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Consolidated Balance Sheets (USD $)
Sep. 30, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 17,861,000 $ 17,678,000
Federal funds sold 3,157,000 5,662,000
Total cash and cash equivalents 21,018,000 23,340,000
Securities held-to-maturity (fair value of $3,445 in 2012 and $8,533 in 2011) 3,081,000 8,133,000
Securities available-for-sale, at fair value 52,260,000 48,338,000
Restricted stock, at cost 1,899,000 1,977,000
Loans, net of allowance for loan losses of $5,693 in 2012 and $5,612 in 2011 318,712,000 318,754,000
Loans held for sale 4,163,000 434,000
Premises and equipment, net 8,479,000 8,735,000
Software, net 192,000 124,000
Interest receivable 1,466,000 1,583,000
Cash value - bank owned life insurance 8,853,000 8,609,000
Other real estate owned, net of valuation allowance 2,267,000 3,253,000
Income taxes receivable 869,000 675,000
Deferred tax asset 953,000 1,375,000
Other assets 1,865,000 2,106,000
Total assets 426,077,000 427,436,000
Deposits    
Noninterest bearing demand 62,311,000 55,569,000
NOW, money market and savings 229,306,000 230,386,000
Time 92,732,000 88,279,000
Total deposits 384,349,000 374,234,000
Repurchase agreements   8,379,000
FHLB borrowings 2,000,000 10,000,000
Capital notes 10,000,000 7,000,000
Interest payable 77,000 111,000
Other liabilities 642,000 907,000
Total liabilities 397,068,000 400,631,000
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,342,418 as of September 30, 2012 and December 31, 2011 7,152,000 7,152,000
Additional paid-in-capital 22,775,000 22,775,000
Accumulated other comprehensive income (loss) 765,000 (54,000)
Retained deficit (1,683,000) (3,068,000)
Total stockholders' equity 29,009,000 26,805,000
Total liabilities and stockholders' equity $ 426,077,000 $ 427,436,000