Business Segments (Tables)

9 Months Ended

Sep. 30, 2013

Schedule Of Segment Reporting Information, By Segment


Business Segments

	Community
	Banking	Mortgage	Total
Nine months ended September 30, 2013
Net interest income	$ 11,845	$ -	$ 11,845
Provision for loan losses	290	-	290
Net interest income after provision for loan losses	11,555	-	11,555
Noninterest income	1,684	954	2,638
Noninterest expenses	10,006	764	10,770
Income before income taxes	3,233	190	3,423
Income tax expense	960	65	1,025
Net income	$ 2,273	$ 125	$ 2,398
Total assets	$ 434,493	$ 879	$ 435,372

Nine months ended September 30, 2012
Net interest income	$ 11,729	$ -	$ 11,729
Provision for loan losses	1,776	-	1,776
Net interest income after provision for loan losses	9,953	-	9,953
Noninterest income	1,649	917	2,566
Noninterest expenses	9,898	728	10,626
Income before income taxes	1,704	189	1,893
Income tax expense	444	64	508
Net income	$ 1,260	$ 125	$ 1,385
Total assets	$ 421,830	$ 4,247	$ 426,077

	Community
	Banking	Mortgage	Total
Three months ended September 30, 2013
Net interest income	$ 3,967	$ -	$ 3,967
Provision for loan losses	-	-	-
Net interest income after provision for loan losses	3,967	-	3,967
Noninterest income	474	295	769
Noninterest expenses	3,323	245	3,568
Income before income taxes	1,118	50	1,168
Income tax expense	337	18	355
Net income	$ 781	$ 32	$ 813
Total assets	$ 434,493	$ 879	$ 435,372

Three months ended September 30, 2012
Net interest income	$ 4,027	$ -	$ 4,027
Provision for loan losses	601	-	601
Net interest income after provision for loan losses	3,426	-	3,426
Noninterest income	650	402	1,052
Noninterest expenses	3,491	292	3,783
Income before income taxes	585	110	695
Income tax expense	119	37	156
Net income	$ 466	$ 73	$ 539
Total assets	$ 421,830	$ 4,247	$ 426,077

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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