-gaap_BankOwnedLifeInsurance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank Owned Life Insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Cash value - bank owned life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="us-gaap_RealEstateAcquiredThroughForeclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateAcquiredThroughForeclosure" xlink:to="us-gaap_RealEstateAcquiredThroughForeclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateAcquiredThroughForeclosure_lbl" xml:lang="en-US">Other Real Estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_RealEstateAcquiredThroughForeclosure_lbl" xml:lang="en-US">Other real estate owned</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="us-gaap_IncomeTaxReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReceivable" xlink:to="us-gaap_IncomeTaxReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReceivable_lbl" xml:lang="en-US">Income Taxes Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxReceivable_lbl" xml:lang="en-US">Income taxes receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="us-gaap_DeferredTaxAssetsNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsNet" xlink:to="us-gaap_DeferredTaxAssetsNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsNet_lbl" xml:lang="en-US">Deferred Tax Assets, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxAssetsNet_lbl" xml:lang="en-US">Deferred Tax Assets, Net, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxAssetsNet_lbl" xml:lang="en-US">Deferred tax asset</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other Assets, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Assets element</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xml:lang="en-US">Liabilities and Stockholders' Equity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="us-gaap_NoninterestBearingDepositLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDepositLiabilities" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Noninterest bearing demand</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepositsNegotiableOrderOfWithdrawalNOW" xlink:label="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW" xlink:to="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW_lbl" xml:lang="en-US">Deposits, Negotiable Order of Withdrawal (NOW)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW_lbl" xml:lang="en-US">NOW, money market and savings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDeposits" xlink:label="us-gaap_TimeDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDeposits" xlink:to="us-gaap_TimeDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDeposits_lbl" xml:lang="en-US">Time Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TimeDeposits_lbl" xml:lang="en-US">Time Deposits, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDeposits_lbl" xml:lang="en-US">Time</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits" xlink:label="us-gaap_Deposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Total deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Federal Funds Purchased and Securities Sold under Agreements to Repurchase</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Federal Funds Purchased and Securities Sold under Agreements to Repurchase, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Repurchase agreements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:to="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">Long-term Federal Home Loan Bank Advances</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">Long-term Federal Home Loan Bank Advances, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">FHLB borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NotesPayable" xlink:label="us-gaap_NotesPayable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesPayable" xlink:to="us-gaap_NotesPayable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NotesPayable_lbl" xml:lang="en-US">Notes Payable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NotesPayable_lbl" xml:lang="en-US">Notes Payable, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NotesPayable_lbl" xml:lang="en-US">Capital notes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="us-gaap_InterestPayableCurrentAndNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPayableCurrentAndNoncurrent" xlink:to="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" xml:lang="en-US">Interest Payable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" xml:lang="en-US">Interest payable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="us-gaap_OtherLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherLiabilities" xlink:to="us-gaap_OtherLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other Liabilities</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Balance</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestAndDividendIncomeSecuritiesOther_lbl" xml:lang="en-US">Other (Corporates)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="us-gaap_InterestIncomeFederalFundsSold" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeFederalFundsSold_lbl" xml:lang="en-US">Interest Income, Federal Funds Sold</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestIncomeFederalFundsSold_lbl" xml:lang="en-US">Federal Funds sold</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="us-gaap_InterestAndDividendIncomeOperating" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Interest and Dividend Income, Operating</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Total interest and dividend income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="us-gaap_InterestExpenseAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseAbstract" xlink:to="us-gaap_InterestExpenseAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest Expense [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest Expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:to="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_lbl" xml:lang="en-US">Interest Expense, NOW Accounts, Money Market Accounts, and Savings Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_lbl" xml:lang="en-US">Interest Expense, NOW Accounts, Money Market Accounts, and Savings Deposits, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_lbl" xml:lang="en-US">NOW, money market savings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="us-gaap_InterestExpenseTimeDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDeposits" xlink:to="us-gaap_InterestExpenseTimeDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseTimeDeposits_lbl" xml:lang="en-US">Interest Expense, Time Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpenseTimeDeposits_lbl" xml:lang="en-US">Interest Expense, Time Deposits, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseTimeDeposits_lbl" xml:lang="en-US">Time deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchased" xlink:label="us-gaap_InterestExpenseFederalFundsPurchased" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseFederalFundsPurchased" xlink:to="us-gaap_InterestExpenseFederalFundsPurchased_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseFederalFundsPurchased_lbl" xml:lang="en-US">Interest Expense, Federal Funds Purchased</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseFederalFundsPurchased_lbl" xml:lang="en-US">Federal Funds purchased</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:to="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_lbl" xml:lang="en-US">Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Long-term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_lbl" xml:lang="en-US">FHLB borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Interest Expense, Securities Sold under Agreements to Repurchase</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Reverse repurchase agreements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseMediumTermNotes" xlink:label="us-gaap_InterestExpenseMediumTermNotes" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseMediumTermNotes" xlink:to="us-gaap_InterestExpenseMediumTermNotes_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseMediumTermNotes_lbl" xml:lang="en-US">Interest Expense, Capital Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseMediumTermNotes_lbl" xml:lang="en-US">Capital notes 6% due 4/1/2012</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Total interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="us-gaap_InterestIncomeExpenseNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Interest Income (Expense), Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Net interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xml:lang="en-US">Provision for Loan, Lease, and Other Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xml:lang="en-US">Provision for Loan, Lease, and Other Losses, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xml:lang="en-US">Provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Net interest income after provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="us-gaap_NoninterestIncomeAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncomeAbstract" xlink:to="us-gaap_NoninterestIncomeAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeAbstract_lbl" xml:lang="en-US">Noninterest Income [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NoninterestIncomeAbstract_lbl" xml:lang="en-US">Other operating income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBanking" xlink:label="us-gaap_FeesAndCommissionsMortgageBanking" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsMortgageBanking" xlink:to="us-gaap_FeesAndCommissionsMortgageBanking_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsMortgageBanking_lbl" xml:lang="en-US">Fees and Commissions, Mortgage Banking</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FeesAndCommissionsMortgageBanking_lbl" xml:lang="en-US">Mortgage fee income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsDepositorAccounts" xlink:to="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Fees and Commissions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Fees and Commissions, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Service charges, fees and commissions</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Bank Owned Life Insurance Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">(Increase) in cash value of life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Increase in cash value of life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Increase in cash value of life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="us-gaap_NoninterestIncomeOther" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncomeOther" xlink:to="us-gaap_NoninterestIncomeOther_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeOther_lbl" xml:lang="en-US">Noninterest Income, Other</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestIncomeOther_lbl" xml:lang="en-US">Noninterest Income, Other, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NoninterestIncomeOther_lbl" xml:lang="en-US">Other</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gain (Loss)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">(Gain) on sale of available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">Gain on sale of available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gain (Loss), Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">(Gain) on sale of available-for-sale securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="us-gaap_NoninterestIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncome_lbl" xml:lang="en-US">Noninterest Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestIncome_lbl" xml:lang="en-US">Total other operating income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="us-gaap_NoninterestExpenseAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpenseAbstract" xlink:to="us-gaap_NoninterestExpenseAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpenseAbstract_lbl" xml:lang="en-US">Noninterest Expense [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NoninterestExpenseAbstract_lbl" xml:lang="en-US">Other operating expenses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="us-gaap_LaborAndRelatedExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LaborAndRelatedExpense" xlink:to="us-gaap_LaborAndRelatedExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LaborAndRelatedExpense_lbl" xml:lang="en-US">Labor and Related Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LaborAndRelatedExpense_lbl" xml:lang="en-US">Labor and Related Expense, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LaborAndRelatedExpense_lbl" xml:lang="en-US">Salaries and employee benefits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OccupancyNet" xlink:label="us-gaap_OccupancyNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OccupancyNet" xlink:to="us-gaap_OccupancyNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OccupancyNet_lbl" xml:lang="en-US">Occupancy, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OccupancyNet_lbl" xml:lang="en-US">Occupancy</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="us-gaap_EquipmentExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquipmentExpense" xlink:to="us-gaap_EquipmentExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquipmentExpense_lbl" xml:lang="en-US">Equipment Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EquipmentExpense_lbl" xml:lang="en-US">Equipment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SuppliesExpense" xlink:label="us-gaap_SuppliesExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SuppliesExpense" xlink:to="us-gaap_SuppliesExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SuppliesExpense_lbl" xml:lang="en-US">Supplies Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_SuppliesExpense_lbl" xml:lang="en-US">Supplies</label>
    <loc xlink:type="locator" xlink:href="cik0001275101-20110630.xsd#cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense" xlink:label="cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense" xlink:to="cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense_lbl" xml:lang="en-US">Professional, data processing, and other outside expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense_lbl" xml:lang="en-US">Professional, Data Processing, and Other Outside Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense_lbl" xml:lang="en-US">Professional, data processing, and other outside expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MarketingExpense" xlink:label="us-gaap_MarketingExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MarketingExpense" xlink:to="us-gaap_MarketingExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MarketingExpense_lbl" xml:lang="en-US">Marketing Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_MarketingExpense_lbl" xml:lang="en-US">Marketing</label>
    <loc xlink:type="locator" xlink:href="cik0001275101-20110630.xsd#cik0001275101_CreditExpense" xlink:label="cik0001275101_CreditExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="cik0001275101_CreditExpense" xlink:to="cik0001275101_CreditExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cik0001275101_CreditExpense_lbl" xml:lang="en-US">Credit expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="cik0001275101_CreditExpense_lbl" xml:lang="en-US">Credit Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="cik0001275101_CreditExpense_lbl" xml:lang="en-US">Credit expense</label>
    <loc xlink:type="locator" xlink:href="cik0001275101-20110630.xsd#cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses" xlink:label="cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses" xlink:to="cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses_lbl" xml:lang="en-US">Loss (gain) on sale and/or writedown of OREO and other OREO expenses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses_lbl" xml:lang="en-US">Loss (Gain) On Sale and/or Write down of OREO and Other OREO Expenses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses_lbl" xml:lang="en-US">Loss on sale and/or writedown of OREO and other OREO expenses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" xml:lang="en-US">Federal Deposit Insurance Corporation Premium Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" xml:lang="en-US">FDIC insurance expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="us-gaap_OtherNoninterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other Noninterest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="us-gaap_NoninterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Noninterest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Total other operating expenses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Total other operating expenses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">Income before income taxes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="us-gaap_IncomeTaxExpenseBenefit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income Tax Expense (Benefit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income Tax Expense (Benefit), Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income (Loss) Attributable to Parent element</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Weighted average shares outstanding - basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Basic, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Diluted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Weighted average shares outstanding- diluted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Diluted, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareBasicAndDiluted" xlink:label="us-gaap_EarningsPerShareBasicAndDiluted" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasicAndDiluted" xlink:to="us-gaap_EarningsPerShareBasicAndDiluted_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasicAndDiluted_lbl" xml:lang="en-US">Earnings Per Share, Basic and Diluted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_EarningsPerShareBasicAndDiluted_lbl" xml:lang="en-US">Earnings Per Share, Basic and Diluted, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareBasicAndDiluted_lbl" xml:lang="en-US">Income per common share - basic and diluted</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xml:lang="en-US">Debt instrument, interest rate, stated percentage</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="us-gaap_DebtInstrumentMaturityDate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl" xml:lang="en-US">Debt Instrument, Maturity Date</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl" xml:lang="en-US">Debt instrument, maturity date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xml:lang="en-US">Consolidated Statements Of Cash Flows</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Depreciation" xlink:label="us-gaap_Depreciation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Depreciation" xlink:to="us-gaap_Depreciation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Depreciation_lbl" xml:lang="en-US">Depreciation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Depreciation_lbl" xml:lang="en-US">Depreciation, Total</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainLossOnSaleOfPropertyPlantEquipment_lbl" xml:lang="en-US">Gain (Loss) on Sale of Property Plant Equipment, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="us-gaap_GainsLossesOnSalesOfOtherRealEstate" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainsLossesOnSalesOfOtherRealEstate_lbl" xml:lang="en-US">Gains (Losses) on Sales of Other Real Estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainsLossesOnSalesOfOtherRealEstate_lbl" xml:lang="en-US">Loss on sale of other real estate owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GainsLossesOnSalesOfOtherRealEstate_lbl" xml:lang="en-US">(Gain) loss on sale of other real estate owned</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Share-based Compensation</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Provision for deferred income taxes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Provision for deferred income taxes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit), Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xml:lang="en-US">Increase (Decrease) in Accrued Interest Receivable, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xml:lang="en-US">Decrease in interest receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xml:lang="en-US">(Increase) decrease in interest receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Decrease in other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">(Increase) decrease in other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInIncomeTaxesReceivable" xlink:label="us-gaap_IncreaseDecreaseInIncomeTaxesReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInIncomeTaxesReceivable" xlink:to="us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_lbl" xml:lang="en-US">Increase (Decrease) in Income Taxes Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_lbl" xml:lang="en-US">(Increase) decrease in income taxes receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_lbl" xml:lang="en-US">Decrease in income taxes receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:to="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" xml:lang="en-US">Increase (Decrease) in Interest Payable, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" xml:lang="en-US">(Decrease) in interest payable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Other Accounts Payable and Accrued Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities_lbl" xml:lang="en-US">(Decrease) increase in other liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Payments to Acquire Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Purchases of securities held-to-maturity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Purchases of securities held-to-maturity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_lbl" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_lbl" xml:lang="en-US">Proceeds from maturities and calls of securities held-to-maturity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchases of securities available-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchases of securities available-for-sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from maturities, calls and paydowns of securities available-for-sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities, Total</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireFederalReserveStock_lbl" xml:lang="en-US">Payments to Acquire Federal Reserve Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireFederalReserveStock_lbl" xml:lang="en-US">(Purchase) of Federal Reserve Bank stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PaymentsToAcquireFederalReserveStock_lbl" xml:lang="en-US">Purchase of Federal Reserve Bank stock</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cik0001275101_ProceedsFromSaleOfFederalHomeLoanBankStock_lbl" xml:lang="en-US">Proceeds from sale of Federal Home Loan Bank stock.</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:to="us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections_lbl" xml:lang="en-US">Proceeds from Loan and Lease Originations and Principal Collections</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections_lbl" xml:lang="en-US">Origination of loans, net of principal collected</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of premises and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of premises and equipment</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash (used in) provided by investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from financing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Net increase (decrease) in deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements" xlink:label="us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements" xlink:to="us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements_lbl" xml:lang="en-US">Increase (Decrease) in Payables under Repurchase Agreements</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements_lbl" xml:lang="en-US">Net increase (decrease) in repurchase agreements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForFederalHomeLoanBankAdvances" xlink:label="us-gaap_PaymentsForFederalHomeLoanBankAdvances" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForFederalHomeLoanBankAdvances" xlink:to="us-gaap_PaymentsForFederalHomeLoanBankAdvances_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForFederalHomeLoanBankAdvances_lbl" xml:lang="en-US">Payments for Federal Home Loan Bank Advances</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForFederalHomeLoanBankAdvances_lbl" xml:lang="en-US">Net (decrease) in Federal Home Loan Bank advances</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PaymentsForFederalHomeLoanBankAdvances_lbl" xml:lang="en-US">Net (decrease) in Federal Home Loan Bank advances</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from Stock Options Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from exercise of stock options</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net cash provided by (used in) financing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Increase (decrease) in cash and cash equivalents</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents at end of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents at beginning of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract" xlink:label="us-gaap_NoncashInvestingAndFinancingItemsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoncashInvestingAndFinancingItemsAbstract" xlink:to="us-gaap_NoncashInvestingAndFinancingItemsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoncashInvestingAndFinancingItemsAbstract_lbl" xml:lang="en-US">Noncash Investing and Financing Items [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NoncashInvestingAndFinancingItemsAbstract_lbl" xml:lang="en-US">Non cash transactions</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:label="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:to="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_lbl" xml:lang="en-US">Transfer of Portfolio Loans and Leases to Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_lbl" xml:lang="en-US">Transfer of loans to foreclosed assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption" xlink:label="us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption" xlink:to="us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_lbl" xml:lang="en-US">Increase (Decrease) in Fair Value Adjustments on Assets and Liabilities Carried at Fair Value under Fair Value Option</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_lbl" xml:lang="en-US">Fair value adjustment for securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xml:lang="en-US">Cash transactions</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPaid" xlink:label="us-gaap_InterestPaid" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaid" xlink:to="us-gaap_InterestPaid_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Interest Paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Interest Paid, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Cash paid for interest</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="us-gaap_IncomeTaxesPaidNet" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Income Taxes Paid, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Income Taxes Paid, Net, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Cash paid for taxes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract_lbl" xml:lang="en-US">Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="us-gaap_StatementEquityComponentsAxis" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementEquityComponentsAxis_lbl" xml:lang="en-US">Statement, Equity Components [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="us-gaap_EquityComponentDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityComponentDomain" xlink:to="us-gaap_EquityComponentDomain_lbl" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xml:lang="en-US">Changes in unrealized gains on securities available for sale net of deferred taxes of $24</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment for Sale of Securities Included in Net Income, Net of Tax</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_lbl" xml:lang="en-US">Reclassification adjustment for gains included in net income, net of income tax expense of $121</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_lbl" xml:lang="en-US">Reclassification adjustment for gains included in net income, net of income tax expense of $121</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_lbl" xml:lang="en-US">Total other comprehensive income (loss)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Comprehensive Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Comprehensive Income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DividendsStock" xlink:label="us-gaap_DividendsStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsStock" xlink:to="us-gaap_DividendsStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsStock_lbl" xml:lang="en-US">Dividends, Stock</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DividendsStock_lbl" xml:lang="en-US">Dividends, Stock, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DividendsStock_lbl" xml:lang="en-US">10% Stock dividend</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockDividendsShares" xlink:label="us-gaap_StockDividendsShares" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockDividendsShares" xlink:to="us-gaap_StockDividendsShares_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockDividendsShares_lbl" xml:lang="en-US">Stock Dividends, Shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StockDividendsShares_lbl" xml:lang="en-US">Stock Dividends, Shares, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockDividendsShares_lbl" xml:lang="en-US">10% Stock dividend (Shares)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xml:lang="en-US">Exercise of stock options</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Exercise of stock options (Shares)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xml:lang="en-US">Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xml:lang="en-US">Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xml:lang="en-US">Stock compensation expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_lbl" xml:lang="en-US">deferred taxes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_lbl" xml:lang="en-US">Changes in unrealized gains on securities available for sale, deferred taxes, tax</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax_lbl" xml:lang="en-US">Reclassification adjustment for gains included in net income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax_lbl" xml:lang="en-US">Reclassification adjustment for gains included in net income, income tax expense, tax</label>
