Business Segments (Tables)

6 Months Ended

Jun. 30, 2012

Schedule Of Segment Reporting Information, By Segment


		Community
		Banking			Mortgage			Total
Three months ended June 30, 2012
Net interest income	$	3,836		$	-		$	3,836
Provision for loan losses		425			-			425
Net interest income after provision for loan losses		3,411			-			3,411
Noninterest income		554			289			843
Noninterest expenses		3,318			241			3,559
Income before income taxes		647			48			695
Income tax expense		193			16			209
Net income	$	454	$		32		$	486
Total assets	$	431,967	$		1,237	$	$	433,204


Six months ended June 30, 2012
Net interest income	$	7,702		$	-		$	7,702
Provision for loan losses		1,175			-			1,175
Net interest income after provision for loan losses		6,527			-			6,527
Noninterest income		999			515			1,514
Noninterest expenses		6,407			436			6,843
Income before income taxes		1,119			79			1,198
Income tax expense		325			27			352
Net income	$	794	$		52		$	846
Total assets	$	431,967	$		1,237	$	$	433,204


Three months ended June 30, 2011
Net interest income	$	3,806		$	-		$	3,806
Provision for loan losses		906			-			906
Net interest income after provision for loan losses		2,900			-			2,900
Noninterest income		515			243			758
Noninterest expenses		2,990			214			3,204
Income before income taxes		425			29			454
Income tax expense		125			10			135
Net income	$	300	$		19		$	319
Total assets		429,122	$		503	$	$	429,625


Six months ended June 30, 2011
Net interest income	$	7,513		$	-		$	7,513
Provision for loan losses		1,485			-			1,485
Net interest income after provision for loan losses		6,028			-			6,028
Noninterest income		901			529			1,430
Noninterest expenses		5,915			459			6,374
Income before income taxes		1,014			70			1,084
Income tax expense		306			24			330
Net income	$	708	$		46		$	754
Total assets	$	429,122	$		503	$	$	429,625

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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