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Consolidated Statements Of Income (USD $)
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest Income    
Loans $ 4,163,000 $ 4,224,000
Securities    
US Government and agency obligations 190,000 280,000
Mortgage backed securities 4,000 13,000
Municipals 152,000 154,000
Dividends 5,000 4,000
Other (Corporates) 16,000 6,000
Federal Funds sold 7,000 5,000
Total interest income 4,537,000 4,686,000
Deposits    
NOW, money market savings 124,000 205,000
Time deposits 323,000 421,000
FHLB borrowings 19,000 74,000
Reverse repurchase agreements   15,000
Capital notes 150,000 105,000
Total interest expense 616,000 820,000
Net interest income 3,921,000 3,866,000
Provision for loan losses 235,000 750,000
Net interest income after provision for loan losses 3,686,000 3,116,000
Other Operating Income    
Mortgage fee income 319,000 226,000
Service charges, fees and commissions 303,000 283,000
Increase in cash value of life insurance 75,000 82,000
Other 8,000 39,000
Gain on sale of available-for-sale securities 259,000 41,000
Total other operating income 964,000 671,000
Other operating expenses    
Salaries and employee benefits 1,776,000 1,503,000
Occupancy 305,000 286,000
Equipment 261,000 253,000
Supplies 90,000 113,000
Professional, data processing, and other outside expense 561,000 498,000
Marketing 86,000 104,000
Credit expense 55,000 56,000
Other real estate expenses 79,000 48,000
FDIC insurance expense 144,000 144,000
Other 174,000 279,000
Amortization of tax credit investment      
Total other operating expenses 3,531,000 3,284,000
Income before income taxes 1,119,000 503,000
Income tax expense 331,000 143,000
Net Income $ 788,000 $ 360,000
Weighted average shares outstanding - basic 3,352,725 3,342,415
Weighted average shares outstanding- diluted 3,352,855 3,342,415
Income per common share - basic $ 0.24 $ 0.11
Income per common share - diluted $ 0.24 $ 0.11