    <loc xlink:type="locator" xlink:href="cik0001275101-20110630.xsd#cik0001275101_StockDividendSharesPercentage" xlink:label="cik0001275101_StockDividendSharesPercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="cik0001275101_StockDividendSharesPercentage" xlink:to="cik0001275101_StockDividendSharesPercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cik0001275101_StockDividendSharesPercentage_lbl" xml:lang="en-US">Stock Dividend Shares, Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="cik0001275101_StockDividendSharesPercentage_lbl" xml:lang="en-US">Stock Dividend Shares, Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="cik0001275101_StockDividendSharesPercentage_lbl" xml:lang="en-US">Stock dividend shares, percentage</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_lbl" xml:lang="en-US">Basis Of Presentation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:label="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_lbl" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]</label>
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    <loc xlink:type="locator" xlink:href="cik0001275101-20110630.xsd#cik0001275101_UseOfEstimatesAbstract" xlink:label="cik0001275101_UseOfEstimatesAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cik0001275101_UseOfEstimatesAbstract_lbl" xml:lang="en-US">Use of Estimates [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="cik0001275101_UseOfEstimatesAbstract_lbl" xml:lang="en-US">Use Of Estimates</label>
    <loc xlink:type="locator" xlink:href="cik0001275101-20110630.xsd#cik0001275101_UseOfEstimatesTextBlock" xlink:label="cik0001275101_UseOfEstimatesTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cik0001275101_UseOfEstimatesTextBlock_lbl" xml:lang="en-US">Use of Estimates [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="cik0001275101_UseOfEstimatesTextBlock_lbl" xml:lang="en-US">Use of Estimates [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="cik0001275101_UseOfEstimatesTextBlock_lbl" xml:lang="en-US">Use Of Estimates</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="us-gaap_EarningsPerShareAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareAbstract_lbl" xml:lang="en-US">Earnings Per Share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="us-gaap_EarningsPerShareTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareTextBlock" xlink:to="us-gaap_EarningsPerShareTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareTextBlock_lbl" xml:lang="en-US">Earnings Per Share element</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EarningsPerShareTextBlock_lbl" xml:lang="en-US">Earnings Per Share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="us-gaap_ShareBasedCompensationAbstract" />
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<DOCUMENT>
<TYPE>EX-101.PRE
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<FILENAME>cik0001275101-20110630_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EDAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (Parenthetical) (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Consolidated Balance Sheets</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held-to-maturity, fair value</a></td>
        <td class="nump">$ 9,538<span></span></td>
        <td class="nump">$ 14,601<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans, allowance for loan losses</a></td>
        <td class="nump">$ 4,970<span></span></td>
        <td class="nump">$ 5,467<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value</a></td>
        <td class="nump">$ 2.14<span></span></td>
        <td class="nump">$ 2.14<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">10,000,000<span></span></td>
        <td class="nump">10,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">3,323,743<span></span></td>
        <td class="nump">3,323,743<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
        <td class="nump">3,323,743<span></span></td>
        <td class="nump">3,323,743<span></span></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of shares of common stock held by shareholders. May be all or portion of the number of common shares authorized. These shares represent the ownership interest of the common shareholders. Shares outstanding equals shares issued minus shares held in treasury and other adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 137<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The allowance for loan and lease losses represents the reserve to cover probable credit losses related to specifically identified loans and leases, as well as probable credit losses inherent in the remainder of the loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for loan losses in connection with business combinations determined to be appropriate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 8<br> -Subparagraph a(ii)<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section L<br> -Subsection 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfFinancialPositionAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfFinancialPositionAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E5ABI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements Of Income (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>Interest and Dividend Income</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Loans</a></td>
        <td class="nump">$ 4,384<span></span></td>
        <td class="nump">$ 5,002<span></span></td>
        <td class="nump">$ 8,857<span></span></td>
        <td class="nump">$ 9,846<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesByClassificationAbstract', window );"><strong>Securities</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesOtherUSGovernment', window );">US Government and agency obligations</a></td>
        <td class="nump">204<span></span></td>
        <td class="nump">350<span></span></td>
        <td class="nump">442<span></span></td>
        <td class="nump">765<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesMortgageBacked', window );">Mortgage backed securities</a></td>
        <td class="nump">147<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">263<span></span></td>
        <td class="nump">3<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesStateAndMunicipal', window );">Municipals</a></td>
        <td class="nump">124<span></span></td>
        <td class="nump">78<span></span></td>
        <td class="nump">212<span></span></td>
        <td class="nump">130<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendIncomeOperating', window );">Dividends</a></td>
        <td class="nump">23<span></span></td>
        <td class="nump">22<span></span></td>
        <td class="nump">26<span></span></td>
        <td class="nump">23<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesOther', window );">Other (Corporates)</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">18<span></span></td>
        <td class="nump">25<span></span></td>
        <td class="nump">65<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeFederalFundsSold', window );">Federal Funds sold</a></td>
        <td class="nump">8<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="nump">13<span></span></td>
        <td class="nump">9<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest and dividend income</a></td>
        <td class="nump">4,896<span></span></td>
        <td class="nump">5,473<span></span></td>
        <td class="nump">9,838<span></span></td>
        <td class="nump">10,841<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest Expense</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits', window );">NOW, money market savings</a></td>
        <td class="nump">464<span></span></td>
        <td class="nump">705<span></span></td>
        <td class="nump">1,076<span></span></td>
        <td class="nump">1,929<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits', window );">Time deposits</a></td>
        <td class="nump">428<span></span></td>
        <td class="nump">577<span></span></td>
        <td class="nump">857<span></span></td>
        <td class="nump">1,194<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalFundsPurchased', window );">Federal Funds purchased</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">FHLB borrowings</a></td>
        <td class="nump">75<span></span></td>
        <td class="nump">74<span></span></td>
        <td class="nump">148<span></span></td>
        <td class="nump">174<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase', window );">Reverse repurchase agreements</a></td>
        <td class="nump">18<span></span></td>
        <td class="nump">32<span></span></td>
        <td class="nump">34<span></span></td>
        <td class="nump">65<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseMediumTermNotes', window );">Capital notes 6% due 4/1/2012</a></td>
        <td class="nump">105<span></span></td>
        <td class="nump">105<span></span></td>
        <td class="nump">210<span></span></td>
        <td class="nump">210<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">1,090<span></span></td>
        <td class="nump">1,495<span></span></td>
        <td class="nump">2,325<span></span></td>
        <td class="nump">3,574<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">3,806<span></span></td>
        <td class="nump">3,978<span></span></td>
        <td class="nump">7,513<span></span></td>
        <td class="nump">7,267<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for loan losses</a></td>
        <td class="nump">906<span></span></td>
        <td class="nump">448<span></span></td>
        <td class="nump">1,485<span></span></td>
        <td class="nump">835<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan losses</a></td>
        <td class="nump">2,900<span></span></td>
        <td class="nump">3,530<span></span></td>
        <td class="nump">6,028<span></span></td>
        <td class="nump">6,432<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>Other operating income</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsMortgageBanking', window );">Mortgage fee income</a></td>
        <td class="nump">243<span></span></td>
        <td class="nump">322<span></span></td>
        <td class="nump">529<span></span></td>
        <td class="nump">613<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges, fees and commissions</a></td>
        <td class="nump">272<span></span></td>
        <td class="nump">379<span></span></td>
        <td class="nump">555<span></span></td>
        <td class="nump">731<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Increase in cash value of life insurance</a></td>
        <td class="nump">55<span></span></td>
        <td class="nump">59<span></span></td>
        <td class="nump">110<span></span></td>
        <td class="nump">119<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other</a></td>
        <td class="nump">19<span></span></td>
        <td class="nump">5<span></span></td>
        <td class="nump">36<span></span></td>
        <td class="nump">27<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet', window );">Gain on sale of available-for-sale securities</a></td>
        <td class="nump">169<span></span></td>
        <td class="nump">147<span></span></td>
        <td class="nump">200<span></span></td>
        <td class="nump">222<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total other operating income</a></td>
        <td class="nump">758<span></span></td>
        <td class="nump">912<span></span></td>
        <td class="nump">1,430<span></span></td>
        <td class="nump">1,712<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Other operating expenses</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">1,391<span></span></td>
        <td class="nump">1,678<span></span></td>
        <td class="nump">2,818<span></span></td>
        <td class="nump">3,327<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy</a></td>
        <td class="nump">272<span></span></td>
        <td class="nump">232<span></span></td>
        <td class="nump">548<span></span></td>
        <td class="nump">477<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Equipment</a></td>
        <td class="nump">256<span></span></td>
        <td class="nump">273<span></span></td>
        <td class="nump">517<span></span></td>
        <td class="nump">533<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesExpense', window );">Supplies</a></td>
        <td class="nump">108<span></span></td>
        <td class="nump">82<span></span></td>
        <td class="nump">197<span></span></td>
        <td class="nump">183<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense', window );">Professional, data processing, and other outside expense</a></td>
        <td class="nump">496<span></span></td>
        <td class="nump">401<span></span></td>
        <td class="nump">969<span></span></td>
        <td class="nump">781<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingExpense', window );">Marketing</a></td>
        <td class="nump">108<span></span></td>
        <td class="nump">86<span></span></td>
        <td class="nump">187<span></span></td>
        <td class="nump">153<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cik0001275101_CreditExpense', window );">Credit expense</a></td>
        <td class="nump">71<span></span></td>
        <td class="nump">71<span></span></td>
        <td class="nump">143<span></span></td>
        <td class="nump">137<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses', window );">Loss on sale and/or writedown of OREO and other OREO expenses</a></td>
        <td class="nump">38<span></span></td>
        <td class="nump">41<span></span></td>
        <td class="nump">215<span></span></td>
        <td class="nump">36<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC insurance expense</a></td>
        <td class="nump">141<span></span></td>
        <td class="nump">193<span></span></td>
        <td class="nump">370<span></span></td>
        <td class="nump">385<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
        <td class="nump">323<span></span></td>
        <td class="nump">250<span></span></td>
        <td class="nump">410<span></span></td>
        <td class="nump">453<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total other operating expenses</a></td>
        <td class="nump">3,204<span></span></td>
        <td class="nump">3,307<span></span></td>
        <td class="nump">6,374<span></span></td>
        <td class="nump">6,465<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income taxes</a></td>
        <td class="nump">454<span></span></td>
        <td class="nump">1,135<span></span></td>
        <td class="nump">1,084<span></span></td>
        <td class="nump">1,679<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="nump">135<span></span></td>
        <td class="nump">365<span></span></td>
        <td class="nump">330<span></span></td>
        <td class="nump">543<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="nump">$ 319<span></span></td>
        <td class="nump">$ 770<span></span></td>
        <td class="nump">$ 754<span></span></td>
        <td class="nump">$ 1,136<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average shares outstanding - basic</a></td>
        <td class="nump">3,323,743<span></span></td>
        <td class="nump">3,296,457<span></span></td>
        <td class="nump">3,323,743<span></span></td>
        <td class="nump">3,293,180<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average shares outstanding- diluted</a></td>
        <td class="nump">3,331,426<span></span></td>
        <td class="nump">3,338,184<span></span></td>
        <td class="nump">3,333,764<span></span></td>
        <td class="nump">3,331,575<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAndDiluted', window );">Income per common share - basic and diluted</a></td>
        <td class="nump">$ 0.10<span></span></td>
        <td class="nump">$ 0.23<span></span></td>
        <td class="nump">$ 0.23<span></span></td>
        <td class="nump">$ 0.34<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cik0001275101_CreditExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Credit expense</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cik0001275101_CreditExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cik0001275101</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss (gain) on sale and/or writedown of OREO and other OREO expenses</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cik0001275101_LossGainOnSaleAndOrWriteDownOfOreoAndOtherOreoExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cik0001275101</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Professional, data processing, and other outside expense</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cik0001275101_ProfessionalDataProcessingAndOtherOutsideExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cik0001275101</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earned dividend income on equity securities that are part of the trading and investment portfolios owned by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-BRD<br> -Chapter 4<br> -Paragraph 9, 51, 56<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAndDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income or loss for the period per each share in instances when basic and diluted earnings per share are the same amount and reported as a single line item on the face of the financial statements.  Basic earnings per share is the amount of net income or loss for the period per each share of common stock or unit outstanding during the reporting period.  Diluted earnings per share includes the amount of net income or loss for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicAndDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13 (d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsMortgageBanking">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noninterest income derived from mortgage banking activities (fees and commissions), excluding fees earned from servicing third-party assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13 (d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsMortgageBanking</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph a, b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-BRD<br> -Chapter 4<br> -Paragraph 9, 51, 54<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 04<br> -Paragraph 1, 2 , 3, 4, 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income on securities comprised of amortization and accretion (as applicable) of discounts and premiums, if any, not otherwise specified in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 1<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 34<br> -Paragraph 21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 9<br> -Article 9<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 9<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross expenses on the purchase of Federal funds at a specified price with a simultaneous agreement to sell the same to the same counterparty at a fixed or determinable price at a future date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 7<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Subsection I<br> -Paragraph 8<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</nobr></td>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense on medium-Term notes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 8<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Subsection I<br> -Paragraph 8<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseMediumTermNotes</nobr></td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on the following for deposits in domestic offices: (1) transaction accounts (NOW, and telephone and preauthorized transfer accounts), (2) money market deposits and (3) savings deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross expenses on securities sold coupled with an agreement to repurchase the same from the same counterparty at a fixed or determinable price within a fixed or variable time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 7<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseTimeDeposits</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net interest and dividend income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 10<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
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                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeFederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 4<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeFederalFundsSold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesMortgageBacked">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents interest income, including any amortization and accretion (as applicable) of discounts and premiums, derived from securities backed by a pool of mortgages or trust deeds. Mortgage-backed securities might represent mortgage pass-through securities, collateralized mortgage obligations (CMO), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped mortgage-backed securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 65<br> -Paragraph 34<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Mortgage-Backed Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesMortgageBacked</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income on securities issued by US government agencies not including US Treasury Securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesOtherUSGovernment</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income, including any amortization and accretion (as applicable) of discounts and premiums, derived from debt securities issued by municipal governments, local taxing districts and US state government agencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesStateAndMunicipal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 14<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 14<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 13<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-BRD<br> -Chapter 4<br> -Paragraph 62<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 04<br> -Paragraph 11<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 5<br> -Paragraph 168, 169, 170<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense associated with supplies that were used during the current accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1505-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1448-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 171<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Weighted-Average Number of Common Shares Outstanding<br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E4EAE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Document And Entity Information<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
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      <tr>
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          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Aug. 11, 2011</div>
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        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-Q<span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Jun. 30,
         2011<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">Q2<span></span></td>
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        <td class="text">2011<span></span></td>
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        <td class="text">BANK OF THE JAMES FINANCIAL GROUP INC<span></span></td>
        <td class="text"> <span></span></td>
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        <td class="text">0001275101<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--12-31<span></span></td>
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        <td class="text">Smaller Reporting Company<span></span></td>
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                <p>Document and Entity Information [Abstract]</p>
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                <p>If the value is true, then the document as an amendment to previously-filed/accepted document.</p>
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                <p>End date of current fiscal year in the format --MM-DD.</p>
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                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
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                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
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                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
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                <p>The type of document being provided (such as 10-K, 10-Q, N-1A, etc). The document type is limited to the same value as the supporting SEC submission type, minus any "/A" suffix. The acceptable values are as follows: S-1, S-3, S-4, S-11, F-1, F-3, F-4, F-9, F-10, 6-K, 8-K, 10, 10-K, 10-Q, 20-F, 40-F, N-1A, 485BPOS, 497, NCSR, N-CSR, N-CSRS, N-Q, 10-KT, 10-QT, 20-FT, and Other.</p>
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                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br><br></p>
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                <p>Indicate number of shares outstanding of each of registrant's classes of common stock, as of latest practicable date. Where multiple classes exist define each class by adding class of stock items such as Common Class A [Member], Common Class B [Member] onto the Instrument [Domain] of the Entity Listings, Instrument</p>
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                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, or (4) Smaller Reporting Company. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock Based Compensation<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
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        <td class="text"><div>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 4 &#8211; Stock Based Compensation </b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<div>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Stock option plan activity for the six months ended June 30, 2011 is summarized below:</p>

