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Consolidated Balance Sheets (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 10,235 $ 11,665
Federal funds sold 14,550 7,094
Total cash and cash equivalents 24,785 18,759
Securities held-to-maturity (fair value of $9,538 in 2011 and $14,601 in 2010) 9,196 14,297
Securities available-for-sale, at fair value 49,171 38,586
Restricted stock, at cost 2,080 2,180
Loans, net of allowance for loan losses of $4,970 in 2011 and $5,467 in 2010 319,601 320,715
Premises and equipment, net 8,970 8,791
Software, net 92 89
Interest receivable 1,415 1,469
Cash value - bank owned life insurance 5,470 5,360
Other real estate owned 4,281 3,440
Income taxes receivable 349 304
Deferred tax asset 1,526 1,899
Other assets 2,689 3,039
Total assets 429,625 418,928
Liabilities and Stockholders' Equity    
Noninterest bearing demand 48,132 44,272
NOW, money market and savings 243,896 241,176
Time 84,523 82,942
Total deposits 376,551 368,390
Repurchase agreements 8,550 7,330
FHLB borrowings 10,000 10,000
Capital notes 7,000 7,000
Interest payable 120 121
Other liabilities 431 592
Total liabilities 402,652 393,433
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,323,743 as of June 30, 2011 and December 31, 2010 7,113 7,113
Additional paid-in-capital 22,742 22,742
Accumulated other comprehensive income (loss) 32 (692)
Retained (deficit) (2,914) (3,668)
Total stockholders' equity 26,973 25,495
Total liabilities and stockholders' equity $ 429,625 $ 418,928