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Consolidated Statements Of Cash Flows (USD $)
9 Months Ended 12 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Dec. 31, 2011
Cash flows from operating activities      
Net Income $ 1,385,000 $ 818,000  
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation 504,000 546,000  
Net amortization and accretion of premiums and discounts on securities 426,000 529,000  
(Gain) on sale of available for sale securities (411,000) (766,000)  
Provision for loan losses 1,776,000 2,757,000 4,807,000
Loss on sale of other real estate owned 74,000 184,000  
(Increase) in loans held-for-sale (3,729,000)    
(Increase) in cash value of life insurance (244,000) (164,000)  
(Increase) decrease in interest receivable 117,000 (55,000)  
(Increase) decrease in other assets 246,000 374,000  
(Increase) in income taxes receivable (194,000) (160,000)  
(Decrease) in interest payable (34,000) (11,000)  
Increase (decrease) in other liabilities (265,000) 440,000  
Writedown on other real estate owned 710,000 483,000  
Net cash provided by operating activities 361,000 4,975,000  
Cash flows from investing activities      
Purchases of securities held to maturity   (1,000,000)  
Proceeds from maturities and calls of securities held to maturity 5,000,000 7,000,000  
Purchases of securities available for sale (34,930,000) (49,403,000)  
Proceeds from maturities, calls and paydowns of securities available-for-sale 16,696,000 13,524,000  
Proceeds from sale of securities available for sale 15,585,000 31,267,000  
Purchase of bank owned life insurance   (3,000,000)  
Redemption of Federal Home Loan Bank stock 78,000 150,000  
Proceeds from sale of other real estate owned 2,307,000 1,346,000  
Improvements to other real estate owned (5,000) (18,000)  
Origination of loans, net of principal collected (3,834,000) (5,039,000)  
Purchases of premises and equipment (316,000) (610,000)  
Net cash used in investing activities 581,000 (5,783,000)  
Cash flows from financing activities      
Net increase in deposits 10,115,000 7,157,000  
Net increase (decrease) in repurchase agreements (8,379,000) 1,062,000  
Net (decrease) in Federal Home Loan Bank advances (8,000,000)    
Payoff of 6% senior capital notes due 4/1/2012 (7,000,000)    
Proceeds from sale of 6% senior capital notes due 4/1/2017 10,000,000    
Net cash (used in) provided by financing activities (3,264,000) 8,219,000  
Increase (decrease) in cash and cash equivalents (2,322,000) 7,411,000  
Cash and cash equivalents at beginning of period 23,340,000 18,759,000 18,759,000
Cash and cash equivalents at end of period 21,018,000 26,170,000 23,340,000
Non cash transactions      
Transfer of loans to foreclosed assets 2,100,000 3,682,000  
Fair value adjustment for securities 1,236,000 1,586,000  
Cash transactions      
Cash paid for interest 2,399,000 3,326,000  
Cash paid for taxes $ 702,000 $ 495,000