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<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Shares</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Weighted</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Average</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Exercise</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Price</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Weighted</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Average</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Remaining</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Contractual</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Life (in years)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 61.5pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Average</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Intrinsic</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Value</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options outstanding, January 1, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">284,906</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 8.42</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Exercised</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Forfeited</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(3,373)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp; 13.88</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options outstanding, June 30, 2011</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">281,533</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 8.35</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2.95</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 65,551</font></p></td></tr>
<tr style="height: 13.35pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 198.6pt; padding-right: 5.4pt; height: 13.35pt; padding-top: 0in;" valign="bottom" width="265" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options exercisable, June 30, 2011</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">281,533</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.05pt; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 8.35</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="96" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2.95</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.45pt; padding-right: 5.4pt; height: 13.35pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="94" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 65,551</font></p></td></tr></table>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Intrinsic value is calculated by subtracting exercise price of option shares from the market price of underlying shares and multiplying that amount by the number of options outstanding.&nbsp; No intrinsic value exists where the exercise price is less than the market price on a given date.</p>

<p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">As of September 30, 2010 all compensation expense related to the foregoing stock option plan has been recognized.&nbsp; The Company's ability to grant additional options shares under the 1999 Plan has expired.</p></div></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 93-6<br> -Paragraph 53<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 14<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 64, 65, A240<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 50<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans, Allowance For Loan Losses And OREO<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNetAbstract', window );"><strong>Loans, Allowance For Loan Losses And OREO</strong></a></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans, Allowance For Loan Losses And OREO</a></td>
        <td class="text"><div>

<div>

<div>

<div>

<div>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 9 &#8211; Loans, allowance for loan losses and OREO</b></p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio by classes within the segments,based on the associated risks within these classes.The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041).&nbsp; Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Loan Segments:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loan Classes:</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial and industrial loans</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Commercial real estate&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial mortgages &#8211; owner occupied</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial mortgages &#8211; non-owner occupied</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial construction</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Consumer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer unsecured</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer secured</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Residential&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Residential mortgages</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Residential consumer construction</p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">A summary of loans, net is as follows (dollars in thousands):</p>

<table style="line-height: 115%; width: 328.8pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 11.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="438">
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 2.4in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="230" colspan="3" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">As of:</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">June 30,</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">December 31,</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">2011</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">2010</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Commercial</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">$63,324</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">$62,786</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Commercial real estate</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">147,914</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">143,428</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Consumer</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">69,263</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">68,289</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Residential</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">44,070</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">51,679</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt">Total loans</font></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">324,571</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">326,182</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Less allowance for loan losses</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">4,970</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">5,467</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="208" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt">Net loans</font></font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 79.7pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="106" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">$319,601</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.1pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="15" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 82pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="109" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">$320,715</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The Bank's internal risk rating system is in place to grade commercial and commercial real estate loans.&nbsp; Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower's individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<div>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Below is a summary and definition of the Bank's risk rating categories:</p>

<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt 1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">RATING 1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Excellent</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Above Average</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 3&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Satisfactory</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 4&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Acceptable / Low Satisfactory</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 5&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monitor</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 6&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Special Mention</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Substandard</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Doubtful</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RATING 9&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loss</p>

