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Consolidated Balance Sheets (USD $)
Sep. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 19,410,000 $ 16,827,000
Federal funds sold 7,375,000 24,171,000
Total cash and cash equivalents 26,785,000 40,998,000
Securities held-to-maturity (fair value of $3,777 in 2013 and $3,417 in 2012) 3,543,000 3,075,000
Securities available-for-sale, at fair value 46,811,000 50,294,000
Restricted stock, at cost 1,428,000 1,538,000
Loans, net of allowance for loan losses of $4,983 in 2013 and $5,535 in 2012 330,472,000 319,922,000
Loans held for sale 799,000 904,000
Premises and equipment, net 8,461,000 8,340,000
Software, net 226,000 252,000
Interest receivable 1,309,000 1,557,000
Cash value - bank owned life insurance 9,157,000 8,931,000
Other real estate owned, net of valuation allowance 1,701,000 2,112,000
Income taxes receivable 622,000 624,000
Deferred tax asset 2,795,000 1,367,000
Other assets 1,263,000 1,467,000
Total assets 435,372,000 441,381,000
Deposits    
Noninterest bearing demand 70,535,000 64,853,000
NOW, money market and savings 225,345,000 241,876,000
Time 97,248,000 92,286,000
Total deposits 393,128,000 399,015,000
FHLB borrowings 2,000,000 2,000,000
Capital notes 10,000,000 10,000,000
Interest payable 67,000 70,000
Other liabilities 939,000 683,000
Total liabilities 406,134,000 411,768,000
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,352,725 as of September 30, 2013 and December 31, 2012 7,175,000 7,175,000
Additional paid-in-capital 22,806,000 22,806,000
Accumulated other comprehensive income (loss) (2,205,000) 568,000
Retained earnings (deficit) 1,462,000 (936,000)
Total stockholders' equity 29,238,000 29,613,000
Total liabilities and stockholders' equity $ 435,372,000 $ 441,381,000