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Consolidated Balance Sheets (USD $)
In Thousands
Sep. 30, 2011
Dec. 31, 2010
Assets  
Cash and due from banks$ 17,429$ 11,665
Federal funds sold8,7417,094
Total cash and cash equivalents26,17018,759
Securities held-to-maturity (fair value of $8,529 in 2011 and $14,601 in 2010)8,16514,297
Securities available-for-sale, at fair value45,15338,586
Restricted stock, at cost2,0302,180
Loans, net of allowance for loan losses of $5,461 in 2011 and $5,467 in 2010319,315320,715
Premises and equipment, net8,8138,791
Software, net13189
Interest receivable1,5241,469
Cash value - bank owned life insurance8,5245,360
Other real estate owned5,2163,440
Income taxes receivable464304
Deferred tax asset1,3591,899
Other assets2,5763,039
Total assets429,440418,928
Liabilities and Stockholders' Equity  
Noninterest bearing demand54,86844,272
NOW, money market and savings233,164241,176
Time87,51582,942
Total deposits375,547368,390
Repurchase agreements8,3927,330
FHLB borrowings10,00010,000
Capital notes7,0007,000
Interest payable110121
Other liabilities1,032592
Total liabilities402,081393,433
Stockholders' equity  
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,323,743 as of September 30, 2011 and December 31, 20107,1137,113
Additional paid-in-capital22,74222,742
Accumulated other comprehensive income (loss)354(692)
Retained (deficit)(2,850)(3,668)
Total stockholders' equity27,35925,495
Total liabilities and stockholders' equity$ 429,440$ 418,928