Business Segments (Tables)

12 Months Ended

Dec. 31, 2012

Schedule Of Segment Reporting Information


Business Segments

	Community
	Banking	Mortgage	Total
For the year ended December 31, 2012
Net interest income	$ 15,737	$ -	$ 15,737
Provision for loan losses	2,289	-	2,289
Net interest income after provision for loan losses	13,448	-	13,448
Noninterest income	2,361	1,257	3,618
Noninterest expenses	13,404	987	14,391
Income before income taxes	2,405	270	2,675
Income tax expense	451	92	543
Net income	$ 1,954	$ 178	$ 2,132
Total assets	$ 440,422	$ 959	$ 441,381

For the year ended December 31, 2011
Net interest income	$ 15,327	$ -	$ 15,327
Provision for loan losses	4,807	-	4,807
Net interest income after provision for loan losses	10,520	-	10,520
Noninterest income	2,638	1,042	3,680
Noninterest expenses	12,810	883	13,693
Income before income taxes	348	159	507
Income tax expense	(147)	54	(93)
Net income	$ 495	$ 105	$ 600
Total assets	$ 426,936	$ 500	$ 427,436

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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