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Consolidated Balance Sheets (USD $)
Mar. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 20,249,000 $ 16,827,000
Federal funds sold 6,943,000 24,171,000
Total cash and cash equivalents 27,192,000 40,998,000
Securities held-to-maturity (fair value of $3,397 in 2013 and $3,417 in 2012) 3,069,000 3,075,000
Securities available-for-sale, at fair value 45,702,000 50,294,000
Restricted stock, at cost 1,428,000 1,538,000
Loans, net of allowance for loan losses of $5,606 in 2013 and $5,535 in 2012 325,510,000 319,922,000
Loans held for sale 804,000 904,000
Premises and equipment, net 8,221,000 8,340,000
Software, net 220,000 252,000
Interest receivable 1,375,000 1,557,000
Cash value - bank owned life insurance 9,006,000 8,931,000
Other real estate owned, net of valuation allowance 2,318,000 2,112,000
Income taxes receivable 291,000 624,000
Deferred tax asset 1,587,000 1,367,000
Other assets 1,363,000 1,467,000
Total assets 428,086,000 441,381,000
Deposits    
Noninterest bearing demand 65,212,000 66,917,000
NOW, money market and savings 226,619,000 239,812,000
Time 93,363,000 92,286,000
Total deposits 385,194,000 399,015,000
FHLB borrowings 2,000,000 2,000,000
Capital notes 10,000,000 10,000,000
Interest payable 73,000 70,000
Other liabilities 847,000 683,000
Total liabilities 398,114,000 411,768,000
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,352,725 as of March 31, 2013 and December 31, 2012 7,175,000 7,175,000
Additional paid-in-capital 22,806,000 22,806,000
Accumulated other comprehensive income (loss) 139,000 568,000
Retained deficit (148,000) (936,000)
Total stockholders' equity 29,972,000 29,613,000
Total liabilities and stockholders' equity $ 428,086,000 $ 441,381,000