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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended 12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Cash flows from operating activities      
Net Income $ 846 $ 754  
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation 334 367  
Net amortization and accretion of premiums and discounts on securities 299 292  
(Gain) on sale of available-for-sale securities (170) (200)  
Provision for loan losses 1,175 1,485 4,807
Loss on sale of other real estate owned 81 215  
Impairment of other real estate owned 200    
Increase in loans held for sale (730) (215)  
(Increase) in cash value of life insurance (164) (110)  
Decrease in interest receivable 81 54  
(Increase) decrease in other assets 309 565  
(Increase) in income taxes receivable (22) (45)  
(Decrease) in interest payable (4) (1)  
(Decrease) in other liabilities (325) (161)  
Net cash provided by operating activities 1,910 3,000  
Cash flows from investing activities      
Purchases of securities held-to-maturity   (1,000)  
Proceeds from maturities and calls of securities held-to-maturity 5,000 6,000  
Purchases of securities available-for-sale (25,400) (26,318)  
Proceeds from maturities, calls and paydowns of securities available-for-sale 10,488 4,911  
Proceeds from sale of securities available-for-sale 8,472 11,928  
Redemption of Federal Home Loan Bank stock 61 100  
Proceeds from sale of other real estate owned 2,088 974  
Improvements to other real estate owned (5) (10)  
Origination of loans, net of principal collected (3,011) (2,391)  
Purchases of premises and equipment (260) (549)  
Net cash (used in) investing activities (2,567) (6,355)  
Cash flows from financing activities      
Net increase in deposits 10,355 8,161  
Net increase (decrease) in repurchase agreements (8,379) 1,220  
Payoff of 6% senior capital notes due 4/1/2012 (7,000)    
Proceeds from sale of 6% senior capital notes due 4/1/2017 9,627    
Net cash provided by financing activities 4,603 9,381  
Increase in cash and cash equivalents 3,946 6,026  
Cash and cash equivalents at beginning of period 23,340 18,759 18,759
Cash and cash equivalents at end of period 27,286 24,785 23,340
Non cash transactions      
Transfer of loans to foreclosed assets 1,434 2,020  
Fair value adjustment for securities 979 1,097  
Cash transactions      
Cash paid for interest 1,633 2,326  
Cash paid for taxes $ 370 $ 375