<div>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">We segregate loans into the above categories based on the following criteria and we review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows:</p>

<p style="text-indent: -16.5pt; margin: 0in 0in 12pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol;" class="_mt">&#183;&nbsp;&nbsp;&nbsp; </font>"Pass."These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue.When necessary,acceptable personal guarantors support the loan.</p>

<p style="text-indent: -16.5pt; margin: 0in 0in 12pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol;" class="_mt">&#183;&nbsp;&nbsp;&nbsp; </font>"Monitor." These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower's operations and the borrower's ability to generate positive cash flow on a sustained basis.The borrower's recent payment history may currently or in the future be characterized by late payments.The Bank's risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable.</p>

<p style="text-indent: -16.5pt; margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol;" class="_mt">&#183;&nbsp;&nbsp;&nbsp; </font>"Special Mention." These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank's credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.These loans do warrant more than routine monitoring due to a weakness caused by adverse events.</p>

<p style="margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: -16.5pt; margin: 0in 0in 12pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol;" class="_mt">&#183;&nbsp;&nbsp;&nbsp; </font>"Substandard." These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank's credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan.The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower's performance and financial condition provides evidence that it is probable that the Bank will be unable to collect all amounts due.</p>

<p style="text-indent: -16.5pt; margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol;" class="_mt">&#183;&nbsp;&nbsp;&nbsp; </font>"Doubtful." These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.The possibility of loss is extremely high.</p>

<p style="text-indent: -16.5pt; margin: 0in 0in 0pt 16.5pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<div>

<table style="line-height: 115%; width: 427.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 45.9pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="570">
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 427.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="top" width="570" colspan="3" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Financing Receivables on Non-Accrual Status</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">(<i>dollars in thousands</i>)<b> </b></font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 193.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="258" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">As of</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">June 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="top" width="132">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">December 31, 2010</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Commercial</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4,143</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;756 </font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Commercial Real Estate:</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,519</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,157</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="text-indent: -0.3in; margin: 0in 0in 0pt 0.3in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,353</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,504</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">155</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">923</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Consumer</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">83</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Consumer Secured </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,662</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,153</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Residential:</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,325</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,725</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">65</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">65</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 13.5pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3.25in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="312" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Totals</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12,222 </font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="132">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8,366 </font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b> </b>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">We also classify other real estate owned (OREO) as a nonperforming asset. OREO, which is accounted for in the "other assets" section of the Consolidated Balance Sheets, represents real property owned by the Bank either through purchase at foreclosure or received from the borrower through a deed in lieu of foreclosure.OREO increased to $4,281,000 on June 30, 2011 from $3,440,000 on December 31, 2010.&nbsp;&nbsp; The following table represents the changes in OREO balance during the six months ended June 30, 2011.</p>

<table style="line-height: 115%; width: 337.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 41.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="450">
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 337.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="450" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">OREO Changes</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">(<font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"><em>Dollars in Thousands)</em></font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">Six months ended </p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">June 30, 2011</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Balance at the beginning of the year (gross)</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">$&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;3,440</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Transfers from loans</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">2,020</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Transfer from premises and equipment</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">-</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Capitalized costs</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">10</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Charge-Offs</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">(85)</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Sales proceeds</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">(974)</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Gain (loss) on disposition</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">(130)</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Balance at the end of the period (gross)</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">$&nbsp;&nbsp;&nbsp;&nbsp; 4,281</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Less valuation allowance</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">-</p></td></tr>
<tr style="height: 13.5pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 3in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="288" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Balance at the end of the period (net)</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">$&nbsp;&nbsp;&nbsp;&nbsp; 4,281</p></td></tr></table></div>

<div>&nbsp;</div>

<div>

<table style="line-height: 115%; width: 504.75pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="673">
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Impaired Loans</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands)</i></font><i><font style="font-size: 9pt;" class="_mt"> </font></i></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">For the Six Months Ended June 30, 2011</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 0.4in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 9pt;" class="_mt">2011</font></b><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Recorded</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Investment</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Unpaid</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Principal</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Balance</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Related</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Allowance</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Average</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Recorded</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Investment</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Interest </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Income </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Recognized</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">With No Related Allowance Recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 8,240</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 8,537</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 11,419</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 190</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,652</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">4,202</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,178</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">105</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgage Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,246</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,149</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,101</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">121</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,284</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,305</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,574</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">34</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,061</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,394</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">714</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">719</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">963</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">561</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">12</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">70</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">With An Allowance Recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 1,621</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 1,640</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 293</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 1,496</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,993</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">331</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,554</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">53</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgage Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,741</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,785</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">306</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,933</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">36</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">582</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">582</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,895</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">14</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">287</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,059</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,074</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">337</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">758</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">18</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,381</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,633</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">373</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,077</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">55</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Totals:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 9,861</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 10,177</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 293</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 12,915</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 223</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,645</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,213</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">331</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,732</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">158</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgage Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">8,987</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">9,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">306</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">8,034</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">157</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,866</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,887</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,469</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">48</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">287</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,120</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,468</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">337</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,472</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">18</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,100</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,596</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">373</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,638</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">67</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">70</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 32,646</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$ 35,347</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 1,647</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 35,612</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 671</font></p></td></tr></table></div>

<div>&nbsp;</div>

<div>

<table style="line-height: 115%; width: 504.75pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="673">
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Impaired Loans</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands)</i></font><i><font style="font-size: 9pt;" class="_mt"> </font></i></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 319.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="426" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">For the Year Ended December 31, 2010</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 0.4in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 9pt;" class="_mt">2010</font></b><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Recorded</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Investment</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Unpaid</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Principal</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Balance</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Related</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Allowance</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Average</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Recorded</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Investment</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.4in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Interest </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Income </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Recognized</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">With No Related Allowance Recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 14,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 14,787</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 14,794</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;687</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,703</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,729</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,740</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">177</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgage Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,955</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,569</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,035</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">171</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">864</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">864</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">876</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">45</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">366</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">660</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">371</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">13</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">403</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">613</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">406</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">8</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">68</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">66</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">With An Allowance Recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 1,371</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 1,371</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 1,388</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,114</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,144</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,218</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,184</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">177</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgage Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,125</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,132</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">53</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,141</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">21</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,208</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,355</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">437</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,252</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">103</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">572</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">578</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">15</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">195</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">461</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">25</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,772</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,923</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">257</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,794</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">124</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 185.25pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="247" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Totals:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 15,969</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 16,158</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 16,182</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 769</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,817</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,873</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,218</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,924</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">354</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgage Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,080</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,701</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">53</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,176</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">192</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">4,072</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">4,219</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">437</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">4,128</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">148</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">572</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">578</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">15</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">822</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,116</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">195</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">832</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">38</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,175</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,536</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">257</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,200</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">132</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">68</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">66</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.4in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="38" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 156.45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="209" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 53.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 38,572</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 46.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="62" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$ 40,260</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="68" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 2,430</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 39,086</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 1,649</font></p></td></tr></table></div></div></div></div></div></div></div></div>

<p>&nbsp;</p>

<p>
</p>
<table style="line-height: 115%; width: 475.4pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="634">
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="6" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 349.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="466" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Allowance for Credit Losses and Recorded Investment in Financing Receivables</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands)</i></font><i><font style="font-size: 9pt;" class="_mt"> </font></i></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 349.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="466" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">For the Six Months Ended June 30, 2011</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="3" width="82" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Commercial</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="84" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Real Estate</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Consumer</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Residential</font><font style="font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Total</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 9pt;" class="_mt">2011</font></b></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Allowance for Credit Losses:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Beginning Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 473</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 2,897</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 1,207</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 890</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 5,467</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Charge-offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">(422)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">(1,067)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">(340)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">(176)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">(2,005)</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">15</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">23</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Provision</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">614</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">100</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">511</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">260</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,485</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Ending Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">671</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,930</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">976</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">4,970</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Ending Balance: Individually evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 293</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 642</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 373</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 1,647</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Ending Balance: Collectively evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">378</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,288</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,054</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">603</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,323</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Totals:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 671</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; &nbsp;1,930</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 1,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 976</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 4,970</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Financing Receivables:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Ending Balance: Individually evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">9,861</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">17,498</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,122</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,165</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">32,646</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Ending Balance: Collectively evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">53,463</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">130,416</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">67,141</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">40,905</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">291,925</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Totals:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="104" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 63,324</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$147,914</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 69,263</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$ 44,070</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 324,571</font></p></td></tr></table>

<p>&nbsp;</p>

<div>

<table style="line-height: 115%; width: 472.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="630">
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="6" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 346.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="462" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Allowance for Credit Losses and Recorded Investment in Financing Receivables</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands)</i></font><font style="color: black; font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 346.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="462" colspan="9" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">For the Year Ended December 31, 2010 </font><font style="color: black; font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Commercial</font><font style="color: black; font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Real Estate</font><font style="color: black; font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Consumer</font><font style="color: black; font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Residential</font><font style="color: black; font-size: 9pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" rowspan="3" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Total</font><font style="color: black; font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 9pt;" class="_mt">2010</font></b></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Allowance for Credit Losses:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black; font-size: 9pt;" class="_mt">Ending Balance: Individually evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 1,708</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 270</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 257</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 2,430</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black; font-size: 9pt;" class="_mt">Ending Balance: Collectively evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">278</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">1,189</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">937</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">633</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">3,037</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black; font-size: 9pt;" class="_mt">Totals:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 473</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$2,897</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 1,207</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 890</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 5,467</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Financing Receivables:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black; font-size: 9pt;" class="_mt">Ending Balance: Individually evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">15,969</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">18,969</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">1,394</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">2,240</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">38,572</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black; font-size: 9pt;" class="_mt">Ending Balance: Collectively evaluated for impairment</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">46,817</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">124,459</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">66,895</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">49,439</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">287,610</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 36.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="49" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black; font-size: 9pt;" class="_mt">Totals:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 89.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="119" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 62,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$143,428</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp; 68,289</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$ 51,679</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.25in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="color: black; font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 326,182</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<table style="line-height: 115%; width: 7in; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="672">
<tr style="height: 0.3in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 5.25in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="504" colspan="7" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Age Analysis of Past Due Financing Receivables as of</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">June 30, 2011</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands</i>)<b> </b></font></p></td></tr>
<tr style="height: 0.5in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">2011</font></b><font style="font-size: 8pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">30-59 Days</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Past Due</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">60-89 Days</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Past Due</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Greater</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">than</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">90 Days</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Total Past</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Due</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Total </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Financing</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Receivables</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Recorded Investment</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">&gt; 90 Days &amp;</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Accruing</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 2,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 406</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp; &nbsp;2,490</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp; 60,834</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp; 63,324</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Commercial Real Estate:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">301</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">246</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,285</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,832</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">60,177</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">62,009</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,387</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">442</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">2,201</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">4,030</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">70,506</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">74,536</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">155</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">155</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">11,214</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">11,369</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Consumer:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">3,116</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">3,117</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">30</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,241</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,887</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">64,259</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">66,146</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Residential:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">142</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,182</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,324</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">39,204</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">40,528</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">82</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">3,395</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">3,542</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 13.5pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Total</font></b></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 4,613</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 718</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp; 6,535</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp; 11,866</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$ 312,705</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$ 324,571</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr></table></div>

