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Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest and Dividend Income        
Loans $ 4,178 $ 4,384 $ 8,402 $ 8,857
Securities        
US Government and agency obligations 241 204 521 442
Mortgage backed securities 7 147 20 263
Municipals 171 124 325 212
Dividends 25 23 29 26
Other (Corporates) 17 6 23 25
Federal Funds sold 6 8 11 13
Total interest and dividend income 4,645 4,896 9,331 9,838
Deposits        
NOW, money market savings 209 464 414 1,076
Time deposits 392 428 813 857
FHLB borrowings 75 75 149 148
Reverse repurchase agreements   18 15 34
Capital notes 133 105 238 210
Total interest expense 809 1,090 1,629 2,325
Net interest income 3,836 3,806 7,702 7,513
Provision for loan losses 425 906 1,175 1,485
Net interest income after provision for loan losses 3,411 2,900 6,527 6,028
Other Operating Income        
Mortgage fee income 289 243 515 529
Service charges, fees and commissions 311 272 594 555
Increase in cash value of life insurance 82 55 164 110
Other 32 19 71 36
Gain on sale or call of securities 129 169 170 200
Total other operating income 843 758 1,514 1,430
Other operating expenses        
Salaries and employee benefits 1,546 1,391 3,049 2,818
Occupancy 291 272 577 548
Equipment 245 256 498 517
Supplies 103 108 216 197
Professional, data processing, and other outside expense 518 496 1,016 969
Marketing 145 108 249 187
Credit expense 56 71 112 143
Other real estate expenses 274 38 322 215
FDIC insurance expense 144 141 288 370
Other 237 323 516 410
Total other operating expenses 3,559 3,204 6,843 6,374
Income before income taxes 695 454 1,198 1,084
Income tax expense 209 135 352 330
Net Income $ 486 $ 319 $ 846 $ 754
Weighted average shares outstanding - basic 3,342,415 3,323,743 3,342,415 3,323,743
Weighted average shares outstanding- diluted 3,343,250 3,331,426 3,342,833 3,333,764
Income per common share - basic and diluted $ 0.15 $ 0.10 $ 0.25 $ 0.23