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Consolidated Statements Of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Interest and Dividend Income    
Loans $ 17,572 $ 19,710
Securities    
US agency obligations 939 1,312
Mortgage backed 384 133
Municipals 524 259
Dividends 52 47
Corporates 25 104
Federal funds sold 23 24
Total interest and dividend income 19,519 21,589
Interest Expense    
NOW, money market and savings 1,675 3,305
Time Deposits 1,725 2,221
Federal funds purchased   2
Federal Home Loan Bank borrowings 297 324
Repurchase agreements 75 116
Capital notes 420 420
Total interest expense 4,192 6,388
Net interest income 15,327 15,201
Provision for loan losses 4,807 2,783
Net interest income after provision for loan losses 10,520 12,418
Other operating income    
Mortgage fee income 1,042 1,515
Service charges, fees and commissions 1,149 1,344
Increase in cash value of life insurance 249 234
Other 58 67
Gain on sale of available-for-sale securities 1,182 358
Total other operating income 3,680 3,518
Other operating expenses    
Salaries and employee benefits 5,668 6,686
Occupancy 1,091 1,022
Equipment 1,038 1,100
Supplies 365 373
Professional, data processing and other outside expenses 2,139 1,690
Marketing 333 274
Credit expense 257 323
Other real estate expenses 1,021 244
Amortization of tax credit investment 247 196
FDIC insurance expense 661 902
Other 873 692
Total other operating expenses 13,693 13,502
Income before income taxes 507 2,434
Income tax expense (benefit) (93) 614
Net Income $ 600 $ 1,820
Income per common share - basic and diluted $ 0.18 $ 0.55