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Consolidated Statements Of Income (USD $)
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest Income        
Loans $ 4,332,000 $ 4,355,000 $ 12,734,000 $ 13,212,000
Securities        
US Government and agency obligations 219,000 239,000 740,000 681,000
Mortgage backed securities 2,000 94,000 22,000 357,000
Municipals 182,000 140,000 507,000 352,000
Dividends 4,000 3,000 33,000 29,000
Other (Corporates) 17,000   40,000 25,000
Federal Funds sold 7,000 5,000 18,000 18,000
Total interest income 4,763,000 4,836,000 14,094,000 14,674,000
Deposits        
NOW, money market savings 164,000 353,000 578,000 1,429,000
Time deposits 373,000 436,000 1,186,000 1,293,000
FHLB borrowings 50,000 75,000 199,000 223,000
Reverse repurchase agreements   21,000 15,000 55,000
Capital notes 149,000 105,000 387,000 315,000
Total interest expense 736,000 990,000 2,365,000 3,315,000
Net interest income 4,027,000 3,846,000 11,729,000 11,359,000
Provision for loan losses 601,000 1,272,000 1,776,000 2,757,000
Net interest income after provision for loan losses 3,426,000 2,574,000 9,953,000 8,602,000
Other Operating Income        
Mortgage fee income 402,000 250,000 917,000 779,000
Service charges, fees and commissions 317,000 320,000 911,000 875,000
Increase in cash value of life insurance 81,000 54,000 244,000 164,000
Other 11,000 10,000 83,000 46,000
Gain on sale of available-for-sale securities 241,000 566,000 411,000 766,000
Total other operating income 1,052,000 1,200,000 2,566,000 2,630,000
Other operating expenses        
Salaries and employee benefits 1,608,000 1,462,000 4,657,000 4,280,000
Occupancy 280,000 272,000 857,000 820,000
Equipment 250,000 263,000 748,000 780,000
Supplies 78,000 91,000 294,000 288,000
Professional, data processing, and other outside expense 508,000 557,000 1,524,000 1,526,000
Marketing 99,000 119,000 348,000 306,000
Credit expense 62,000 44,000 174,000 187,000
Other real estate expenses 586,000 452,000 908,000 667,000
FDIC insurance expense 145,000 145,000 433,000 515,000
Other 167,000 301,000 683,000 711,000
Total other operating expenses 3,783,000 3,706,000 10,626,000 10,080,000
Income before income taxes 695,000 68,000 1,893,000 1,152,000
Income tax expense 156,000 4,000 508,000 334,000
Net Income $ 539,000 $ 64,000 $ 1,385,000 $ 818,000
Weighted average shares outstanding - basic 3,342,418 3,323,743 3,342,416 3,323,743
Weighted average shares outstanding- diluted 3,342,771 3,327,757 3,342,812 3,331,239
Income per common share - basic $ 0.16 $ 0.02 $ 0.41 $ 0.25
Income per common share - diluted $ 0.16 $ 0.02 $ 0.41 $ 0.25