Business Segments (Tables)

9 Months Ended

Sep. 30, 2012

Schedule Of Segment Reporting Information, By Segment


Business Segments

	Community
	Banking	Mortgage	Total
Nine months ended September 30, 2012
Net interest income	$ 11,729	$ -	$ 11,729
Provision for loan losses	1,776	-	1,776
Net interest income after provision for loan losses	9,953	-	9,953
Noninterest income	1,649	917	2,566
Noninterest expenses	9,898	728	10,626
Income before income taxes	1,704	189	1,893
Income tax expense	444	64	508
Net income	$ 1,260	$ 125	$ 1,385
Total assets	$ 421,830	$ 4,247	$ 426,077

Nine months ended September 30, 2011
Net interest income	$ 11,359	$ -	$ 11,359
Provision for loan losses	2,757	-	2,757
Net interest income after provision for loan losses	8,602	-	8,602
Noninterest income	1,851	779	2,630
Noninterest expenses	9,415	665	10,080
Income before income taxes	1,038	114	1,152
Income tax expense	295	39	334
Net income	$ 743	$ 75	$ 818
Total assets	$ 428,924	$ 516	$ 429,440

	Community
	Banking	Mortgage	Total
Three months ended September 30, 2012
Net interest income	$ 4,027	$ -	$ 4,027
Provision for loan losses	601	-	601
Net interest income after provision for loan losses	3,426	-	3,426
Noninterest income	650	402	1,052
Noninterest expenses	3,491	292	3,783
Income before income taxes	585	110	695
Income tax expense	119	37	156
Net income	$ 466	$ 73	$ 539
Total assets	$ 421,830	$ 4,247	$ 426,077

Three months ended September 30, 2011
Net interest income	$ 3,846	$ -	$ 3,846
Provision for loan losses	1,272	-	1,272
Net interest income after provision for loan losses	2,574	-	2,574
Noninterest income	950	250	1,200
Noninterest expenses	3,500	206	3,706
Income before income taxes	24	44	68
Income tax expense	(11)	15	4
Net income	$ 35	$ 29	$ 64
Total assets	$ 428,924	$ 516	$ 429,440

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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