<div>

<table style="line-height: 115%; width: 7in; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="672">
<tr style="height: 0.3in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="168"><font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"><br /></font>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 5.25in; padding-right: 5.4pt; height: 0.3in; padding-top: 0in;" valign="bottom" width="504" colspan="7" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Age Analysis of Past Due Financing Receivables as of</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">December 31, 2010</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands</i>)<b> </b></font></p></td></tr>
<tr style="height: 0.5in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">2010</font></b><font style="font-size: 8pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">30-59 Days</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Past Due</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">60-89 Days</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Past Due</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Greater</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">than</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">90 Days</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Total Past</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Due</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Total </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Financing</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Receivables</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.5in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Recorded Investment</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">&gt; 90 Days &amp;</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 8pt;" class="_mt">Accruing</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 726</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 180</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 576</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 1,482</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp; 61,304</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp; 62,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Commercial Real Estate:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,390</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">299</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">553</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">2,242</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">62,120</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">64,362</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="top" width="168">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Commercial Mortgages-Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,169</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">2,503</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">3,925</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">62,619</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">66,544</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">923</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">923</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">11,599</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">12,522</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Consumer:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">8</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">83</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">91</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">2,824</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">2,915</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">564</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">230</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">731</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,525</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">63,849</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">65,374</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Residential:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,072</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">68</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">793</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">1,933</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">39,834</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">41,767</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 0.2in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="168">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">&nbsp;&nbsp; Residential Consumer Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">9,847</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">9,912</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.2in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 13.5pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 13.5pt; padding-top: 0in;" valign="bottom" width="168">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 8pt;" class="_mt">Total</font></b></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 4,929</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp; 1,030</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp; 6,227</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp; 12,186</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$ 313,996</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$ 326,182</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 13.5pt; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 8pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr></table>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<table style="line-height: 115%; width: 477pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="636">
<tr style="height: 0.4in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="204" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 310.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="414" colspan="6" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Credit Quality Information - by Class</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">June 30, 2011</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands</i>)</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="204" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Pass</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="60" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Monitor</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Special</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Mention</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="80" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Substandard</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="64" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Doubtful</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" rowspan="2" width="66" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Totals</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="204" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 49,584</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 3,005</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 3,680</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 6,734</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 321</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 63,324</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">Commercial</font><font style="font-size: 9pt;" class="_mt"> Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">50,534</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">4,906</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,250</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">62,009</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">Commercial</font><font style="font-size: 9pt;" class="_mt"> Mortgages-Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">59,737</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">4,054</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,758</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">8,894</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">93</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">74,536</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,526</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,867</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">11,369</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,115</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,117</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">62,993</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">689</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">418</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,046</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">66,146</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">37,119</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">74</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,101</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">40,528</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Residential Consumer Construction</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,477</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,542</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="24" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 9pt;" class="_mt">Totals</font></b></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$ 274,085</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$13,261</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 7,783</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 28,881</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 561</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$ 324,571</font></p></td></tr></table></div>

<p>
</p>
<table style="line-height: 115%; width: 477pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="636">
<tr style="height: 0.4in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 310.5pt; padding-right: 5.4pt; height: 0.4in; padding-top: 0in;" valign="bottom" width="414" colspan="6" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Credit Quality Information - by Class</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">December 31, 2010</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">(<i>dollars in thousands</i>)</font></p></td></tr>
<tr style="height: 24pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Monitor</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Special</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 24pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 9pt;" class="_mt">Totals</font><font style="font-size: 9pt;" class="_mt"> </font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 41,328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 2,732</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 9,471</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 9,075</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 180</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 62,786</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Commercial Real Estate:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">Commercial</font><font style="font-size: 9pt;" class="_mt"> Mortgages-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">50,485</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,535</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,378</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,814</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">150</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">64,362</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap">

<p style="text-indent: -0.2in; margin: 0in 0in 0pt 0.2in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 8pt;" class="_mt">Commercial</font><font style="font-size: 9pt;" class="_mt"> Mortgages-Non-Owner Occupied</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">52,004</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,337</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">6,354</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">5,849</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">66,544</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="top" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Commercial Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">7,571</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">855</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,446</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,650</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">12,522</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Consumer</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Consumer Unsecured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,805</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">34</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">2,915</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Consumer Secured</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">63,225</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">475</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">349</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">1,325</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65,374</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="222" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 9pt;" class="_mt">Residential:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">38,504</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">77</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">3,014</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">41,767</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 9pt;" class="_mt">Residential Consumer Construction</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">9,475</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">372</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">65</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">9,912</font></p></td></tr>
<tr style="height: 12pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12pt; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 17.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="24" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 148.7pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="198" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 9pt;" class="_mt">Totals</font></b></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$ 265,397</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="60" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$12,011</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp; 19,371</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.35pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp; 28,826</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 577</font></p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="bottom" width="66" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 9pt;" class="_mt">$ 326,182</font></p></td></tr></table><span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNetAbstract</nobr></td>
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                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5066-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 7<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5162-111524<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3, 4<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(k))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph k<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ECIAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (Parenthetical) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Changes in unrealized gains on securities available for sale, deferred taxes, tax</a></td>
        <td class="nump">$ 441<span></span></td>
        <td class="nump">$ 24<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax', window );">Reclassification adjustment for gains included in net income, income tax expense, tax</a></td>
        <td class="nump">$ 68<span></span></td>
        <td class="nump">$ 121<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cik0001275101_StockDividendSharesPercentage', window );">Stock dividend shares, percentage</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">10.00%<span></span></td>
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                <p>Stock Dividend Shares, Percentage</p>
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                <p>Tax effect on reclassification adjustment for accumulated gains and losses from derivative instrument designated and qualifying as the effective portion of cash flow hedges included in accumulated comprehensive income that was realized in net income during the period.</p>
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                <p>Tax effect on gross appreciation or the gross loss in value of the total of unsold securities during the period being reported on.</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
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          <div style="width: 200px;"><strong>Fair Value Measurements<br></strong></div>
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        <th class="th" colspan="1">6 Months Ended</th>
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          <div>Jun. 30, 2011</div>
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<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: Times-Roman;" class="_mt">Note 6</font> &#8211; </b><b>Fair Value Measurements</b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Determination of Fair Value</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.</p>

<p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The recent fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Fair Value Hierarchy</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.</p>

<ul style="margin-top: 0in; margin-bottom: 0in;" type="disc">

<li style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.
</li>
<li style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.
</li>
<li style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement.</li></ul>

<p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy:</p>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><u>Securities available-for-sale</u></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities.If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow.&nbsp; Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company's securities are considered to be Level 2 securities.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<div>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The following table summarizes the Company's financial assets that were measured at fair value on a recurring basis during the period (in thousands):</p>

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<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Carrying Value at June 30, 2011</font></b></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Description</font></b></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Balance as of</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">June 30,</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Quoted Prices</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">in Active</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Markets for</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Identical Assets</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Other</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Observable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Unobservable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3)</font></b></p></td></tr>
<tr style="height: 12.75pt;"><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">US agency obligations</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17,650</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17,650</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mortgage-backed securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">&nbsp;20,256</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">&nbsp;20,256</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Municipals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">11,265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">11,265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total available-for-sale securities</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49,171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49,171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Carrying Value at December 31, 2010</font></b></p></td></tr>
<tr style="height: 65.95pt;"><td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Description</font></b></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Balance as of</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Quoted Prices</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">in Active</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Markets for</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Identical Assets</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Other</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Observable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Unobservable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3)</font></b></p></td></tr>
<tr style="height: 12.75pt;"><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">US agency obligations</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14,341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14,341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mortgage-backed securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">&nbsp;17,762</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">&nbsp;17,762</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Municipals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,465</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,465</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Corporates</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,018</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,018</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="204" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total available-for-sale securities</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38,586</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38,586</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="114" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr></table>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><u>Impaired loans</u></p>

<p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate property is over one year old, then the fair value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business' financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Statements of Income.</p>

<div>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><u>Other Real Estate Owned </u></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 9.9pt 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820.</p>

<p style="margin: 9.9pt 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Real estate acquired through foreclosure is transferred to other real estate owned ("OREO"). The measurement of loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. The value of OREO collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate is over one year old, then the fair value is considered Level 3. Any fair value adjustments are recorded in the period incurred and expensed against current earnings.</p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The following table summarizes the Company's impaired loans and OREO measured at fair value on a nonrecurring basis during the period (in thousands).</p>

<table style="line-height: 115%; width: 499.5pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="666">
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Carrying Value at June 30, 2011</font></b></p></td></tr>
<tr style="height: 65.95pt;"><td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Description</font></b></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Balance as of June 30,</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">&nbsp;2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Quoted Prices</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">in Active</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Markets for</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Identical Assets</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Other</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Observable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Unobservable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3)</font></b></p></td></tr>
<tr style="height: 3.85pt;"><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Impaired loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;8,732</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;2,047</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6,685</font></p></td></tr>
<tr style="height: 3.85pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 3.85pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other real estate owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4,281&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4,281</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<table style="line-height: 115%; width: 6.95in; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="667">
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 4in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="384" colspan="5" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Carrying Value at December 31, 2010</font></b></p></td></tr>
<tr style="height: 65.95pt;"><td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Description</font></b></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Balance as of December 31, 2010</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Quoted Prices</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">in Active</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Markets for</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Identical Assets</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Other</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Observable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 65.95pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 65.95pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Significant</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Unobservable</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Inputs</font></b></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3)</font></b></p></td></tr>
<tr style="height: 3.85pt;"><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Impaired loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 13,312</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3,205</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10,107</font></p></td></tr>
<tr style="height: 3.85pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 3.85pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="162" nowrap="nowrap">

<p style="text-indent: -0.1in; margin: 0in 0in 0pt 0.1in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other real estate owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.4pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="103" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3,440</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.25in; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="120" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3,440</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; height: 3.85pt; padding-top: 0in;" valign="bottom" width="126" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr></table>

<p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><u>Financial Instruments</u></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Cash, cash equivalents and Federal Funds sold</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The carrying amounts of cash and short-term instruments approximate fair values.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Securities</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Fair values of securities, excluding Federal Reserve Bank stock, Federal Home Loan Bank stock, and Community Bankers' Bank stock are based on quoted market prices.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Loans</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain fixed rate loans are based on quoted market prices of similar loans adjusted for differences in loan characteristics. Fair values for other loans such as commercial real estate and commercial and industrial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of nonperforming loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b> </b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Bank Owned Life Insurance (BOLI)</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The carrying amount approximates fair value.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Deposits</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Fair values disclosed for demand deposits (e.g., interest and noninterest checking, savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed rate certificates of deposit are estimated using discounted cash flow analyses that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>FHLB borrowings</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The fair value of FHLB borrowings is estimated using discounted cash flow analysis based on the rates currently offered for borrowings of similar remaining maturities and collateral requirements.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Short-term borrowings</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate fair value.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Capital notes</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Fair values of capital notes are based on market prices for debt securities having similar maturity and interest rate characteristics.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Accrued interest</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The carrying amounts of accrued interest approximate fair value.</p>

<p style="margin: 14.3pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Off-balance sheet credit-related instruments</b></p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties' credit standing. Fair value of off-balance sheet credit-related instruments were deemed to be immaterial at June 30, 2011 and December 31, 2010 and therefore are not included in the table below.</p>

<p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The estimated fair values, and related carrying or notional amounts, of Financial's financial instruments are as follows (in thousands):</p>

