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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 17,678 $ 11,665
Federal funds sold 5,662 7,094
Total cash and cash equivalents 23,340 18,759
Securities held-to-maturity (fair value of $8,533 in 2011 and $14,601 in 2010) 8,133 14,297
Securities available-for-sale, at fair value 48,338 38,586
Restricted stock, at cost 1,977 2,180
Loans, net of allowance for loan losses of $5,612 in 2011 and $5,467 in 2010 319,188 320,715
Premises and equipment, net 8,859 8,880
Interest receivable 1,583 1,469
Cash value - bank owned life insurance 8,609 5,360
Other real estate owned net of valuation allowance 3,253 3,440
Other assets 4,156 5,242
Total assets 427,436 418,928
Liabilities and stockholders' equity    
Noninterest bearing demand 55,569 44,272
NOW, money market and savings 230,386 241,176
Time 88,279 82,942
Total deposits 374,234 368,390
Repurchase agreements 8,379 7,330
Federal Home Loan Bank borrowings 10,000 10,000
Capital notes 7,000 7,000
Interest payable 111 121
Other liabilities 907 592
Total liabilities 400,631 393,433
Commitments and contingencies      
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares, issued and outstanding 3,342,415 shares in 2011 and 3,323,743 shares in 2010 7,152 7,113
Additional paid-in-capital 22,775 22,742
Retained earnings (deficit) (3,068) (3,668)
Accumulated other comprehensive (loss) (54) (692)
Total stockholders' equity 26,805 25,495
Total liabilities and stockholders' equity $ 427,436 $ 418,928