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Fair Value Measurements (Tables)
 6 Months Ended
Jun. 30, 2012
Fair Value Measurements [Abstract]  
Fair Value Assets Measured On Recurring Basis
      Carrying Value at June 30, 2012    
 
      Quoted Prices Significant    
      in Active Other Significant  
    Balance as of Markets for Observable Unobservable  
    June 30, Identical Assets Inputs Inputs  
Description   2012 (Level 1) (Level 2) (Level 3)  
US agency obligations $ 27,566 $ - $ 27,566 $ -
Mortgage-backed securities   2,799   -   2,799   -
Municipals   22,611   -   22,611   -
Other (corporates)   2,698   -   2,698   -
 
Total available-for-sale securities $ 55,674 $ - $ 55,674 $ -

 

      Carrying Value at December 31, 2011  
 
      Quoted Prices Significant    
      in Active Other Significant  
    Balance as of Markets for Observable Unobservable  
    December 31, Identical Assets Inputs Inputs  
Description   2011 (Level 1) (Level 2) (Level 3)  
US agency obligations $ 25,485 $ - $ 25,485 $ -
Mortgage-backed securities   3,939   -   3,939   -
Municipals   18,914   -   18,914   -
 
Total available-for-sale securities $ 48,338 $ - $ 48,338 $ -
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis
      Carrying Value at June 30, 2012
Description   Balance as
of June 30,
2012		 Quoted Prices
in Active
Markets for
Identical Assets
(Level 1)		   Significant
Other
Observable
Inputs (Level 2)		   Significant
Unobservable
Inputs (Level 3)
Impaired loans* $ 6,322 $- $ 3,151 $ 3,171
 
Other real estate              
owned $ 2,263 $- $ 2,263 $ -

 

* Includes loans charged down during the quarter to the net realizable value of the collateral.

      Carrying Value at December 31, 2011
Description   Balance as of
December
31, 2011		 Quoted Prices
in Active
Markets for
Identical Assets
(Level 1)		 Significant
Other
Observable
Inputs (Level 2)		   Significant
Unobservable
Inputs (Level 3)
Impaired loans* $ 10,655 $- $ 2,710 $ 7,945
 
Other real estate $ 3,253 $- $ 3,253 $ -
owned              

 

* Includes loans charged down during the quarter to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3
    Quantitative information about Level 3 Fair Value Measurements for June 30, 2012
      (dollars in thousands)  
    Fair
Value		 Valuation Technique(s) Unobservable Input Range
(Weighted
Average)
Assets          
      Discounted appraised    
Impaired loans $ 3,171 value Selling cost 5% - 10% (6%)
        Discount for lack of  
        marketability and age  
        of appraisal 0% - 25% (15%)
Summary Of Activity At The Level 3 Valuation
Six months ended June 30, 2012
(dollars in thousands)
Balance as of December 31, 2011 $ 7,945  
Transfers to Level 3   514  
Changes in loan balances due to payments   (17 )
Loans no longer considered impaired or transferred to Level 2*   (5,271 )
Ending balance as of June 30, 2012 $ 3,171  
Fair Value Carrying And Notional Amounts
        Fair Value Measurements at June 30, 2012 using    
        Quoted Prices   Significant        
        in Active   Other Significant    
        Markets for   Observable Unobservable    
    Carrying   Identical Assets   Inputs Inputs    
Assets   Amounts   (Level 1)   (Level 2) (Level 3)   Balance
Cash and due from                    
banks $ 18,924 $ 18,924 $  - $ - $ 18,924
Federal funds sold   8,362   8,362   -   -   8,362
Securities                    
Available-for-sale   55,674   -   55,674   -   55,674
Held-to-maturity   3,087   -   3,437   -   3,437
Loans, net   319,216   -   326,005   3,171   329,176
Loans held for sale   1,164   -   1,164   -   1,164
Interest receivable   1,502   -   1,502   -   1,502
BOLI   8,773   -   8,773   -   8,773
 
Liabilities                    
Deposits $ 384,589 $ - $ 386,397 $ - $ 386,397
FHLB borrowings   10,000   -   9,774   -   9,774
Capital notes   9,627   -   9,409   -   9,409
Interest payable   107   -   107   -   107

 

 

        Fair Value Measurements at December 31, 2011 using  
        Quoted Prices   Significant        
        in Active   Other Significant    
        Markets for   Observable Unobservable    
    Carrying   Identical Assets   Inputs Inputs    
Assets   Amounts   (Level 1)   (Level 2) (Level 3)   Balance
Cash and due from                    
banks $ 17,678 $ 17,678 $  - $ -  $ 17,678
Federal funds sold   5,662   5,662   -   -   5,662
Securities                    
Available-for-sale   48,338   -   48,338   -   48,338
Held-to-maturity   8,133   -   8,533   -   8,533
Loans, net   318,754   -   320,658 7,945    328,603
Loans held for sale   434   -   434   -   434
Interest receivable   1,583   -   1,583   -   1,583
BOLI   8,609   -   8,609   -   8,609
 
Liabilities                    
Deposits $ 374,234 $  - $ 375,544 $ - $ 375,544
FHLB borrowings   10,000   -   9,752   -   9,752
Repurchase                    
agreements   8,379   -   8,392   -   8,392
Capital notes   7,000   -   6,826   -   6,826
Interest payable   111   -   111   -   111