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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 16,671 $ 16,827
Federal funds sold   24,171
Total cash and cash equivalents 16,671 40,998
Securities held-to-maturity (fair value of $3,740 in 2013 and $3,417 in 2012) 3,537 3,075
Securities available-for-sale, at fair value 46,091 50,294
Restricted stock, at cost 1,428 1,538
Loans, net of allowance for loan losses of $5,186 in 2013 and $5,535 in 2012 339,994 319,922
Loans held for sale 1,921 904
Premises and equipment, net 8,408 8,340
Software, net 268 252
Interest receivable 1,360 1,557
Cash value - bank owned life insurance 9,230 8,931
Other real estate owned, net of valuation allowance 1,451 2,112
Income taxes receivable 448 624
Deferred tax asset 2,628 1,367
Other assets 1,076 1,467
Total assets 434,511 441,381
Deposits    
Noninterest bearing demand 63,256 64,853
NOW, money market and savings 226,709 241,876
Time 97,433 92,286
Total deposits 387,398 399,015
Federal funds purchased 4,108  
FHLB borrowings 2,000 2,000
Capital notes 10,000 10,000
Interest payable 65 70
Other liabilities 1,168 683
Total liabilities 404,739 411,768
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,364,874 as of December 31, 2013 and 3,352,725 as of December 31, 2012 7,201 7,175
Preferred stock; authorized 1,000,000 shares; 0 issued and outstanding as of December 31, 2013 and 2012      
Additional paid-in-capital 22,868 22,806
Accumulated other comprehensive income (loss) (2,421) 568
Retained earnings (deficit) 2,124 (936)
Total stockholders' equity 29,772 29,613
Total liabilities and stockholders' equity $ 434,511 $ 441,381