XML 22 R6.htm IDEA: XBRL DOCUMENT v2.3.0.15
Consolidated Statements Of Cash Flows (USD $)
In Thousands
9 Months Ended12 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Dec. 31, 2010
Cash flows from operating activities   
Net Income$ 818$ 1,642$ 1,820
Adjustments to reconcile net income to net cash provided by operating activities   
Depreciation546616 
Net amortization and accretion of premiums and discounts on securities529363 
(Gain) on sale of available-for-sale securities(766)  
(Gain) on call of held-to-maturity securities (10) 
Loss on sale of assets 54 
Provision for loan losses2,7571,435 
Loss on sale of other real estate owned184  
Write down on other real estate owned483131 
(Increase) in cash value of life insurance(164)(177) 
Stock compensation expense 2 
Provision for deferred income taxes 14 
(Increase) decrease in interest receivable(55)573 
Decrease in other assets374515 
(Increase) decrease in income taxes receivable(160)139 
(Decrease) in interest payable(11)(66) 
(Decrease) increase in other liabilities440404 
Net cash provided by operating activities4,9755,325 
Cash flows from investing activities   
Purchases of securities held-to-maturity(1,000)0 
Proceeds from maturities and calls of securities held-to-maturity7,0001,000 
Purchases of securities available-for-sale(49,403)(31,545) 
Proceeds from maturities, calls and paydowns of securities available-for-sale13,5246,494 
Proceeds from sale of securities available-for-sale31,26738,201 
Purchases of bank owned life insurance(3,000)  
Purchase of Federal Reserve Bank stock (30) 
Sale of Federal Home Loan Bank stock150111 
Proceeds from sale of other real estate owned1,3460 
Improvements to other real estate owned(18)0 
Origination of loans, net of principal collected(5,072)(5,576) 
Recoveries of loans charged-off33284 
Purchases of premises and equipment(610)(241) 
Net cash (used in) provided by investing activities(5,783)8,698 
Cash flows from financing activities   
Net increase (decrease) in deposits7,157(11,262) 
Net increase (decrease) in repurchase agreements1,062(3,398) 
Net (decrease) in Federal Home Loan Bank advances (10,000) 
Proceeds from exercise of stock options 52 
Net cash provided by (used in) financing activities8,219(24,608) 
Increase (decrease) in cash and cash equivalents7,411(10,585) 
Cash and cash equivalents at beginning of period18,75931,30531,305
Cash and cash equivalents at end of period26,17020,72018,759
Non cash transactions   
Transfer of loans to foreclosed assets3,6821,185 
Fair value adjustment for securities1,5861,363 
Cash transactions   
Cash paid for interest3,3265,094 
Cash paid for taxes$ 495$ 1,045