<div>

<table style="line-height: 115%; width: 482.1pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="643">
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 176.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="236" colspan="3" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">June 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 153.6pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="205" colspan="3" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">December 31, 2010</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Carrying</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Approximate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Carrying</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Approximate</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Amounts</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair Values</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Amounts</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair Values</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Financial assets</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; text-indent: -0.3in; margin: 0in 0in 0pt 0.3in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Cash and due from banks</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp; 10,235</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 10,235</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 11,665</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 11,665</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Federal funds sold</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,550</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,550</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,094</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,094</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Available-for-sale</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">49,171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">49,171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">38,586</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">38,586</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Held-to-maturity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">9,196</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">9,538</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,297</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,601</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Loans, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">319,601</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">322,445</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">320,715</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">323,120</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,415</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,415</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,469</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,469</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; BOLI</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,470</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,470</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,360</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,360</font></p></td></tr>
<tr style="height: 4pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 4pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Financial liabilities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp; 376,551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 381,597</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 368,390</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 370,123</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; FHLB borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,230</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,518</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-indent: -0.3in; margin: 0in 0in 0pt 0.3in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Repurchase agreements</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,550</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,550</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,330</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,330</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Capital notes</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,901</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,981</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="186" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp; Interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 81pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="108" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">120</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 82.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="110" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">120</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="16" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="102" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">121</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63.6pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="85" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">121</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Bank's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Bank's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.</p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. </p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Financial assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of Financial's financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to the Bank. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Bank's overall interest rate risk. </p></div></div></div></div><span></span></td>
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                <p>Tabular disclosure of the fair value measurement of assets and liabilities which includes [financial] instruments measured at fair value that are classified in stockholders' equity. Such assets and liabilities may be measured on a recurring or nonrecurring basis. The disclosures which may be required or desired include: (1) for assets and liabilities measured on a recurring basis, disclosure may include: (a) the fair value measurements at the reporting date; (b) the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3); (c) for fair value measurements using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (i) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (ii) purchases, sales, issuances, and settlements (net); (iii) transfers in and transfers out of Level 3 (for example,  transfers due to changes in the observability of significant inputs); (d) the amount of the total gains or losses for the period in subparagraph (c) (i) above included in earnings (or changes in net assets) that are attributable to the change in unrealized gains or losses relating to those assets and liabilities still held at the reporting date and a description of where those unrealized gains or losses are reported in the statement of income (or activities); (e) the valuation technique(s) used to measure fair value and a discussion of changes in valuation techniques, if any, during the period and (2) for assets and liabilities that are measured at fair value on a nonrecurring basis (for example,  impaired assets) disclosure may include, in addition to (a) above: (a) the reasons for the fair value measurements recorded; (b) the same as (b) above; (c) for fair value measurements using significant unobservable inputs (Level 3), a description of the inputs and the information used to develop the inputs; and (d) the valuation technique(s) used to measure fair value and a discussion of changes, if any, in the valuation technique(s) used to measure similar assets and/or liabilities in prior periods.  Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
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          <div style="width: 200px;"><strong>Recent Accounting Pronouncements<br></strong></div>
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        <th class="th" colspan="1">6 Months Ended</th>
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          <div>Jun. 30, 2011</div>
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<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 11 &#8211; Recent Accounting Pronouncements</b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">In January 2010, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2010-06, "Fair Value Measurements and Disclosures (Topic 820): Improving Disclosures about Fair Value Measurements." ASU 2010-06 amends Subtopic 820-10 to clarify existing disclosures, require new disclosures, and includes conforming amendments to guidance on employers' disclosures about postretirement benefit plan assets. ASU 2010-06 is effective for interim and annual periods beginning after December 15, 2009, except for disclosures about purchases, sales, issuances, and settlements in the roll forward of activity in Level 3 fair value measurements.Those disclosures are effective for fiscal years beginning after December 15, 2010 and for interim periods within those fiscal years. The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.<b> </b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">In July 2010, the FASB issued ASU 2010-20, "Receivables (Topic 310) &#8211; Disclosures about the Credit Quality of Financing Receivables and the Allowance for Credit Losses."&nbsp; The new disclosure guidance significantly expands the existing requirements and will lead to greater transparency into a company's exposure to credit losses from lending arrangements.&nbsp;The extensive new disclosures of information as of the end of a reporting period became effective for both interim and annual reporting periods ending on or after December 15, 2010.&nbsp;Specific disclosures regarding activity that occurred before the issuance of the ASU, such as the allowance roll forward and modification disclosures, will be required for periods beginning on or after December 15, 2010.&nbsp;The Company has included the required disclosures in its consolidated financial statements. </p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><i> </i>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arial','sans-serif'; color: black; font-size: 12pt;" class="Default"><font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt">In December 2010, the FASB issued ASU 2010-28, "Intangible &#8211; Goodwill and Other (Topic 350) &#8211; When to Perform Step 2 of the Goodwill Impairment Test for Reporting Units with Zero or Negative Carrying Amounts."&nbsp; </font><font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt">The amendments in this ASU modify Step 1 of the goodwill impairment test for reporting units with zero or negative carrying amounts. For those reporting units, an entity is required to perform Step 2 of the goodwill impairment test if it is more likely than not that a goodwill impairment test if it is more likely than not that a goodwill impairment </font><font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt">exists. The amendments in this ASU are effective for fiscal years, and interim periods within those years, beginning after December 15, 2010. Early adoption is not permitted. </font><font style="font-family: 'Times New Roman','serif';" class="_mt">The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><i> </i>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">In December 2010, the FASB issued ASU 2010-29, "Business Combinations (Topic 805) &#8211; Disclosure of Supplementary Pro Forma Information for Business Combinations." The guidance requires pro forma disclosure for business combinations that occurred in the current reporting period as though the acquisition date for all business combinations that occurred during the year had been as of the beginning of the annual reporting period. If comparative financial statements are presented, the pro forma information should be reported as though the acquisition date for all business combinations that occurred during the current year had been as of the beginning of the comparable prior annual reporting period.&nbsp; ASU 2010-29 is effective for business combinations for which the acquisition date is on or after the beginning of the first annual reporting period beginning on or after December 15, 2010. Early adoption is permitted.&nbsp; The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.<i> </i></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt">The Securities Exchange Commission (SEC) issued Final Rule No. 33-9002, "Interactive Data to Improve Financial Reporting." requires companies to submit financial statements in extensible business reporting language (XBRL)<b> </b>format with their SEC filings on a phased-in schedule.&nbsp; L</font>arge accelerated filers and foreign large accelerated filers using U.S. GAAP were required to provide interactive data reports starting with their first quarterly report for fiscal periods ending on or after June 15, 2010.&nbsp; <font style="color: black;" class="_mt">All remaining filers are required to provide interactive data reports starting with their first quarterly report for fiscal periods ending on or after June 15, 2011.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt">In March 2011, the SEC issued Staff Accounting Bulletin (SAB) 114.&nbsp; This SAB revises or rescinds portions of the interpretive guidance included in the codification of the Staff Accounting Bulletin Series.&nbsp; This update is intended to make the relevant interpretive guidance consistent with current authoritative accounting guidance issued as a part of the FASB's Codification.&nbsp; The principal changes involve revision or removal of accounting guidance references and other conforming changes to ensure consistency of referencing through the SAB Series.&nbsp; The effective date for SAB 114 is March 28, 2011.&nbsp;&nbsp; </font>The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt">In April 2011, the FASB issued ASU 2011-02, "Receivables (Topic 310) &#8211; A Creditor's Determination of Whether a Restructuring Is a Troubled Debt Restructuring."&nbsp; The amendments in this ASU clarify the guidance on a creditor's evaluation of whether it has granted a concession to a debtor.&nbsp; They also clarify the guidance on a creditor's evaluation of whether a debtor is experiencing financial difficulty.&nbsp; The amendments in this ASU are effective for the first interim or annual period beginning on or after June 15, 2011.&nbsp; Early adoption is permitted.&nbsp; Retrospective application to the beginning of the annual period of adoption for modifications occurring on or after the beginning of the annual adoption period is required.&nbsp; As a result of applying these amendments, an entity may identify receivables that are newly considered to be impaired.&nbsp; For purposes of measuring impairment of those receivables, an entity should apply the amendments prospectively for the first interim or annual period beginning on or after June 15, 2011. </font>The Company is currently assessing the impact that ASU 2011-02 will have on its consolidated financial statements.<font style="color: black;" class="_mt"> </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt">In April 2011, the FASB issued ASU 2011-03, "Transfers and Servicing (Topic 860) &#8211; Reconsideration of Effective Control for Repurchase Agreements."&nbsp; The amendments in this ASU remove from the assessment of effective control (1) the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the agreed terms, even in the event of default by the transferee and (2) the collateral maintenance implementation guidance related to that criterion. The amendments in this ASU are effective for the</font> first interim or annual period beginning on or after December 15, 2011. The </p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">guidance should be applied prospectively to transactions or modifications of existing transactions that occur on or after the effective date.&nbsp; Early adoption is not permitted. <font style="color: black;" class="_mt">The Company is currently assessing the impact that ASU 2011-03 will have on its consolidated financial statements.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt">In May 2011, the FASB issued ASU 2011-04, "Fair Value Measurement (Topic 820) &#8211; Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs."&nbsp; This ASU is the result of joint efforts by the FASB and IASB to develop a single, converged fair value framework on how (not when) to measure fair value and what disclosures to provide about fair value measurements. The ASU is largely consistent with existing fair value measurement principles in U.S. GAAP (Topic 820), with many of the amendments made to eliminate unnecessary wording differences between U.S. GAAP and IFRSs.&nbsp; The amendments are effective for interim and annual periods beginning after December 15, 2011 with prospective application. Early application is not permitted.&nbsp; The Company is currently assessing the impact that ASU 2011-04 will have on its consolidated financial statements.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt">In June 2011, the FASB issued ASU 2011-05, "Comprehensive Income (Topic 220) &#8211; Presentation of Comprehensive Income."&nbsp; The objective of this ASU is to improve the comparability, consistency and transparency of financial reporting and to increase the prominence of items reported in other comprehensive income by eliminating the option to present components of other comprehensive income as part of the statement of changes in stockholders' equity.&nbsp; The amendments require that all non-owner changes in stockholders' equity be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements.&nbsp; The single statement of comprehensive income should include the components of net income, a total for net income, the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income.&nbsp; In the two-statement approach, the first statement should present total net income and its components followed consecutively by a second statement that should present all the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income.&nbsp; The amendments do not change the items that must be reported in other comprehensive income, the option for an entity to present components of other comprehensive income either net of related tax effects or before related tax effects, or the calculation or reporting of earnings per share.&nbsp; The amendments in this ASU should be applied retrospectively. The amendments are effective for fiscal years and interim periods within those years beginning after December 15, 2011.&nbsp; Early adoption is permitted because compliance with the amendments is already permitted. The amendments do not require transition disclosures.&nbsp; The Company is currently assessing the impact that ASU 2011-05 will have on its consolidated financial statements.</font></p></div><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for a new accounting pronouncement that has been issued but not yet adopted.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 11<br> -Section M<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB TOPIC 11.M)<br> -URI http://asc.fasb.org/extlink&amp;oid=6369664&amp;loc=d3e31137-122693<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Capital Notes<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesPayableAbstract', window );"><strong>Capital Notes</strong></a></td>
        <td class="text"> <span></span></td>
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<div>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 7 &#8211; Capital Notes</b></p>

<p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Financial has issued capital notes in the amount $7,000,000 (the "Notes"). The Notes bear interest at the rate of 6% per year with interest payable quarterly in arrears. The first quarterly interest payment on the Notes was paid on July 1, 2009. No principal payments are due until the Notes mature on April 1, 2012. On the maturity date the principal and all accrued but unpaid interest on the Notes will be due and payable</p></div></div></div></div><span></span></td>
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                <p>Capital Notes [Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock Dividend<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
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        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cik0001275101_StockDividendDisclosureTextBlock', window );">Stock Dividend</a></td>
        <td class="text"><div>

<div>

<div>

<div>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 5 &#8211; Stock Dividend</b></p>

