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Consolidated Statements Of Income (USD $)
In Thousands, except Share data
 3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Interest and Dividend Income        
Loans $ 4,384 $ 5,002 $ 8,857 $ 9,846
Securities        
US Government and agency obligations 204 350 442 765
Mortgage backed securities 147 1 263 3
Municipals 124 78 212 130
Dividends 23 22 26 23
Other (Corporates) 6 18 25 65
Federal Funds sold 8 2 13 9
Total interest and dividend income 4,896 5,473 9,838 10,841
Interest Expense        
NOW, money market savings 464 705 1,076 1,929
Time deposits 428 577 857 1,194
Federal Funds purchased   2   2
FHLB borrowings 75 74 148 174
Reverse repurchase agreements 18 32 34 65
Capital notes 6% due 4/1/2012 105 105 210 210
Total interest expense 1,090 1,495 2,325 3,574
Net interest income 3,806 3,978 7,513 7,267
Provision for loan losses 906 448 1,485 835
Net interest income after provision for loan losses 2,900 3,530 6,028 6,432
Other operating income        
Mortgage fee income 243 322 529 613
Service charges, fees and commissions 272 379 555 731
Increase in cash value of life insurance 55 59 110 119
Other 19 5 36 27
Gain on sale of available-for-sale securities 169 147 200 222
Total other operating income 758 912 1,430 1,712
Other operating expenses        
Salaries and employee benefits 1,391 1,678 2,818 3,327
Occupancy 272 232 548 477
Equipment 256 273 517 533
Supplies 108 82 197 183
Professional, data processing, and other outside expense 496 401 969 781
Marketing 108 86 187 153
Credit expense 71 71 143 137
Loss on sale and/or writedown of OREO and other OREO expenses 38 41 215 36
FDIC insurance expense 141 193 370 385
Other 323 250 410 453
Total other operating expenses 3,204 3,307 6,374 6,465
Income before income taxes 454 1,135 1,084 1,679
Income tax expense 135 365 330 543
Net Income $ 319 $ 770 $ 754 $ 1,136
Weighted average shares outstanding - basic 3,323,743 3,296,457 3,323,743 3,293,180
Weighted average shares outstanding- diluted 3,331,426 3,338,184 3,333,764 3,331,575
Income per common share - basic and diluted $ 0.10 $ 0.23 $ 0.23 $ 0.34