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Consolidated Balance Sheets (USD $)
Jun. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 16,165,000 $ 16,827,000
Federal funds sold 9,302,000 24,171,000
Total cash and cash equivalents 25,467,000 40,998,000
Securities held-to-maturity (fair value of $3,322 in 2013 and $3,417 in 2012) 3,063,000 3,075,000
Securities available-for-sale, at fair value 43,022,000 50,294,000
Restricted stock, at cost 1,428,000 1,538,000
Loans, net of allowance for loan losses of $5,475 in 2013 and $5,535 in 2012 331,703,000 319,922,000
Loans held for sale 861,000 904,000
Premises and equipment, net 8,240,000 8,340,000
Software, net 260,000 252,000
Interest receivable 1,443,000 1,557,000
Cash value - bank owned life insurance 9,082,000 8,931,000
Other real estate owned, net of valuation allowance 1,817,000 2,112,000
Income taxes receivable 678,000 624,000
Deferred tax asset 2,472,000 1,367,000
Other assets 1,335,000 1,467,000
Total assets 430,871,000 441,381,000
Deposits    
Noninterest bearing demand 50,745,000 66,917,000
NOW, money market and savings 243,044,000 239,812,000
Time 94,999,000 92,286,000
Total deposits 388,788,000 399,015,000
FHLB borrowings 2,000,000 2,000,000
Capital notes 10,000,000 10,000,000
Interest payable 68,000 70,000
Other liabilities 962,000 683,000
Total liabilities 401,818,000 411,768,000
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,352,725 as of June 30, 2013 and December 31, 2012 7,175,000 7,175,000
Additional paid-in-capital 22,806,000 22,806,000
Accumulated other comprehensive income (loss) (1,577,000) 568,000
Retained earnings (deficit) 649,000 (936,000)
Total stockholders' equity 29,053,000 29,613,000
Total liabilities and stockholders' equity $ 430,871,000 $ 441,381,000