<p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">On May 18, 2010, the Board of Directors of the Company declared a 10% stock dividend. The stock dividend was paid on July 23, 2010 to shareholders of record as of June 21, 2010. Following the stock dividend, the number of outstanding shares increased by approximately 299,000.The dividend required a reclassification of retained earnings effective May 18, 2010 in the amount of $2,550,000.Of this amount, $640,000 was reclassified as common stock and $1,910,000 was reclassified as additional paid-in-capital. The reclassification did not change total stockholders' equity. All per share amounts have been retroactively adjusted to reflect this dividend. No other stock dividend and/or split has been declared since this time.</p></div></div></div></div></div><span></span></td>
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                <p>Stock Dividend Disclosure [Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EJKAI">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements Of Cash Flows (USD $)<br>In Thousands</strong></div>
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          <div>Jun. 30, 2011</div>
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        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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        <td class="nump">$ 754<span></span></td>
        <td class="nump">$ 1,136<span></span></td>
        <td class="nump">$ 1,820<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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        <td class="nump">367<span></span></td>
        <td class="nump">411<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization and accretion of premiums and discounts on securities</a></td>
        <td class="nump">292<span></span></td>
        <td class="nump">261<span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet', window );">(Gain) on sale of available-for-sale securities</a></td>
        <td class="num">(200)<span></span></td>
        <td class="num">(222)<span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment', window );">Loss on sale of assets</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">36<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for loan losses</a></td>
        <td class="nump">1,485<span></span></td>
        <td class="nump">835<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate', window );">Loss on sale of other real estate owned</a></td>
        <td class="nump">215<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">(Increase) in cash value of life insurance</a></td>
        <td class="num">(110)<span></span></td>
        <td class="num">(119)<span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock compensation expense</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Provision for deferred income taxes</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">14<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Decrease in interest receivable</a></td>
        <td class="nump">54<span></span></td>
        <td class="nump">633<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Decrease in other assets</a></td>
        <td class="nump">350<span></span></td>
        <td class="nump">404<span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable', window );">(Increase) decrease in income taxes receivable</a></td>
        <td class="num">(45)<span></span></td>
        <td class="nump">362<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">(Decrease) in interest payable</a></td>
        <td class="num">(1)<span></span></td>
        <td class="num">(59)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities', window );">(Decrease) increase in other liabilities</a></td>
        <td class="num">(161)<span></span></td>
        <td class="nump">179<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">3,000<span></span></td>
        <td class="nump">3,873<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of securities held-to-maturity</a></td>
        <td class="num">(1,000)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Proceeds from maturities and calls of securities held-to-maturity</a></td>
        <td class="nump">6,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of securities available-for-sale</a></td>
        <td class="num">(26,318)<span></span></td>
        <td class="num">(10,234)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities, calls and paydowns of securities available-for-sale</a></td>
        <td class="nump">4,911<span></span></td>
        <td class="nump">4,540<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sale of securities available-for-sale</a></td>
        <td class="nump">11,928<span></span></td>
        <td class="nump">25,490<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalReserveStock', window );">(Purchase) of Federal Reserve Bank stock</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(30)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cik0001275101_ProceedsFromSaleOfFederalHomeLoanBankStock', window );">Sale of Federal Home Loan Bank stock</a></td>
        <td class="nump">100<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherRealEstate', window );">Proceeds from sale of other real estate owned</a></td>
        <td class="nump">974<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateImprovements', window );">Improvements to other real estate owned</a></td>
        <td class="num">(10)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections', window );">Origination of loans, net of principal collected</a></td>
        <td class="num">(2,391)<span></span></td>
        <td class="num">(7,343)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(549)<span></span></td>
        <td class="num">(206)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash (used in) provided by investing activities</a></td>
        <td class="num">(6,335)<span></span></td>
        <td class="nump">12,217<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase (decrease) in deposits</a></td>
        <td class="nump">8,161<span></span></td>
        <td class="num">(20,417)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements', window );">Net increase (decrease) in repurchase agreements</a></td>
        <td class="nump">1,220<span></span></td>
        <td class="num">(2,034)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForFederalHomeLoanBankAdvances', window );">Net (decrease) in Federal Home Loan Bank advances</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(10,000)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">52<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
        <td class="nump">9,381<span></span></td>
        <td class="num">(32,399)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Increase (decrease) in cash and cash equivalents</a></td>
        <td class="nump">6,026<span></span></td>
        <td class="num">(16,309)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of period</a></td>
        <td class="nump">18,759<span></span></td>
        <td class="nump">31,305<span></span></td>
        <td class="nump">31,305<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of period</a></td>
        <td class="nump">24,785<span></span></td>
        <td class="nump">14,996<span></span></td>
        <td class="nump">18,759<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoncashInvestingAndFinancingItemsAbstract', window );"><strong>Non cash transactions</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1', window );">Transfer of loans to foreclosed assets</a></td>
        <td class="nump">2,020<span></span></td>
        <td class="nump">88<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption', window );">Fair value adjustment for securities</a></td>
        <td class="nump">1,097<span></span></td>
        <td class="nump">1,050<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Cash transactions</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Cash paid for interest</a></td>
        <td class="nump">2,326<span></span></td>
        <td class="nump">3,633<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Cash paid for taxes</a></td>
        <td class="nump">$ 375<span></span></td>
        <td class="nump">$ 590<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cik0001275101_ProceedsFromSaleOfFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from sale of Federal Home Loan Bank stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cik0001275101_ProceedsFromSaleOfFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cik0001275101</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7<br> -Footnote 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in cash and cash equivalents. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Depreciation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between the sale price or salvage price and the book value of a property, plant, and equipment asset that was sold or retired during the reporting period. This element refers to the gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfPropertyPlantEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 13<br> -Subparagraph g<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 14<br> -Subparagraph d<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainsLossesOnSalesOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 27<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) in fair value adjustments on assets and liabilities carried at fair value under the fair value option not separately disclosed on the statement of cash flows by Federal Home Loan Banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in income taxes receivable, which represents the amount due from tax authorities for refunds of overpayments or recoveries of income taxes paid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInIncomeTaxesReceivable</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other obligations or expenses incurred but not yet paid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the liability under agreements to repurchase securities that were sold.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPayablesUnderRepurchaseAgreements</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoncashInvestingAndFinancingItemsAbstract</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForFederalHomeLoanBankAdvances">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with Federal Home Loan Bank Advances made during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForFederalHomeLoanBankAdvances</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalReserveStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of the Federal Reserve Stock (equity interest in Federal Reserve Bank) during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireFederalReserveStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow from purchases of available-for-sale securities and held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow or outflow related to a loan origination (the process when securing a mortgage for a piece of real property), lease origination, and principal collections. It is through the origination process that the terms of the mortgage agreement (amount of loan, interest rate, compounding frequency, etc) or lease are established and the involved parties legally bind themselves to the transaction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 102<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 13<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Subsection III<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfOtherRealEstate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph i<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 04<br> -Paragraph 11<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 5<br> -Paragraph 168, 169, 170<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of improvements made to real estate investments during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 970<br> -SubTopic 360<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-28.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6590653&amp;loc=d3e638233-123024<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule III<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 28<br> -Article 12<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.5-04.(c) Schedule III)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882300&amp;loc=d3e5864-122674<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateImprovements</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 32<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
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          <div style="width: 200px;"><strong>Basis Of Presentation<br></strong></div>
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        <th class="th" colspan="1">6 Months Ended</th>
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      <tr>
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          <div>Jun. 30, 2011</div>
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<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 1 &#8211; Basis of Presentation</b></p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. ("Financial" or the "Company") pursuant to the rules and regulations of the Securities and Exchange Commission. In management's opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of and for the three and six months ended June 30, 2011 and 2010 in conformity with accounting principles generally accepted in the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial's Annual Report on Form 10-K for the year ended December 31, 2010.&nbsp; These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December 31, 2010 included in Financial's Annual Report on Form 10-K. Results for the three and six month periods ended June 30, 2011 are not necessarily indicative of the results that may be expected for the year ending December 31, 2011.</p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Financial's critical accounting policy relates to the evaluation of the allowance for loan losses which is based on management's opinion of an amount that is adequate to absorb loss in the existing loan portfolio of Bank of the James (the "Bank"), Financial's wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan loss based on available information including the composition of the loan portfolio, historical loan losses (to the extent available due to limited history), specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank's allowance for loan losses could result in material changes in Financial's financial condition and results of operations. The Bank's policies with respect to the methodology for determining the allowance for loan losses involve a higher degree of complexity and require management to make subjective judgments that often require assumptions or estimates about uncertain matters. These critical policies and their assumptions are periodically reviewed with the Board of Directors.</p></div><span></span></td>
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                <p>The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 2 &#8211; Use of Estimates</b></p>

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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Subsequent Events<br></strong></div>
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          <div>Jun. 30, 2011</div>
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<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 10 &#8211; Subsequent Events</b></p>

<p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">In preparing these financial statements, Financial has evaluated events and transactions for potential recognition or disclosure through the date the financial statements were issued.</p></div><span></span></td>
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                <p>Tabular disclosure of significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, losses resulting from fire or flood, losses on receivables, significant realized and unrealized gains and losses that result from changes in quoted market prices of securities, declines in market prices of inventory, changes in authorized or issued debt (SEC), significant foreign exchange rate changes, substantial loans to insiders or affiliates, significant long-term investments, and substantial dividends not in the ordinary course of business.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
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<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">All earnings per share amounts have been adjusted to reflect the 10% stock dividend paid by Financial in July 2010, as well as all prior stock dividends.</p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Currently, only the option shares granted to certain officers and other employees of Financial pursuant to the Amended and Restated Stock Option Plan of 1999 Financial (the "1999 Plan") are considered dilutive.&nbsp; The following is a summary of the earnings per share calculation for the three and six months ended June 30, 2011 and 2010.</p>

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<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2in; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="192" colspan="3" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Three months ended</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" width="186" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Year to date</font></b></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 2in; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="192" colspan="3" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">June 30,</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 139.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" width="186" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">June 30,</font></b></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net income (loss)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 319,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; 770,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 754,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 1,136,000</font></p></td></tr>
<tr style="height: 8.4pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 8.4pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Weighted average number of shares</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,323,743</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,296,457</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,323,743</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,293,180</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options affect of incremental shares</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,683</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">41,727</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,021</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">38,395</font></p></td></tr>
<tr style="height: 7pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Weighted average diluted shares</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,331,426</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,338,184</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,333,764</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,331,575</font></p></td></tr>
<tr style="height: 7pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 7pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Basic EPS (weighted avg shares)</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.23</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.23</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.34</font></p></td></tr>
<tr style="height: 6.6pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 6.6pt; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 180.9pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="241" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Diluted EPS (Including Option Shares)</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.23</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.23</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 67.5pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="90" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.34</font></p></td></tr></table>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 9.9pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="color: black;" class="_mt">The incremental shares associated with option shares, which were 205,548 and 248,239 for the three months ended June&nbsp;30, 2010 and 2011, respectively, and 205,548 and 207,305 for the six months ended June&nbsp;30, 2010 and 2011, respectively, were not included in calculating the diluted earnings because there effect was anti-dilutive.</font></p></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ECHAE">
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          <div style="width: 200px;"><strong>Consolidated Statements Of Income (Parenthetical)<br></strong></div>
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        <th class="th" colspan="2">6 Months Ended</th>
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          <div>Jun. 30, 2011</div>
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        <td class="nump">6.00%<span></span></td>
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                <p>Interest rate stated in the contractual debt agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentInterestRateStatedPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date when the debt instrument is scheduled to be fully repaid, which may be presented in a variety of ways (year, month and year, day, month and year, quarter, etc.).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentMaturityDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeStatementAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQVAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th">
          <div>Common Stock [Member]</div>
        </th>
        <th class="th">
          <div>Additional Paid-In Capital [Member]</div>
        </th>
        <th class="th">
          <div>Retained Earnings (Deficit) [Member]</div>
        </th>
        <th class="th">
          <div>Accumulated Other Comprehensive Gain (Loss) [Member]</div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2009</a></td>
        <td class="nump">$ 6,400<span></span></td>
        <td class="nump">$ 20,765<span></span></td>
        <td class="num">$ (2,938)<span></span></td>
        <td class="num">$ (502)<span></span></td>
        <td class="nump">$ 23,725<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Balance (Shares) at Dec. 31, 2009</a></td>
        <td class="nump">2,990,788<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,820<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,820<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Changes in unrealized gains on securities available for sale net of deferred taxes of $24</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">47<span></span></td>
        <td class="nump">47<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax', window );">Reclassification adjustment for gains included in net income, net of income tax expense of $121</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(237)<span></span></td>
        <td class="num">(237)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease', window );">Total other comprehensive income (loss)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(190)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest', window );">Comprehensive Income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,630<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsStock', window );">10% Stock dividend</a></td>
        <td class="nump">640<span></span></td>
        <td class="nump">1,910<span></span></td>
        <td class="num">(2,550)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockDividendsShares', window );">10% Stock dividend (Shares)</a></td>
        <td class="nump">298,942<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
        <td class="nump">73<span></span></td>
        <td class="nump">65<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">138<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercise of stock options (Shares)</a></td>
        <td class="nump">34,013<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Stock compensation expense</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2010</a></td>
        <td class="nump">7,113<span></span></td>
        <td class="nump">22,742<span></span></td>
        <td class="num">(3,668)<span></span></td>
        <td class="num">(692)<span></span></td>
        <td class="nump">25,495<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Balance (Shares) at Dec. 31, 2010</a></td>
        <td class="nump">3,323,743<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">3,323,743<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">754<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">754<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Changes in unrealized gains on securities available for sale net of deferred taxes of $24</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">856<span></span></td>
        <td class="nump">856<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax', window );">Reclassification adjustment for gains included in net income, net of income tax expense of $121</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(132)<span></span></td>
        <td class="num">(132)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease', window );">Total other comprehensive income (loss)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">724<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest', window );">Comprehensive Income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,478<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Jun. 30, 2011</a></td>
        <td class="nump">$ 7,113<span></span></td>
        <td class="nump">$ 22,742<span></span></td>
        <td class="num">$ (2,914)<span></span></td>
        <td class="nump">$ 32<span></span></td>
        <td class="nump">$ 26,973<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Balance (Shares) at Jun. 30, 2011</a></td>
        <td class="nump">3,323,743<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">3,323,743<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of shares of common stock held by shareholders. May be all or portion of the number of common shares authorized. These shares represent the ownership interest of the common shareholders. Shares outstanding equals shares issued minus shares held in treasury and other adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the economic entity, including both controlling (parent) and noncontrolling interests. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, including any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4K<br> -URI http://asc.fasb.org/extlink&amp;oid=6922042&amp;loc=SL4591552-111686<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=SL4569616-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A5<br> -Appendix A<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of stock dividends declared by an entity during the period for all classes of stock (common, preferred, etc.). This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph l<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents Other Comprehensive Income or Loss, Net of Tax, for the period.  Includes deferred gains or losses on qualifying hedges, unrealized holding gains or losses on available-for-sale securities, minimum pension liability, and cumulative translation adjustment. While for technical reasons this element has no balance attribute, the default assumption is a credit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 22, 23, 24, 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e599-108580<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reclassification adjustment for unrealized gains or losses realized upon the sale of securities, after tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Reclassification Adjustments<br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e689-108580<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 18, 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Appreciation or loss in value (before reclassification adjustment) of the total of unsold securities during the period being reported on, net of tax. Reclassification adjustments include: (1) the unrealized holding gain (loss), net of tax, at the date of the transfer for a debt security from the held-to-maturity category transferred into the available-for-sale category. Also includes the unrealized gain (loss) at the date of transfer for a debt security from the available-for-sale category transferred into the held-to-maturity category; (2) the unrealized gains (losses) realized upon the sale of securities, after tax; and (3) the unrealized gains (losses) realized upon the write-down of securities, after tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6920433&amp;loc=d3e998-108581<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 17, 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><strong> Data Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common and preferred stock issued as dividends during the period. Excludes stock splits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br></p>
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                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A3<br> -Appendix A<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
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                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of stock value of such awards forfeited. Stock issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 64<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value stock issued during the period as a result of the exercise of stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2H">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investments<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investments</strong></a></td>
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<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><b>Note 8 - Investments</b> </p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The following tables summarize the Bank's holdings for both securities held-to-maturity and securities available-for-sale as of June 30, 2011 and December 31, 2010 (amounts in thousands):</p>

