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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities    
Net Income $ 2,132 $ 600
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 681 715
Net amortization and accretion of premiums and discounts on securities 547 604
(Gain) on sale of available for sale securities (674) (1,182)
Provision for loan losses 2,289 4,807
Loss on sale of other real estate owned 77 487
(Increase) in loans held-for-sale (470) (434)
(Benefit) expense for deferred income taxes (312) 195
Amortization of tax credit investment 247 247
(Increase) in cash value of life insurance (323) (249)
(Increase) decrease in interest receivable 26 (114)
Decrease in other assets 393 1,122
(Increase) decrease in income taxes receivable 51 (374)
(Decrease) in interest payable (41) (10)
Increase (decrease) in other liabilities (224) 315
Writedown on other real estate owned 650 395
Net cash provided by operating activities 5,049 7,124
Cash flows from investing activities    
Purchases of securities held to maturity   (1,000)
Proceeds from maturities and calls of securities held to maturity 5,000 7,000
Purchases of securities available for sale (44,343) (72,827)
Proceeds from maturities, calls and paydowns of securities available-for-sale 18,849 20,114
Proceeds from sale of securities available for sale 24,665 44,671
Purchase of bank owned life insurance   (3,000)
Redemption of Federal Home Loan Bank stock 439 203
Proceeds from sale of other real estate owned 1,283 2,663
Improvements to other real estate owned (5) (20)
Origination of loans, net of principal collected (4,321) (6,618)
Purchases of premises and equipment (414) (694)
Net cash provided by (used in) investing activities 1,153 (9,508)
Cash flows from financing activities    
Net increase in deposits 24,781 5,844
Net increase (decrease) in repurchase agreements (8,379) 1,049
Net (decrease) in Federal Home Loan Bank advances (8,000)  
Payoff of 6% senior capital notes due 4/1/2012 (7,000)  
Proceeds from issuance of 6% senior capital notes due 4/1/2017 10,000  
Proceeds from exercise of stock options 54 72
Net cash provided by financing activities 11,456 6,965
Increase in cash and cash equivalents 17,658 4,581
Cash and cash equivalents at beginning of period 23,340 18,759
Cash and cash equivalents at end of period 40,998 23,340
Non cash transactions    
Transfer of loans to foreclosed assets 2,070 4,619
Portion of foreclosed assets financed 1,206 1,281
Fair value adjustment for securities 942 968
Cash transactions    
Cash paid for interest 3,057 4,202
Cash paid for taxes $ 800 $ 712