<table style="width: 457.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="610">
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<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 265.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="354" colspan="4" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">June 30, 2011</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="95" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Amortized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Costs</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 127.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="171" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Gross Unrealized</font></p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair Value</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Gains</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">(Losses)</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="5" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Held-to-Maturity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">US agency obligations</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 9,196</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;342</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 9,538</font></p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="5" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Available-for-Sale</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">US agency obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 17,696</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 51</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (97)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 17,650</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mortgage-backed securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">20,300</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">46</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(90)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">20,256</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="4" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Municipals</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">11,127</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">270</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(132)</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">11,265</font></p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" colspan="2" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 71.3pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="95" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 49,123</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;367</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (319)</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 49,171</font></p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="31"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="33"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="64"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="64"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="64"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="95"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="84"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="87"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="88"> </td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<table style="width: 452pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="603">
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 260pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="347" colspan="4" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">December 31, 2010</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="88" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Amortized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Costs</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 127.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="171" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Gross Unrealized</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="88" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair Value</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Gains</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">(Losses)</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="4" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Held-to-Maturity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">US agency obligations</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 14,297</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 304</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 14,601</font></p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 192pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="256" colspan="4" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Available-for-Sale</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">US agency obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 14,758</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (441)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 14,341</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mortgage-backed securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">18,057</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(296)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,762</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Municipals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,787</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">15</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(337)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,465</font></p></td></tr>
<tr style="height: 15pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 168.75pt; padding-right: 5.4pt; height: 15pt; padding-top: 0in;" valign="bottom" width="225" colspan="3" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,033</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(15)</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,018</font></p></td></tr>
<tr style="height: 15.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 23.25pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="31" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.75pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="97" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; height: 15.75pt; padding-top: 0in;" valign="bottom" width="64" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66.05pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 39,635</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.95pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="87" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp; (1,089)</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 66pt; padding-right: 5.4pt; height: 15.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp; 38,586</font></p></td></tr></table></div>

<div>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">The following tables show the gross unrealized losses and fair value of the Bank's investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2011 and December&nbsp;31, 2010 (amounts in thousands): </p>

<p style="margin: 4.4pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p>

<table style="width: 491.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="655">
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 110.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="147" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Less than 12 months</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 123.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="165" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">More than 12 months</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Total</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="74" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Value</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="73" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unrealized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Losses</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="83" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Value</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="82" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unrealized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Losses</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="88" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Value</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="80" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unrealized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Losses</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">June 30, 2011</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Description of securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">U.S.</font><font style="font-size: 10pt;" class="_mt"> agency obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$ 8,891</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8,891</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mortgage-backed securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,431</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">90</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,431</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">90</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Municipals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,718</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">132</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,718</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">132</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total </font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 55.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="74" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$22,040</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.7pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="73" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 319</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 62.3pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="83" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.85in; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="82" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 65.8pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="88" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; 22,040</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 60.2pt; padding-right: 5.4pt; height: 12.75pt; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="bottom" width="80" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 319</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt"> </font>&nbsp;</p>

<table style="width: 491.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 4.65pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="655">
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 112.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="150" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Less than 12 months</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="162" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">More than 12 months</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 1.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="168" colspan="2" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Total</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="72" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Value</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unrealized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Losses</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="78" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Value</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="84" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unrealized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Losses</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="84" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Fair</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Value</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" width="84" nowrap="nowrap">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unrealized</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Losses</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">December 31, 2010</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Description of securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">U.S.</font><font style="font-size: 10pt;" class="_mt"> agency obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$11,808</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$441</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$11,808</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$441</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mortgage-backed securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">16,740</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">296</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">16,740</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">296</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Municipals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,178</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">303</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">590</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">34</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,768</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">337</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; background: white; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Corporates</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,018</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">15</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,018</font></p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; background: white; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">15</font></p></td></tr>
<tr style="height: 12.75pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 131.25pt; padding-right: 5.4pt; height: 12.75pt; padding-top: 0in;" valign="bottom" width="175" nowrap="nowrap">

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total </font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="72" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$31,726</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$1,040</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="78" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$1,608</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$49</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$33,334</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 12.75pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="84" nowrap="nowrap">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$1,089</font></p></td></tr></table>

<p style="margin: 12pt 0in; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) the intent of Financial, if any, to sell the security; (4) whether Financial more likely than not will be required to sell the security before recovering its cost; and (5) whether Financial does not expect to recover the security's entire amortized cost basis (even if Financial does not intend to sell the security).</p>

<p style="margin: 0in 0in 12pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">At June 30, 2011, the Company did not consider the unrealized losses as other-than-temporary losses due to the nature of the securities involved. As of June 30, 2011, the Bank owned 16 securities that were being evaluated for other than temporary impairment. 14 of these securities were S&amp;P rated AAA and 2 were S&amp;P rated AA. As of June 30, 2011, 12 of these securities were obligations of government sponsored entities and 4 were municipal issues.</p>

<p style="margin: 12pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 11pt;" class="MsoNormal">Based on the analysis performed by management as mandated by the Bank's investment policy, management believes the default risk to be minimal. Because the Bank expects to recover the entire amortized cost basis, no declines currently are deemed to be other-than-temporary.</p></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of investments in certain debt and equity securities (and certain other trading assets) which include all debt and equity securities (other than those equity securities accounted for under the equity or cost methods of accounting) with readily determinable fair values. Other trading assets include assets that are carried on the balance sheet at fair value and held for trading purposes.  A debt security represents a creditor relationship with an enterprise that is in the form of a security. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities (and other trading assets).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Equity Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br> -Topic 320<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Debt Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br> -Topic 320<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 3, 19, 20, 21, 22, 137<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br></p>
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MX@``'@`8```````!````I(&:N0``8VEK,#`P,3(W-3$P,2TR,#$Q,#8S,%]C
M86PN>&UL550%``.9$41.=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`P6L+
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MI('^_0``8VEK,#`P,3(W-3$P,2TR,#$Q,#8S,%]P<F4N>&UL550%``.9$41.
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ECYAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 10,235<span></span></td>
        <td class="nump">$ 11,665<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
        <td class="nump">14,550<span></span></td>
        <td class="nump">7,094<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsAndFederalFundsSold', window );">Total cash and cash equivalents</a></td>
        <td class="nump">24,785<span></span></td>
        <td class="nump">18,759<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held-to-maturity (fair value of $9,538 in 2011 and $14,601 in 2010)</a></td>
        <td class="nump">9,196<span></span></td>
        <td class="nump">14,297<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available-for-sale, at fair value</a></td>
        <td class="nump">49,171<span></span></td>
        <td class="nump">38,586<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedInvestments', window );">Restricted stock, at cost</a></td>
        <td class="nump">2,080<span></span></td>
        <td class="nump">2,180<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net of allowance for loan losses of $4,970 in 2011 and $5,467 in 2010</a></td>
        <td class="nump">319,601<span></span></td>
        <td class="nump">320,715<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">8,970<span></span></td>
        <td class="nump">8,791<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalizedComputerSoftwareNet', window );">Software, net</a></td>
        <td class="nump">92<span></span></td>
        <td class="nump">89<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Interest receivable</a></td>
        <td class="nump">1,415<span></span></td>
        <td class="nump">1,469<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Cash value - bank owned life insurance</a></td>
        <td class="nump">5,470<span></span></td>
        <td class="nump">5,360<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateAcquiredThroughForeclosure', window );">Other real estate owned</a></td>
        <td class="nump">4,281<span></span></td>
        <td class="nump">3,440<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReceivable', window );">Income taxes receivable</a></td>
        <td class="nump">349<span></span></td>
        <td class="nump">304<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred tax asset</a></td>
        <td class="nump">1,526<span></span></td>
        <td class="nump">1,899<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">2,689<span></span></td>
        <td class="nump">3,039<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">429,625<span></span></td>
        <td class="nump">418,928<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and Stockholders' Equity</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Noninterest bearing demand</a></td>
        <td class="nump">48,132<span></span></td>
        <td class="nump">44,272<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW', window );">NOW, money market and savings</a></td>
        <td class="nump">243,896<span></span></td>
        <td class="nump">241,176<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Time</a></td>
        <td class="nump">84,523<span></span></td>
        <td class="nump">82,942<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">376,551<span></span></td>
        <td class="nump">368,390<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase', window );">Repurchase agreements</a></td>
        <td class="nump">8,550<span></span></td>
        <td class="nump">7,330<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">FHLB borrowings</a></td>
        <td class="nump">10,000<span></span></td>
        <td class="nump">10,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Capital notes</a></td>
        <td class="nump">7,000<span></span></td>
        <td class="nump">7,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Interest payable</a></td>
        <td class="nump">120<span></span></td>
        <td class="nump">121<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">431<span></span></td>
        <td class="nump">592<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">402,652<span></span></td>
        <td class="nump">393,433<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,323,743 as of June 30, 2011 and December 31, 2010</a></td>
        <td class="nump">7,113<span></span></td>
        <td class="nump">7,113<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid-in-capital</a></td>
        <td class="nump">22,742<span></span></td>
        <td class="nump">22,742<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td>
        <td class="nump">32<span></span></td>
        <td class="num">(692)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained (deficit)</a></td>
        <td class="num">(2,914)<span></span></td>
        <td class="num">(3,668)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
        <td class="nump">26,973<span></span></td>
        <td class="nump">25,495<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">$ 429,625<span></span></td>
        <td class="nump">$ 418,928<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 14, 17, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e681-108580<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.30(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 12<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 210<br> -SubTopic 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br> -Section S99<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -Paragraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Concepts (CON)<br> -Number 6<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 18<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt and equity securities which are categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 12<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15E<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 133<br> -Paragraph 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15C<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 14<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 12<br> -Paragraph 9<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 12<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalizedComputerSoftwareNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of capitalized computer software costs net of accumulated amortization as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 985<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6501960&amp;loc=d3e128487-111756<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Implementation Guide (Q and A)<br> -Number FAS86<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 86<br> -Paragraph 11<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 985<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6501960&amp;loc=d3e128462-111756<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalizedComputerSoftwareNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 6<br> -Paragraph 1, 2, 3, 7, 11<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1, 2, 3<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsAndFederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.1,2,3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9, 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashCashEquivalentsAndFederalFundsSold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate tax effects as of the balance sheet date of all future tax deductions arising from temporary differences between tax basis and generally accepted accounting principles basis recognition of assets, liabilities, revenues and expenses, which can only be deducted for tax purposes when permitted under enacted tax laws; net of deducting the allocated valuation allowance, if any, to reduce such amount to net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 37, 38, 39<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 14<br> -Subparagraph a(i)<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsNegotiableOrderOfWithdrawalNOW</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount shown on the books that a bank with insufficient reserves borrows, at the federal funds rate, from another bank to meet its reserve requirements and the amount of securities that an institution sells and agrees to repurchase at a specified date for a specified price, net of any reductions or offsets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13<br> -Subparagraph 1<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalFundsSold</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 16<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 15<br> -Paragraph 37<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 15, 18<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Section A<br> -Paragraph 4<br> -Chapter 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 3<br> -Section A<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 11<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 7<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of income taxes previously overpaid to tax authorities (such as U.S. Federal, state and local tax authorities) representing refunds of overpayments or recoveries based on agreed-upon resolutions of disputes. Also called income tax refund receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 8<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Section Appendix E<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 5<br> -Subparagraph c<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 15<br> -Subparagraph 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.15(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 15<br> -Subparagraph a<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 8<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 32<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.32)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 25<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19, 20, 22<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13, 16<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 17<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 10<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 15<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
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                <p>Tangible assets that are held by an entity for use in the production or supply of goods and services, for rental to others, or for administrative purposes and that are expected to provide economic benefit for more than one year; net of accumulated depreciation. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 8<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 12<br> -Paragraph 5<br> -Subparagraph b, c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 11<br> -Paragraph 2, 9, 10, 11<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4437-111522<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule III<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 28<br> -Article 12<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
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                <p>Investments which are not defined as or included in marketable (debt, equity, or other) securities whose use is restricted in whole or in part, generally by contractual agreements or regulatory requirements. For use in an unclassified balance sheet.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.31(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br></p>
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                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A3<br> -Appendix A<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br></p>
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                <p>The aggregate amount of time deposits, including certificates of deposits, individual retirement accounts and open accounts.</p>
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end

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
